With most of the salaried as well as self-employed individuals having a minimum of one or two credit cards, being aware of the available balance on each card is imperative to plan the expenses. In a move to provide better customer services, banks are offering multiple ways to check credit card balance through various channels. HDFC is one of those banks which offers convenient ways to check HDFC credit card balance.
Ways to Check HDFC Credit Card Balance
The primary and the most prefered way to check your HDFC credit card balance is through HDFC credit card netbanking. To avail the facility, you need to register your credit card for HDFC credit card net banking. Only registered credit card users can check the credit card balance and other online services through net banking.
Below Is The Step-by-step Guide To Check Your HDFC Credit Card Balance Through Net Banking.
While the ‘Available Credit’ indicates how much credit is available on the card or the credit card balance, ‘Statement Balance’ refers to total outstanding balance on the card as per your previous bill.
Through HDFC net banking, cardholders can also view account information including cash and credit limit, billed and unbilled transactions, payment due date, accrued reward points and last six months credit card statement.
HDFC netbanking account is accessible through the website or by downloading HDFC Mobile Banking app. The app is available on various platforms including iOS, Android and Windows. If you have registered your credit card with HDFC net banking, you can download the app and use it to check your credit card balance.
Below Is The Step-by-step Guide To Check Your HDFC Credit Card Balance Through Mobile App.
Your primary credit card number followed by the details including credit balance, account summary, account information and unbilled transactions will be displayed. If you have more than one credit card, swipe the credit card number to find the same along with account details.
The mobile app can also be used to raise other requests including a new card, generating ATM PIN, deregistering existing card and others.
HDFC credit card holders who haven’t registered their credit cards for net banking, can use HDFC mobile banking services to check their credit card balance. Mobile banking services can also be availed by non-smartphone users and for those who don’t have active internet connection.
The HDFC Bank’s SMS Banking facility helps credit card users to check credit card balance and other credit card related information by sending a simple SMS.
Whenever, you want to know the available credit card balance send an SMS in the below provided format from your registered mobile number.
While sending the SMS make sure you’re sending it from your registered mobile number. Also note that the SMS service is not free and will be charged as per your telecom operator.
Well, if all the above listed modes and channels seem cumbersome, you can simply give a missed call to HDFC toll free customer care number 1800 270 3311. The missed call service will help you get your credit card outstanding balance, balance amount and information about reward points. You can also call toll free HDFC credit card customer care at 1800 425 4332 to get the information. For other city specific customer care numbers, you can visit our page HDFC Bank Credit Card Customer Care.
Yes, you can check HDFC Credit Card balance without having internet connection. Use HDFC mobile banking services such as SMS banking, phone banking, etc., as mentioned above to check the balance on your credit card.
You can register your credit card by visiting HDFC’s Credit Card net banking website. The page provides you a link ‘Register for Credit Card NetBanking’ using which you can register your card. A detailed guide to link credit card to HDFC bank account is available here. You can register multiple cards using the same service.
Yes, you can check your HDFC credit card balance using another mobile number as well. However, while using a non-registered mobile number, you can only call HDFC customer service to check the balance on your card. Other services such as SMS service and missed call service cannot be availed from a non-registered mobile number.
To find out your credit card limit, there are no calls to be made. You can SMS CCACL Last four digits of your credit card number to 5676712.
You can always call the toll-free HDFC number 1800 270 3311.
Yes, the mobile app can be used to generate an ATM PIN and also request for a new card. You can also deregister your existing card using the mobile app.
You can check the balance on your credit card by sending an SMS CCBAL Last four digits of your credit card number to 5676712.
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