How To Check HDFC Credit Card Balance

With most of the salaried as well as self-employed individuals having a minimum of one or two credit cards, being aware of the available balance on each card is imperative to plan the expenses. In a move to provide better customer services, banks are offering multiple ways to check credit card balance through various channels. HDFC is one of those banks which offers convenient ways to check HDFC credit card balance.

Ways to Check HDFC Credit Card Balance

Check HDFC Credit Card Balance Through Netbanking

The primary and the most prefered way to check your HDFC credit card balance is through HDFC credit card netbanking. To avail the facility, you need to register your credit card for HDFC credit card net banking. Only registered credit card users can check the credit card balance and other online services through net banking.

Below Is The Step-by-step Guide To Check Your HDFC Credit Card Balance Through Net Banking.

  • Login to HDFC net banking using the customer ID and IPIN.
  • From the main menu, select ‘Cards > Active Cards’
  • All the credit cards linked to the online account will get displayed along with Available Credit’ as well as the ‘Statement Balance’

While the ‘Available Credit’ indicates how much credit is available on the card or the credit card balance, ‘Statement Balance’ refers to total outstanding balance on the card as per your previous bill.

Through HDFC net banking, cardholders can also view account information including cash and credit limit, billed and unbilled transactions, payment due date, accrued reward points and last six months credit card statement.

Check HDFC Credit Card Balance Through HDFC Mobile App

HDFC netbanking account is accessible through the website or by downloading HDFC Mobile Banking app. The app is available on various platforms including iOS, Android and Windows. If you have registered your credit card with HDFC net banking, you can download the app and use it to check your credit card balance.

Below Is The Step-by-step Guide To Check Your HDFC Credit Card Balance Through Mobile App.

  • Open the mobile app and login to your account using customer ID and IPIN.
  • Click ‘More > Credit Cards’

You primary credit card number followed by the details including credit balance, account summary, account information and unbilled transactions will be displayed. If you have more than one credit card, swipe the credit card number to find the same along with account details.

The mobile app can also be used to raise other requests including a new card, generating ATM PIN, deregistering existing card and others.

Check HDFC Credit Card Balance Without Net Banking

HDFC credit card holders who haven’t registered their credit cards for net banking, can use HDFC mobile banking services to check their credit card balance. Mobile banking services can also be availed by non-smartphone users and for those who don’t have active internet connection.

Check HDFC Credit Card Balance By Sending An Sms

The HDFC Bank’s SMS Banking facility helps credit card users to check credit card balance and other credit card related information by sending a simple SMS.

Whenever, you want to know the available credit card balance send an SMS in the below provided format from your registered mobile number.

  • To check credit card balance - SMS CCBAL to 5676712
  • To check available credit limit - SMS CCACL Last four digits of credit card numberto 5676712

While sending the SMS make sure you’re sending it from your registered mobile number. Also note that the SMS service is not free and will be charged as per your telecom operator.

Check HDFC Credit Card Balance Thorough HDFC Customer Care

Well, if all the above listed modes and channels seem cumbersome, you can simply give a missed call to HDFC toll free customer care number 1800 270 3311. The missed call service will help you get your credit card outstanding balance, balance amount and information about reward points. You can also call toll free HDFC credit card customer care at 1800 425 4332 to get the information. For other city specific customer care numbers, you can visit our page HDFC Bank Credit Card Customer Care.

FAQs on HDFC Credit Card Balance Checking

1. Can I Check HDFC Credit Card Balance Without Using Internet?

Yes, you can check HDFC Credit Card balance without having internet connection. Use HDFC mobile banking services such as SMS banking, phone banking, etc., as mentioned above to check the balance on your credit card.

2. How To Register HDFC Credit Card For Net Banking?

You can register your credit card by visiting HDFC’s Credit Card net banking website. The page provides you a link ‘Register for Credit Card NetBanking’ using which you can register your card. A detailed guide to link credit card to HDFC bank account is available here. You can register multiple cards using the same service.

3. Can I Use Another Mobile Number To Check My Credit Card Status?

Yes, you can check your HDFC credit card balance using another mobile number as well. However, while using a non-registered mobile number, you can only call HDFC customer service to check the balance on your card. Other services such as SMS service and missed call service cannot be availed from a non-registered mobile number. 

Process to Check Credit Card Balance for:
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