Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • How To Check HDFC Credit Card Balance

    With most of the salaried as well as self-employed individuals having a minimum of one or two credit cards, being aware of the available balance on each card is imperative to plan the expenses. In a move to provide better customer services, banks are offering multiple ways to check credit card balance through various channels. HDFC is one of those banks which offers convenient ways to check HDFC credit card balance.

    Ways to Check HDFC Credit Card Balance

    Check HDFC Credit Card Balance Through Netbanking

    The primary and the most prefered way to check your HDFC credit card balance is through HDFC credit card netbanking. To avail the facility, you need to register your credit card for HDFC credit card net banking. Only registered credit card users can check the credit card balance and other online services through net banking.

    Below Is The Step-by-step Guide To Check Your HDFC Credit Card Balance Through Net Banking.

    • Login to HDFC net banking using the customer ID and IPIN.
    • From the main menu, select ‘Cards > Active Cards’
    • All the credit cards linked to the online account will get displayed along with Available Credit’ as well as the ‘Statement Balance’

    While the ‘Available Credit’ indicates how much credit is available on the card or the credit card balance, ‘Statement Balance’ refers to total outstanding balance on the card as per your previous bill.

    Through HDFC net banking, cardholders can also view account information including cash and credit limit, billed and unbilled transactions, payment due date, accrued reward points and last six months credit card statement.

    Check HDFC Credit Card Balance Through HDFC Mobile App

    HDFC netbanking account is accessible through the website or by downloading HDFC Mobile Banking app. The app is available on various platforms including iOS, Android and Windows. If you have registered your credit card with HDFC net banking, you can download the app and use it to check your credit card balance.

    Below Is The Step-by-step Guide To Check Your HDFC Credit Card Balance Through Mobile App.

    • Open the mobile app and login to your account using customer ID and IPIN.
    • Click ‘More > Credit Cards’

    Your primary credit card number followed by the details including credit balance, account summary, account information and unbilled transactions will be displayed. If you have more than one credit card, swipe the credit card number to find the same along with account details.

    The mobile app can also be used to raise other requests including a new card, generating ATM PIN, deregistering existing card and others.

    Check HDFC Credit Card Balance Without Net Banking

    HDFC credit card holders who haven’t registered their credit cards for net banking, can use HDFC mobile banking services to check their credit card balance. Mobile banking services can also be availed by non-smartphone users and for those who don’t have active internet connection.

    Check HDFC Credit Card Balance By Sending An Sms

    The HDFC Bank’s SMS Banking facility helps credit card users to check credit card balance and other credit card related information by sending a simple SMS.

    Whenever, you want to know the available credit card balance send an SMS in the below provided format from your registered mobile number.

    • To check credit card balance - SMS CCBAL Last four digits of credit card number to 5676712
    • To check available credit limit - SMS CCACL Last four digits of credit card number to 5676712

    While sending the SMS make sure you’re sending it from your registered mobile number. Also note that the SMS service is not free and will be charged as per your telecom operator.

    Check HDFC Credit Card Balance Thorough HDFC Customer Care

    Well, if all the above listed modes and channels seem cumbersome, you can simply give a missed call to HDFC toll free customer care number 1800 270 3311. The missed call service will help you get your credit card outstanding balance, balance amount and information about reward points. You can also call toll free HDFC credit card customer care at 1800 425 4332 to get the information. For other city specific customer care numbers, you can visit our page HDFC Bank Credit Card Customer Care.

    FAQs on HDFC Credit Card Balance Checking

    1. Can I Check HDFC Credit Card Balance Without Using Internet?

      Yes, you can check HDFC Credit Card balance without having internet connection. Use HDFC mobile banking services such as SMS banking, phone banking, etc., as mentioned above to check the balance on your credit card.

    2. How To Register HDFC Credit Card For Net Banking?

      You can register your credit card by visiting HDFC’s Credit Card net banking website. The page provides you a link ‘Register for Credit Card NetBanking’ using which you can register your card. A detailed guide to link credit card to HDFC bank account is available here. You can register multiple cards using the same service.

    3. Can I Use Another Mobile Number To Check My Credit Card Status?

      Yes, you can check your HDFC credit card balance using another mobile number as well. However, while using a non-registered mobile number, you can only call HDFC customer service to check the balance on your card. Other services such as SMS service and missed call service cannot be availed from a non-registered mobile number.

    4. Which number do I call to know my HDFC credit card limit?

      To find out your credit card limit, there are no calls to be made. You can SMS CCACL Last four digits of your credit card number to 5676712.

    5. Is there any number I can call to check my credit card balance?

      You can always call the toll-free HDFC number 1800 270 3311.

    6. Can I use the mobile app to create an ATM PIN?

      Yes, the mobile app can be used to generate an ATM PIN and also request for a new card. You can also deregister your existing card using the mobile app.

    7. How can I check my credit card balance via SMS?

      You can check the balance on your credit card by sending an SMS CCBAL Last four digits of your credit card number to 5676712.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    How To Check HDFC Credit Card Balance Reviews

    • RBL Bank Credit Card
      "Easy to convert for EMI "
      0.5 4.0/5 "Great!"
      I got RBL card offer from BAJAJ Finance. I have been using this card past 10 months which is a life time free card. The credit limit is sufficient of 55K. EMI conversion is avail and I can convert via mobile app whenever required with nominal charge. I use this card for general purpose. Based on usage I get points but not yet redeem it.
      Was this review helpful? 51
      , chennai
      Reviewed on Mar 21, 2020
    • SBI Cards
      SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
      Was this review helpful? 55
      , hyderabad
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Ok service"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
      Was this review helpful? 50
      , hyderabad
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Ok service"
      0.5 5.0/5 "Blown Away!"
      The bank agent suggest me to take credit card from INDUSIND and I have taken it because it doesn't have any annual fee. The offer and reward points are available in the card are good. I am satisfied with the limit of the card. I used the card for general purposes. But it will be nice, if the offers and reward points will be more.
      Was this review helpful? 37
      , jaipur
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I am using INDUSIND credit card for 3 months. The card have no offers available and also there is no rewards. The only benefit is that its a life time free card and the credit limit is only for 75000 I am not that satisfied as i expected to get around 1.5 lakh. Apart from the limit over all experience is good.
      Was this review helpful? 37
      , chennai
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have got INDUSIND credit card few months ago and I have used it for two months now ,the credit limit of the card is Rs.70000 which is a life time free card. The bank have informed me every details about the reward points and offers but I have not got any time check it. I am satisfied with their card service.
      Was this review helpful? 38
      , hyderabad
      Reviewed on Mar 21, 2020
    • ICICI Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Am having ICICI credit card for two years, I feel good and have not face any issues. The best part about the card is its a life time free card. I used to get my card statement on time. I used this card for shopping, groceries and for many other personal purposes.I am using the bank mobile app which function smooth and simple.
      Was this review helpful? 47
      , faridabad
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have used SBI credit card for 2-3 months, but I have not got any time to check about the offers available in the card. The limit of the card is 38000 and I am satisfied because its a life time free card. I used to get my card statement on time and the net banking is also working very well.
      Was this review helpful? 54
      , faridabad
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Good service "
      0.5 4.0/5 "Great!"
      Since it is a life time free card offer from INDUSIND so I chosen it and applied through online. I received a call on time and they have done the verification process. Hence I received the card by 7 days, the credit limit is okay for me. Its easy to use for all purposes.
      Was this review helpful? 34
      , chennai
      Reviewed on Mar 21, 2020
    • Citibank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      CITI has provided good offers and benefits on 2 months before. So I chosen this card and applied through online. It is annual fee chargeable of 500 rupees bu there is waiver off option if I spend 30K within a year. The credit limit is 65K. There is EMI conversion avail for this card.
      Was this review helpful? 33
      , coimbatore
      Reviewed on Mar 21, 2020
    • HDFC Bank Credit Card
      "very good"
      0.5 5.0/5 "Blown Away!"
      I have used credit card from HDFC bank for 1 year which is very good and also very comfortable, its a life time free card and lots of offers are available in the card. This card was suggested to me by my colleague. Mobile banking also functions very smooth.
      Was this review helpful? 58
      , bangalore
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Average service"
      0.5 4.0/5 "Great!"
      INDUSIND bank credit card have an credit limit of of Rs.75000, there is no offers available in the card and it also have a charges of 3000 along with GST. I hardly receive any remainder messages for my bill payment due to that some time I could not pay my bill on time. I would advise them send my bill on time before the due date.
      Was this review helpful? 37
      , bangalore
      Reviewed on Mar 21, 2020
    • ICICI Bank Credit Card
      "Need to increase the credit limit "
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI card for more than one year. They have provided an annual fee chargeable card and waiver off option is applicable. The credit limit is okay of 50K. Since I need to do purchase about 45K on some of the month so this limit is not sufficient. I swipe the card for travel, shopping and fuel purposes. I have not opted for EMI conversion.
      Was this review helpful? 38
      , kolkata
      Reviewed on Mar 21, 2020
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using AXIS bank credit card for 3 years, Its a life time free card so I applied the card through bank. The agent have informed me everything about the card. I used to get offers of 10% on petrol bunk and shopping.The limit of the card is Rs.45000 and I used to pay my bill directly through bank.I am also using their net banking which is very good.
      Was this review helpful? 50
      , kolkata
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I got INDUSIND credit card from few months ago.The card have an EMI conversion. I used the card for multi purposes like shopping, online payment, ticket booking. This is annually chargeable card, I am not satisfied with the credit limit of Rs.75000 as I am expecting more than than 1 lakh.
      Was this review helpful? 40
      , kolkata
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I got a life time free card offer from INDUSIND bank hence applied through online on three months back. I received the call on time and the process was done on smooth. I got the card on exact time frame. The credit limit is sufficient and they provided good offers and benefit as well.I use this card for shopping and travel purpose.
      Was this review helpful? 27
      , kolkata
      Reviewed on Mar 21, 2020
    • RBL Bank Credit Card
      "Average service"
      0.5 1.0/5 "Really Bad"
      RBL credit card is a chargeable card, I always have to go to Bajaj Finance to pay my credit card bill. I am not satisfied with the customer service which has to be improved. I used this card when ever needed for shopping, fuel surcharge and bill payment.The limit of the card is fine.
      Was this review helpful? 63
      , ranchi
      Reviewed on Mar 21, 2020
    • HDFC Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      HDFC credit card is very convenience to use, I have been using the card for 4.5 months for Shopping, groceries, fuel surcharge and electricity bill payment also. I pay my credit card bill through ATM. I always get my bill on time, this card was suggested to me by the bank agent.
      Was this review helpful? 47
      , ranchi
      Reviewed on Mar 21, 2020
    • RBL Bank Credit Card
      "Okay service "
      0.5 3.0/5 "Satisfactory"
      I used RBL card for twice only. I get message or call for EMI conversion from banker. It is a life time free card. Once all the process done I received the card by 15 days. I am holding this card past 6 months. The credit limit is sufficient of 30K. Once I tried to convert for EMI of 3 months it was done on time without any problem. It is Bajaj card.
      Was this review helpful? 32
      , chennai
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI credit card for the last two months, the credit limit of the card was satisfied it was Rs.9,80,000. The bank agent came and collect my document he have informed me every detail about the card. The card have a charges of Rs.2299 in a year. I used to pay my credit card bill through bank. Am getting my card statement in softcopy but I wish the bank can send me a hard copy statement also.
      Was this review helpful? 63
      , gurgaon
      Reviewed on Mar 21, 2020
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.