How to Check Bank of Baroda Credit Card Balance Online

Bank of Baroda (BoB) offers its customers a plethora of financial services and products. If you are a BoB Credit Card user, you can follow any one of the methods mentioned below to check your credit card balance.

• Check balance through internet banking
• Check balance using the ‘Baroda M Connect Plus’ or ‘Bank of Baroda Credit Card’ mobile phone application
• Check balance using a Bank of Baroda (BoB) ATM
• Check balance through Phone Banking
• Check balance using the Instant SMS Service

Check BoB Credit Card Balance Through Internet Banking

You can find out the credit balance on your Bank of Baroda credit card by following the steps mentioned below:

• Step 1: Visit the official website of the bank and navigate to the user portal.
• Step 2: If you have already set up your account, click on the ‘Login’ button.
• Step 3: If you have not set up your account, click on the ‘Register your card – Sign-up' button.
• Step 4: Use your credentials to log in to the portal.
• Step 5: Once you log in to your profile, you can navigate to the credit cards section to find out the credit balance of your BoB credit card.

Alternatively, you can directly use the BoB Cards portal (online.bobcards.com) and log in using your username and password or OTP.

Check BoB Credit Card Balance using the mobile phone applications

Bank of Baroda has two smartphone applications which you can use to find out the credit balance of your BoB credit card. These apps are - the ‘Baroda M Connect Plus’ and the ‘Bank of Baroda Credit Card’.

The Baroda M Connect Plus application can be used for all kinds of banking activities. The Bank of Baroda Credit Card app, on the other hand, is dedicated to credit card users. You can follow the steps mentioned below to find out your credit card balance using these apps:

• Step 1: Download the desired application on your smartphone. The applications are available for both Android and iOS platforms.
• Step 2: Log in to the application using your credentials.
• Step 3: If you credit card is not registered in the app, you can add the same using the Credit Card section in the app.
• Step 4: Go to the Credit Card section and find out your credit balance once the card is enrolled.

Check Bank of Baroda (BoB) Credit Card Balance using a BoB ATM

You can also find out your BoB credit card balance by using a BoB ATM. You can follow the steps mentioned below:

• Step 1: Visit the nearest Bank of Baroda ATM.
• Step 2: Enter your credit card.
• Step 3: Follow the on-screen directions and navigate to the balance enquiry section.
• Step 4: Provide the PIN when asked for and your balance will be shown on the screen.

Check BoB Credit Card Balance through Phone Banking

You can call the 24-hour toll free customer care numbers of Bank of Baroda for all the billing related queries of your BoB credit card. The number are toll free for MTNL and BSNL lines and are as follows – 1800 103 1006 and 1800 225 100.

Check BoB Credit Card Balance using the Instant SMS Service

Bank of Baroda (BoB) offers the Instant SMS Service for its customers. Through this service, you can forward a balance enquiry by simply sending a SMS typing ‘BAL’ followed by the last 4 digits of your credit card number and sending the SMS to 92231 72141. The SMS has to be sent from your registered mobile phone number.

FAQs on How to Check BoB Credit Card Balance

1. What is the customer care number for BoB credit cards?

   The customer care number for BoB credit cards is 1800 103 1006.

2. Can I use the IVR service offered by Bank of Baroda (BoB) to place a balance enquiry request?

   Yes, you can use the IVR service for balance enquiry of your BoB credit card.

3. What is the IVR service contact number for Bank of Baroda credit card customers?

   There are two IVR self-service phone numbers which can be used by BoB credit card customers. They are 1800 103 1006 and 1800 225 100.

4. What are the working hours for the toll fee IVR service numbers of BoB?

   The toll free IVR service phone numbers are active 24x7.

5. How can I check the credit balance without logging in to internet banking portal?

   You can check the credit balance through the monthly credit card statements which are sent to your registered email ID. You will not be required to log in to your internet banking portal for the same.

6. What is the customer care email address for BoB credit cards?

   The customer care email ID for BoB credit cards is crm@bobfinancial.com and crm1@bobfinancial.com.

7. How can I block my lost or stolen card using the instant SMS service?

   You can block your lost or stolen BoB credit card by sending a SMS typing 'BLOCK’ followed by the last 4 digits of your credit card number and sending the SMS to 92231 72141. The SMS has to be sent from your registered mobile phone number.