How To Check Axis Bank Credit Card Balance

Of late, just about every salaried professional has a credit card. They often keep checking their balance in order to keep their expenses in check. To facilitate this Axis Bank has come up with simple and effortless ways for their customers. In this page, we will talk about the different ways through which one can check their Axis Bank Credit Card balance.

Check Axis Bank Credit Card Balance Through Internet Banking

Nowadays, everything is convenient when it is done online and Axis Bank has made it possible for its customers to check their card balance through netbanking. To do this, however, your Axis Bank Credit Card needs to be linked to your Axis Bank account. Also, one cannot use this process if they are not registered for netbanking or if they don’t have an existing Axis Bank account.

Here are the steps that needs to be followed:

• Login to Axis Bank Internet Banking
• Scroll to the ‘Credit Card’ section. You will find your registered card listed here
• Choose the ‘Balance and Payments’ option
• Select the Credit Card you want to check the balance of (In case you have multiple cards)
• Click Submit

Check Axis Bank Credit Card Balance Without Internet Banking

If you are looking for other methods apart from internet banking, there are other ways to go about an AXIS Bank Credit Card Balance Check offline. Here are a few of those methods:

• Visit your nearest Axis Bank branch: All you need to do to get your Axis Bank Credit Card Balance is visit your nearest Axis Bank branch with your card details and make an official enquiry. All the required information will be provided with you.
• Use phone banking: Axis Bank has a robust phone banking network through which one can do their banking and also check their credit card balance. To do this, you will need to dial 1860 419 5555 or 1860 500 555 from your phone. If you are calling from outside India, you will need to call 91 22 67987700.
• Axis Bank ATM: Now you can check your Axis Credit Card balance through any Axis Bank ATM. Note that this is possible if your credit card is linked to your Axis bank account.
• Though SMS: As long as you have the registered phone number with you, your Axis Credit Card Balance is easily to receive. You should send the message to 5676782 with the respective codes:
  • For available balance : <XXXX><AVAILBAL>
  • For outstanding balance : <CARDBAL><XXXX>

Check Axis Bank Credit Card Balance through Axis Mobile app

You can download the Axis Mobile app to keep track of all your credit card related topics. Apart from checking you balance, you can also do other things like check transaction history, credit card statements, and also to earn reward points.

• Download the Axis Mobile app from the app store
• Log in with your netbanking details
• Navigate to the Credit Cards section. Here you will be able to see your outstanding balance, payment due details and other such information.

FAQs On Checking Axis Bank Credit Card Balance

1. Is netbanking access compulsory to check your Axis Bank credit card balance?

No. You can check your Axis Bank credit card balance by calling the Axis Bank credit card customer care number at 1860 419 5555 or 1860 500 555 from your phone. You will then have you type in your credit card details, after which you will receive the balance statement. Alternatively, you can also choose to receive your credit card state by post by making it clear to the executives.

2. How can I block my Axis Bank credit card?

Blocking your Axis Bank credit card is quite easy. You need to send: Block to 5676782 from your registered mobile number.

3. Is there a difference between Outstanding Balance and Credit Balance on my credit card?

Yes. The outstanding balance refers to the amount you have used on your credit card and the amount you are required to pay off to the bank. On the other hand, credit balance is the total amount available for spending purposes.