How To Check Axis Bank Credit Card Balance

Of late, just about every salaried professional has a credit card. They often keep checking their balance in order to keep their expenses in check. To facilitate this Axis Bank has come up with simple and effortless ways for their customers. In this page, we will talk about the different ways through which one can check their Axis Bank Credit Card balance.

Check Axis Bank Credit Card Balance Through Internet Banking

Nowadays, everything is convenient when it is done online and Axis Bank has made it possible for its customers to check their card balance through netbanking. To do this, however, your Axis Bank Credit Card needs to be linked to your Axis Bank account. Also, one cannot use this process if they are not registered for netbanking or if they don’t have an existing Axis Bank account.

Here are the steps that needs to be followed:

• Login to Axis Bank Internet Banking
• Scroll to the ‘Credit Card’ section. You will find your registered card listed here
• Choose the ‘Balance and Payments’ option
• Select the Credit Card you want to check the balance of (In case you have multiple cards)
• Click Submit

Check Axis Bank Credit Card Balance Without Internet Banking

If you are looking for other methods apart from internet banking, there are other ways to go about an AXIS Bank Credit Card Balance Check offline. Here are a few of those methods:

• Visit your nearest Axis Bank branch: All you need to do to get your Axis Bank Credit Card Balance is visit your nearest Axis Bank branch with your card details and make an official enquiry. All the required information will be provided with you.
• Use phone banking: Axis Bank has a robust phone banking network through which one can do their banking and also check their credit card balance. To do this, you will need to dial 1860 419 5555 or 1860 500 555 from your phone. If you are calling from outside India, you will need to call 91 22 67987700.
• Axis Bank ATM: Now you can check your Axis Credit Card balance through any Axis Bank ATM. Note that this is possible if your credit card is linked to your Axis bank account.
• Though SMS: As long as you have the registered phone number with you, your Axis Credit Card Balance is easily to receive. You should send the message to 5676782 with the respective codes:
  • For available balance : <XXXX><AVAILBAL>
  • For outstanding balance : <CARDBAL><XXXX>

Check Axis Bank Credit Card Balance through Axis Mobile app

You can download the Axis Mobile app to keep track of all your credit card related topics. Apart from checking you balance, you can also do other things like check transaction history, credit card statements, and also to earn reward points.

• Download the Axis Mobile app from the app store
• Log in with your netbanking details
• Navigate to the Credit Cards section. Here you will be able to see your outstanding balance, payment due details and other such information.

FAQs On Checking Axis Bank Credit Card Balance

1. How is outstanding balance different from credit balance?

   The outstanding balance of your credit card is the amount that you have to pay. This is the amount which is not billed in your statement cycle. Your credit balance is the amount which the bank owes you and can be in the form of rewards and cash back.

2. Am I allowed to have many Axis Bank credit cards at once?

   Yes, you can have multiple credit cards at once if have a good credit score and pay your credit card bills in time and in full.

3. If there is a non-payment of the outstanding amount, what happens next?

   If you have paid the minimum amount due on your credit card, interest will be charged on your balance carried forward. However, if there is a non-payment, your credit card may be deactivated by the bank. You will also have to pay the late payment fee.

4. How can I increase the credit limit of my credit card?

   You will have to raise a request with your bank to increase the credit limit of your credit card. The bank will them check your credibility and if they are satisfied, you can increase your credit limit.

5. How do I block an Axis Bank credit card?

   You should first inform Axis Bank that you want to discontinue or block a credit card and also answer a few questions that they may ask you.

6. Is netbanking access compulsory to check your Axis Bank credit card balance?

   No. You can check your Axis Bank credit card balance by calling the Axis Bank credit card customer care number at 1860 419 5555 or 1860 500 555 from your phone. You will then have you type in your credit card details, after which you will receive the balance statement. Alternatively, you can also choose to receive your credit card state by post by making it clear to the executives.