Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • How to Link Credit Card to ICICI Bank Account

    Now credit card users can link all their credit cards to their ICICI online banking account and can view all required payments (credit card bills, loan dues, etc.) on one page. For customer who wish to link their credit card to their ICICI online bank account, follow the steps listed below:

    Steps to Link your Credit Card to your ICICI bank Account

    Step 1: Login to using your existing internet banking credentials.

    Step 2: Go to the ‘Service Request’ section.

    Step 3: Visit the ‘Customer Service’ option.

    Step 4: Select the Link Accounts/ Policy option to link your credit card to the existing user ID.

    Step 5: Enter your credit card details and click on ‘Submit’.

    Step 6: You will receive a One Time Password (OTP) to your registered mobile number.

    Step 7: Enter the OTP and click on ‘Submit’.

    Things to keep in mind when linking Credit Card

    • Your details such as date of birth, name and address should match between all accounts and with the details of the credit card as well.
    • Linking two accounts together (for joint accounts) is not possible online. The form should be downloaded, filled and submitted in the bank.
    • If you have an Non-Resident Indian (NRI) account, your credit card cannot be linked.
    • You can link all your credit cards to your online banking account, making payment of dues easier as you will have to access only one portal to make all payments.

    FAQs on How to Link Credit Card to ICICI Bank Account

    1. What if I by mistake pay more than my credit card dues?

      The amount will be re-adjusted for future use. It never goes to waste.

    2. Is it possible to schedule a credit card payment through my online banking account?

      Yes you can, and by doing so, your dues will be paid in time.

    3. How do I view my credit card status?

      Click on “credit card service requests”, on that view bill payments. You will get your past credit card bill statements.

    4. Which is the best way to pay my credit card bills? By cash?

      You can pay by cash but only at the bank. Else, click on the “pay bills” option, then choose the credit card with pending dues and facilitate the payment.

    5. Is there an interest added on my credit?

      If you pay your bills within the payment due date (usually between 18 to 48 days) the credit is interest-free. Failing to pay the dues on time and an interest will be added on every credit card transaction from that point on.


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