Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • Citibank Platinum Credit Card Reviews

    • Citibank Credit Card
      "Petrol waiver card"
      0.5 5.0/5 "Blown Away!"
      The response is really good with CITI bank customer service. I hold Indianoil credit card for past 2 years. This Indianoil card is used for fuel purposes. This card has the reward point which can be redeemed for fuel which is a very good benefit. I am happy with the credit limit. The rate of interest is nominal with this card. Overall I am satisfied with Indian oil card service.
      Was this review helpful? 1
      , new delhi
      Reviewed on May 25, 2017
    • Citibank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      It is a life time free credit card with Citibank and the services are excellent from them online as I can see all my transactions I do on the card. The offers are also constant and the credit limit is good. I am happy that there has not been any hassles in banking with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • Citibank Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      CITI bank is good for credit card but I am not using it because I got good credit limit and other offers with other banks like HDFC and ICICI bank. Earlier I was using CITI card the most but nowadays I just keeping the card but no usage on it. Also I am thinking to surrender the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 25, 2017
    • Citibank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Citi bank credit card is very good in terms of their services. They have given me CITI rewards card and the credit limit they have offered me is very less just 36000 rupees and I was also confirmed that the reward points can be convereted into cash back.
      Was this review helpful? 0
      , pune
      Reviewed on May 25, 2017
    • Citibank Credit Card
      "The best"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Citibank as well and the best is the reward points I earn on my transactions and the points are redeemable as well. There are others like discounts and cash back and the limit is up to the mark and as promised. No hassles at all while using my card online or offline.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • Citibank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      Using IndianOil Citi Platinum card for past 10 years. This card is particularly used for the fuel filling purposes, there is also reward points available in this card, which can be redeemed for the fuel purposes . I am happy with the credit limit with this card. Overall I can say it is a better card to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • Citibank Credit Card
      "Best card to use"
      0.5 3.0/5 "Satisfactory"
      There is no fuel surcharge with this Citi rewards credit card. The mobile application is not up to the mark. Its not user friendly like ICICI bank. I get reward points and cash back offers in this card. I am happy with the credit limit with Citibank card. There customer support is very good with Citibank. Overall I am happy using Citibank credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • Citibank Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      I got cash back offer for my credit card from CITI bank. I have premium card the annual fee for the card is 750. Credit limit is less only so I am planning for the upgradation. Interest rate is very normal with CITI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • Citibank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am using CITI bank credit card for more than seven months of time. I have contacted their customer service, also its not required because everything is going in a fine way. Response is fine one with them and there are no worries. I have not faced any hassles with them.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "Good. Can do better "
      0.5 3.5/5 "Pretty good"
      I hold a credit card with Citibank and it is okay experience. There are offers but not much of discounts like the other banks. The credit limit is also on the average side. The good thing is it is a life time free card and the statements are on time as well.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "Beneficial"
      0.5 4.5/5 "Excellent!"
      Citi bank is the one which gives maximum reward points. Also it is very easy to redeem those reward points over the phone as well as we can convert the reward points in to cash. I am using credit card for more than four years. Sometimes I used to get cash back offers from the bank too.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "Very good services"
      0.5 4.0/5 "Great!"
      Citibank is always good in the communication and they are professional as well. I bank with them for a credit card and I am happy that till date there has not been any kind of issues for the offers or the statements. It has been a smooth process till date.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "The best choice"
      0.5 5.0/5 "Blown Away!"
      I do have credit card with many banks. But as per my experience with the banks, CITI is the best choice for the credit card services. I feel more comfortable in using citi card than other bank cards. Annual charges are there for the card but I would request them to waive off the fee based on the usage.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      Credit card services are really good with CITI bank. I do hold a card for a long time. Everything is perfect with the bank. I did not face any trouble from the bank because of the credit card, their services are really fantastic and approachable.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      Credit card services are really good with CITI bank. I do hold a card for a long time. Everything is perfect with the bank. I did not face any trouble from the bank because of the credit card, their services are really fantastic and approachable.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "best credit in 10 years of my use"
      0.5 5.0/5 "Blown Away!"
      I have been using credit card since last 10 years and this I keep always with me as without paying any annual charges (now for new customer nominal charges) I get points which has 100% (1 point equals 1 Rs.) value in term of petrol/diesel. I get rs. 500 approx worth monthly. Where most of paid card will give maximum 50% value.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2017
    • Citibank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      Good experience with CITI BANK for my Credit card.I have not faced a single issue with them in the last couple of years.Citibank provides very good customer services and it has been the very best in the response.Its a life time free card. Iam happy with the process the credit limit they have offered me is 3.5 laks Deferentially they offered me 40k that time I was holding Indian oil card and later got one more card and this is my 3rd card this current card is not having that much of good offers like previous one
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2017
    • Citibank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      Unable to comment much about Indian oil platinum credit card its a brand new card as, I had hardly used it for 2 months. Its basically a life time free credit card, also. Based on the salary account they had offer me this card and there was not much of a documentation process too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2017
    • Citibank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      Iam having Rewards cards from Citi Bank and they have me other card also But I don't find good offers in this card so they have called me and offered me Indian oil platinum card as well they provide the credit limit of 1 laks and initially it was around 55k and its a life time free card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2017
    • Citibank Credit Card
      "Good card for pertrol and shopping"
      0.5 5.0/5 "Blown Away!"
      Compared to other banks EMI conversion interest rate is very high in CITI bank. There are no annual charges its a life time free credit card. I have an Indian oil card for fuel purpose and the Reward cards for shopping. I am fine with both credit card, I make my credit card payment through auto debit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 19, 2017
    Common Loader Icon

    Citibank Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    A credit card can definitely prove to be the best friend in your pocket. With great offers and benefits, a credit card makes your shopping and dining experiences all the way better. Citibank is one of the leading private sector banks in the world which offers several credit cards with a myriad of features and benefits on them, to meet the changing needs and requirements of its customers. The cards offer customisable and innovative solutions which can prove to be extremely beneficial for the customers.

    The Citibank Platinum Credit Card is one of the best credit cards, which ensures that it is a one stop solution to all your problems. Not only can you avail special offers on dining, travel and entertainment, but also, earn reward points for spending at different merchant outlets using your Platinum credit card. Enjoy a dedicated concierge assistance service round the clock.

    Features of Citibank Platinum Credit Card:

    • The Citibank Platinum Credit Card is tailored to meet the changing demands and requirements of the customers. Hence, as a Platinum Member, every spend using the credit card is definitely going to be a rewarding experience for you
    • The Platinum Advantage feature that comes with this credit card allows you to earn one reward point for every 125 INR that you spend using the credit card
    • Enjoy 5X rewards points at several merchant outlets, including some of the best shopping stores and top notch restaurants

    Benefits of Citibank Platinum Credit Card

    • Avail e-statement for your credit card whenever you want when you sign up to receive bank statements via e-mails
    • Keep track of all your expenditures made using the Citibank Platinum Credit card and avail better security
    • Paying all your bills is all the way easier using your credit card. Make use of your Platinum credit card and pay your utility bills as per your convenience without waiting in a long queue
    • Enjoy your shopping spree as you can pay all your shopping bills in easy equated monthly instalments

    Fees and Charges:

    Fees - The Citibank Platinum Credit card has no joining fee or renewal fee associated with it.

    Charges:

    Annual Fees and Joining Fees Joining and Annual fees for both Primary card and Additional card will be communicated when they are sourced

    Service Charge / Interest Rate

    The interest rate keeps varying between 3.10% per month (37.20% per annum) and 3.50% (42.0% per annum) depending upon several important parameters that include spends, utilization, pattern of repayment, etc.

    3.5% per month (42.0% per annum) is the maximum interest rate in case of a default

    Cash Advance fee

    Over Credit Limit Charge

    Charges for Late Payment (monthly basis)

    Petrol Transaction Charge

    ECS bounce charge / Cheque bounce charge

    2.0% on the amount advanced. The cash advance fee is subject to USD 7.5 at all the International ATMs and 300 INR in India

    2.5% of the total amount over the credit limit. It is subject to a minimum amount of 500 INR

    Up to 10,000 INR – 300 INR

    10,001 to 25,000 INR - 600 INR

    More than 25,000 INR – 700 INR

    2.5% waived off at all outlets of Indian Oil when you make the payments using Citibank EDCs

    Per returned cheque / ECS – 350 INR

    Booking for railway ticket or cancellation surcharge (For booking at the counter)

    Booking for railway ticket Surcharge (For booking over the internet)

    Charges for card replacement

    Request for Statement (beyond three months)

    2.5% of the total value of transaction. It is subject to a minimum amount of 25 INR

    For regular transactions it is 1.8% of transactions value and for 3 EMI transaction it is 2.8% of the transaction value

    100 INR

    100 INR

    Cheque charge for outstation ( Charge based on the value of instrument / cheque)

    Transaction of Foreign currency

    Up to 10,000 INR it is 50 INR per cheque

    10,001 INR to 1,00,000 INR it is 100 INR per cheque

    Above 1,00,001 INR it is 150 INR per cheque

    Mark up to 3.5% along with service tax as applicable

    Credit card repayments made in cash at Citibank branches

    Credit card repayments made in cash at Citibank ATMs

    100 INR

    50 INR

    The service tax, as per Government of India’s notification, is applicable on all interest, fees and different charges. As per the regulations of the Government of India, the service tax might change.

    Finance Charges:

    Interest is charged if you do not clear all the payments for your previous bill completely. Interest is also charged on all the cash advances and it is calculated from the transaction date till the settlement date. All finance charges are dynamic and can change depending on the periodic review of Citibank.

    Citibank Platinum Credit Card FAQs:

    1. How many reward points can I earn using my Citibank Platinum Credit Card?
    2. For every 125 INR that you spend using your Citibank Platinum Credit Card, you are entitled to earn one reward point. You can earn up to 5X reward points at select merchant outlets for shopping, dining, etc.

    3. Can I avail e-statements for my credit card?
    4. Yes, you can avail e-statements for your credit card anytime, anywhere from the banks online portal. All that you have to do is sign up for receiving statements via e-mails. This helps you to keep a track of all your expenditures and makes you feel much safer.

    5. Are there any joining fees associated with the Citibank Platinum Credit Card?
    6. No, there are no joining fees or renewal charges associated with the Citibank Platinum Credit Card.

    7. Are there any charges for late payment?
    8. Yes, charges for late payments are calculated on a monthly basis. The charges are as follows.

      Up to 10,000 INR – 300 INR

      10,001 to 25,000 INR - 600 INR

      More than 25,000 INR – 700 INR

    9. Do I have to pay any charges for the replacement for my credit card? Can the charges vary from time to time?
    10. Yes, you will have to pay an amount of 100 INR as card replacement charges. Yes, the charges may vary as all of them are dynamic in nature and may change as per the periodic review of Citibank.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.