Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • Citibank Platinum Credit Card Reviews

    • Citibank Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      With CITIBANK i hold a credit card. The current limit of my credit card is 1 lakh. The most interesting fact about this credit card is they are providing more reward points for shopping and we can even redeem those points to cash at the time of our payment.On IRCTC booking Citibank credit card have cash back and can even convert it to EMI with low rate of interest.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Transparent"
      0.5 5.0/5 "Blown Away!"
      Everything very transparent and easy . I hold IOC credit card I get some turbo points and it can be used for anything, I do get lot of discounts on many websites like flip kat and Amazon it depends on the product which I choose.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Better"
      0.5 3.0/5 "Satisfactory"
      I would like to say CITI bank credit card is wonderful because of their customer service . I have requested them for any service they used to provide the better flexibility to the customer.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Customer service is good. "
      0.5 5.0/5 "Blown Away!"
      Citibank has been doing good in the credit card services. They are very much good in the customer support and the online banking is excellent. There are proper rewards and the cash back deals are also good. I am more than satisfied with credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Convenient for everything"
      0.5 4.5/5 "Excellent!"
      I have CITI bank Cashback credit card, its good to shop with e-commerce website, for every spent I am getting reward points. I used this credit card for past ten years its good. Last month I closed my credit card due to some personal commitments.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      CITI credit card interest rate is very high on monthly dues, apart from that everything is good. I purchased mobile phone throguh Flipkart online shopping, CITI bank gave me interest free EMI option its really good. Credit limit which they offered me is also sufficient.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am happy with Citibank credit card, from my experience they are good. I get the pay back points and I could use them at shoppers stop. It is nice, as I have not had any hassles when ever I used my card. The online banking is good and hassle free and easy.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Good for fuel filling"
      0.5 4.0/5 "Great!"
      Based on my salary account they gave me CITI credit account and their customer is also good. I used to get the reward points, I am holding Indian oil credit ca rd. Whenever I use my card in petrol bunks I used to receive the points I could use the same points for fuel filling.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Citibank is doing great in the credit card services and the rewards is excellent. I can use the points for my other needs. The customer support is good and they provide me with the details I need and are supportive. The online banking is good and easy to complete my payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      It was an good service from CITI bank ,but they are available only in metro city's and they also have selected customers . Even their norms was also high with high interest rate ,overall it was an excellent service from CITI bank never faced any issues till now I am happy with their service till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I am holding a reward credit card with Citibank for past 8 months. The service is good with Citibank credit card department. The customer service is good with Citibank. I am satisfied with the credit limit. I pay the annual fee of Rs.500 towards the reward points card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Very good experience"
      0.5 4.0/5 "Great!"
      Citibank is good in the banking services and the overall experience is perfect. I hold a credit card and there are decent offers from time to time. The credit limit is good and they are responsive when ever I reach out to them. The online banking is also good.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Offers are good"
      0.5 4.0/5 "Great!"
      Citibank has offered me a credit card and I get a lot of rewards on the card. There are cash back deals also. I am happy as a customer because the customer support and response is on time and there are no charges related to my card. The credit limit is also satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Convenient service"
      0.5 5.0/5 "Blown Away!"
      I hold a Indianoil CITI platinum credit card were my limit is 2 lakhs. I am satisfied with my current limit. I hold this account more than 6 years. Many facilities like balance transfer options are available with 1.2% as the rate of interest for one month.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      My CITI Bank credit card is as good as other bank cards. I am holding this credit card for about 3 months now. No issues nor any challenges as such. No compliments were provided at the time of issuing this credit card. Joining fee on this card is rs 500 but there is no annual fee charged on this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Friendly service"
      0.5 4.0/5 "Great!"
      I hold a CITIBANK credit card where my card limit is 50000. The rate of interest is 3% per month. I find some issue with the mobile application while using. an annual fee of rupees 499 will be charged for credit card. Even if i need the statement they wont provide until the generation the bill.
      Was this review helpful? 0
      , nadiad
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      " Good privilege card"
      0.5 5.0/5 "Blown Away!"
      CITI Is good, even I can go with EMI option and also they provided preapproval loan option based on CITI transaction and the principal is also good and also its more than credit limit, interest around charged me 14% but its fine at the time they helped to get the disbursement immediately.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I would like to say CITI bank credit card is easy to make the transaction, also I can get reward points , which can be get converted in to money to pay the credit. I would like to say that the credit limit value is fine one with the CITI bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      Citibank has offered me a credit card and there are no hassles in using it. The deals are always there for shopping and the credit limit is also good. There are offers from time to time and I get a lot of messages informing me about the same. There are no charges.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I would like to say CITI bank credit card as the best one and their response is good one for me and I have not found any issues on it. I would like to say that the credit limit value is fine one for me and there are no issues on it.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 20, 2017
    Common Loader Icon
    Citibank Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Citibank Platinum Credit Card

    A credit card can definitely prove to be the best friend in your pocket. With great offers and benefits, a credit card makes your shopping and dining experiences all the way better. Citibank is one of the leading private sector banks in the world which offers several credit cards with a myriad of features and benefits on them, to meet the changing needs and requirements of its customers. The cards offer customisable and innovative solutions which can prove to be extremely beneficial for the customers.

    The Citibank Platinum Credit Card is one of the best credit cards, which ensures that it is a one stop solution to all your problems. Not only can you avail special offers on dining, travel and entertainment, but also, earn reward points for spending at different merchant outlets using your Platinum credit card. Enjoy a dedicated concierge assistance service round the clock.

    Features of Citibank Platinum Credit Card:

    • The Citibank Platinum Credit Card is tailored to meet the changing demands and requirements of the customers. Hence, as a Platinum Member, every spend using the credit card is definitely going to be a rewarding experience for you
    • The Platinum Advantage feature that comes with this credit card allows you to earn one reward point for every 125 INR that you spend using the credit card
    • Enjoy 5X rewards points at several merchant outlets, including some of the best shopping stores and top notch restaurants

    Benefits of Citibank Platinum Credit Card

    • Avail e-statement for your credit card whenever you want when you sign up to receive bank statements via e-mails
    • Keep track of all your expenditures made using the Citibank Platinum Credit card and avail better security
    • Paying all your bills is all the way easier using your credit card. Make use of your Platinum credit card and pay your utility bills as per your convenience without waiting in a long queue
    • Enjoy your shopping spree as you can pay all your shopping bills in easy equated monthly instalments

    Fees and Charges:

    Fees - The Citibank Platinum Credit card has no joining fee or renewal fee associated with it.

    Charges:

    Annual Fees and Joining FeesJoining and Annual fees for both Primary card and Additional card will be communicated when they are sourced

    Service Charge / Interest Rate

    The interest rate keeps varying between 3.10% per month (37.20% per annum) and 3.50% (42.0% per annum) depending upon several important parameters that include spends, utilization, pattern of repayment, etc.

    3.5% per month (42.0% per annum) is the maximum interest rate in case of a default

    Cash Advance fee

    Over Credit Limit Charge

    Charges for Late Payment (monthly basis)

    Petrol Transaction Charge

    ECS bounce charge / Cheque bounce charge

    2.0% on the amount advanced. The cash advance fee is subject to USD 7.5 at all the International ATMs and 300 INR in India

    2.5% of the total amount over the credit limit. It is subject to a minimum amount of 500 INR

    Up to 10,000 INR – 300 INR

    10,001 to 25,000 INR - 600 INR

    More than 25,000 INR – 700 INR

    2.5% waived off at all outlets of Indian Oil when you make the payments using Citibank EDCs

    Per returned cheque / ECS – 350 INR

    Booking for railway ticket or cancellation surcharge (For booking at the counter)

    Booking for railway ticket Surcharge (For booking over the internet)

    Charges for card replacement

    Request for Statement (beyond three months)

    2.5% of the total value of transaction. It is subject to a minimum amount of 25 INR

    For regular transactions it is 1.8% of transactions value and for 3 EMI transaction it is 2.8% of the transaction value

    100 INR

    100 INR

    Cheque charge for outstation ( Charge based on the value of instrument / cheque)

    Transaction of Foreign currency

    Up to 10,000 INR it is 50 INR per cheque

    10,001 INR to 1,00,000 INR it is 100 INR per cheque

    Above 1,00,001 INR it is 150 INR per cheque

    Mark up to 3.5% along with service tax as applicable

    Credit card repayments made in cash at Citibank branches

    Credit card repayments made in cash at Citibank ATMs

    100 INR

    50 INR

    The service tax, as per Government of India’s notification, is applicable on all interest, fees and different charges. As per the regulations of the Government of India, the service tax might change.

    Finance Charges:

    Interest is charged if you do not clear all the payments for your previous bill completely. Interest is also charged on all the cash advances and it is calculated from the transaction date till the settlement date. All finance charges are dynamic and can change depending on the periodic review of Citibank.

    Citibank Platinum Credit Card FAQs:

    1. How many reward points can I earn using my Citibank Platinum Credit Card?
    2. For every 125 INR that you spend using your Citibank Platinum Credit Card, you are entitled to earn one reward point. You can earn up to 5X reward points at select merchant outlets for shopping, dining, etc.

    3. Can I avail e-statements for my credit card?
    4. Yes, you can avail e-statements for your credit card anytime, anywhere from the banks online portal. All that you have to do is sign up for receiving statements via e-mails. This helps you to keep a track of all your expenditures and makes you feel much safer.

    5. Are there any joining fees associated with the Citibank Platinum Credit Card?
    6. No, there are no joining fees or renewal charges associated with the Citibank Platinum Credit Card.

    7. Are there any charges for late payment?
    8. Yes, charges for late payments are calculated on a monthly basis. The charges are as follows.

      Up to 10,000 INR – 300 INR

      10,001 to 25,000 INR - 600 INR

      More than 25,000 INR – 700 INR

    9. Do I have to pay any charges for the replacement for my credit card? Can the charges vary from time to time?
    10. Yes, you will have to pay an amount of 100 INR as card replacement charges. Yes, the charges may vary as all of them are dynamic in nature and may change as per the periodic review of Citibank.

    Other Top Credit Cards By Citibank

  • Citibank Premiermiles Card
  • Citibank Rewards Card
  • Indianoil Citibank Platinum Card
  • Citibank Rewards Domestic Credit Card
  • First Citizen Citibank Titanium Credit Card
  • Indianoil Citibank Titanium Credit Card
  • Citibank Prestige Credit Card
  • Citibank Corporate Credit Card
  • Citibank Cashback Card
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.