Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Citi Cashback Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free
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    Citi Cashback Card is Rated as "Excellent!" by 157 Users

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    Citi Cashback Card

    • 5% Cash back on transactions done for Movies, telephone bill payments and Utility payments through Citi Billpay. Cash back is capped at Rs.100 per month for each category
    • 0.5% Cash Back on all other spends. No cap on cash back earned
    • Annual Fee of Rs. 500 - to be charged in the first statement and thereafter, every 12 months
    • Cash back earned gets auto credited on accumulation of a minimum of Rs.500, and thereafter, in multiples of Rs.500
    • Annual fee INR 500

    Spend and save more with a Citi Cash Back credit card and enjoy exciting benefits all year long. This card provides excellent cash back options on every transaction, ensuring savings on your everyday spends. Citibank also has a hassle free redemption process, where a customer can get cash back automatically as a statement credit. The card also features other privileges on shopping, dining and convenient bill payment options.

    Citi Cash Back Credit Card Benefits:

    • The Citi Cash Back credit card offers a bundle of benefits, helping customers save while they shop their heart out.
    • Customers can get 5% cash back on all movie ticket purchases.
    • Telephone bill payments earn a cashback of 5%.
    • Card holders can get 5% cash back on all utility bill payments made via Citibank Online Bill Pay with a cap of Rs 100 per month on the utility bill cashbacks.
    • On all other transactions, customers get 0.5% cash back.

    Citibank Cash Back Card Features:

    • Cash back redemption can be done in multiples of Rs 500 which will reflect on the monthly statement.
    • Customers can enjoy exclusive discounts of up to 20% across 2000 restaurants all over India.
    • For shopaholics, the card offers unbeatable savings and deals at retail stores across the country.
    • Card holders can also choose to pay back their purchases as EMIs while using their cards in over 2000 consumer electronic outlets, retail chains and e-retailers.
    • The card offers a bunch of value-added services like instant loans, easy payment and balance transfer options from any other bank in India. Paylite from Citibank offers balance transfers at 12% interest rate per annum with convenient repayment plans.
    • Customers can access any information regarding their credit cards using Citibank's mobile banking, online banking, SMS banking or phone banking services.

    Eligibility and Documentation:

    • To be eligible to apply for Citibank Cash Back card, the applicant must be aged at least 18 and should have a good credit score.
    • The applicant will be asked to submit one photograph, ID proof and an address proof. Also, other documents like PAN card, latest salary slips and ITR statement might be asked for.

    Fees and Charges:

    • Customers are charged an interest rate of 2.50% per month, which totals up to 30% annually. The interest rates tend to change depending on the customers spend, payment and utilization patterns and is at the bank's discretion.
    • Citi Cash Back credit card customers have to pay an annual fee of Rs. 500 which is billed in the first month statement of the card.

    How to Apply for Citi Cash back Credit Card:

    • Check out the credit cards section in BankBazaar.com to explore and compare credit cards.
    • Check your eligibility for a card. BankBazaar will display a list of credit cards based on your requirements.
    • Click on "Apply" and fill in your personal details to instantly apply for the selected card.

    FAQs:

    Frequently ask questions about Citi cashback card

    1. What are the different bill payments methods offered to a Citibank customer?
    2. Customers can choose to pay their credit card bills via online banking, Citibank E-Pay, NEFT / RTGS, ECS debits and ATM deposits.

    3. Are online statements available for a Citi Cash Back credit card?
    4. Yes, customers can get instant online statements from the Citibanks web portal.

    5. What kind of information can I get from Citi Alerts?
    6. Citi Alerts can be used to track your account activity with free SMS and email alerts.

    7. Can I convert my outstanding credit card balance into EMIs?
    8. Yes, customers do have the option of converting their outstanding balances into EMIs and repaying the balance in smaller amounts at lower interest rates.

    9. What are the documents required to be submitted while applying for a Citibank Cash Back credit card?
      • One passport size color photograph
      • Address proof
      • Photo ID proof
      • Customer consent form

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  • Citi Cashback Card Reviews

    • Citibank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      CITI bank credit card is providing the best offers to me and their response is very good. I am using this credit card from the last 1.5 years of time. Customer service is also good one for me with the CITI bank credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 22, 2017
    • Citibank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Citibank and the deals on the card is perfect. The limit is good and most of all the customer services are perfect. They are professional and there are no hassles. The statements are clear and there are a lot of offers too.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 22, 2017
    • Citibank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am having the credit card with the CITI bank because its very flexible like there is no necessary to contact the customer service like everything will be done through online service. Credit limit value is also fine one for me.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 22, 2017
    • Citibank Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      With CITIBANK i hold a credit card. The current limit of my credit card is 1 lakh. The most interesting fact about this credit card is they are providing more reward points for shopping and we can even redeem those points to cash at the time of our payment.On IRCTC booking Citibank credit card have cash back and can even convert it to EMI with low rate of interest.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Transparent"
      0.5 5.0/5 "Blown Away!"
      Everything very transparent and easy . I hold IOC credit card I get some turbo points and it can be used for anything, I do get lot of discounts on many websites like flip kat and Amazon it depends on the product which I choose.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Better"
      0.5 3.0/5 "Satisfactory"
      I would like to say CITI bank credit card is wonderful because of their customer service . I have requested them for any service they used to provide the better flexibility to the customer.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Customer service is good. "
      0.5 5.0/5 "Blown Away!"
      Citibank has been doing good in the credit card services. They are very much good in the customer support and the online banking is excellent. There are proper rewards and the cash back deals are also good. I am more than satisfied with credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Convenient for everything"
      0.5 4.5/5 "Excellent!"
      I have CITI bank Cashback credit card, its good to shop with e-commerce website, for every spent I am getting reward points. I used this credit card for past ten years its good. Last month I closed my credit card due to some personal commitments.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      CITI credit card interest rate is very high on monthly dues, apart from that everything is good. I purchased mobile phone throguh Flipkart online shopping, CITI bank gave me interest free EMI option its really good. Credit limit which they offered me is also sufficient.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am happy with Citibank credit card, from my experience they are good. I get the pay back points and I could use them at shoppers stop. It is nice, as I have not had any hassles when ever I used my card. The online banking is good and hassle free and easy.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Good for fuel filling"
      0.5 4.0/5 "Great!"
      Based on my salary account they gave me CITI credit account and their customer is also good. I used to get the reward points, I am holding Indian oil credit ca rd. Whenever I use my card in petrol bunks I used to receive the points I could use the same points for fuel filling.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Citibank is doing great in the credit card services and the rewards is excellent. I can use the points for my other needs. The customer support is good and they provide me with the details I need and are supportive. The online banking is good and easy to complete my payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      It was an good service from CITI bank ,but they are available only in metro city's and they also have selected customers . Even their norms was also high with high interest rate ,overall it was an excellent service from CITI bank never faced any issues till now I am happy with their service till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I am holding a reward credit card with Citibank for past 8 months. The service is good with Citibank credit card department. The customer service is good with Citibank. I am satisfied with the credit limit. I pay the annual fee of Rs.500 towards the reward points card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Very good experience"
      0.5 4.0/5 "Great!"
      Citibank is good in the banking services and the overall experience is perfect. I hold a credit card and there are decent offers from time to time. The credit limit is good and they are responsive when ever I reach out to them. The online banking is also good.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Offers are good"
      0.5 4.0/5 "Great!"
      Citibank has offered me a credit card and I get a lot of rewards on the card. There are cash back deals also. I am happy as a customer because the customer support and response is on time and there are no charges related to my card. The credit limit is also satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Convenient service"
      0.5 5.0/5 "Blown Away!"
      I hold a Indianoil CITI platinum credit card were my limit is 2 lakhs. I am satisfied with my current limit. I hold this account more than 6 years. Many facilities like balance transfer options are available with 1.2% as the rate of interest for one month.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      My CITI Bank credit card is as good as other bank cards. I am holding this credit card for about 3 months now. No issues nor any challenges as such. No compliments were provided at the time of issuing this credit card. Joining fee on this card is rs 500 but there is no annual fee charged on this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      "Friendly service"
      0.5 4.0/5 "Great!"
      I hold a CITIBANK credit card where my card limit is 50000. The rate of interest is 3% per month. I find some issue with the mobile application while using. an annual fee of rupees 499 will be charged for credit card. Even if i need the statement they wont provide until the generation the bill.
      Was this review helpful? 0
      , nadiad
      Reviewed on Sep 20, 2017
    • Citibank Credit Card
      " Good privilege card"
      0.5 5.0/5 "Blown Away!"
      CITI Is good, even I can go with EMI option and also they provided preapproval loan option based on CITI transaction and the principal is also good and also its more than credit limit, interest around charged me 14% but its fine at the time they helped to get the disbursement immediately.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 20, 2017
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