Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Citi Cashback Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free
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    Citi Cashback Card is Rated as "Excellent!" by 174 Users

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    Promised Interest Rate

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    Credit Card BYTES FROM OUR KITCHEN

    Citi Cashback Card

    • 5% Cash back on transactions done for Movies, telephone bill payments and Utility payments through Citi Billpay. Cash back is capped at Rs.100 per month for each category
    • 0.5% Cash Back on all other spends. No cap on cash back earned
    • Annual Fee of Rs. 500 - to be charged in the first statement and thereafter, every 12 months
    • Cash back earned gets auto credited on accumulation of a minimum of Rs.500, and thereafter, in multiples of Rs.500
    • Annual fee INR 500

    Spend and save more with a Citi Cash Back credit card and enjoy exciting benefits all year long. This card provides excellent cash back options on every transaction, ensuring savings on your everyday spends. Citibank also has a hassle free redemption process, where a customer can get cash back automatically as a statement credit. The card also features other privileges on shopping, dining and convenient bill payment options.

    Citi Cash Back Credit Card Benefits:

    • The Citi Cash Back credit card offers a bundle of benefits, helping customers save while they shop their heart out.
    • Customers can get 5% cash back on all movie ticket purchases.
    • Telephone bill payments earn a cashback of 5%.
    • Card holders can get 5% cash back on all utility bill payments made via Citibank Online Bill Pay with a cap of Rs 100 per month on the utility bill cashbacks.
    • On all other transactions, customers get 0.5% cash back.

    Citibank Cash Back Card Features:

    • Cash back redemption can be done in multiples of Rs 500 which will reflect on the monthly statement.
    • Customers can enjoy exclusive discounts of up to 20% across 2000 restaurants all over India.
    • For shopaholics, the card offers unbeatable savings and deals at retail stores across the country.
    • Card holders can also choose to pay back their purchases as EMIs while using their cards in over 2000 consumer electronic outlets, retail chains and e-retailers.
    • The card offers a bunch of value-added services like instant loans, easy payment and balance transfer options from any other bank in India. Paylite from Citibank offers balance transfers at 12% interest rate per annum with convenient repayment plans.
    • Customers can access any information regarding their credit cards using Citibank's mobile banking, online banking, SMS banking or phone banking services.

    Eligibility and Documentation:

    • To be eligible to apply for Citibank Cash Back card, the applicant must be aged at least 18 and should have a good credit score.
    • The applicant will be asked to submit one photograph, ID proof and an address proof. Also, other documents like PAN card, latest salary slips and ITR statement might be asked for.

    Fees and Charges:

    • Customers are charged an interest rate of 2.50% per month, which totals up to 30% annually. The interest rates tend to change depending on the customers spend, payment and utilization patterns and is at the bank's discretion.
    • Citi Cash Back credit card customers have to pay an annual fee of Rs. 500 which is billed in the first month statement of the card.

    How to Apply for Citi Cash back Credit Card:

    • Check out the credit cards section in BankBazaar.com to explore and compare credit cards.
    • Check your eligibility for a card. BankBazaar will display a list of credit cards based on your requirements.
    • Click on "Apply" and fill in your personal details to instantly apply for the selected card.

    FAQs:

    Frequently ask questions about Citi cashback card

    1. What are the different bill payments methods offered to a Citibank customer?
    2. Customers can choose to pay their credit card bills via online banking, Citibank E-Pay, NEFT / RTGS, ECS debits and ATM deposits.

    3. Are online statements available for a Citi Cash Back credit card?
    4. Yes, customers can get instant online statements from the Citibanks web portal.

    5. What kind of information can I get from Citi Alerts?
    6. Citi Alerts can be used to track your account activity with free SMS and email alerts.

    7. Can I convert my outstanding credit card balance into EMIs?
    8. Yes, customers do have the option of converting their outstanding balances into EMIs and repaying the balance in smaller amounts at lower interest rates.

    9. What are the documents required to be submitted while applying for a Citibank Cash Back credit card?
      • One passport size color photograph
      • Address proof
      • Photo ID proof
      • Customer consent form

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  • Citi Cashback Card Reviews

    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have got the CITI bank credit card and everything is better one with them. I got the credit card within a month of time, also I really did not faced any issues with them till now. Customer service is better one with the CITI bank credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • Citibank Credit Card
      "Average service"
      0.5 2.0/5 "Expected more"
      The service was very good with citi bank for my credit card service. The customer service was prompt they offered me a credit limit of 56k I was expecting more from citi still I am comfortable with the credit limit it was totally a average service from citi bank for my credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My experience was very good with the CITI bank credit card and everything is an excellent one with them, also am really much happy with them till now. Credit limit value with the CITI bank credit card is really good one for me.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • Citibank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It was a fine experience with citi for my credit card service but I am disappointed that lot of delay with the process. There was a lack of communication between the customer and the executives they offered me a credit limit of 60k which is not comfortable for me it was a average service from citi bank for my credit card service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • Citibank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with CITI bank.The limit on the card is 50,000 expected more than that anyways happy with the limit.Its an annual fees card it card of RS 500I have got cash back credit card.I do get reward points very purchase therefore I am very much happy with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • Citibank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I received 1500 bonus points when I have taken the credit card from Citibank. The customer services are good and there are no hassles in the process. The limit is also to my satisfaction on the card. There are no charges taken for the card. Overall it is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Citibank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I got Citi Rewards card, I had done a few transactions. For the EMI conversion they charging more. There is no option for 3 months, it starts from 6 months. The credit limit was good, they offered 46K. The reward points and cash back offers are good. They charge annual fee, it will be waived off, If I transact more than 30K.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • Citibank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am not satisfied with the CITI bank credit card because it was not met up with the expectation. I would like to say that the customer service was quite good and they have not increase the credit limit till now. I am happy with the CITI bank credit card.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 22, 2017
    • Citibank Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I have got the CITI bank credit card, I had been with them from the last four years of time. I would like to say that the online banking services are pretty good one with the CITI bank credit card, also I have not faced any issues with CITI Bank credit card services till date.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • Citibank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I have got the credit card with the CITI bank and the experience was good too. Everything is fine one with the CITI bank credit card and I have got the credit card within seven to ten days of time. I am happy with the CITI bank credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Citibank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have the Citibank Indian oil credit card for past 1 year. This card is mostly used for the fuel purpose. It is an international card, which is helpful when I go for the international trip. The customer support need to be improved with Citi bank credit card department. The credit limit is good with this card and I am satisfied with it,
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • Citibank Credit Card
      "Excellent"
      0.5 4.5/5 "Excellent!"
      My credit card was taken with Citi Bank. I hold a Citi Rewards Card. The credit limit was happy. I have no idea about the rewards points and cash back offers. The customer service and response was good. They delivered the card on time without any delay.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 21, 2017
    • Citibank Credit Card
      "Conveneint card"
      0.5 3.0/5 "Satisfactory"
      I have taken Indian oil credit card with CITI BANK with the credit limit of 72K. They charge annual fee as Rs 500, which I am not happy. The special advantage is they provide 10% cash back on online purchase. The customer service and response was good. I have just done one transaction on this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • Citibank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with CITI Bank 6 months back. I hold a Platinum credit card, the credit limit was 65K, they offered 15K as cash other 50K for shopping. It is used for online shopping, mall purchasing, fuel filling. The reward points are good. They provided a helpline number to reach the customer support but I have never tried.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 21, 2017
    • Citibank Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with CITI bank.The limit on the card is 62,000,am not happy with the limit as i expected more as i hold multiple card with lesser limit.I pay an annual fees of Rs500 to use this card.The card type is cash back card, get offers for shopping online.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • Citibank Credit Card
      "Below average service"
      0.5 1.0/5 "Really Bad"
      The customer support never gave me any response in regards to my Citibank Indian oil credit card application. The customer support need to give proper response to the customers . The Citibank credit card are good to use but I never got the credit card because of the bank doesn't reach me to process the credit card application.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 21, 2017
    • Citibank Credit Card
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      The Citibank haven't approved my Citibank rewards credit card . The customer support was not up to the mark with Citibank, they need to give the response to the customers and they need to inform of the Credit card application. The Citibank rewards card has the average interest and the charges.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 21, 2017
    • Citibank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using CITI bank credit card from last 2 years and i find this credit card is very convenient to use. This is a zero annual fee credit card. I get good offers like cash back and reward points in this credit card. I have a credit limit of Rs 50000 which is less when compared to other banks. I use this credit card mainly for shopping purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • Citibank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I got the Indian oil Citibank credit card for more than 10years. I use this card for expenses like traveling , restaurants Bills and hotel bill payments and then for other purchases. The customer support is good with the Citibank credit card department. I am satisfied with the credit limit. There is no annual fee on this card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • Citibank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card card with CITI bank.The limit on the card is 56,000,expected more than the the limit given to me.I pay an annual fees of Rs 500 to hold this card.Net banking is comfortable to use.The customer support team is very good in responding to me on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
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