Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Citi Cashback Card

    Citi Cashback Credit Card offers great savings on everyday spends by providing instant cashback on movie ticket bookings, telephone and utility bill payments, and others. Apply now to enjoy money saving benefits all year long.
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    We found 1 Citi Cashback Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time : Within 30 minutes
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    This card is ideal for the people who wish to earn cashback on the financial transactions they make with a credit card. Even when you purchase various products, pay bills, you earn a certain amount of money as cashback. If you wish to spend as well as save, having this credit card is advisable. Apart from cashback benefits, this credit card also enables you to earn other privileges on dining, online shopping and other bill payments. You can apply for this credit card directly from the Citibank website or through BankBazaar.

    Key highlights of the Citi Cashback Card

    • This credit card is mainly for the people who wish to earn cashback rewards on every transaction they make with the card.
    • You as a cardholder will be entitled to get 5% of cashback on every movie ticket purchase.
    • The total cashback earned will be credited to your account automatically once it reaches Rs.500 and further on multiples of Rs.500.
    • This is one of the few credit cards which is contactless, which means it does not require a pin during the swiping of the card. All a customer must do is tap the card and the payment will be made. However, this feature will only be applicable for all the purchases below Rs.2,000.

    Cashback benefits of the Citi Cashback Card:

    • 5% cashback will be rewarded to you on purchases of movie tickets, bill payments or on any payments done for utilities done through Citi Billpay. The maximum cashback you will earn is Rs.100 for each category.
    • On any other category of expenses or spends, 0.5% cashback will be given to you without a limit on the amount for cashback.
    • Any payments for telephone bills will earn a cashback of 5%.
    • The cashback which can be redeemed is in multiples of Rs.500 and will appear automatically in the final credit card statement.
    • You will also be entitled to discounts in the restaurants partnered with Citibank.

    Features and Benefits of the Citi Cashback credit card:

    Cashback Benefits:

    • 5% cashback will be given on booking of movie tickets or any kind of utility payments through Citi Billpay.
    • For the payment of telephone bills, if you are paying with a Citi Cashback card, you will receive a cashback of 5% and the maximum cashback will be Rs.100 per month.
    • Any kind of utility bill payment will result in a cashback of 5% which will also have a cap of Rs.100 per month.
    • On any other type of purchases, you will be entitled to a cashback of 0.5%.
    • On a minimum accumulation of Rs.500, the cashback will be automatically credited to the account and will show on the credit statement.

    Shopping benefits:

    • If you own a Citi Cashback card, you will be entitled to receive various discounts and offers in various stores which are partnered with the bank.

    Dining benefits:

    • People holding a Citi Cashback card will receive a discount of 15% on close to 2000 restaurants Citibank has partnered with.

    EMI benefits:

    • Customers who own the Citi Cashback Card will also receive privileges on EMIs for various products at various electronic stores, shopping outlets, retailing chains as well as during online shopping.

    Fees and Charges associated with the Citi Cashback Card:

    Credit Card Fee Type Charges
    Joining Fee Nil
    Annual Fee Rs.500 for the first month and incremented from the second year.
    Interest rate A variable interest between 3.1% - 3.5% per month.
    Supplementary card fee Nil
    Cash Withdrawal fee 2.5% for a domestic withdrawal for a minimum amount of Rs.500
    Rewards Redemption fee Nil
    Late payment fee
    • Rs.300 for a current balance of less than Rs.10,001
    • Rs.600 for a current balance between Rs.10,001 up to Rs.25,000
    • Rs.950 for a current balance above Rs.25,000
    Over credit limit fee 2.5% on the amount over the credit limit. The minimum will be Rs.500. (The amount excludes charges, taxes and fees).
    Cheque return or bounce fee Rs.500 per returned cheque
    Statement request fee Rs.100 (For more than 3 months)
    Railway ticket booking surcharge 1.8% of the transaction value
    Re-issue of the card Rs.100
    Cash payment fee Rs.250 per deposit
    Cash payment at ATMs Rs.100 per deposit

    Eligibility criteria required to apply for a Citi Cashback credit card:

    A person should meet the required eligibility criteria to get a Citi Cashback credit card, which are:

    • The applicant must be above 18 years of age and be an Indian citizen.
    • Along with that, the applicant should also have a good credit report with good payment history and a good score. Apart from this, the applicant must also have a stable income and salary.

    Documents required for a Citi Cashback credit card:

    • Passport size photograph of the applicant.
    • Address proof which will include a copy of the Passport, Ration Card, electricity bill, Aadhaar, etc.
    • Application form of the credit card which must be filled.
    • Form 60 and the PAN card of the applicant.
    • Proof of income such as the latest salary slips, documents of IT returns as well as Form 16 should be provided by the applicant.
    • Identity proof - PAN card, driving license, Aadhaar Card, etc.

    How to apply for the Citi Cashback Card online?

    You can apply for the Citi Cashback Card directly from the Citibank website.

    Or, you can also apply for the credit card on BankBazaar, from the same page you’re currently on, to enjoy the exclusive partner offers and additional benefits.

    Follow the steps to apply now –

    • Navigate to the top of the page to find ‘Check Eligibility’ button.
    • Click on it, fill the required details to know your eligibility for the card.
    • If you’re eligible, you will find an option to apply for the card.
    • Click on it, submit the required details and documents and press ‘Submit’

    Once the documents are submitted successfully, you will receive an acknowledgement message carrying the application ID. You can use the same to track your capplication status in the later stage.

    FAQs on Citi Cashback Credit Card:

    1. What are the different bill payment methods offered to a Citibank customer?
    2. The customers can choose to pay their credit card bills via various options such as online banking, Citibank E-Pay, NEFT / RTGS, ATM deposits and ECS debits.

    3. Are online statements available for a Citi Cashback credit card?
    4. Yes, customers can get instant online statements of their credit card from the web portal of Citibank by entering their details.

    5. What kind of information can I get from Citi Alerts?
    6. Citi Alerts help you track your account activity with free SMS and email alerts.

    7. Can I convert my outstanding credit card balance into EMIs?
    8. Yes, customers do have the option of converting the outstanding balance on the credit card into EMIs. This will allow them to pay smaller amounts at one time, also with a lower rate of interest. To know more visit the website of Citibank or you can also call the customer care helpline of the bank.

    9. What are the documents required to be submitted while applying for a Citibank Cashback credit card?
      • One passport size colour photograph
      • Photo ID proof
      • Customer consent form
      • Address proof
      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Citi Cashback Card Reviews

    • Citibank Credit Card
      "Best cash card"
      0.5 5.0/5 "Blown Away!"
      I am using CITI BANK CASH BACK CARD quite for a long time. Customer service and responsiveness is totally good every thing is good in CITI BANK. Credit limit is Rs. 58,000 need to increase my limit,annual charges is Rs. 500. This is a cash benefits i am getting in this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 16, 2019
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using the CITI BANK CASHBACK CREDIT CARD for the last seven years where it has been a life time free card. There has been some good cash back offers with this card and they had given me with a good credit limit where i use the card for most of my purchases.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 10, 2019
    • Citibank Credit Card
      "Best cash back card"
      0.5 4.0/5 "Great!"
      I am using CITI BANK CASH BACK CARD more than 1 year this is a best for money back. Credit limit is sufficient and good. Customer support and responsiveness is good .Annual charges for this card is Rs. 500 there is no wavier offer. I received the card within 4 days.
      Was this review helpful? 1
      , chennai
      Reviewed on Apr 09, 2019
    • Citibank Credit Card
      "Annual charges is high and cash back is low "
      0.5 1.0/5 "Really Bad"
      I have taken a CITI BANK CASH BACK CARD this is a money back card. They said first year free card, but the first month billing they charged Rs. 500 plus GST its highly compartively they have not informed. I am not getting good cash back also.Credit limit is very less need to increase more i have plenty of card my card limit was Rs. 200000.Executive collected the documents,i received the card within 10 days. Customer service and response is good.
      Was this review helpful? 1
      , pune
      Reviewed on Apr 04, 2019
    • Citibank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I applied for CITI bank cashback credit card recently,They have not charged me annual fee in this card as it is life time free credit card. I am happy with the credit limit which they have given me in this card. The reason for choosing this bank card is because of their offers and service.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 03, 2019
    • Citibank Credit Card
      "Best cash back card"
      0.5 5.0/5 "Blown Away!"
      I have taken a CITI BANK CASH BACK CARD this is a best for money back. Credit limit Rs. 60000 is not sufficient if they increase the limit it will be helpful.I am holding many cards limit is more than 3 lakhs. Customer support and responsiveness is good .Annual charges for this card is Rs. 500 there is no wavier offer.
      Was this review helpful? 1
      , chennai
      Reviewed on Apr 02, 2019
    • Citibank Credit Card
      "Good cash back card"
      0.5 4.0/5 "Great!"
      I have taken a CITI BANK CASH BACK CARD this is a best for money back. Credit limit is not sufficient if they increase the limit it will be helpful. Customer support and responsiveness is good .Annual charges for this card is Rs. 500 there is no wavier offer.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 02, 2019
    • Citibank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      Citi Bank is good and I have chosen Cash Back card. I have received the card within a week time. The annual charge is Rs.500. I am getting 5% cash back offer on movie ticket purchase, telephone bill and utility bill payments . The credit limit is okay. I have been using the card for lesser than a month.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 01, 2019
    • Citibank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I hold Citi bank cashback credit card for long time,they have not charged me annual fee in this card,as it is life time free credit card,and i am happy with the credit limit which they have given me in this card,they use to give good credit limit to me,and even they use to give good cash back always.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 30, 2019
    • Citibank Credit Card
      "Good money back card"
      0.5 5.0/5 "Blown Away!"
      I am using CITI CASH BACK CARD. I am getting more cash back what are the purchase i am doing. .Annual charges is Rs. 500 no fees wavier. Credit limit is 67000 not sufficient bank said they will increase the limit within 2 months.Customer service is too good.
      Was this review helpful? 1
      , pune
      Reviewed on Mar 29, 2019
    • Citibank Credit Card
      "Need to work on the app quality"
      0.5 4.0/5 "Great!"
      I have read the rate of interest and term & conditions which was quite high when compared to the market. I have received Citi Cashback credit card. There is no particular reason for taking. The credit limit could be better because its 70K where other cards limits are more than 1L. The annual charges are applicable.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 29, 2019
    • Citibank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I just took this card for a domestic use and the process in getting this card has been pretty smooth where the card was delivered to me on time. I am happy with the credit limit with this card and it is a life time free card. They had also explained me with the benefits & features with this card as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 27, 2019
    • Citibank Credit Card
      "Normal service"
      0.5 3.5/5 "Pretty good"
      The overall process in getting this card has taken almost one month to get complete. I am satisfied with the credit limit with this card and they had also explained me with the benefits & features with this card. There is an annual charges of 500 with this card. I suggest them to improve their customer support.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 26, 2019
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Last one month I have taken citi bank credit card this is chargeble card and cash back offer in this card after approval within fifteen days taken time and I am not much happy with credit limit . And customer service provided is good and their response is properly . I am happy with citi bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 26, 2019
    • Citibank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The charges are nominal for the credit card. I have taken Citi Cashback card through online channel. The process was immediate and they delivered on time. The documentation process was easy and executive came to my place for collection. The credit limit was high. The annual fee is Rs.500. The reward points are less.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 26, 2019
    • Citibank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am a person who travel a lot where this card give good benefits in many ways, since i had selected this credit card. The process in getting this credit card was quite seamless and it was delivered to me on time. The credit limit with the card has been good and it has some annual charges as well.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 26, 2019
    • Citibank Credit Card
      "Good for all transaction"
      0.5 5.0/5 "Blown Away!"
      Citi bank credit card is easily acceptable anywhere, I am holding cash back card its a life time free card. Based on the spend I am getting the reward points, the limit is not fully satisfied its lacking. It would be great if they increase the limit.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 26, 2019
    • Citibank Credit Card
      "Want to improve in customer service"
      0.5 3.0/5 "Satisfactory"
      I have taken a CITI BANK CASH BACK CARD. The credit limit is sufficient they given Rs. 87000 .If i call customer care i am not getting proper responce want to improve in customer service. The annual charges for this card comes under Rs. 500 there is no wavier for this card. I am getting 5% cashback on movie ticket purchases, telephone bill payment and utility bill payments.Documentation is very easy process executive come and collected the documents. I received the card within 10 days.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 25, 2019
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I went to chose with them since the services of them is good and there is minimum documentation required for them. The process in getting this card was good and the card was delivered to me on time. They had given me with a credit limit of 53,000 and there is an annual charges of 500 with this card as well.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 25, 2019
    • Citibank Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      Everything is okay with CITI credit card, I am using cash back card, the bank gave me the credit limit around Rs. 55,000, the documentation was hassle free, the executive picked up the documents and done the approved the card in the smooth manner.
      Was this review helpful? 1
      , kolkata
      Reviewed on Mar 18, 2019
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