Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Citi Cashback Card

    With the Citi Cash Back credit card, you can make the most of a wide range of cashback offers on all your purchases made with the card. You can also avail special EMI offers on a variety of products online as well as at stores. The joining fee or annual fee for the Citi Cash Back Card is communicated at the time of sourcing.
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    Key highlights of the Citi Cash Back Card

    • This credit card is mainly for the people who wish to earn cashback rewards on every transaction they make with the card.
    • You will be entitled to get 5% of cashback on every movie ticket purchase.
    • Earn a cashback of 5% on payment of utility bills and telephone bills using the credit card.
    • Earn a cashback of 0.5% on all other transactions.
    • The total cashback earned will be credited to your account automatically once it reaches Rs.500 and further on multiples of Rs.500.
    • Enjoy benefits of more than Rs.3,300 in the first year.
    • No expiration for the unredeemed cashback.

    Features and Benefits of the Citi Cash Back credit card:

    Cashback Benefits:

    • 5% cashback will be given on booking of movie tickets or any kind of utility payments through Citi Billpay.
    • For the payment of telephone bills, if you are paying with a Citi Cash Back card, you will receive a cashback of 5% and the maximum cashback will be Rs.100 per month.
    • Any kind of utility bill payment will result in a cashback of 5% which will also have a cap of Rs.100 per month.
    • On any other type of purchases, you will be entitled to a cashback of 0.5%.
    • On a minimum accumulation of Rs.500, the cashback will be automatically credited to the account and will show on the credit statement.

    Shopping benefits:

    • If you own a Citi Cash Back card, you will be entitled to receive various discounts and offers in various stores which are partnered with the bank.

    Dining benefits:

    • People holding a Citi Cash Back card will receive a discount on their dining bill at all Citibank partner restaurants across the globe.

    EMI benefits:

    • Customers who own the Citi Cash Back Card will also receive privileges on EMIs for various products at various electronic stores, shopping outlets, retailing chains as well as during online shopping.

    Loan benefits:

    • Avail instant loans on the Citi Cash Back Credit Card as per your requirement.

    Fees and Charges associated with the Citi Cash Back Card:

    Credit Card Fee Type Charges
    Joining Fee Would be informed by the bank at the time of sourcing the card
    Annual Fee Would be informed by the bank at the time of sourcing the card
    Cash Withdrawal fee 2.5% of the withdrawn amount subject to a minimum amount of Rs.500
    Rewards Redemption fee Nil
    If the statement balance is
    • Up to Rs.1,000 - NIL
    • Above Rs.1,000 and up to Rs.5,000 - Rs.450
    • Above Rs.5,000 and up to Rs.10,000 - Rs.700
    • Above Rs.10,000 - Rs.950
    Over credit limit fee 2.5% on the amount exceeding the credit limit, subject to a minimum of Rs.500
    Cheque return or bounce fee Rs.500 per returned cheque
    Statement request fee Rs.100 (For more than 3 months)
    Railway ticket booking surcharge 1.8% of the transaction value
    Re-issue of the card Rs.100
    Cash payment fee Rs.250 per deposit
    Cash payment at ATMs Rs.100 per deposit

    Eligibility criteria required to apply for a Citi Cash Back credit card:

    A person should meet the required eligibility criteria to get a Citi Cash Back credit card, which are:

    • The applicant must be above 18 years of age and be an Indian citizen.
    • Along with that, the applicant should also have a good credit report with good payment history and a good score. Apart from this, the applicant must also have a stable income and salary.

    Documents required for a Citi Cash Back credit card:

    • Passport size photograph of the applicant.
    • Address proof which will include a copy of the Passport, Ration Card, electricity bill, Aadhaar, etc.
    • Application form of the credit card which must be filled.
    • Form 60 and the PAN card of the applicant.
    • Proof of income such as the latest salary slips, documents of IT returns as well as Form 16 should be provided by the applicant.
    • Identity proof - PAN card, driving license, Aadhaar Card, etc.

    How to apply for the Citi Cash Back Card online?

    You can apply for the Citi Cash Back Card directly from the Citibank website.

    Or, you can also apply for the credit card on BankBazaar, from the same page you’re currently on, to enjoy the exclusive partner offers and additional benefits.

    Follow the steps to apply now –

    • Navigate to the top of the page to find ‘Check Eligibility’ button.
    • Click on it, fill the required details to know your eligibility for the card.
    • If you’re eligible, you will find an option to apply for the card.
    • Click on it, submit the required details and documents and press ‘Submit’

    Once the documents are submitted successfully, you will receive an acknowledgement message carrying the application ID. You can use the same to track your capplication status in the later stage.

    FAQs on Citi Cash Back Credit Card:

    1. What are the different bill payment methods offered to a Citibank customer?
    2. The customers can choose to pay their credit card bills via various options such as online banking, Citibank E-Pay, NEFT / RTGS, ATM deposits and ECS debits.

    3. Are online statements available for a Citi Cash Back credit card?
    4. Yes, customers can get instant online statements of their credit card from the web portal of Citibank by entering their details.

    5. What kind of information can I get from Citi Alerts?
    6. Citi Alerts help you track your account activity with free SMS and email alerts.

    7. Can I convert my outstanding credit card balance into EMIs?
    8. Yes, customers do have the option of converting the outstanding balance on the credit card into EMIs. This will allow them to pay smaller amounts at one time, also with a lower rate of interest. To know more visit the website of Citibank or you can also call the customer care helpline of the bank.

    9. What are the documents required to be submitted while applying for a Citibank Cashback credit card?
      • One passport size colour photograph
      • Photo ID proof
      • Customer consent form
      • Address proof
      

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    Citi Cashback Card Reviews

    • Citibank Credit Card
      "Interest rates are high in CITI bank"
      0.5 5.0/5 "Blown Away!"
      In CITI cashback card, i am earning cashbacks which i can converted into cash. I am using this card for almost 3 years and they have offered me a limit of Rs. 90000 and the annual fee is zero. I don't get any offers on this card. I have not spoke with the customer care till now.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 28, 2020
    • Citibank
      Citibank Credit Card
      "Quite Good Card"
      0.5 5.0/5 "Blown Away!"
      I'm getting the best benefits and there is an online method to make the payment for CITI bank credit card. I have done quite number of transaction and it was smooth. I'm having the cash back card and its almost 1 month to take this card. I'm quite satisfied with the limit given to me. There is a annual fee of Rs. 250.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 25, 2020
    • Citibank Credit Card
      "Card is not upto the mark"
      0.5 3.0/5 "Satisfactory"
      CITI bank credit card is good but I could not get an offers based on my expectations. As of now I have not contacted the customer care. They informed me that I get a cash back of Rs. 500 as a joining benefits but I haven't got the same. I don't see any benefits so I have stopped using this card. They need to explain about the cash back benefit to the customer in detail.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jan 21, 2020
    • Citibank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Without any specific reason i have chosen the credit card from CITI bank. There is no special benefits on this card apart from the normal credit card benefits. I expected the credit limit of Rs. 1 lakh but they have provided me a limit of Rs. 60K. There is a annual fee of Rs. 500 which will not waived off.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 21, 2020
    • Citibank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I've taken the credit card from CITI bank but i didn't use the card so far since there is no requirement of using this card. For the purchase purpose, i have chosen it. There is no proper intimation regarding the offers. I got the card on time and i have paid Rs. 500 for the membership purpose.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 20, 2019
    • Citibank Credit Card
      "Good bank"
      0.5 5.0/5 "Blown Away!"
      I am using Citi Bank credit card which was taken through online. I have started using this card it is really good and comfortable for me .This was a life time free card not yet faced any issues on the usage .The credit limit was good Rs.80k and i am getting cash back benefits in this card. Documentation process was fine executive collected the documents.I have started using this card which was really good.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 17, 2019
    • Citibank Credit Card
      "Best cash back card"
      0.5 4.0/5 "Great!"
      I am using CITI BANK CASH BACK card more than 5-6 years. I applied this card through online. Credit limit is sufficient, good to use and the annual charges for this card is Rs. 500 and there is a no fee waiver option. I am getting cash back of 500 rupees. Customer service was good.
      Was this review helpful? 2
      , chennai
      Reviewed on Dec 07, 2019
    • Citibank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I get lots of benefits on CITI bank credit card like flexible EMI. Whatever transaction i do, i get some additional discount and gift vouchers. Whenever i do the purchase it credits back to my account and it get waived off from my bill amount. With the low interest rate of 11.25% i avail the EMI conversion facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 26, 2019
    • Citibank Credit Card
      "Good Service in CITI bank"
      0.5 3.0/5 "Satisfactory"
      There is a less limit in CITI cash back card and I don't get much offers in this card. If I call the customer care regarding the late fee charges, they will waiver off the same. I have been using this card for more than 1.5 years. If I go for shopping, I get some offers for this card to spend. When I given the request to enhance the limit, they have not accepted the same.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 25, 2019
    • Citibank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I am using CITI bank cash back credit card. Annual charges for this card comes around Rs. 1000, there is a no fee wavier. Customer service and responsiveness was good and also they given a very good credit limit. I received this card within a week. I am getting cash back offer for this card over all its good.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 24, 2019
    • Citibank Credit Card
      "Very Good Card"
      0.5 5.0/5 "Blown Away!"
      From CITI bank, I'm having the cashback offer. I get 50% off on dining and fuel sur charges waiver and its a good card to use. They have given me a loan against the credit card which i like a lot. I have been using this card for more than 2 years. I have not got any complaints till now.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 12, 2019
    • Citibank Credit Card
      "Best benefits as of now "
      0.5 5.0/5 "Blown Away!"
      According to my salary, Citi Bank is giving good credit limit. I'm getting a good cashback offers and discounts. The given credit limit is quite good and its 2* of my salary. Annual fee is there and it will deducted based on my usage. The executive came to my office and took my documents.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 10, 2019
    • Citibank Credit Card
      "Really good credit card"
      0.5 5.0/5 "Blown Away!"
      I had a great offer and i observe more offers and my friend who works in a CITI bank was suggested me about their bank credit card. I have not gone through about the offers so far, but it has in online i get 10% off if i use CITI bank card. If I don't have any CITI bank account also, its easy to make the payment through online.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 30, 2019
    • Citibank Credit Card
      "Best Card"
      0.5 5.0/5 "Blown Away!"
      Feasibility of CITI bank credit card is available and acceptable in the market even in small cities thats the reason i opt for this credit card. Customer care service is very good and its flexible. I can able to connect with them easily. I won't use the credit card much. They are sending the offer notifications on a regular basis.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Oct 30, 2019
    • Citibank Credit Card
      "Don't use this card"
      0.5 3.0/5 "Satisfactory"
      Only for the cashback offers i have chosen the CITI cashback card but till now i have not received any kind of cashbacks. I'm planning to surrender this card as soon as possible and they are charging me Rs. 500 as a annual fee and it won't get waived off. 2 months before, i purchased this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 29, 2019
    • Citibank Credit Card
      "Benefits have to be increased"
      0.5 4.5/5 "Excellent!"
      CITI bank is an international bank which is maintaining all the standard and the service they are rendering is really good. There are some offers tied up with for diwali discount is most of the shops for shopping and restaurants. I'm satisfied with the credit limit given to me. Annual fee is nominal and it can be free for the standard customers.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 29, 2019
    • Citibank Credit Card
      "Average Card"
      0.5 3.0/5 "Satisfactory"
      I just want to have a CITI bank credit card as per my interest. I haven't used anything regarding the offers and i just want try the card once like the service and experience with CITI bank. I'm not much satisfied with the credit limit. I have received the card on time. It could be better if credit card payment updated immediately.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 29, 2019
    • Citibank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I really do not know how to contact the customer care service of CITI bank. I am not aware of the bill due date and bill cycle regarding that i haven't received any welcome calls. I have got two number from Google to reach the customer care but the call is not getting connected. Just to experience the credit card, i bought the CITI bank credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2019
    • Citibank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Sometimes, i have been receiving a messages stating that i cannot able to do the transaction in a particular timing due to some maintenance. Its good that they are giving a information to the customer from the CITI bank side to not to swipe the card. On the delivery time, if the customer is not available, they are not trying to calling them so its again go to the delivery person.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 20, 2019
    • Citibank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have chosen Citi Cashback credit card and the process was little bit simple in getting the card. The credit limit is okay. There is no annual fee or joining fee. The documentation process was doorstep and they have taken one week to 10days to deliver the card. Only cash back is available. They need an update on the mobile app.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Oct 19, 2019
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