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    We found 1 Citi Cashback Card
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    Citi Cashback Card is Rated as "Excellent!" by 739 Users

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    Citi Cashback Card

    • 5% Cash back on transactions done for Movies, telephone bill payments and Utility payments through Citi Billpay. Cash back is capped at Rs.100 per month for each category
    • 0.5% Cash Back on all other spends. No cap on cash back earned
    • Annual Fee of Rs. 500 - to be charged in the first statement and thereafter, every 12 months
    • Cash back earned gets auto credited on accumulation of a minimum of Rs.500, and thereafter, in multiples of Rs.500
    • Annual fee INR 500

    Spend and save more with a Citi Cash Back credit card and enjoy exciting benefits all year long. This card provides excellent cash back options on every transaction, ensuring savings on your everyday spends. Citibank also has a hassle free redemption process, where a customer can get cash back automatically as a statement credit. The card also features other privileges on shopping, dining and convenient bill payment options.

    Citi Cash Back Credit Card Benefits:

    • The Citi Cash Back credit card offers a bundle of benefits, helping customers save while they shop their heart out.
    • Customers can get 5% cash back on all movie ticket purchases.
    • Telephone bill payments earn a cashback of 5%.
    • Card holders can get 5% cash back on all utility bill payments made via Citibank Online Bill Pay with a cap of Rs 100 per month on the utility bill cashbacks.
    • On all other transactions, customers get 0.5% cash back.

    Citibank Cash Back Card Features:

    • Cash back redemption can be done in multiples of Rs 500 which will reflect on the monthly statement.
    • Customers can enjoy exclusive discounts of up to 20% across 2000 restaurants all over India.
    • For shopaholics, the card offers unbeatable savings and deals at retail stores across the country.
    • Card holders can also choose to pay back their purchases as EMIs while using their cards in over 2000 consumer electronic outlets, retail chains and e-retailers.
    • The card offers a bunch of value-added services like instant loans, easy payment and balance transfer options from any other bank in India. Paylite from Citibank offers balance transfers at 12% interest rate per annum with convenient repayment plans.
    • Customers can access any information regarding their credit cards using Citibank's mobile banking, online banking, SMS banking or phone banking services.

    Eligibility and Documentation:

    • To be eligible to apply for Citibank Cash Back card, the applicant must be aged at least 18 and should have a good credit score.
    • The applicant will be asked to submit one photograph, ID proof and an address proof. Also, other documents like PAN card, latest salary slips and ITR statement might be asked for.

    Fees and Charges:

    • Customers are charged an interest rate of 2.50% per month, which totals up to 30% annually. The interest rates tend to change depending on the customers spend, payment and utilization patterns and is at the bank's discretion.
    • Citi Cash Back credit card customers have to pay an annual fee of Rs. 500 which is billed in the first month statement of the card.

    How to Apply for Citi Cash back Credit Card:

    • Check out the credit cards section in BankBazaar.com to explore and compare credit cards.
    • Check your eligibility for a card. BankBazaar will display a list of credit cards based on your requirements.
    • Click on "Apply" and fill in your personal details to instantly apply for the selected card.

    FAQs:

    Frequently ask questions about Citi cashback card

    1. What are the different bill payments methods offered to a Citibank customer?
    2. Customers can choose to pay their credit card bills via online banking, Citibank E-Pay, NEFT / RTGS, ECS debits and ATM deposits.

    3. Are online statements available for a Citi Cash Back credit card?
    4. Yes, customers can get instant online statements from the Citibanks web portal.

    5. What kind of information can I get from Citi Alerts?
    6. Citi Alerts can be used to track your account activity with free SMS and email alerts.

    7. Can I convert my outstanding credit card balance into EMIs?
    8. Yes, customers do have the option of converting their outstanding balances into EMIs and repaying the balance in smaller amounts at lower interest rates.

    9. What are the documents required to be submitted while applying for a Citibank Cash Back credit card?
      • One passport size color photograph
      • Address proof
      • Photo ID proof
      • Customer consent form

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  • Citi Cashback Card Reviews

    • Citibank Credit Card
      "Overall good. But high on ROI"
      0.5 5.0/5 "Blown Away!"
      I hold a Citibank cash back credit card. The customer services is very nice and I got the card on time. The documentation was also collected on time and the credit limit is good. I got a credit limit of 60K. There are annual charges of Rs.500 plus GST on the card. The rate of interest is very high on the EMI options.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2018
    • Citibank Credit Card
      "EXCELLENT "
      0.5 5.0/5 "Blown Away!"
      Limit of the card is OK, it can be increased so that it will be benefit for the usage, processing and documentation was easy, credit card on-line banking facility i yet to check with it, customer service was good from them, which was really good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2018
    • Citibank Credit Card
      "BELOW AVERAGE"
      0.5 1.0/5 "Really Bad"
      Limit is good and high than other banks, i used to make the outstanding payments through online only, in I mobile application only i used to find my due , whereas other bank instantly updates the due and payments, so this could be improved to provide the better service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 13, 2018
    • Citibank Credit Card
      "GOOD SERVICE "
      0.5 5.0/5 "Blown Away!"
      Using this citi cash back card i mostly made purchases in flip-kart and i phone products, documentation was prompt, also card reached me at the committed time, about the cash back,its yet to be used, so far i did not get requirement to use it..
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 13, 2018
    • Citibank Credit Card
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I used to get cash back but i have not used it so far, i used to get 5% cash back, yearly fee for the card will be rs590, but first year its a free card. Processing and documentation was good, within the committed period i got the card without any hassle.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 13, 2018
    • Citibank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with CITI BANK 10days back. Annual is 400rs and it is satisfactory. Recently i have started using this credit card so i cannot say much about this card but i am aware about the benefits. They offered me good credit limit. I got this credit card to do shopping. So far my experience is good with CITI BANK.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 09, 2018
    • Citibank Credit Card
      "good "
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with CITI BANK 10days back. Annual fee is 500rs which is satisfactory. Customer service response is pretty good i did not face any issues related to the card. They offered me good credit limit. Mostly i use this credit card to do shopping and with that i am getting good benefit as reward point.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 09, 2018
    • Citibank Credit Card
      "Average card"
      0.5 5.0/5 "Blown Away!"
      They are charging the annual fee of Rs. 499. While I'm taking the card they have said its a free card. They have given me a credit limit of Rs. 60000 and I'm happy about the card. I'm not much aware of the offers provided by the credit card. I have called the customer care to know about the monthly statement and the response is good. Its taking long time to speak with the executive.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 01, 2018
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with this card since as a bank they where having a good reputation and i like the bank. The process in getting the card has been smooth and has been simple and the card also had reached on the right time. The credit limit which they had given with the card has been satisfactory and there has been good offers that where have been available with the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 31, 2018
    • Citibank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      The payment is updating after 2 days and payment gateway also its very slow while making the payments. I'm paying the annual for this card is Rs. 500. If i use more than 50000, they will not charge for the annual fee in future. I'm not getting much offers about this card. If i put petrol, the sur charges will get waived off.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 30, 2018
    • Citibank Credit Card
      "Awesome card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with CITI bank. I am satisfied with the cashback card and the given credit limit was 4.5 lakh which is more sufficient. I am getting reward points and cash back offers from this card. In short I would say it is not a chargeable card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 29, 2018
    • Citibank Credit Card
      "Good one"
      0.5 4.0/5 "Great!"
      In CITI bank, they are providing some of the offers but i have not look into the offers. They have offered me a credit limit of Rs. 60000 and I'm happy about it. I was expected bit high in credit limit. Two months ago, i have purchased this card. I have to pay Rs. 500 as annual fee. The customer care service is good. Its taking too much time in customer care.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 29, 2018
    • Citibank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with CITI BANK 1month back. My overall experience is good till now i did not face any issues related to the card. Credit limit is 60000 which is very satisfactory. I use this card only twice so i am not aware about the benefits.I am not satisfied with annual fee it is 590rs and it is too high. Customer service response is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 29, 2018
    • Citibank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I chose the CITI CASHBACK CARD Online, the credit limit is good for me. I have also received the gift voucher as promised. The whole application process was easy and hassle free. I will have to use the card more to get a clear idea about the features and benefits.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 27, 2018
    • Citibank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've bought the CITI CASHBACK CARD Online. The service is good, the limit is normal . I haven't used the card to the full extend. Apart from the cash back offers there isn't any special offers associated with the card. I'll have to wait and see how it works out for my requirements.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 27, 2018
    • Citibank Credit Card
      "Good for cashback"
      0.5 5.0/5 "Blown Away!"
      They charging the annual fee of Rs. 500. I used to receive many offers. I have received the cashback offers from NDPL. They have offered me a credit limit of Rs. 52000 and i'm happy about it. I never called their customer care so far. I have purchased this credit limit last month before. EMI conversion facility is available. Discounts on many online shopping for this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 27, 2018
    • Citibank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have taken my credit card with CITI BANK 1month back. Credit limit is very satisfactory and the services which have been provided so far was pretty good.. Mostly i use this card to do shopping and the best part is they converted this card to EMI. My overall experience is good with CITI BANK.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 27, 2018
    • Citibank Credit Card
      "Average card"
      0.5 5.0/5 "Blown Away!"
      Got my citi cash back card not yet started using it . Am not satisfied with the credit limit which they have offered of Rs56000. There is annual charges for the card of rs 500 . There is no specific reason for choosing the card based on the brand value i have chosen the card .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 27, 2018
    • Citibank Credit Card
      "avearge"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with CITI BANK . The experience is good with this bank but the only thing where i got disappointed is documentation. Even customer care service is not so helpful. Annual fee is 500rs and i am happy with that. I am not satisfied with credit limit too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 26, 2018
    • Citibank Credit Card
      "Smooth going card"
      0.5 4.0/5 "Great!"
      If i purchase more than Rs. 2500, then only i can able to convert into EMI less than that its not possible. I'm referring this card to my colleagues however its taking too much time to process the credit card. They are calling daily but not giving the proper information regarding the application status. I don't face any cashback and rewards points so far. For this card, they are charging Rs. 599 rs. With GST charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 26, 2018
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