Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Citi Cashback Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free
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    Fee Details

    Citi Cashback Card is Rated as "Excellent!" by 150 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN
    • 5% Cash back on transactions done for Movies, telephone bill payments and Utility payments through Citi Billpay. Cash back is capped at Rs.100 per month for each category
    • 0.5% Cash Back on all other spends. No cap on cash back earned
    • Annual Fee of Rs. 500 - to be charged in the first statement and thereafter, every 12 months
    • Cash back earned gets auto credited on accumulation of a minimum of Rs.500, and thereafter, in multiples of Rs.500
    • Annual fee INR 500

    Overview:

    Spend and save more with a Citi Cash Back credit card and enjoy exciting benefits all year long. This card provides excellent cash back options on every transaction, ensuring savings on your everyday spends. Citibank also has a hassle free redemption process, where a customer can get cash back automatically as a statement credit. The card also features other privileges on shopping, dining and convenient bill payment options.

    Fixed Deposit

    Citi Cash Back Credit Card Benefits:

    • The Citi Cash Back credit card offers a bundle of benefits, helping customers save while they shop their heart out.
    • Customers can get 5% cash back on all movie ticket purchases.
    • Telephone bill payments earn a cashback of 5%.
    • Card holders can get 5% cash back on all utility bill payments made via Citibank Online Bill Pay with a cap of Rs 100 per month on the utility bill cashbacks.
    • On all other transactions, customers get 0.5% cash back.

    Citibank Cash Back Card Features:

    • Cash back redemption can be done in multiples of Rs 500 which will reflect on the monthly statement.
    • Customers can enjoy exclusive discounts of up to 20% across 2000 restaurants all over India.
    • For shopaholics, the card offers unbeatable savings and deals at retail stores across the country.
    • Card holders can also choose to pay back their purchases as EMIs while using their cards in over 2000 consumer electronic outlets, retail chains and e-retailers.
    • The card offers a bunch of value-added services like instant loans, easy payment and balance transfer options from any other bank in India. Paylite from Citibank offers balance transfers at 12% interest rate per annum with convenient repayment plans.
    • Customers can access any information regarding their credit cards using Citibank's mobile banking, online banking, SMS banking or phone banking services.

    Eligibility and Documentation:

    • To be eligible to apply for Citibank Cash Back card, the applicant must be aged at least 18 and should have a good credit score.
    • The applicant will be asked to submit one photograph, ID proof and an address proof. Also, other documents like PAN card, latest salary slips and ITR statement might be asked for.

    Fees and Charges:

    • Customers are charged an interest rate of 2.50% per month, which totals up to 30% annually. The interest rates tend to change depending on the customers spend, payment and utilization patterns and is at the bank's discretion.
    • Citi Cash Back credit card customers have to pay an annual fee of Rs. 500 which is billed in the first month statement of the card.

    How to Apply for Citi Cash back Credit Card:

    • Check out the credit cards section in BankBazaar.com to explore and compare credit cards.
    • Check your eligibility for a card. BankBazaar will display a list of credit cards based on your requirements.
    • Click on "Apply" and fill in your personal details to instantly apply for the selected card.

    FAQs:

    Frequently ask questions about Citi cashback card

    1. What are the different bill payments methods offered to a Citibank customer?
    2. Customers can choose to pay their credit card bills via online banking, Citibank E-Pay, NEFT / RTGS, ECS debits and ATM deposits.

    3. Are online statements available for a Citi Cash Back credit card?
    4. Yes, customers can get instant online statements from the Citibanks web portal.

    5. What kind of information can I get from Citi Alerts?
    6. Citi Alerts can be used to track your account activity with free SMS and email alerts.

    7. Can I convert my outstanding credit card balance into EMIs?
    8. Yes, customers do have the option of converting their outstanding balances into EMIs and repaying the balance in smaller amounts at lower interest rates.

    9. What are the documents required to be submitted while applying for a Citibank Cash Back credit card?
      • One passport size color photograph
      • Address proof
      • Photo ID proof
      • Customer consent form
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  • Citi Cashback Card Reviews

    • Citibank Credit Card
      "Good to hold and convenient for shopping"
      0.5 5.0/5 "Blown Away!"
      I have two credit cards, one is CITI reward card using it for three years and another is CITI Indian oil card. CITI providing lot of offers, if some time I am unable to pay the outstanding due, they are giving EMI option and also giving waiver for late payment fee. CITI is also providing the points, I could utilize in Indian Oil for the petrol filling.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 13, 2017
    • Citibank Credit Card
      "Offers & services are good."
      0.5 5.0/5 "Blown Away!"
      There are many offers which are availiable offers on my CITI Bank. Especially, the reward points are good on every transaction I make. There has never been any hassles in the statements and the limit is also up to my satisfaction. There are continuous emails giving me details about the offers that I am eligible for.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 13, 2017
    • Citibank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      Citibank has also offered me a credit card and there are excellent rewards and cash back deals on it. The credit limit is good and the statements are perfect. When ever I use my card, I get intimated and it is very secure banking. In all I have no issues.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 13, 2017
    • Citibank Credit Card
      "Great value for customer"
      0.5 5.0/5 "Blown Away!"
      CITI credit card is the best, the reason being it provides me so many reward points and everything I purchase from shopping mall especially for the card swiping. I guess for 3 point - 1 ruppes would be calculated, they gave me good credit limit and the best part is customer support as it is very much responsible.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 12, 2017
    • Citibank Credit Card
      "Its Good"
      0.5 3.5/5 "Pretty good"
      I had CITI credit card earlier but I have surrendered that Because I went to abroad at the time. Their credit limit is small but it was good. CITI bank have taken some charge to the close the card during the year 2013, but they are very transparent they didn't debit any hidden charges.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 11, 2017
    • Citibank Credit Card
      "Comfortable"
      0.5 4.0/5 "Great!"
      Citi bank credit card is really good to use because they are giving good offers for the card. I do not know whether it is a life time free card but the services and benefits are really good with CITI bank. I am more comfortable in using Citi card for my requirements.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 11, 2017
    • Citibank Credit Card
      "Very good services"
      0.5 4.5/5 "Excellent!"
      Citibank has offered me a decent credit limit on the credit card and there a lot of cash back offers and there are a lot of rewards too. The customer support is reachable and there are no discrepancies in the statements. There are no charges taken too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 11, 2017
    • Citibank Credit Card
      "Deals are good"
      0.5 5.0/5 "Blown Away!"
      I am happy with what ever deals I get on my Citibank credit card. The offers are overall good and there are normal charges on it. The credit limit is also satisfactory and the card is accepted all over. I get a lot of flexible EMI options online as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 11, 2017
    • Citibank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I appreciate the kind of customer services that Citibank provides. I hold a credit card and I do not look out much for the offers. Recently I received a message from the bank that 8$ have been deducted from my card, the bank immediately worked on it and when they understood it was suspicious they instantly blocked the card and the team has also sorted the issue too.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 11, 2017
    • Citibank Credit Card
      "Good card to use "
      0.5 5.0/5 "Blown Away!"
      I am having a Citibank Indian oil platinum credit card for past 2 years. The rate of interest is nominal with this card. Basically I got this card for fuel purpose,I also get reward points, cash back offers with this card. I am happy with the credit limit. I am satisfied using Citibank card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2017
    • Citibank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am holding credit card of CITI bank and the credit limit is around 2.5 lakhs. I was holding the salary account with same bank but they had not given me the card based on this account, it is a separate one. I am using cash-back card for last 1 years. And it is a char-able card 1000/- and they provide normal offers .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2017
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Citibank has been good in the credit card services, the deals are excellent annual charge of this card is 500/-. The customer services and response is perfect as they are helpful when ever I contact them. I have opted this card this year in 2017 January I need to explore more and the credit limit they have offered is 50000 rupees
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 09, 2017
    • Citibank Credit Card
      "Good for all transaction"
      0.5 5.0/5 "Blown Away!"
      Whenever I use my credit card I pay the full amount its good to maintain and also there is no charges for the credit card. Whenever I do some transaction I normally get 1 Point - 1 rupees. I use those points to put petrol with same value its good. If I recommend CITI credit card to some one they provide me 2000 reward points.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 06, 2017
    • Citibank Credit Card
      "Average Service"
      0.5 3.5/5 "Pretty good"
      I have a life time free credit card with Citi bank. I am not fully convinced with the bank because I have a lot of confusions on their payments. I did not check about their reward points and cash back offers. The service is average.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 06, 2017
    • Citibank Credit Card
      "Better than anyone"
      0.5 4.0/5 "Great!"
      CITI bank credit card was really good because of the good offers, also its widely accepted. Response is also good one like I can use it everywhere around the world., Credit limit was also good one, also everything used to done by phone banking service.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 06, 2017
    • Citibank Credit Card
      "Offers are good. Charges are high"
      0.5 5.0/5 "Blown Away!"
      Citibank has offered me a life time free credit card and the customer services are good. The offers and the features on the card is good too. But the bank charges high when there is a delayed payment done. The statements are clear and on time. Good overall.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 06, 2017
    • Citibank Credit Card
      "Smart Credit card"
      0.5 5.0/5 "Blown Away!"
      I have been using CITI credit card for past five years its very good, I normally do the CITI credit card transaction more than Rs.25,000. That 's the reason I find any annual fee from them, I am getting some reward points for all transaction. I used the card for online shopping they not good in cash offer but I am fine with that.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 06, 2017
    • Citibank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I got the Citibank platinum card 5 months ago. I got this card through a financial channel partner. The customer service and response with CITIBANK was good. The Citibank executive took time to disburse my card, because of the incorrect address. They have disbursed the card in 15 to 20 days. The rate of interest is high with Citibank card. I am happy about the credit limit and satisfied with their service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 06, 2017
    • Citibank Credit Card
      "It suitable for everyone"
      0.5 5.0/5 "Blown Away!"
      Usually CITI credit card provides EMI option for all transaction more than Rs.2500, with nominal interest rate. CITI customer service is also good in term of service and they offered me the credit limit around Rs.60,000. They used to send statement on time its great.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 05, 2017
    • Citibank Credit Card
      "Good to Use"
      0.5 4.5/5 "Excellent!"
      Credit limit is pretty normal with Citi bank than Standard chartered bank. All the services for the credit card is good with Citi. I use this card often and the benefits are good. The bank is providing good reward points. There are no issues with CITI bank as such.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 05, 2017
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