The Royal Bank of Scotland (RBS) is a British banking and insurance holding company, headquartered in Edinburgh, Scotland. The bank boasts of over 30 million customers in the UK, Europe, the Americas, Middle East and Asia. Already a well-established and respected banking concern, RBS is working hard to expand its influence to newer parts of the world and bring new-age banking to individuals, businesses and institutions.
In India, RBS has been a banking force since 1921. The bank lists an impressive client list of influential Indian corporations, MNCs, financial institutions, the Indian Government and other high net-worth individuals. Widely appreciated for its high brand of service, customer relationship management and the implementation of international banking standards into the Indian scene, RBS is well poised to emerge as one of the India’s leading and profitable banks.
Credit cards belong in the group of the necessary, ‘must-have’ survival accessories these days. And Royal Bank of Scotland credit cards are much sought after here in India, primarily for their professional approach to banking and the pleasure to be associated with a very selective, international bank.
Effective from EOD November 15, 2013, the entire Royal Bank of Scotland (RBS) credit cards portfolio has been transferred to the Ratnakar Bank Ltd (RBL). With this transfer, RBS surrenders the ownership of its credit cards portfolio and is given permanent exemption from all liabilities arising from future instances of quality and service related errors, issues and other legal hassles. The aforementioned responsibility will henceforth be borne by RBL and all present and prospective RBS credit card holders/hopefuls are requested to consult RBL for activation or termination of services, issue resolution and other concerns relating to RBS’s erstwhile credit card products.
How about checking out credit cards from Ratnakar Bank*Note: All the rates are subject to change, therefore, customers are required to keep on checking the rates from time to time.
Yes, in order to access the statement for your credit card, you will have to create an online account through the credit card issuer website. If you have received your credit card via a credit union or current bank, then your credit card account can be easily accessed via the online banking account.
Yes, you can withdraw cash from an RBS credit card. You can withdraw cash at an ATM with your credit card PIN.
In order to pay the bill for your credit card, you can set up an autopay process or even send a cheque to the card issuer. With autopay, you can set up payments from and your dues will get paid on the due date every month.
You can easily check your credit card balance and also the available credit with Digital Banking or by using the Mobile App. You can find these options on the "Account Summary" page in the "Personal accounts" section.
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