Deutsche Bank Credit Cards

Deutsche Bank is one of the leading global investment banks and after its strong presence in Europe and especially in Germany, it is growing at a very fast pace in North American countries as well. Similarly, the bank has been focusing on Asia and other emerging markets also. The very fact that there are more than 77,999 employees working for the bank in more than 70 countries reveals how the bank has been rendering excellent financial services to its clients. The bank has been creating great value not only for its stakeholders but for the general public and companies and organizations that are having relationship with them.

Deutsche Bank India offers integrated financial services to corporates, individuals and institutional clients. Some of the most important services the bank offers apart from regular banking services are investment banking, equities broking for institutions, asset management and wealth management.

Deutsche Bank offers banking products like Savings Account Select, Signature Debit Cards, Current Accounts, Platinum Reserve Credit Card and loans like Home Loans, loans against property, Business Instalment Loans, Small Business Overdrafts, Overdrafts against Deposits, etc.

The Deutche Bank Credit Card that is offered by the bank is a Premium Credit Card. Further, it is American Express that brings to discerning clients the highly sought after Platinum Reserve Credit Card. The card comes at a fabulous discounted cost compared to the market offers. Customers can get bonus welcome reward points on subscription also.

Deutsche Bank Credit Card FAQs

1. Who are eligible for availing credit card facility?

   Those who fill the age criterion, who earn a regular fixed income and who have a good credit rating can apply for a Deutsche Bank Credit Card.

2. What is the Credit Card offered by Deutsche Bank?

   Deutsche Bank offers a Premium Credit Card issued by American Express and this Platinum Reserve Credit Card is regarded as a highly prestigious card.

3. What will be my credit limits?

   The bank will assess the income levels and the financial capabilities of the applicants and decide on their credit limits.

4. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?

   The bank provides an Add-on Card but there will not any additional or separate credit limit for the Add-on Card.

5. What should I do if there is a fraud transaction on my credit card?

   You should intimate to the bank immediately as soon as you come to know that a fraud transaction has taken place on your credit card. You must change the PIN number of the card also immediately.

6. What should I do if my Credit card is lost or stolen?

   You must report the matter to the bank immediately because the bank has to take the required steps for blocking the card.

Which payment network credit cards are available in India?

It is the American Express payment network credit card that is offered in India by Deutsche Bank.

7. What is a grace period?

   Grace period is the interest free credit period you get. This will be decided as per the rules of the bank that prevail at the time of applying for Deutsche Bank Credit Cards.

8. Will there be any joining fees for credit card?

   Life-time Membership Option – Rs.40,000/-.

   Annual Membership Option (This offer is for Deutsche Bank Private Banking Clients) - Rs.7,500/-.

9. Is there any annual fee associated with credit cards?

   For life-time members, there is no annual fees. But, the bank's private banking clients can choose the annual membership option in which they have to pay Rs.7,500/- every year.

10. What is the interest rate/finance charge for credit cards?

    The bank decides the interest rates and the finance charges taking into consideration, few main aspects including the credit rating of the applicants. This means all charges are dynamic and are subject to change based on the Issuer’s periodic review.

11. Will there be an overdue penalty or late payment fee?

    Yes. There will be late-payment charges also and the bank determines the charges by periodically reviewing the track-record of the card-holders.

12. Will there be a separate charge for foreign currency transactions on my credit card?

    Yes. There will be a separate charge for foreign currency transactions on your credit card.

13. How can I make my credit card payment?

    Cheques and Demand Drafts drawn on the bank can be dropped in the Drop-Boxes placed in the ATMs and branches of the bank. Credit card payments can be made online or by auto-debiting also.

Deutsche Bank Credit Card Eligibility and Documentation

The bank issues credit cards to applicants who qualify according to the age criterion fixed by the bank. Applicants should have a regular fixed income and a good credit score.

Passport, Photo Pan Card, Voter ID card, Photo Ration Card

Address Proof (Any one): Passport, Telephone Bill, Ration Card, Electricity Bill, Life/Medical Insurance policy, Rental Agreement, Apartment Allotment Letter

Latest one month salary slip Income Proof For Self Employed Businessmen: Latest IT Returns with computation of income / Certified Financials, Last Business Continuity proof.

Income Proof For Self Employed Professionals: Latest IT Returns, Business Continuity proof.

Deutsche Bank Credit Card Details

American Express brings to you its sought after Platinum Reserve Credit Card at a fabulous discounted cost compared to the market offer. What’s more you get bonus welcome reward points on subscription.

American Express Platinum Reserve Credit Card is one of the premium credit cards in the country today. This card also comes with a host of benefits and exclusive privileges with features that complement various aspects of your lifestyle including travel & stays, dining, golf and wellness.

The table below shows the difference between market offer and the exclusive offer for Deutsche Bank Private Banking clients.

Get in touch with your Relationship Manager or SMS RESERVE to 561615 to know more.

* Available exclusively for Deutsche Bank Private Banking Clients in select cities only.

**35,000 Membership Reward Points entitle you to -

- INR 11000 worth of Lifestyle vouchers or,

- INR 10000 worth of Makemytrip vouchers for Airline/Hotel Booking or,

- One night stay for two at Leela Kempinski Kerala, or,

- One way air ticket from Delhi–Mumbai on KF First and a one way air ticket from Delhi-Mumbai on KF Class at 33000 Membership Reward Points.

*Note: All the rates are subject to change, therefore, customers are required to keep on checking the rates from time to time.