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    We found 0 IndianOil Citibank Titanium Credit Card
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    IndianOil Citibank Titanium Credit Card

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    IndianOil Citibank Titanium Credit Card

    Citibank brings to you a card that gives the roadster turbo points for spending! The Indian Oil Titanium card is the fastest way to earn free fuel. Redeem these points for free fuel of up to 71 litres a year! Use them against your new purchases and more! Spend more and your annual fee will be waived. If you book your card before 31st December, Citibank will reward you with Rs. 250 worth of Activation Benefits.

    Features:

    • Earn turbo points on all your purchases and earn even more at authorized IndianOil outlets.
      • You get 4 turbo points on Rs. 150 spent on fuel at IndianOil retail outlets across India.
      • Earn 2 turbo points on Rs. 150 spent on groceries and supermarkets.
      • Get 1 turbo point on Rs. 150 when you spend anywhere else.
    • Enjoy a flexible rewards redemption program which allows you to redeem your reward points on fuel, against your purchases at more than 700 merchant outlets or for gift vouchers.
    • Annual fee is Rs. 1,000 which is applicable at the end of the membership year.
    • Be eligible for instant loans against your credit card.
    • Convert any spend above Rs. 2500 to easy EMIs.
    • Citibank provides you with easy payment options to settle outstanding balances wherein you can convert the entire amount into easy EMIs and repay the sum at a lower rate of interest.
    • Settle your credit card bills with other banks by transferring them to Citibank and pay half the rate of interest you might be paying now. You can opt for an EMI repayment plan, and enjoy a preferred 12% per annum rate of interest with Citibank.
    • Enjoy services on the go with online, mobile, SMS and CitiPhone and over the counter banking.
    • Get SMS and email CitiAlerts to track your account activity.
    • Enjoy multiple methods of credit card bill payments.
    • Pay your utility bills securely online.
    • Get 24-hour assistance on CitiPhone.

    Benefits:

    • You can save over 5% on your fuel bills when you refuel at IndianOil outlets.
    • Earn 4x turbo points at Citibank’s featured partners that include Flipkart, HP, Grofers, Via.com, musafir.com, Freecharge, Fab Furnish and Flywidus.com and more.
    • Earn points for free fuel while you make your daily purchases.
    • Turbo points don’t have an expiry date.
    • When you spend at least Rs. 30,000 on your card, the annual fee will be waived.
    • Get exclusive personal concierge services to make dining reservations, send flowers and plan a party and more.
    • Get travel assistance anytime you need.
    • Enjoy exclusive dining privileges and save up to 20% on your bills at over 2000 restaurants across India.
    • Get shopping privileges and enjoy savings at stores in your city.

    Fees and charges:

    The important fees and charges for IndianOil Citibank Titanium Credit Card are listed below. All interest, fees and charges are subject to service taxes applicable as notified by the Government of India.

    DescriptionAmount
    Annual FeeRs. 1000, waived on expenditure of Rs. 30,000 or more in a year.
    Interest RateInitial rate of 3.25% per month (39% per annum)Dynamic rate of 3.10% to 3.50% (37.20 to 42.0% p.a.)
    Card replacement feesRs. 100
    Late payment fees
    Outstanding BalanceFee
    Up to Rs. 10,000Rs. 300
    Rs. 10,001 - 25,000Rs. 600
    Above Rs 25,000Rs. 700
    Cash advance2.0% on the amount advanced or a minimum of Rs. 300. US$7.5 will be charged on international ATMs.
    Over Credit Limit charge2.5% of the transaction amount subject to Rs. 500 minimum
    Cheque/ECS BounceRs. 350 per transaction
    Statement request beyond 3 monthsRs. 100
    Petrol Transaction2.5% subject to a minimum of Rs. 10.Refuel at IndianOil outlets for this charge to be waived.
    Counter railway booking and cancellation surcharge2.5% of transaction subject to Rs. 25 minimum
    Online railway ticket bookingFor regular transactions, 1.8%For EMI transactions, 2.8%
    Outstation Cheque (per cheque)
    Upto Rs.10000Rs.50
    Rs.10001 to Rs.100000 Rs.100
    Above Rs.100001 Rs.150
    Credit card payment cash deposit at Citibank branchRs. 100
    Credit card payment cash deposit at Citibank ATMsRs. 50
    Foreign Currency TransactionsMark up of 3.5% + service taxes
    How to redeem reward points?
    • Redeem your points for fuel at over 800 participating outlets. Each turbo point will be valued at Rs. 1. You need a minimum of 250 points.
    • Redeem your points at online stores and retail outlets instantly at Rs. 0.30 per turbo point. You need a minimum of 250 points.
    • For online travel, Citibank has partnered with websites where you can redeem your points at Rs. 0.25 per point. You need 250 points to be eligible to redeem them.
    • On Air India and Jet Airways, you can add air miles to your existing frequent flyer miles. Each turbo point is worth 0.75 miles you need at least 100 points for redemption.
    • You can adjust your points against your outstanding balance at Rs. 0.35 per point. You need to have at least 5000 points.
    • Redeem your points for gift vouchers. Make a selection from the Citibank Rewards Catalogue available on their website.
    • You can also redeem your points at www.rewardsmerchandise.com.

    IndianOil Citibank Titanium Credit Card FAQs:

    1. How do I apply for this credit card?
    2. You can apply for the IndianOil Titanium Credit Card directly on the Citibank website. Log on to Citibank, and under the heading “Credit Cards” you will find this card. Select it and apply.

    3. Can I find out my credit card application status?
    4. Yes, you can find out the status of your application on the Citibank website. Under “Credit Cards”, look for “Credit card application status”. You need to enter your Application Reference Number. You also need to enter the same mobile number you entered in your credit card application.

    5. What is my Application Reference number?
    6. Citibank will send you an 11 digit number through SMS within 2 working days from your application. If you are unable to access this information, please note that your status might take 24 hours to be updated.

    7. What is dynamic interest rate? How does it differ from fixed interest?
    8. When you have a dynamic interest rate, your interest can fluctuate between a range specified. For the IndianOil Titanium Credit Card, the range is 37.20 to 42.0% p.a. The fluctuation depends on your credit card utilisation, purchases, repayment patterns, defaults, and the like.

    9. How do I avail of the fuel surcharge when I fill fuel at IndianOil?
    10. To collect reward points and avail of the fuel surcharge make sure your card is swiped on a Citibank EDC machine at the IndianOil outlet.

    11. Are dining privileges applicable on all days?
    12. Dining discounts and privileges are available on all days except blackout dates such as 24th December, 31st December and Public Holidays. Also remember to inform your waiter before the bill is generated to avail of the offers.

    13. Where can I redeem my points?
    14. You can redeem your points at Citibank partners. For the IndianOil Titanium Credit card, you are eligible to redeem your points online at Bookmyshow.com, Yatra.com, Magazinemall.in, Vodafone, Goibibo.com and IndiGo. At retail stores, you can redeem your points for part of your purchase at Shoppers Stop, Westside, and Reliance Digital.

    15. How do I pay my credit card bill?
    16. Citibank provides you with a number of methods to pay your credit card bill.

      • You can pay it via cheque/DD in favor of your 16 digit card number. Visit a Citibank ATM and fill out the chalan available. Attach it to the cheque and deposit it in the “Credit Card Payment” dropbox.
      • You can mail your cheque to Citibank, Chennai. The address is available on the bank’s website.
      • You can pay online via your citibank account, NEFT, RTGS, ECS, E-PAY, Visa Money Transfer, Other banks websites, and on your mobile.
      • You can make a cash or cheque payment through ATMs. Fill up the chalan and attach it. Make sure cash is sealed in the duly-filled envelope provided at the ATMs. Follow the instructions on the ATM machine and make the deposit.

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  • IndianOil Citibank Titanium Credit Card Reviews

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      "Convenient Bank"
      0.5 5.0/5 "Blown Away!"
      I have CITI reward card hence they are providing good cash back offers and good redeem points. So far I have accumulated around 5000 reward points it can be redeem at book my show, vodafone post bill or other coupons. I am fine with CITI credit card for my needs.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 21, 2017
    • Citibank Credit Card
      "Excellent services"
      0.5 4.0/5 "Great!"
      Citibank has offered me a credit card as well and there are a lot deals provided on a regular basis. The customer support is good as they clarify my queries without any delay. The limit is also fine and there are a lot of options online as well. Satisfied overall.
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      , pune
      Reviewed on Oct 20, 2017
    • Citibank Credit Card
      "Card feature should be enhance"
      0.5 3.0/5 "Satisfactory"
      CITI is taking lot of interest for the monthly payment and EMI conversion and also they taking some fee for the credit card transaction. I use basic credit card hence its a life time meanwhile offers are low. Hence I am not happy with CITI bank offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2017
    • Citibank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My card is a CITI rewards card, for Rs.100 spent I used to get four point depend upon the transaction. Past three months I have been using CITI credit hence I didn't redeem any points. Cash limit is good and also its a life time free credit card..
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 20, 2017
    • Citibank Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      Before ten years I had a CITI bank credit card then I closed the card because my business was flopped at the time. Again I joined in other company I paid the dues. CITI bank customer service was good they gave me prompt service and also their offers was good.
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      , pune
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    • Citibank Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      Citibank is good overall. There are proper deals online and my credit card can be accessed all over. The transactions are smooth and easy and there are no hidden charges. The credit limit is good and the billing is also comfortable. Overall no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • Citibank Credit Card
      "Transparent in details"
      0.5 4.0/5 "Great!"
      Citibank has also offered me a credit card and the offers on the card is good. The card is also accessible all over and there are a lot of features on the card which is useful. The statements are clear and the online banking has it all. This credit card is very much transparent.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      The reward points are good with this Citibank premier miles credit card, I can redeem the reward points by booking the air tickets. I am satisfied with the credit limit. I got this card around a year ago. This customer support is good with Citibank credit card department. The rate of interest is nominal with this card. There is annual fee of Rs.3000 .
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      , bangalore
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "My credit card"
      0.5 5.0/5 "Blown Away!"
      I am using IOC CITI bank credit card. I am getting very good reward points . I normally use those rewards for fuel transaction and that the value of one bonus point is equal to one rupee. Name of the credit card is IOC, I can redeem those reward points against online transaction and it is very much helpful. In addition to the above, they have provided me IP pin number which is actually a proxy for my internet banking id and password using this IP pin I can directly login to my id and password and access my account.
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      , pune
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    • Citibank Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      Citibank is also perfect in the credit card features. The online baking is clear as I can view my transactions and there are no hidden charges. The customer services are good as I am informed about the deals on my card. There is a decent credit limit too.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My credit card is with CITI bank which was 1 year back. The credit limit was 1.5 lakhs . I am using their visa cash back International card. I get many cash back offers for this. I have not faced nay troubles or issues with their service so no idea about the customer service and responses .The charges and interest rates are little bit higher than HDFC bank .
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Good relationship"
      0.5 5.0/5 "Blown Away!"
      I have been using this Citibank Credit Card for the past 6 years. I have had a very good experience with them throughout. They are one of the more professional group of Bankers available in India. I have been maintaining good relationship with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My credit card is with CITI bank 1 year back. The credit limit was 2 lakhs and I am satisfied with it. They have offered visa card and I get rewards point and cash back offers. I have 24/7 helpline number . I have no idea about the charges here. The rate of interest is pretty good here. The net banking system is good.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with CITI bank 2 years back. The credit limit was less than 50,000. They have offered master card and Its an international card. The credit card process was fast and easy here . I have no idea about the charges . The customer service and responses was really good.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Very good experience"
      0.5 5.0/5 "Blown Away!"
      My credit card is with Citibank and it is a very good experience with the bank till date. I get all the offers and there are other good benefits as well. The online banking is good where I can track my transactions and make my payments as well on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Need to be clear in details"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with Citi bank and there are EMI facilities. I was informed that if my transaction is above 2500 I can convert the same to EMI. The other day I used my card for 17 to 18K and when I wanted to convert to EMI I got a error message that the amount needs to be lesser to convert it . The bank is not clear and it is not a good experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      I hold a credit card with Citibank and the services are really good. I get the necessary offers and the limit is also to my expectation. There are no hassles while using my card, it is accepted all over and the details of my transactions can be clearly viewed.
      Was this review helpful? 0
      , new delhi
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    • Citibank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
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      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • Citibank Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      I am using CITI reward points for past nine years, they enhanced lot of offers most of the time I convert the points into transaction or cash back on shoppings etc. I am satisfied with the CITI bank credit limit, it was satisfactory and good enough.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • Citibank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I can give 5 star rating for the Citibank rewards credit card. The statements are easily available with this card. This card is used for shopping, dinning and for other usages. I am satisfied with the credit limit. I would say it is a good card to use.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
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