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  • We found 0 IndianOil Citibank Titanium Credit Card
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    IndianOil Citibank Titanium Credit Card

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    Promised Interest Rate

    Customer Service

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    Credit Card BYTES FROM OUR KITCHEN

    Citibank brings to you a card that gives the roadster turbo points for spending! The Indian Oil Titanium card is the fastest way to earn free fuel. Redeem these points for free fuel of up to 71 litres a year! Use them against your new purchases and more! Spend more and your annual fee will be waived. If you book your card before 31st December, Citibank will reward you with Rs. 250 worth of Activation Benefits.

    Features:

    • Earn turbo points on all your purchases and earn even more at authorized IndianOil outlets.
      • You get 4 turbo points on Rs. 150 spent on fuel at IndianOil retail outlets across India.
      • Earn 2 turbo points on Rs. 150 spent on groceries and supermarkets.
      • Get 1 turbo point on Rs. 150 when you spend anywhere else.
    • Enjoy a flexible rewards redemption program which allows you to redeem your reward points on fuel, against your purchases at more than 700 merchant outlets or for gift vouchers.
    • Annual fee is Rs. 1,000 which is applicable at the end of the membership year.
    • Be eligible for instant loans against your credit card.
    • Convert any spend above Rs. 2500 to easy EMIs.
    • Citibank provides you with easy payment options to settle outstanding balances wherein you can convert the entire amount into easy EMIs and repay the sum at a lower rate of interest.
    • Settle your credit card bills with other banks by transferring them to Citibank and pay half the rate of interest you might be paying now. You can opt for an EMI repayment plan, and enjoy a preferred 12% per annum rate of interest with Citibank.
    • Enjoy services on the go with online, mobile, SMS and CitiPhone and over the counter banking.
    • Get SMS and email CitiAlerts to track your account activity.
    • Enjoy multiple methods of credit card bill payments.
    • Pay your utility bills securely online.
    • Get 24-hour assistance on CitiPhone.

    Benefits:

    • You can save over 5% on your fuel bills when you refuel at IndianOil outlets.
    • Earn 4x turbo points at Citibank’s featured partners that include Flipkart, HP, Grofers, Via.com, musafir.com, Freecharge, Fab Furnish and Flywidus.com and more.
    • Earn points for free fuel while you make your daily purchases.
    • Turbo points don’t have an expiry date.
    • When you spend at least Rs. 30,000 on your card, the annual fee will be waived.
    • Get exclusive personal concierge services to make dining reservations, send flowers and plan a party and more.
    • Get travel assistance anytime you need.
    • Enjoy exclusive dining privileges and save up to 20% on your bills at over 2000 restaurants across India.
    • Get shopping privileges and enjoy savings at stores in your city.

    Fees and charges:

    The important fees and charges for IndianOil Citibank Titanium Credit Card are listed below. All interest, fees and charges are subject to service taxes applicable as notified by the Government of India.

    DescriptionAmount
    Annual FeeRs. 1000, waived on expenditure of Rs. 30,000 or more in a year.
    Interest RateInitial rate of 3.25% per month (39% per annum)Dynamic rate of 3.10% to 3.50% (37.20 to 42.0% p.a.)
    Card replacement feesRs. 100
    Late payment fees
    Outstanding BalanceFee
    Up to Rs. 10,000Rs. 300
    Rs. 10,001 - 25,000Rs. 600
    Above Rs 25,000Rs. 700
    Cash advance2.0% on the amount advanced or a minimum of Rs. 300. US$7.5 will be charged on international ATMs.
    Over Credit Limit charge2.5% of the transaction amount subject to Rs. 500 minimum
    Cheque/ECS BounceRs. 350 per transaction
    Statement request beyond 3 monthsRs. 100
    Petrol Transaction2.5% subject to a minimum of Rs. 10.Refuel at IndianOil outlets for this charge to be waived.
    Counter railway booking and cancellation surcharge2.5% of transaction subject to Rs. 25 minimum
    Online railway ticket bookingFor regular transactions, 1.8%For EMI transactions, 2.8%
    Outstation Cheque (per cheque)
    Upto Rs.10000Rs.50
    Rs.10001 to Rs.100000 Rs.100
    Above Rs.100001 Rs.150
    Credit card payment cash deposit at Citibank branchRs. 100
    Credit card payment cash deposit at Citibank ATMsRs. 50
    Foreign Currency TransactionsMark up of 3.5% + service taxes
    How to redeem reward points?
    • Redeem your points for fuel at over 800 participating outlets. Each turbo point will be valued at Rs. 1. You need a minimum of 250 points.
    • Redeem your points at online stores and retail outlets instantly at Rs. 0.30 per turbo point. You need a minimum of 250 points.
    • For online travel, Citibank has partnered with websites where you can redeem your points at Rs. 0.25 per point. You need 250 points to be eligible to redeem them.
    • On Air India and Jet Airways, you can add air miles to your existing frequent flyer miles. Each turbo point is worth 0.75 miles you need at least 100 points for redemption.
    • You can adjust your points against your outstanding balance at Rs. 0.35 per point. You need to have at least 5000 points.
    • Redeem your points for gift vouchers. Make a selection from the Citibank Rewards Catalogue available on their website.
    • You can also redeem your points at www.rewardsmerchandise.com.

    IndianOil Citibank Titanium Credit Card FAQs:

    1. How do I apply for this credit card?
    2. You can apply for the IndianOil Titanium Credit Card directly on the Citibank website. Log on to Citibank, and under the heading “Credit Cards” you will find this card. Select it and apply.

    3. Can I find out my credit card application status?
    4. Yes, you can find out the status of your application on the Citibank website. Under “Credit Cards”, look for “Credit card application status”. You need to enter your Application Reference Number. You also need to enter the same mobile number you entered in your credit card application.

    5. What is my Application Reference number?
    6. Citibank will send you an 11 digit number through SMS within 2 working days from your application. If you are unable to access this information, please note that your status might take 24 hours to be updated.

    7. What is dynamic interest rate? How does it differ from fixed interest?
    8. When you have a dynamic interest rate, your interest can fluctuate between a range specified. For the IndianOil Titanium Credit Card, the range is 37.20 to 42.0% p.a. The fluctuation depends on your credit card utilisation, purchases, repayment patterns, defaults, and the like.

    9. How do I avail of the fuel surcharge when I fill fuel at IndianOil?
    10. To collect reward points and avail of the fuel surcharge make sure your card is swiped on a Citibank EDC machine at the IndianOil outlet.

    11. Are dining privileges applicable on all days?
    12. Dining discounts and privileges are available on all days except blackout dates such as 24th December, 31st December and Public Holidays. Also remember to inform your waiter before the bill is generated to avail of the offers.

    13. Where can I redeem my points?
    14. You can redeem your points at Citibank partners. For the IndianOil Titanium Credit card, you are eligible to redeem your points online at Bookmyshow.com, Yatra.com, Magazinemall.in, Vodafone, Goibibo.com and IndiGo. At retail stores, you can redeem your points for part of your purchase at Shoppers Stop, Westside, and Reliance Digital.

    15. How do I pay my credit card bill?
    16. Citibank provides you with a number of methods to pay your credit card bill.

      • You can pay it via cheque/DD in favor of your 16 digit card number. Visit a Citibank ATM and fill out the chalan available. Attach it to the cheque and deposit it in the “Credit Card Payment” dropbox.
      • You can mail your cheque to Citibank, Chennai. The address is available on the bank’s website.
      • You can pay online via your citibank account, NEFT, RTGS, ECS, E-PAY, Visa Money Transfer, Other banks websites, and on your mobile.
      • You can make a cash or cheque payment through ATMs. Fill up the chalan and attach it. Make sure cash is sealed in the duly-filled envelope provided at the ATMs. Follow the instructions on the ATM machine and make the deposit.

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  • IndianOil Citibank Titanium Credit Card Reviews

    • Citibank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the CITIBANK the credit limit with this card is good and it is satisfactory. I am getting good offers with this card also there is a EMI conversion with this card but i have not used this facility. It is a life time free credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 20, 2019
    • Citibank Credit Card
      "Good for fuel filling"
      0.5 4.0/5 "Great!"
      From CITI I got the indian oil card, there is a fuel waiver, they give turbo points as well. I can accumulate the points and use it for the fuel, the card which I am using is life time free credit card its a best part. They are sending the statement and other alert on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Citibank Credit Card
      "Satisfied Credit card"
      0.5 5.0/5 "Blown Away!"
      Around Three years of time , I am Citi bank credit card . Citi banks offers very good Credit limit . A satisfactory credit card for the middle class man . Annual fees has been waived of . More offers for the on-line shopping and getting immediate discount .
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 20, 2019
    • Citibank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have applied for the credit card with the CITI BANK the bank is very good by their timely message and mails regarding the security purpose also for the transactions. The documentation process was simple and it took delay to get the card but the limit is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Citibank Credit Card
      "More offers needed"
      0.5 2.0/5 "Expected more"
      Citibank has not been providing good offers on the credit card. The rewards are not up to the mark and there are no cash back deals too. It is very less when compared to the other banks. The credit limit is fine but they need to work on the deals. The services are okay.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 20, 2019
    • Citibank Credit Card
      "Best reward card"
      0.5 3.0/5 "Satisfactory"
      I am holding a Citi Bank reward credit card more than 3 years.There is a annual charges Rs. 1000 if i spend Rs. 30000 in a year no annual charges no joining fees. Customer services and responsiveness is really good in Citi Bank. I am getting more reward points in this card.I Received the Citi Bank card with in 8 days.Documentation is also quite easy process. Credit limit is sufficient.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 20, 2019
    • Citibank Credit Card
      "Reward card"
      0.5 4.0/5 "Great!"
      I have taken a Citi Bank reward credit card. There is a annual charges Rs. 1000 if i spend Rs. 30000 in a year no annual charges. Customer services and responsiveness is really good.I am getting more reward points in this card.I Received the Citi Bank card with in 8 days.Documentation is also quite easy process executive come and collected my documents. Credit limit is more sufficient Rs. 81000
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 20, 2019
    • Citibank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have received the credit card from Citi Bank but have not used yet. The credit limit is 1L which was sufficient. There was no annual charges. I just took the card because its a pre approved one. The documents are collected by the executive. It was a quick service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Citibank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I also bank with Citibank for the credit card. The customer support is good and the process to receive my card was smooth. There are charges for the card annually which gets waived off, it the card is used to a certain limit. The credit limit is also satisfactory. It is of 70K.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 20, 2019
    • Citibank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My application has been approved with CITI BANK. There is joining fee at the time of getting the card . They offered me very good credit limit with this card . I am happy with the features which they provide with this card . Offers were so attractive with this card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 19, 2019
    • Citibank Credit Card
      "GOOd card"
      0.5 5.0/5 "Blown Away!"
      I am happy with the services of CITI BANK credit card . I am holding this card for past 4 month . There was no delay from bank side i receive my credit card on time . The card is chargeable but they said once i do minimum transaction fees will be waive off . Offers are not much with this card only i use to get some reward points .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 19, 2019
    • Citibank Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
      The reason for getting the CITI BANK is earlier i had a credit card with this bank so again i have taken this card. The documentation process was simple and i got the card within 15days. The credit limit with this card is satisfactory also it is payable credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 19, 2019
    • Citibank Credit Card
      "Good crad"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with CITI BANK . I have completed 4 month with this card and did not face nay issue till date . The rate of interest is very reasonable. I am getting good offers is fuel and i am getting good cash back . Overall it is very satisfactory services .
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 19, 2019
    • Citibank Credit Card
      "Best reward card"
      0.5 5.0/5 "Blown Away!"
      I am using Citi Bank reward card for the past 2 years There is a annual charges Rs. 1000 if i spend Rs. 30000 in a year no annual charges. Customer services and responsiveness is really good.I am getting more reward points in this card.I Received the card with in 10 days.Documentation is also very easy process executive come and collected the documents. Credit limit is not sufficient they given Rs. 200000
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 19, 2019
    • Citibank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      I am using this card approximately ten years and their customer service is provided is good and response properly . I am satisfied with limit in this card . This is life time free card and cash back offer in this card everything is good of citi bank credit card . and I am satisfied this bank .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • Citibank Credit Card
      "Pretty Good Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for Citibank Credit Card since my friend referred .The Credit limit is good as well and not sure about credit limit .This is a chargeable card .The agent clearly explained the process .I am using it for the past 7years .The Overall Service is good .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 19, 2019
    • Citibank Credit Card
      "Good reward card"
      0.5 5.0/5 "Blown Away!"
      I am using Citi Bank reward card for the past 9 months There is a annual charges Rs. 1000 if i spend Rs. 30000 in a year no annual charges. Customer services and responsiveness is really good.I am getting more reward points in this card.I Received the card with in 10 days.Documentation is also very easy process executive come and collected the documents. Credit limit is sufficient they given Rs. 50000.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • Citibank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      I cannot comment much . Only the thing is they have to clarify I submitted document off line then withing seven days I got CITI bank credit card and I am satisfied with this limit and this is chargeable rs-500 rupees and reward point offer in this card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 18, 2019
    • Citibank Credit Card
      "EXCELLENT"
      0.5 4.0/5 "Great!"
      The credit limit with the card CITI CASHBACK CARD is satisfactory also the card is payable of 499 rupees. The offers what they have offered with this card is very good added on that the documentation process was simple and i got within 7 days.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 18, 2019
    • Citibank Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this credit card was not hectic where everything was easy, the card also had delivered to me on time. I am not much happy with the credit limit with the card where i am expecting it to get enhanced in the near future. They had explained the benefits and features with the card and it is a free card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 18, 2019
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