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    We found 0 IndianOil Citibank Titanium Credit Card

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    IndianOil Citibank Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Citibank brings to you a card that gives the roadster turbo points for spending! The Indian Oil Titanium card is the fastest way to earn free fuel. Redeem these points for free fuel of up to 71 litres a year! Use them against your new purchases and more! Spend more and your annual fee will be waived. If you book your card before 31st December, Citibank will reward you with Rs. 250 worth of Activation Benefits.

    Features:

    • Earn turbo points on all your purchases and earn even more at authorized IndianOil outlets.
      • You get 4 turbo points on Rs. 150 spent on fuel at IndianOil retail outlets across India.
      • Earn 2 turbo points on Rs. 150 spent on groceries and supermarkets.
      • Get 1 turbo point on Rs. 150 when you spend anywhere else.
    • Enjoy a flexible rewards redemption program which allows you to redeem your reward points on fuel, against your purchases at more than 700 merchant outlets or for gift vouchers.
    • Annual fee is Rs. 1,000 which is applicable at the end of the membership year.
    • Be eligible for instant loans against your credit card.
    • Convert any spend above Rs. 2500 to easy EMIs.
    • Citibank provides you with easy payment options to settle outstanding balances wherein you can convert the entire amount into easy EMIs and repay the sum at a lower rate of interest.
    • Settle your credit card bills with other banks by transferring them to Citibank and pay half the rate of interest you might be paying now. You can opt for an EMI repayment plan, and enjoy a preferred 12% per annum rate of interest with Citibank.
    • Enjoy services on the go with online, mobile, SMS and CitiPhone and over the counter banking.
    • Get SMS and email CitiAlerts to track your account activity.
    • Enjoy multiple methods of credit card bill payments.
    • Pay your utility bills securely online.
    • Get 24-hour assistance on CitiPhone.

    Benefits:

    • You can save over 5% on your fuel bills when you refuel at IndianOil outlets.
    • Earn 4x turbo points at Citibank’s featured partners that include Flipkart, HP, Grofers, Via.com, musafir.com, Freecharge, Fab Furnish and Flywidus.com and more.
    • Earn points for free fuel while you make your daily purchases.
    • Turbo points don’t have an expiry date.
    • When you spend at least Rs. 30,000 on your card, the annual fee will be waived.
    • Get exclusive personal concierge services to make dining reservations, send flowers and plan a party and more.
    • Get travel assistance anytime you need.
    • Enjoy exclusive dining privileges and save up to 20% on your bills at over 2000 restaurants across India.
    • Get shopping privileges and enjoy savings at stores in your city.

    Fees and charges:

    The important fees and charges for IndianOil Citibank Titanium Credit Card are listed below. All interest, fees and charges are subject to service taxes applicable as notified by the Government of India.

    Description Amount
    Annual Fee Rs. 1000, waived on expenditure of Rs. 30,000 or more in a year.
    Interest Rate Initial rate of 3.25% per month (39% per annum) Dynamic rate of 3.10% to 3.50% (37.20 to 42.0% p.a.)
    Card replacement fees Rs. 100
    Late payment fees
    Outstanding Balance Fee
    Up to Rs. 10,000 Rs. 300
    Rs. 10,001 - 25,000 Rs. 600
    Above Rs 25,000 Rs. 700
    Cash advance 2.0% on the amount advanced or a minimum of Rs. 300. US$7.5 will be charged on international ATMs.
    Over Credit Limit charge 2.5% of the transaction amount subject to Rs. 500 minimum
    Cheque/ECS Bounce Rs. 350 per transaction
    Statement request beyond 3 months Rs. 100
    Petrol Transaction 2.5% subject to a minimum of Rs. 10. Refuel at IndianOil outlets for this charge to be waived.
    Counter railway booking and cancellation surcharge 2.5% of transaction subject to Rs. 25 minimum
    Online railway ticket booking For regular transactions, 1.8% For EMI transactions, 2.8%
    Outstation Cheque (per cheque)
    Upto Rs.10000 Rs.50
    Rs.10001 to Rs.100000 Rs.100
    Above Rs.100001 Rs.150
    Credit card payment cash deposit at Citibank branch Rs. 100
    Credit card payment cash deposit at Citibank ATMs Rs. 50
    Foreign Currency Transactions Mark up of 3.5% + service taxes
    How to redeem reward points?
    • Redeem your points for fuel at over 800 participating outlets. Each turbo point will be valued at Rs. 1. You need a minimum of 250 points.
    • Redeem your points at online stores and retail outlets instantly at Rs. 0.30 per turbo point. You need a minimum of 250 points.
    • For online travel, Citibank has partnered with websites where you can redeem your points at Rs. 0.25 per point. You need 250 points to be eligible to redeem them.
    • On Air India and Jet Airways, you can add air miles to your existing frequent flyer miles. Each turbo point is worth 0.75 miles you need at least 100 points for redemption.
    • You can adjust your points against your outstanding balance at Rs. 0.35 per point. You need to have at least 5000 points.
    • Redeem your points for gift vouchers. Make a selection from the Citibank Rewards Catalogue available on their website.
    • You can also redeem your points at www.rewardsmerchandise.com.

    IndianOil Citibank Titanium Credit Card FAQs:

    1. How do I apply for this credit card?
    2. You can apply for the IndianOil Titanium Credit Card directly on the Citibank website. Log on to Citibank, and under the heading “Credit Cards” you will find this card. Select it and apply.

    3. Can I find out my credit card application status?
    4. Yes, you can find out the status of your application on the Citibank website. Under “Credit Cards”, look for “Credit card application status”. You need to enter your Application Reference Number. You also need to enter the same mobile number you entered in your credit card application.

    5. What is my Application Reference number?
    6. Citibank will send you an 11 digit number through SMS within 2 working days from your application. If you are unable to access this information, please note that your status might take 24 hours to be updated.

    7. What is dynamic interest rate? How does it differ from fixed interest?
    8. When you have a dynamic interest rate, your interest can fluctuate between a range specified. For the IndianOil Titanium Credit Card, the range is 37.20 to 42.0% p.a. The fluctuation depends on your credit card utilisation, purchases, repayment patterns, defaults, and the like.

    9. How do I avail of the fuel surcharge when I fill fuel at IndianOil?
    10. To collect reward points and avail of the fuel surcharge make sure your card is swiped on a Citibank EDC machine at the IndianOil outlet.

    11. Are dining privileges applicable on all days?
    12. Dining discounts and privileges are available on all days except blackout dates such as 24th December, 31st December and Public Holidays. Also remember to inform your waiter before the bill is generated to avail of the offers.

    13. Where can I redeem my points?
    14. You can redeem your points at Citibank partners. For the IndianOil Titanium Credit card, you are eligible to redeem your points online at Bookmyshow.com, Yatra.com, Magazinemall.in, Vodafone, Goibibo.com and IndiGo. At retail stores, you can redeem your points for part of your purchase at Shoppers Stop, Westside, and Reliance Digital.

    15. How do I pay my credit card bill?
    16. Citibank provides you with a number of methods to pay your credit card bill.

      • You can pay it via cheque/DD in favor of your 16 digit card number. Visit a Citibank ATM and fill out the chalan available. Attach it to the cheque and deposit it in the “Credit Card Payment” dropbox.
      • You can mail your cheque to Citibank, Chennai. The address is available on the bank’s website.
      • You can pay online via your citibank account, NEFT, RTGS, ECS, E-PAY, Visa Money Transfer, Other banks websites, and on your mobile.
      • You can make a cash or cheque payment through ATMs. Fill up the chalan and attach it. Make sure cash is sealed in the duly-filled envelope provided at the ATMs. Follow the instructions on the ATM machine and make the deposit.
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  • IndianOil Citibank Titanium Credit Card Reviews

    • Citibank Credit Card
      "Best in market"
      0.5 5.0/5 "Blown Away!"
      I do have CITI bank credit card and I would like to say its the best one because they have provided the loan against credit card, also they have provided such an advanced system for providing loan like it used to get happens in one click through their online banking system.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 21, 2017
    • Citibank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Citibank and there are no charges for my card. The deals are excellent as I get a lot of rewards on the card which can be redeemed as well. The customer services and response is good as they communicate clearly and the details are transparent.
      Was this review helpful? 1
      , greater noida
      Reviewed on Jun 20, 2017
    • Citibank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      CITI bank credit card is also working in good like I used to get some offers in Flipkart.com while getting the electronic gadgets. I am using CITI bank credit card from the last one year of time. Credit limit is good one and I have not received any upgrade message for that
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2017
    • Citibank Credit Card
      "Good in Response"
      0.5 5.0/5 "Blown Away!"
      I use Citi bank credit card for long time. They offered good credit limit which is satisfactory for my usage. I do receive reward points and cash back offers on my card but I do not have time to redeem those points. I use to make the payment on time so there is no issues.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2017
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Citibank has offered me a credit card loan back and I was happy with the overall experience. I had got a very good credit limit which is like 10k which is up to my limit and the offers are excellent. They have a very good time of giving statements and they deliver it when ever require it and it is a clear one and Still I have 5k as my points also I am able to redeem it too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 20, 2017
    • Citibank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Citibank has offered me a credit card and I am happy with this experience as well. Every transaction of mine could be view online and there has never been any hidden fees. Apart from being a customer I am also a employee and I am happy with all the benefits I get.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 20, 2017
    • Citibank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Citibank is very good in the credit card deals too. The services has always been perfect and they help me when ever I call them for any clarification. Be it for my statements or for a offer. The credit limit is perfect too. I am happy and overall experience is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 20, 2017
    • Citibank Credit Card
      "Best reward card"
      0.5 5.0/5 "Blown Away!"
      CITI Reward credit card is the best one, I can get more reward while swiping this credit card and am using it from the last four to five years of time. There is nil annual charges, which is good one for me , also I would like to prefer this card to my circles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 19, 2017
    • Citibank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I bank with Citibank for a credit card and the bank has been up to the mark in the customer services for this product as well. The credit limit is good and overall experience has been perfect till date. There has not been any extra charges and in all good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 19, 2017
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of Citibank and the rewards are the best. I do get a lot of other offers as well. The credit limit is good like 50000 rupees and its been like one year . I am holding this card The customer support is also up to the mark and it has so many benefits too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 18, 2017
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I do have CITI bank credit card, also its the best credit card according to my view because they are not charging anything as additional fee and I am with them from the last twelve years of time. Response and other aspects are also good one with them. Credit limit value is 80k and this a staff card for CITI bank employees.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 18, 2017
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Citibank has granted me a credit card, I am happy with the overall experience. I had got a very good credit limit and the offers are excellent. The bank is always transparent in the details they always provide statements on time and the credit limit they had offered me is 1.5 lakhs and its charag able card if you spend 30k in a year the amount would be waived off.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 18, 2017
    • Citibank Credit Card
      "Outstanding"
      0.5 5.0/5 "Blown Away!"
      I would like to say CITI bank credit card is the best one because I get the good offers with the CITI Indian oil bank credit card . Customer service is fine one for me and am using it from the last seven year of time. Based on the salary account they have offered me this and its life time free credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2017
    • Citibank Credit Card
      "Nice"
      0.5 4.5/5 "Excellent!"
      I would like to say CITI bank credit card is the best one because I used to get the good offers with the CITI bank credit card . Customer service is fine one for me and am using it from the last one year of time. Interest rate was not aware by my end.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 17, 2017
    • Citibank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I do have CITI bank credit card and am with them from the last six years of time. Response and other aspects are also good one with them. Credit limit value is also good 50000 rupees for the CITI bank credit card. Online banking services are also good but the secure features are nominal one but they are having annual charges for 1000 rupees initially it was 500 rupees.good this about this card is you get good reward points which can be claimable for recharge.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 17, 2017
    • Citibank Credit Card
      "The best"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of Citibank also they have offered me a very good credit limit and the best of offers. They have also been quick in processing the card for me and the statements are clear with no extra charges. Overall it is an excellent bank to bank with.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 17, 2017
    • Citibank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Citibank has offered me a credit card and I am happy with the overall experience. I had got a very good credit limit and the offers are excellent. I applied for this card online and the bank contacted me immediately and came over and collected my documents and I got the card pretty soon.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 17, 2017
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Citibank has also offered me a credit card Indian oil and they are doing well on this product as well. The rewards are good and there good offers as well. The bank is always transparent in the details they provide statements on time the good thing about this card is if you fill 20000 fuel you will get 30000 as a cash back.
      Was this review helpful? 0
      , nellore
      Reviewed on Jun 17, 2017
    • Citibank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am using the CITI bank credit card from the last eight years of time, also its my first credit card . Credit limit with the CITI bank credit card is same and payment option is good one, also the online services are ever good. Offers are good one with the CITI bank credit card , also am happy with that.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 16, 2017
    • Citibank Credit Card
      "Transparent in details"
      0.5 4.5/5 "Excellent!"
      Citibank has also offered me a credit card and they are doing well on this products as well. The rewards are good and there good offers as well. The bank is always transparent in the details they provide either on the statements or on while communicating.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 16, 2017
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