Citibank brings to you a card that gives the roadster turbo points for spending! The Indian Oil Titanium card is the fastest way to earn free fuel. Redeem these points for free fuel of up to 71 litres a year! Use them against your new purchases and more! Spend more and your annual fee will be waived. If you book your card before 31st December, Citibank will reward you with Rs. 250 worth of Activation Benefits.
The important fees and charges for IndianOil Citibank Titanium Credit Card are listed below. All interest, fees and charges are subject to service taxes applicable as notified by the Government of India.
|Annual Fee||Rs. 1000, waived on expenditure of Rs. 30,000 or more in a year.|
|Interest Rate||Initial rate of 3.25% per month (39% per annum)Dynamic rate of 3.10% to 3.50% (37.20 to 42.0% p.a.)|
|Card replacement fees||Rs. 100|
|Late payment fees|
|Cash advance||2.0% on the amount advanced or a minimum of Rs. 300. US$7.5 will be charged on international ATMs.|
|Over Credit Limit charge||2.5% of the transaction amount subject to Rs. 500 minimum|
|Cheque/ECS Bounce||Rs. 350 per transaction|
|Statement request beyond 3 months||Rs. 100|
|Petrol Transaction||2.5% subject to a minimum of Rs. 10.Refuel at IndianOil outlets for this charge to be waived.|
|Counter railway booking and cancellation surcharge||2.5% of transaction subject to Rs. 25 minimum|
|Online railway ticket booking||For regular transactions, 1.8%For EMI transactions, 2.8%|
|Outstation Cheque (per cheque)|
|Credit card payment cash deposit at Citibank branch||Rs. 100|
|Credit card payment cash deposit at Citibank ATMs||Rs. 50|
|Foreign Currency Transactions||Mark up of 3.5% + service taxes|
You can apply for the IndianOil Titanium Credit Card directly on the Citibank website. Log on to Citibank, and under the heading “Credit Cards” you will find this card. Select it and apply.
Yes, you can find out the status of your application on the Citibank website. Under “Credit Cards”, look for “Credit card application status”. You need to enter your Application Reference Number. You also need to enter the same mobile number you entered in your credit card application.
Citibank will send you an 11 digit number through SMS within 2 working days from your application. If you are unable to access this information, please note that your status might take 24 hours to be updated.
When you have a dynamic interest rate, your interest can fluctuate between a range specified. For the IndianOil Titanium Credit Card, the range is 37.20 to 42.0% p.a. The fluctuation depends on your credit card utilisation, purchases, repayment patterns, defaults, and the like.
To collect reward points and avail of the fuel surcharge make sure your card is swiped on a Citibank EDC machine at the IndianOil outlet.
Dining discounts and privileges are available on all days except blackout dates such as 24th December, 31st December and Public Holidays. Also remember to inform your waiter before the bill is generated to avail of the offers.
You can redeem your points at Citibank partners. For the IndianOil Titanium Credit card, you are eligible to redeem your points online at Bookmyshow.com, Yatra.com, Magazinemall.in, Vodafone, Goibibo.com and IndiGo. At retail stores, you can redeem your points for part of your purchase at Shoppers Stop, Westside, and Reliance Digital.
Citibank provides you with a number of methods to pay your credit card bill.
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