Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 0 IndianOil Citibank Titanium Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    IndianOil Citibank Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    IndianOil Citibank Titanium Credit Card

    Citibank brings to you a card that gives the roadster turbo points for spending! The Indian Oil Titanium card is the fastest way to earn free fuel. Redeem these points for free fuel of up to 71 litres a year! Use them against your new purchases and more! Spend more and your annual fee will be waived. If you book your card before 31st December, Citibank will reward you with Rs. 250 worth of Activation Benefits.

    Features:

    • Earn turbo points on all your purchases and earn even more at authorized IndianOil outlets.
      • You get 4 turbo points on Rs. 150 spent on fuel at IndianOil retail outlets across India.
      • Earn 2 turbo points on Rs. 150 spent on groceries and supermarkets.
      • Get 1 turbo point on Rs. 150 when you spend anywhere else.
    • Enjoy a flexible rewards redemption program which allows you to redeem your reward points on fuel, against your purchases at more than 700 merchant outlets or for gift vouchers.
    • Annual fee is Rs. 1,000 which is applicable at the end of the membership year.
    • Be eligible for instant loans against your credit card.
    • Convert any spend above Rs. 2500 to easy EMIs.
    • Citibank provides you with easy payment options to settle outstanding balances wherein you can convert the entire amount into easy EMIs and repay the sum at a lower rate of interest.
    • Settle your credit card bills with other banks by transferring them to Citibank and pay half the rate of interest you might be paying now. You can opt for an EMI repayment plan, and enjoy a preferred 12% per annum rate of interest with Citibank.
    • Enjoy services on the go with online, mobile, SMS and CitiPhone and over the counter banking.
    • Get SMS and email CitiAlerts to track your account activity.
    • Enjoy multiple methods of credit card bill payments.
    • Pay your utility bills securely online.
    • Get 24-hour assistance on CitiPhone.

    Benefits:

    • You can save over 5% on your fuel bills when you refuel at IndianOil outlets.
    • Earn 4x turbo points at Citibank’s featured partners that include Flipkart, HP, Grofers, Via.com, musafir.com, Freecharge, Fab Furnish and Flywidus.com and more.
    • Earn points for free fuel while you make your daily purchases.
    • Turbo points don’t have an expiry date.
    • When you spend at least Rs. 30,000 on your card, the annual fee will be waived.
    • Get exclusive personal concierge services to make dining reservations, send flowers and plan a party and more.
    • Get travel assistance anytime you need.
    • Enjoy exclusive dining privileges and save up to 20% on your bills at over 2000 restaurants across India.
    • Get shopping privileges and enjoy savings at stores in your city.

    Fees and charges:

    The important fees and charges for IndianOil Citibank Titanium Credit Card are listed below. All interest, fees and charges are subject to service taxes applicable as notified by the Government of India.

    DescriptionAmount
    Annual FeeRs. 1000, waived on expenditure of Rs. 30,000 or more in a year.
    Interest RateInitial rate of 3.25% per month (39% per annum)Dynamic rate of 3.10% to 3.50% (37.20 to 42.0% p.a.)
    Card replacement feesRs. 100
    Late payment fees
    Outstanding BalanceFee
    Up to Rs. 10,000Rs. 300
    Rs. 10,001 - 25,000Rs. 600
    Above Rs 25,000Rs. 700
    Cash advance2.0% on the amount advanced or a minimum of Rs. 300. US$7.5 will be charged on international ATMs.
    Over Credit Limit charge2.5% of the transaction amount subject to Rs. 500 minimum
    Cheque/ECS BounceRs. 350 per transaction
    Statement request beyond 3 monthsRs. 100
    Petrol Transaction2.5% subject to a minimum of Rs. 10.Refuel at IndianOil outlets for this charge to be waived.
    Counter railway booking and cancellation surcharge2.5% of transaction subject to Rs. 25 minimum
    Online railway ticket bookingFor regular transactions, 1.8%For EMI transactions, 2.8%
    Outstation Cheque (per cheque)
    Upto Rs.10000Rs.50
    Rs.10001 to Rs.100000 Rs.100
    Above Rs.100001 Rs.150
    Credit card payment cash deposit at Citibank branchRs. 100
    Credit card payment cash deposit at Citibank ATMsRs. 50
    Foreign Currency TransactionsMark up of 3.5% + service taxes
    How to redeem reward points?
    • Redeem your points for fuel at over 800 participating outlets. Each turbo point will be valued at Rs. 1. You need a minimum of 250 points.
    • Redeem your points at online stores and retail outlets instantly at Rs. 0.30 per turbo point. You need a minimum of 250 points.
    • For online travel, Citibank has partnered with websites where you can redeem your points at Rs. 0.25 per point. You need 250 points to be eligible to redeem them.
    • On Air India and Jet Airways, you can add air miles to your existing frequent flyer miles. Each turbo point is worth 0.75 miles you need at least 100 points for redemption.
    • You can adjust your points against your outstanding balance at Rs. 0.35 per point. You need to have at least 5000 points.
    • Redeem your points for gift vouchers. Make a selection from the Citibank Rewards Catalogue available on their website.
    • You can also redeem your points at www.rewardsmerchandise.com.

    IndianOil Citibank Titanium Credit Card FAQs:

    1. How do I apply for this credit card?
    2. You can apply for the IndianOil Titanium Credit Card directly on the Citibank website. Log on to Citibank, and under the heading “Credit Cards” you will find this card. Select it and apply.

    3. Can I find out my credit card application status?
    4. Yes, you can find out the status of your application on the Citibank website. Under “Credit Cards”, look for “Credit card application status”. You need to enter your Application Reference Number. You also need to enter the same mobile number you entered in your credit card application.

    5. What is my Application Reference number?
    6. Citibank will send you an 11 digit number through SMS within 2 working days from your application. If you are unable to access this information, please note that your status might take 24 hours to be updated.

    7. What is dynamic interest rate? How does it differ from fixed interest?
    8. When you have a dynamic interest rate, your interest can fluctuate between a range specified. For the IndianOil Titanium Credit Card, the range is 37.20 to 42.0% p.a. The fluctuation depends on your credit card utilisation, purchases, repayment patterns, defaults, and the like.

    9. How do I avail of the fuel surcharge when I fill fuel at IndianOil?
    10. To collect reward points and avail of the fuel surcharge make sure your card is swiped on a Citibank EDC machine at the IndianOil outlet.

    11. Are dining privileges applicable on all days?
    12. Dining discounts and privileges are available on all days except blackout dates such as 24th December, 31st December and Public Holidays. Also remember to inform your waiter before the bill is generated to avail of the offers.

    13. Where can I redeem my points?
    14. You can redeem your points at Citibank partners. For the IndianOil Titanium Credit card, you are eligible to redeem your points online at Bookmyshow.com, Yatra.com, Magazinemall.in, Vodafone, Goibibo.com and IndiGo. At retail stores, you can redeem your points for part of your purchase at Shoppers Stop, Westside, and Reliance Digital.

    15. How do I pay my credit card bill?
    16. Citibank provides you with a number of methods to pay your credit card bill.

      • You can pay it via cheque/DD in favor of your 16 digit card number. Visit a Citibank ATM and fill out the chalan available. Attach it to the cheque and deposit it in the “Credit Card Payment” dropbox.
      • You can mail your cheque to Citibank, Chennai. The address is available on the bank’s website.
      • You can pay online via your citibank account, NEFT, RTGS, ECS, E-PAY, Visa Money Transfer, Other banks websites, and on your mobile.
      • You can make a cash or cheque payment through ATMs. Fill up the chalan and attach it. Make sure cash is sealed in the duly-filled envelope provided at the ATMs. Follow the instructions on the ATM machine and make the deposit.

    Other Top Credit Cards By Citibank

  • Citibank Premiermiles Card
  • Citibank Rewards Card
  • Indianoil Citibank Platinum Card
  • Citibank Rewards Domestic Credit Card
  • First Citizen Citibank Titanium Credit Card
  • Citibank Platinum Credit Card
  • Citibank Prestige Credit Card
  • Citibank Corporate Credit Card
  • Citibank Cashback Card
  • IndianOil Citibank Titanium Credit Card Reviews

    • Citibank Credit Card
      " Good card for fuel filling"
      0.5 4.0/5 "Great!"
      I prefer CITI because I am holding this card almost 14 to 15 years, they gave me the best credit limit and the offers are good. I used to get the turbo points for the fuel filling because my card is Indian oil card, there is some annual fee but is fine for me.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 10, 2018
    • Citibank Credit Card
      "Int rate should be economical and offers should be increased"
      0.5 4.0/5 "Great!"
      In terms of the credit limit and bank services Citi bank is good, they are increasing the limit as per transaction twice they enhance, probably I do get offers I am not using that much. Interest rate is high also the bank should communicate approriately.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 10, 2018
    • Citibank Credit Card
      "Good card"
      0.5 4.5/5 "Excellent!"
      My credit card was taken with CITI BANK , they offered CITI REWARD credit card .Overall the experience has been smooth. I am getting cash back offers and reward point also .Their customer services is good. The resolve the issues always in a timely manner.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 09, 2018
    • Citibank Credit Card
      "Good card"
      0.5 4.5/5 "Excellent!"
      My credit card was taken with CITI BANK , i am holding this card for past 3 year . They offered me CITI INDIAN OIL Credit card . There are charges while getting the card but they said waive off option will be there . The service was good i receive my credit card on time .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 09, 2018
    • Citibank Credit Card
      "Need improvement application and customer service"
      0.5 4.0/5 "Great!"
      The customer service is very bad, I tried to call their team but they not picking up the call and they have don't have toll free. The executive is not convenient with the language. In their website there was irrelevant question regarding on queries. Citi card is very convenient, they are providing some offers when I visit on Citi credit card app I cant see the reward points.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 09, 2018
    • Citibank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding CITI bank credit card for long time, there service is too good, i mostly use citi bank credit card , and they have charged me annual fee in this card, but there is waived off option available in this card and i am happy with my credit limit they have given me in this card, i get good offers from maximum products.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 08, 2018
    • Citibank Credit Card
      "Excellent"
      0.5 4.5/5 "Excellent!"
      Citibank is good and there are good offers and the credit limit is good. They are responding on time and every half yearly they review the usage of the card and enhance the credit limit. The customer services and response is fine. Overall no hassles.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 08, 2018
    • Citibank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been applied for CITI bank credit card recently, the best part in this card is that there miles part is good, i use to get good traveling benefits from this card, and they have charged annual fee in this card and i have no idea about waived off option it is available or not i have no idea, and i am happy with my credit limit and they provide good offers in related to miles.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 07, 2018
    • Citibank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding Citi bank credit card for long time, they have not charged any annual fee in this card and i am happy with my credit limit they have given me in this card, it is more than sufficient for me and they provide good offers in maximum products.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 07, 2018
    • Citibank Credit Card
      "Good Corporative Card"
      0.5 4.0/5 "Great!"
      They are providing rewards offers, I am using the corporate card I am holding salary account with them. I could accumulate the points and I can use for other purpose but I have not experience yet, I have not faced any issue hence I was not interacted with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • Citibank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      The credit card with the CITI BANK is very good where they are providing with the good offers like cash backs with this card while using it in the E-commerce websites. The credit limit is satisfactory with this credit card. It is a user friendly card to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • Citibank Credit Card
      "Good card for reward and cash back"
      0.5 4.0/5 "Great!"
      My credit card was taken with CITI BANK , I never had any issues with the card and features. Overall it a recommendable card to use. Their customer support services are also good. They offered good credit limit with this card and features were also good .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 07, 2018
    • Citibank Credit Card
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      I am using this card for the last three years and the services which they had been providing so far has been good. The credit limit with the card has been satisfactory and there has been some good benefits with this card as well. It has been a life time free card as well.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 07, 2018
    • Citibank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I got my citi reward card and not yet started using . Am satisfied with the credit limit which they have offered . There is no additional charges for the transaction which i make . Reason for choosing the card is as its been suggested and . I will be using this card for all purpose. . There is no annual charges for the card. There is no much cash back offers in this card
      Was this review helpful? 0
      , noida
      Reviewed on Dec 07, 2018
    • Citibank Credit Card
      "Good. Can enhance the limit"
      0.5 5.0/5 "Blown Away!"
      Citibank is good in the credit card deals and the benefits are fine. I have good rewards and the cash back offers are fine too. I have asked them to enhance the credit limit, but they are yet to do the same. Though I am a customer for the last four years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 07, 2018
    • Citibank Credit Card
      "Limit should be enhanced"
      0.5 5.0/5 "Blown Away!"
      CITI gave me Rs. 75,000 as a limit but its a life time free card, but I didn't check about the offers and cash back, I think generally its a good card for shopping. Only thing credit limit has to enhanced based on the customer on the profit, I am fine with that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • Citibank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      They are providing good cash back and reward points and the credit limit is good. I call their customer support, the response is good for my queries related to the card. I am quite satisfied, the interest rate is nominal, they keep increasing the limit on yearly basis.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • Citibank Credit Card
      "Charges should be waived"
      0.5 4.0/5 "Great!"
      CITI bank is good in terms of credit limit, I have not experienced with late payment charges hence I am not sure about it , but there is annual fee around Rs. 1000. I have Indian oil for Rs. 100 I get one point but they charge more for Rs.1000 fuel filling , they charge around Rs.1128 its huge.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 07, 2018
    • Citibank Credit Card
      "Good Card to use"
      0.5 4.5/5 "Excellent!"
      I hold a credit card with CITI bank from last 5 months, Rs 500 has to be paid as an annual fee for this credit card. It is an Indian oil credit card where i get good benefits on fuel and it is useful. The credit limit is sufficient in CITI bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 06, 2018
    • Citibank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am using this card for almost one year and the services which they had been providing so far was good. The credit limit which they had given with the card has been good and there is an annual charges of 499 with this card. There has been some good benefits with the card as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 06, 2018
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Loading your search...
    Close

    Compare, check your eligibility and apply for credit cards online.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.