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    We found 0 IndianOil Citibank Titanium Credit Card

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    IndianOil Citibank Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Citibank brings to you a card that gives the roadster turbo points for spending! The Indian Oil Titanium card is the fastest way to earn free fuel. Redeem these points for free fuel of up to 71 litres a year! Use them against your new purchases and more! Spend more and your annual fee will be waived. If you book your card before 31st December, Citibank will reward you with Rs. 250 worth of Activation Benefits.

    Features:

    • Earn turbo points on all your purchases and earn even more at authorized IndianOil outlets.
      • You get 4 turbo points on Rs. 150 spent on fuel at IndianOil retail outlets across India.
      • Earn 2 turbo points on Rs. 150 spent on groceries and supermarkets.
      • Get 1 turbo point on Rs. 150 when you spend anywhere else.
    • Enjoy a flexible rewards redemption program which allows you to redeem your reward points on fuel, against your purchases at more than 700 merchant outlets or for gift vouchers.
    • Annual fee is Rs. 1,000 which is applicable at the end of the membership year.
    • Be eligible for instant loans against your credit card.
    • Convert any spend above Rs. 2500 to easy EMIs.
    • Citibank provides you with easy payment options to settle outstanding balances wherein you can convert the entire amount into easy EMIs and repay the sum at a lower rate of interest.
    • Settle your credit card bills with other banks by transferring them to Citibank and pay half the rate of interest you might be paying now. You can opt for an EMI repayment plan, and enjoy a preferred 12% per annum rate of interest with Citibank.
    • Enjoy services on the go with online, mobile, SMS and CitiPhone and over the counter banking.
    • Get SMS and email CitiAlerts to track your account activity.
    • Enjoy multiple methods of credit card bill payments.
    • Pay your utility bills securely online.
    • Get 24-hour assistance on CitiPhone.

    Benefits:

    • You can save over 5% on your fuel bills when you refuel at IndianOil outlets.
    • Earn 4x turbo points at Citibank’s featured partners that include Flipkart, HP, Grofers, Via.com, musafir.com, Freecharge, Fab Furnish and Flywidus.com and more.
    • Earn points for free fuel while you make your daily purchases.
    • Turbo points don’t have an expiry date.
    • When you spend at least Rs. 30,000 on your card, the annual fee will be waived.
    • Get exclusive personal concierge services to make dining reservations, send flowers and plan a party and more.
    • Get travel assistance anytime you need.
    • Enjoy exclusive dining privileges and save up to 20% on your bills at over 2000 restaurants across India.
    • Get shopping privileges and enjoy savings at stores in your city.

    Fees and charges:

    The important fees and charges for IndianOil Citibank Titanium Credit Card are listed below. All interest, fees and charges are subject to service taxes applicable as notified by the Government of India.

    DescriptionAmount
    Annual FeeRs. 1000, waived on expenditure of Rs. 30,000 or more in a year.
    Interest RateInitial rate of 3.25% per month (39% per annum)Dynamic rate of 3.10% to 3.50% (37.20 to 42.0% p.a.)
    Card replacement feesRs. 100
    Late payment fees
    Outstanding BalanceFee
    Up to Rs. 10,000Rs. 300
    Rs. 10,001 - 25,000Rs. 600
    Above Rs 25,000Rs. 700
    Cash advance2.0% on the amount advanced or a minimum of Rs. 300. US$7.5 will be charged on international ATMs.
    Over Credit Limit charge2.5% of the transaction amount subject to Rs. 500 minimum
    Cheque/ECS BounceRs. 350 per transaction
    Statement request beyond 3 monthsRs. 100
    Petrol Transaction2.5% subject to a minimum of Rs. 10.Refuel at IndianOil outlets for this charge to be waived.
    Counter railway booking and cancellation surcharge2.5% of transaction subject to Rs. 25 minimum
    Online railway ticket bookingFor regular transactions, 1.8%For EMI transactions, 2.8%
    Outstation Cheque (per cheque)
    Upto Rs.10000Rs.50
    Rs.10001 to Rs.100000 Rs.100
    Above Rs.100001 Rs.150
    Credit card payment cash deposit at Citibank branchRs. 100
    Credit card payment cash deposit at Citibank ATMsRs. 50
    Foreign Currency TransactionsMark up of 3.5% + service taxes
    How to redeem reward points?
    • Redeem your points for fuel at over 800 participating outlets. Each turbo point will be valued at Rs. 1. You need a minimum of 250 points.
    • Redeem your points at online stores and retail outlets instantly at Rs. 0.30 per turbo point. You need a minimum of 250 points.
    • For online travel, Citibank has partnered with websites where you can redeem your points at Rs. 0.25 per point. You need 250 points to be eligible to redeem them.
    • On Air India and Jet Airways, you can add air miles to your existing frequent flyer miles. Each turbo point is worth 0.75 miles you need at least 100 points for redemption.
    • You can adjust your points against your outstanding balance at Rs. 0.35 per point. You need to have at least 5000 points.
    • Redeem your points for gift vouchers. Make a selection from the Citibank Rewards Catalogue available on their website.
    • You can also redeem your points at www.rewardsmerchandise.com.

    IndianOil Citibank Titanium Credit Card FAQs:

    1. How do I apply for this credit card?
    2. You can apply for the IndianOil Titanium Credit Card directly on the Citibank website. Log on to Citibank, and under the heading “Credit Cards” you will find this card. Select it and apply.

    3. Can I find out my credit card application status?
    4. Yes, you can find out the status of your application on the Citibank website. Under “Credit Cards”, look for “Credit card application status”. You need to enter your Application Reference Number. You also need to enter the same mobile number you entered in your credit card application.

    5. What is my Application Reference number?
    6. Citibank will send you an 11 digit number through SMS within 2 working days from your application. If you are unable to access this information, please note that your status might take 24 hours to be updated.

    7. What is dynamic interest rate? How does it differ from fixed interest?
    8. When you have a dynamic interest rate, your interest can fluctuate between a range specified. For the IndianOil Titanium Credit Card, the range is 37.20 to 42.0% p.a. The fluctuation depends on your credit card utilisation, purchases, repayment patterns, defaults, and the like.

    9. How do I avail of the fuel surcharge when I fill fuel at IndianOil?
    10. To collect reward points and avail of the fuel surcharge make sure your card is swiped on a Citibank EDC machine at the IndianOil outlet.

    11. Are dining privileges applicable on all days?
    12. Dining discounts and privileges are available on all days except blackout dates such as 24th December, 31st December and Public Holidays. Also remember to inform your waiter before the bill is generated to avail of the offers.

    13. Where can I redeem my points?
    14. You can redeem your points at Citibank partners. For the IndianOil Titanium Credit card, you are eligible to redeem your points online at Bookmyshow.com, Yatra.com, Magazinemall.in, Vodafone, Goibibo.com and IndiGo. At retail stores, you can redeem your points for part of your purchase at Shoppers Stop, Westside, and Reliance Digital.

    15. How do I pay my credit card bill?
    16. Citibank provides you with a number of methods to pay your credit card bill.

      • You can pay it via cheque/DD in favor of your 16 digit card number. Visit a Citibank ATM and fill out the chalan available. Attach it to the cheque and deposit it in the “Credit Card Payment” dropbox.
      • You can mail your cheque to Citibank, Chennai. The address is available on the bank’s website.
      • You can pay online via your citibank account, NEFT, RTGS, ECS, E-PAY, Visa Money Transfer, Other banks websites, and on your mobile.
      • You can make a cash or cheque payment through ATMs. Fill up the chalan and attach it. Make sure cash is sealed in the duly-filled envelope provided at the ATMs. Follow the instructions on the ATM machine and make the deposit.
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  • IndianOil Citibank Titanium Credit Card Reviews

    • Citibank Credit Card
      "Pre approved credit card"
      0.5 4.0/5 "Great!"
      It was basically a pre- approved credit card provided by CITI Bank and there are no yearly charges too. They had given some fuel surcharge waiver and reward points on this card. No compliments on this card . No issues while issuing the card. Limit is too low here ,it would be great if they provide a better limit
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      For my credit card, I would say Citibank is the best. The bank has given me a excellent credit limit. I got a limit of four lakhs. The other offers and features are there and the transactions are smooth on the card. The customer services are also good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Good CARD to use"
      0.5 5.0/5 "Blown Away!"
      I am fond of using CITI credit card because , CITI Bank is good when it comes to customer interaction and it is much better when compared to others banks .90% of the work can be done online and it is very much easy to change the address online too. Bottomline good service rendered by CITI.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Good Features"
      0.5 5.0/5 "Blown Away!"
      When it comes to credit limit, citi bank is quite good in offering credit limits. On my credit card, the limit is very good. Also I did not find any difficulties in using this card at any instance. All the features are fine with citi bank card but it is a chargeable card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Excellent Card to use"
      0.5 5.0/5 "Blown Away!"
      I am getting very good rewards from CITIBANK. Initially I was redeeming the reward points with shopping coupons by the online shopping channels, Yearly I am getting 6000 reward points which can be redeemed around Rs.2000 as cash. The credit limit is Rs.50,000 and they are also offering me to increase the limit but I don't want to in crease the limit. I am also getting the referral amount around Rs.2000 per recommendation after the disbursement of the card.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Excellent Card to use"
      0.5 5.0/5 "Blown Away!"
      The Citibank Indian-oil card is meeting my requirement and the credit card is very helpful to do any kind of purchase. I use this card mostly for fuel purposes. This card has reward points in purchase of fuel , which can be redeemed to get extra fuel as well I can also redeem with other products . I am happy with the credit limit. I am having the Indian oil card for past 6 months. The rate of interest is nominal with Citibank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      More than 2 years I am using CITIBANK cash back credit card , The benefits like reward points cash back offers are available with this card. I can redeem the reward points as cash. The rate of interest is nominal with Citibank cash back card. I am happy with the credit limit. I pay the annual fee of RS.500.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 12, 2017
    • Citibank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have been using Citibank credit card from last 12 years, I would say, the limit of the card and the name of the card is changing , At present I am having Citi premier-miles card. This card has the benefits like rewards point which can be used to get the air tickets. I am paying the annual fee of Rs.1000 . I am satisfied with the Citibank credit limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 11, 2017
    • Citibank Credit Card
      "Fantastic"
      0.5 4.5/5 "Excellent!"
      I am using CITI bank credit card for more than five years of time. Response features are nominal one for me. I am using this credit card mainly for getting the loan. Customer service and other things are really good one.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 11, 2017
    • Citibank Credit Card
      "One of the best bank"
      0.5 5.0/5 "Blown Away!"
      CITI is one of the best bank when it comes to credit card services. I am holding this CITI BANK credit card for more than 4 years, online shopping is really good I can shop at any online store for example Amazon and Flip kart and get some discounts too. But the only limitation here is, there are some restrictions when it comes to transactions.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 11, 2017
    • Citibank Credit Card
      "Should be Rich"
      0.5 3.0/5 "Satisfactory"
      CITI Bank user log in is not so friendly and attractive, and very difficult to sign in. The navigation part is not upto the mark, but their customer service is doing good job, they are prompt and also CITI bank offered me good credit limit its sufficient.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 08, 2017
    • Citibank Credit Card
      "Fair service"
      0.5 4.0/5 "Great!"
      I regular use credit card. I do hold Citi bank card which is not a life time free card but it will be waived off if I spend the card up to certain limit. I am getting reward points and cash back offers on my credit card but there is no option to convert the points into cash.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 07, 2017
    • Citibank Credit Card
      "Too good to hold"
      0.5 5.0/5 "Blown Away!"
      Too good to hold this credit card of CITI. I am holding this credit card for about 6 to 7 years. The best I like here is the reward points programme where I normally redeem my points against fuel where one point is equal to one rupee. No charges when it comes to fuel redemption.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 07, 2017
    • Citibank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Citibank has always been excellent in the customer services. The website is the best when compared to the other banks. I hold a credit card and the offers on the card has been excellent and the credit limit is also up to the mark and overall no issues.
      Was this review helpful? 0
      , faridabad
      Reviewed on Aug 05, 2017
    • Citibank Credit Card
      "Good customer service and with good support"
      0.5 5.0/5 "Blown Away!"
      I am holding CITI cash back card for past five years, I got some cash back points, I could redeem that point into cash to the account. CITI gave me good credit limit and with good offers without any annual charges. I could use my credit card for all transactions even their service is also best and supportive.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 05, 2017
    • Citibank Credit Card
      "Good to hold"
      0.5 4.0/5 "Great!"
      CITI bank credit card experience is good, I am holding CITI bank credit card for ten years. I do have visa and Indian oil credit card. In both the cards credit limit is good, every year I am getting offer to upgrade the credit limit. In visa credit card, I am good reward points and in Indian oil credit card, there is 5% cash back available for petrol filling.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 05, 2017
    • Citibank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have already experienced CITI bank credit card and the interest rate was around 12% for the loan this was a way back. The loan procedures were based on the card, also its a kind of pre-approved loan. When it comes to service they are doing a descent job.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 04, 2017
    • Citibank Credit Card
      "Good card with much reward points"
      0.5 4.5/5 "Excellent!"
      I would like to say CITI bank Indian oil credit card is best one because of the rewards and the turbo points. Response is fine one for me and the online banking services are good one with them and am using it from the last two years of time.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 04, 2017
    • Citibank Credit Card
      "Good to use"
      0.5 3.0/5 "Satisfactory"
      I have CITI cash back card, there are no offers available in this card. Only benefits which I got from them is insta loan based on the credit card transaction with higher interest rate. CITI bank taking annual charges of Rs. 500 but if I do some transaction for certain limit that amount gets waived off.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 04, 2017
    • Citibank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am happy with the service provided by CITI Bank based on the credit card service.They have offered a Indian oil card with CITI Bank in which they have provided offers in the petrol pumps.The credit limit offered was really good which is nice around 1 lakh hey have offered initially they have given 62k
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 04, 2017
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