If most of your day is spent commuting and getting from one place to the other, consider getting the IndianOil Citi Platinum Credit Card. With this, you can easily save on your fuel costs and moreover, using this card is one way by which you can earn free fuel.
The credit limit (the amount beyond which you cannot use your card for any type of transaction without incurring a fine) will be notified to you by the bank at the time of issuance of the card. This limit can be changed from time to time. In cases where your income has increased, you can always request the bank for a credit limit increase. The increase in your credit limit is at the bank's discretion.
There are four ways to redeem the points you earn on your IndianOil Citi Platinum Credit Card.The first is an instant redemption. This can be done at any participating fuel outlets in India. This redemption needs to be done over the counter at the time of payment. You can also redeem your points instantly with all Citibank partners.
The second way to redeem your points is to log on to Citibank's web page for redemption and choose a product or service from their rewards catalogue. Once you select the product you wish to purchase, put in your card details. Once it has been validated, an alert will be sent to your phone regarding the dispatch of the selected item within four business days. The next way is to convert your points to air miles.
|Joining fee||Will be communicated to you at the time of application|
|Annual fee||Rs.1,000 (waived on annual expenditure of Rs.30,000)|
|Card reissuing charges||Rs.100|
|Request for statement beyond 3 months||Rs.100|
|Cash withdrawal fee||2.5% of the amount withdrawn at ATMs in India (subject to a minimum of Rs.500) and $7.50 at ATMs overseas.|
|Late Payment Charges||If the statement balance is
To apply for this card, you need to be an Indian citizen and at least 18 years old. The documents required are:
For more details follow this link - Citi Credit Card Detailed T&Cs
Apply for this card on BankBazaar by following these steps:
You will need a minimum of 250 Turbo Points for fuel redemption.
If you plan to redeem your points instantly with travel partners such as MakeMyTrip and Goibibo, keep in mind that the value of 1 Turbo Point will be Rs.0.25.
No, there is no cap applicable on earning 1 Turbo Point per Rs.150 spent on retail purchases that do not earn 4 or 2 Turbo Points.
No, submitting your Aadhaar is not mandatory. It is one of the photo ID documents you can provide to the bank.
It will take a minimum of 3 business days from the day you place your request for the cashback to be credited to your account.
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