Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Custom Free
     

    Get a card

  • IndianOil Citi Platinum Card

    Loading your search...
  • This credit card is the result of a tie-up with IndianOil and Citi Bank to provide cardholders with several offers on their fuel purchases. The card is meant for the people who depend on their own vehicles for their daily commute. This card does not require any joining fee and the annual fee of Rs.1,000 is waived off if your annual expenditure is more than Rs.30,000. The interest rate on the card is 3.25% per month.
    More
  • We found 1 IndianOil Citi Platinum Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    PA PL OTP
    Reduced to 0 If annual spends > 30,000 1000
    What you'll love
    Documents
    You'll also love
    Fee Details

    IndianOil Citi Platinum Credit Card

    If most of your day is spent commuting and getting from one place to the other, consider getting the IndianOil Citi Platinum Credit Card. With this, you can easily save on your fuel costs and moreover, using this card is one way by which you can earn free fuel.

    Key Highlights of IndianOil Citi Platinum Card
    • Get up to 71 litres of fuel free every year.
    • Earn up to 4 Turbo Points on all spends.
    • Redeem Turbo Points for free fuel or gift vouchers from various brands.
    • Enjoy a waiver on the annual fee (Rs.1,000), when you spend a minimum of Rs.30,000 p.a.

    Benefits & Features of IndianOil Citi Platinum Card

    • Get 4 Turbo Points for every Rs.150 spent on fuel at authorised IndianOil outlets across India. This adds up to savings of 2.67% on the fuel purchased.
    • 4 Turbo Points per Rs.150 spent is capped at Rs.10,000 per transaction or 267 Turbo Points. Transactions higher than Rs.10,000 will not earn any Turbo Points.
    • Enjoy complete waiver on fuel surcharge.
    • 1 Turbo Point is worth Rs.1 of fuel.
    • Get 2 Turbo Points per Rs.150 spent at supermarkets and on groceries.
    • Turbo Points earned on daily spends is capped at Rs.5,000 per month. This means that you can earn a maximum of 67 points per month on your daily spends.
    • Get 1 Turbo Point per Rs.150 on all other spends.
    • Turbo Pints do not expire, so you can redeem them whenever you please.
    • Enjoy contactless payment facilities at terminals which accept contactless cards.
    • No need to enter your PIN for transactions up to Rs.2,000 in India.
    • Enjoy access to Citi's concierge service by calling 1800 114 999.
    • With Citi's dining privileges, you can save up to 15% at selected restaurants.

    IndianOil Citi Platinum Credit Card Limit

    The credit limit (the amount beyond which you cannot use your card for any type of transaction without incurring a fine) will be notified to you by the bank at the time of issuance of the card. This limit can be changed from time to time.
    In cases where your income has increased, you can always request the bank for a credit limit increase. The increase in your credit limit is at the bank's discretion.

    Latest Offer Benefits

    Your credit card is the key to a door of travel, dining, retail, and lifestyle offers. Here are a few of them:

    Offer 1: Get up to 15% Cashback on Duty-free Shopping

    Ongoing Offer

    What You Get

    Up to 15% cashback when you shop at duty-free stores in Chennai, Mumbai, and Kolkata international airport. The 15% cashback is valid on pre-orders made and a minimum transaction value of Rs.4,000. This cashback is also applicable on purchases made at luxury and fashion stores. All other duty-free shopping gets you cashback of 10%.

    Offer 2: 25% Cashback on Swiggy

    Expiring on 28 June 2019

    What You Get

    Get flat 25% cashback up to Rs.200 on your Swiggy order. This offer is applicable only on orders placed on Fridays. To enjoy the cashback, use the code 'CITIFOODIES' at checkout.

    Offer 3: Up to 25% Cashback on International Flights

    Expiring on 29 June 2019

    What You Get

    Get 25% cashback on international flight bookings made on MakeMyTrip. The minimum booking amount is Rs.15,000 and the maximum cashback is Rs.10,000.

    Offer 4: Get 2 Movie Tickets at the Price of 1 on Paytm

    Expiring on 28 June 2019

    What You Get

    Book your movie tickets on the Paytm website or app and use the code 'CITIFRIDAY' to get 2 tickets at the price of one.

    Offer 5: Enjoy EMI Offers

    Ongoing Offer

    What You Get

    Buy now and pay later in comfortable monthly instalments with easy EMI offers when you make a purchase with your Citi credit card on sites such as Flipkart and MakeMyTrip among others.Like with all offers, make sure you read the terms and conditions before swiping your card.

    Rewards Points Benefits of IndianOil Citi Platinum Card

    As mentioned earlier, you can earn up to 4 Turbo Points per Rs.150 that you spend on fuel at selected IndianOil outlets. You also get 2 Turbo Points for every Rs.150 that you spend on groceries and at department stores.
    Moreover, since your Turbo Points do not expire, you can accumulate them and redeem them for free fuel or lifestyle, dining, shopping, and travel vouchers. Alternatively, you can even convert your points to air miles if you are a member of either Air India or Jet Airways' frequent flyer programme.
    If you wish to, you can also adjust your points against the outstanding amount on your card. The transactional value of each Turbo Point, in this case, will be Rs.0.35.

    How to Redeem Your Reward Points

    There are four ways to redeem the points you earn on your IndianOil Citi Platinum Credit Card.The first is an instant redemption. This can be done at any participating fuel outlets in India. This redemption needs to be done over the counter at the time of payment. You can also redeem your points instantly on Vodafone, Indigo, MakeMyTrip, and Yatra among other partners.

    The second way to redeem your points is to log on to Citibank's web page for redemption and choose a product or service from their rewards catalogue. Once you select the product you wish to purchase, put in your card details. Once it has been validated, an alert will be sent to your phone regarding the dispatch of the selected item within four business days.The next way is to convert your points to air miles. Each Turbo Point you transfer will give you 0.75 air miles.
    If you would rather get cashback, you can redeem your points for cashback as well. Each point gives you Rs.0.35 as cashback.

    Fees & Charges of IndianOil Citi Platinum Card

    Particulars Fee
    Joining fee Will be communicated to you at the time of application
    Annual fee Rs.1,000 (waived on annual expenditure of Rs.30,000)
    Interest rate 3.25% per month (39% p.a.)
    Supplementary card fee Nil
    Cash withdrawal fee 2.5% of the amount withdrawn at ATMs in India (subject to a minimum of Rs.500) and $7.50 at ATMs overseas.

    Eligibility & Documentation of IndianOil Citi Platinum Card

    To apply for this card, you need to be an Indian citizen and at least 18 years old. The documents required are:

    • One passport size photograph (colour)
    • Your signature on a consent form
    • Any one of the following as address proof and photo ID proof:
      • Valid Indian Passport
      • Voter's ID Card
      • NREGA issued job card which is signed by a State Government officer
      • Driving license
      • Aadhaar card or E-aadhaar

    How to Apply for This Card Online

    Apply for this card on BankBazaar by following these steps:

    • Check your eligibility by selecting the 'Check Eligibility' button.
    • Once you have completed this step, you can click the 'Apply' button and follow the steps to complete your application.
    • Hit 'Submit' once you are done.

    FAQs

    1. What is the minimum number of points that I require for fuel redemption?
    2. You will need a minimum of 250 Turbo Points for fuel redemption.

    3. For instant redemption with travel partners, what is the value of 1 Turbo Point?
    4. If you plan to redeem your points instantly with travel partners such as MakeMyTrip and Goibibo, keep in mind that the value of 1 Turbo Point will be Rs.0.25.

    5. Is there any cap to the 1 Turbo Point that I earn on all other retail purchases?
    6. No, there is no cap applicable on earning 1 Turbo Point per Rs.150 spent on retail purchases that do not earn 4 or 2 Turbo Points.

    7. Is it mandatory to submit my Aadhaar Card to Citibank at the time of application?
    8. No, submitting your Aadhaar is not mandatory. It is one of the photo ID documents you can provide to the bank.

    9. If I redeem my point for cashback, how long will it take for it to reflect in my account?
    10. It will take a minimum of 3 business days from the day you place your request for the cashback to be credited to your account.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    IndianOil Citi Platinum Card Reviews

    • Citibank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have Citi Bank credit card which was taken through online .I have opted this card for fuel consumption only later got the update Indian oil credit card is giving best benefits on fuels.I am satisfied with the credit limit and without any delay got this credit card .
      Was this review helpful? 0
      , pune
      Reviewed on Jan 21, 2020
    • Citibank
      Citibank Credit Card
      "Key features in Indian oil card"
      0.5 4.5/5 "Excellent!"
      In CITI bank, i have a Indian oil credit card. They are giving me a rewards points when i'm filling the fuel for my bike. Its been since 2 years i am holding the CITI bank credit card. I am doing the payment through NEFT transfer. I do not have any discrepancy in the bill till now. They are increasing my limit on a regular basis.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jan 06, 2020
    • Citibank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I was using CITI BANK Indian oil credit card for 6 years. The interest rate was normal. I am not interest to use credit card due to personal reason I closed it. Credit limit offered from bank is Rs. 60,000 was sufficient. Emi conversion options are available only for single transaction not for outstanding balance. I will get rewards points on all purchase. Rewards conversion depend on purchase. For fuel 1 reward point is 1 rs. I use rewards points for fuel refilling.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 05, 2020
    • Citibank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have Citi Bank credit card which was directly taken through Bank.I am using this credit card for the past 2 to 3 years .I am getting movie ticket offers ,This was an indian oil card so getting fuel benefits also .Each and every update was cleary exlained by the agent.The service was very average according to me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 30, 2019
    • Citibank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I am using CITI Indian oil platinum credit card. Annual charges for this card was Rs. 1000 and if i spend auto payment of RS. 30,000 in a year no charges. Easy to connect with customer support and the response is good. Credit limit offered from bank is only 80K. I am using this card only for fuel purpose and i am getting turbo points, if i spend every Rs. 150 i am getting 1 turbo point one point value is Rs. 1.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 24, 2019
    • Citibank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I am having the Indian oil credit card from the CITI bank. Other than the Indian oil petrol bunk, i don't get any benefits. I have been using this credit card for almost 1.5 years. The service has been good. They are sending a offer messages on a regular intervals. Overall, I'm satisfied with the services provided by them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 20, 2019
    • Citibank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Customer support response is very good in Citi and easy to connect. Credit limit is not as I expected they provided only 1 lakh. I received the card on time and process was easy. I am using this card mostly for fuel. I get good offer on fuel as it is a Indian oil CITI bank credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 20, 2019
    • Citibank Credit Card
      "The bank which understand the customer needs"
      0.5 5.0/5 "Blown Away!"
      I am using CITI bank credit card for more than 2 years and its an Indian oil card. The card has a tie up with Indian oil petrol bunks. I'm getting fuel benefits only on Indian oil bunks. Their promptness of customer care service is very good. If i make some call to their customer care regarding any issue, they are very eager to help out me which I liked most.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 18, 2019
    • Citibank Credit Card
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have Citi Bank credit card which was taken through Bank directly.I am using this credit card for more than 2 years and the credit limit was satisfied .This was an Indian oil card which is providing fuel benefits .Without any delay got this credit card and so far i am satisfied with the overall service .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2019
    • Citibank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have Citi Bank credit card which was taken through Bank .This was an Indian oil card getting fuel benefits .This was a free card and the credit limit was satisfied .I have not faced any drawbacks so far on the usage.This credit card will be useful on all situations .I am satisfied with the service so far .
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 12, 2019
    • Citibank Credit Card
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have CITI bank credit card which was availed through online .This card is not having any extra benefits so far. This is an Indian Oil card which is providing fuel benefits so far. The credit limit was very less and it is only 80,000. I have not checked any cash back offers as well as reward points .I am using this card for the past 1 month only and without any delay got the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 27, 2019
    • Citibank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Holding my Indian oil card from CITI bank for more than 15 years and i can get petrol re-imbursement here 1 rewards point is equal to Rs. 1 . Every week I get buy 1 get 1 free movie ticket. Every 6 months, I'm getting gift voucher from the restaurants. Every 6 months, they will call the customer or they will send messages to increase the credit limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 26, 2019
    • Citibank Credit Card
      "Amazing Card"
      0.5 5.0/5 "Blown Away!"
      I got an Indian oil CITI bank card and if I use this card i get the redeem points which can be redemption in Indian oil petrol bunks. If i have 1000 points, i can fill the petrol for Rs. 1000. The card is too useful. There is annual fee of Rs. 1000 but it will get waived off if i use the card for Rs. 1 lakh in a year. Its easy to make the bill payment.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 26, 2019
    • Citibank Credit Card
      "Need to increase the credit limit"
      0.5 4.0/5 "Great!"
      I have taken a Indian oil platinum credit card from CITIBANK. Annual charges for this card is Rs. 500 and if i spend Rs. 30,000 in a year no need to pay the annual charges.I am getting reward points that can be used for petrol. Customer service was good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 25, 2019
    • Citibank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have chosen Indian oil CITI bank credit card, since they have much fuel benefit.This was a free card and the agent has shared all the information about the card process very clearly.I am using this card for the past 4 months only .This card is good to use and pretty comfortable on using. I am satisfied with the service so far.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 25, 2019
    • Citibank Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I have Indusind Bank credit card which was taken through Online .I have chosen this card since got an offer ,The credit limit was pretty satisfied and all the details about the card was clearly shared by the agent .I am getting fuel benefits since it is an indian oil card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2019
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for Citi Bank credit card through Online and got this card on time without any hassle .This was an Indian oil card .The credit limit was 60,000 it was sufficient and all the benefits and features are shared by the agent .This card is giving fuel benefits as well as cash back offers for fuel .
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 18, 2019
    • Citibank Credit Card
      "Best for fuel"
      0.5 4.0/5 "Great!"
      I am using Indian oil platinum card. This is a life time free card with no joining fees. If i spend every Rs.150 i will be getting cash Rs. 4. Customer service and response in Citi was pretty good. I am using this card for regular use.Annually i am getting 71litres free fuel on this card.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 15, 2019
    • Citibank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      My first preference would be Citi Bank because they are providing quicker service and also the credit limit was good. I have been using Indianoil Platinum credit card for 8+ years and never had any issues with this bank. The annual fee is not applicable. I have no idea about the interest rate because never converted into EMI.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 15, 2019
    • Citibank Credit Card
      "Best for fuel"
      0.5 5.0/5 "Blown Away!"
      I am using Indian oil platinum card more than 12years. This is a life time free card with no joining fees. If i spend every Rs.150 i will be getting cash Rs. 4. Customer service and response in Citi was pretty good. I am using this card for regular use.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 15, 2019
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.