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  • IndianOil Citi Platinum Card

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  • This credit card is the result of a tie-up with IndianOil and Citi Bank to provide cardholders with several offers on their fuel purchases. The card is meant for the people who depend on their own vehicles for their daily commute. This card does not require any joining fee and the annual fee of Rs.1,000 is waived off if your annual expenditure is more than Rs.30,000. The interest rate on the card is 3.25% per month.
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  • We found 1 IndianOil Citi Platinum Card
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    1st Year Fee
    Rewards
    Joining Perks
    Reduced to 0 If annual spends > 30,000 1000
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    IndianOil Citi Platinum Credit Card

    If most of your day is spent commuting and getting from one place to the other, consider getting the IndianOil Citi Platinum Credit Card. With this, you can easily save on your fuel costs and moreover, using this card is one way by which you can earn free fuel.

    Key Highlights of IndianOil Citi Platinum Card
    • Get up to 71 litres of fuel free every year.
    • Earn up to 4 Turbo Points on all spends.
    • Redeem Turbo Points for free fuel or gift vouchers from various brands.
    • Enjoy a waiver on the annual fee (Rs.1,000), when you spend a minimum of Rs.30,000 p.a.

    Benefits & Features of IndianOil Citi Platinum Card

    • Get 4 Turbo Points for every Rs.150 spent on fuel at authorised IndianOil outlets across India. This adds up to savings of 2.67% on the fuel purchased.
    • 4 Turbo Points per Rs.150 spent is capped at Rs.10,000 per transaction or 267 Turbo Points. Transactions higher than Rs.10,000 will not earn any Turbo Points.
    • Enjoy complete waiver on fuel surcharge.
    • 1 Turbo Point is worth Rs.1 of fuel.
    • Get 2 Turbo Points per Rs.150 spent at supermarkets and on groceries.
    • Turbo Points earned on daily spends is capped at Rs.5,000 per month. This means that you can earn a maximum of 67 points per month on your daily spends.
    • Get 1 Turbo Point per Rs.150 on all other spends.
    • Turbo Pints do not expire, so you can redeem them whenever you please.
    • Enjoy contactless payment facilities at terminals which accept contactless cards.
    • No need to enter your PIN for transactions up to Rs.2,000 in India.
    • Enjoy access to Citi's concierge service by calling 1800 114 999.
    • With Citi's dining privileges, you can save up to 15% at selected restaurants.

    IndianOil Citi Platinum Credit Card Limit

    The credit limit (the amount beyond which you cannot use your card for any type of transaction without incurring a fine) will be notified to you by the bank at the time of issuance of the card. This limit can be changed from time to time.
    In cases where your income has increased, you can always request the bank for a credit limit increase. The increase in your credit limit is at the bank's discretion.

    Latest Offer Benefits

    Your credit card is the key to a door of travel, dining, retail, and lifestyle offers. Here are a few of them:

    Offer 1: Get up to 15% Cashback on Duty-free Shopping

    Ongoing Offer

    What You Get

    Up to 15% cashback when you shop at duty-free stores in Chennai, Mumbai, and Kolkata international airport. The 15% cashback is valid on pre-orders made and a minimum transaction value of Rs.4,000. This cashback is also applicable on purchases made at luxury and fashion stores. All other duty-free shopping gets you cashback of 10%.

    Offer 2: 25% Cashback on Swiggy

    Expiring on 28 June 2019

    What You Get

    Get flat 25% cashback up to Rs.200 on your Swiggy order. This offer is applicable only on orders placed on Fridays. To enjoy the cashback, use the code 'CITIFOODIES' at checkout.

    Offer 3: Up to 25% Cashback on International Flights

    Expiring on 29 June 2019

    What You Get

    Get 25% cashback on international flight bookings made on MakeMyTrip. The minimum booking amount is Rs.15,000 and the maximum cashback is Rs.10,000.

    Offer 4: Get 2 Movie Tickets at the Price of 1 on Paytm

    Expiring on 28 June 2019

    What You Get

    Book your movie tickets on the Paytm website or app and use the code 'CITIFRIDAY' to get 2 tickets at the price of one.

    Offer 5: Enjoy EMI Offers

    Ongoing Offer

    What You Get

    Buy now and pay later in comfortable monthly instalments with easy EMI offers when you make a purchase with your Citi credit card on sites such as Flipkart and MakeMyTrip among others.Like with all offers, make sure you read the terms and conditions before swiping your card.

    Rewards Points Benefits of IndianOil Citi Platinum Card

    As mentioned earlier, you can earn up to 4 Turbo Points per Rs.150 that you spend on fuel at selected IndianOil outlets. You also get 2 Turbo Points for every Rs.150 that you spend on groceries and at department stores.
    Moreover, since your Turbo Points do not expire, you can accumulate them and redeem them for free fuel or lifestyle, dining, shopping, and travel vouchers. Alternatively, you can even convert your points to air miles if you are a member of either Air India or Jet Airways' frequent flyer programme.
    If you wish to, you can also adjust your points against the outstanding amount on your card. The transactional value of each Turbo Point, in this case, will be Rs.0.35.

    How to Redeem Your Reward Points

    There are four ways to redeem the points you earn on your IndianOil Citi Platinum Credit Card.The first is an instant redemption. This can be done at any participating fuel outlets in India. This redemption needs to be done over the counter at the time of payment. You can also redeem your points instantly on Vodafone, Indigo, MakeMyTrip, and Yatra among other partners.

    The second way to redeem your points is to log on to Citibank's web page for redemption and choose a product or service from their rewards catalogue. Once you select the product you wish to purchase, put in your card details. Once it has been validated, an alert will be sent to your phone regarding the dispatch of the selected item within four business days.The next way is to convert your points to air miles. Each Turbo Point you transfer will give you 0.75 air miles.
    If you would rather get cashback, you can redeem your points for cashback as well. Each point gives you Rs.0.35 as cashback.

    Fees & Charges of IndianOil Citi Platinum Card

    Particulars Fee
    Joining fee Will be communicated to you at the time of application
    Annual fee Rs.1,000 (waived on annual expenditure of Rs.30,000)
    Interest rate 3.25% per month (39% p.a.)
    Supplementary card fee Nil
    Cash withdrawal fee 2.5% of the amount withdrawn at ATMs in India (subject to a minimum of Rs.500) and $7.50 at ATMs overseas.

    Eligibility & Documentation of IndianOil Citi Platinum Card

    To apply for this card, you need to be an Indian citizen and at least 18 years old. The documents required are:

    • One passport size photograph (colour)
    • Your signature on a consent form
    • Any one of the following as address proof and photo ID proof:
      • Valid Indian Passport
      • Voter's ID Card
      • NREGA issued job card which is signed by a State Government officer
      • Driving license
      • Aadhaar card or E-aadhaar

    How to Apply for This Card Online

    Apply for this card on BankBazaar by following these steps:

    • Check your eligibility by selecting the 'Check Eligibility' button.
    • Once you have completed this step, you can click the 'Apply' button and follow the steps to complete your application.
    • Hit 'Submit' once you are done.

    FAQs

    1. What is the minimum number of points that I require for fuel redemption?
    2. You will need a minimum of 250 Turbo Points for fuel redemption.

    3. For instant redemption with travel partners, what is the value of 1 Turbo Point?
    4. If you plan to redeem your points instantly with travel partners such as MakeMyTrip and Goibibo, keep in mind that the value of 1 Turbo Point will be Rs.0.25.

    5. Is there any cap to the 1 Turbo Point that I earn on all other retail purchases?
    6. No, there is no cap applicable on earning 1 Turbo Point per Rs.150 spent on retail purchases that do not earn 4 or 2 Turbo Points.

    7. Is it mandatory to submit my Aadhaar Card to Citibank at the time of application?
    8. No, submitting your Aadhaar is not mandatory. It is one of the photo ID documents you can provide to the bank.

    9. If I redeem my point for cashback, how long will it take for it to reflect in my account?
    10. It will take a minimum of 3 business days from the day you place your request for the cashback to be credited to your account.

      

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    IndianOil Citi Platinum Card Reviews

    • Citibank Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I applied INDIANOIL CITI PLATINUM CARD from Citi Bank. I had received the card on time and it's a lifetime free credit card. I am getting reward points and cashback offers. I am ok with the credit limit. Citi bank customer service was very helpful.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 16, 2019
    • Citibank
      Citibank Credit Card
      "Yet to experience the card"
      0.5 4.0/5 "Great!"
      I have completed only two months to use the CITI bank and till now i didn't get any benefits. I get 71 litres of free petrol every year on my Indian oil CITI platinum credit card. They have given me a credit limit of Rs. 60000 and its not sufficient for me. I need to pay the annual fee of Rs. 500.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 12, 2019
    • Citibank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am holding CITI bank Indian oil card, it gives turbo points for fuel and other benefits based on the expenditure of the card. They gave me Rs. 60,000 as limit its fine, the mobile app is very easy to check my credit history. But so far I didn't get any offers from them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 12, 2019
    • Citibank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I had applied INDIANOIL CITI PLATINUM CARD online. I received the card on time. My credit limit is only 55 thousand, I was expecting 2 lakhs. Annual fee is chargeable but if I spend 30 thousand a year it will be waived off. I am getting good offers.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 12, 2019
    • Citibank Credit Card
      "Good for frequent travelers"
      0.5 5.0/5 "Blown Away!"
      I used to get some reward points for my fuel fillings from Indian Oil Citi bank card, this card has yearly fee around Rs.499 but if I spend Rs.30,000 and above the yearly fee goes waived off. I can also convert those points into fuel fillings as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 12, 2019
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Earlier I have been using Citi Rewards credit card and it was good. Recently I have taken IndianOil Platinum credit card for the fuel benefits of 71litres also the credit limit is 1,00,000. I have no issues with the charges. Annual fee will be waived off because am doing transactions of above 30K.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 11, 2019
    • Citibank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I applied an INDIANOIL CITI PLATINUM CARD from Citi Bank. Credit limit is nominal. Annual fee is Rs. 1000 but it will be waived if I spend more than 30 thousand a year. When I use the card for fuel purchase, they are charging some extra amount like Rs. 10 -20.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 11, 2019
    • Citibank Credit Card
      "Very Good Card"
      0.5 5.0/5 "Blown Away!"
      I like the CITI bank service hence i have chosen this card. They have provided me a limit of Rs. 60000 and i need to pay the annual fee of Rs. 1000 and if i use for Rs. 30000 within a year, there is no annual fee. There is no delay in sending the card. This is Indian oil card and i get a rewards points if i buy petrol.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 01, 2019
    • Citibank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      For the petrol purpose, i have purchased the Indian oil card from CITI bank. When i bought the card, they said i get a turbo points when i buy the fuel. The credit limit of Rs. 64000 is convenient for me and they have given me 2* times of my salary. I haven't faced any problem in the overall process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 31, 2019
    • Citibank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I ha applied INDIANOIL CITI PLATINUM CARD from Citi Bank. I am using this card mainly for petrol. I have not got any offer and reward points yet. There was 5-10 days delay to receive the card. They have given enough credit limit and it's lifetime free card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 31, 2019
    • Citibank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Already i have taken the credit card from CITI bank 1 month back. In the pamphlet, they have mentioned that 71 litre is free. But when i use the card in Indian oil outlet, i don't get any offers. My bill due date is 7th of Every month which i want to convert into EMI but mobile shop people are saying that EMI facility is not available.So far i have used the card for Rs. 20000.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 31, 2019
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I applied INDIANOIL CITI PLATINUM CARD from Citi Bank. This card has annual feel however it will be waived of if I spend more than 20 thousand a year. Credit limit is nominal. I had received the card on time. There is reward points and cashback offers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 31, 2019
    • Citibank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I applied for an INDIANOIL CITI PLATINUM credit card. Citi Bank executive came and collected my documents and verification was done on time. I had received the card on time. I am ok with the credit limit. I am not sure if annual fee is chargeable or not.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 30, 2019
    • Citibank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I have Indian oil CITI bank card, for last one year, they are providing turbo points and fuel surcharges. This year they enhanced my limit around Rs.20,000 now total credit limit is Rs. 1 lakh, the customer care is very helpful, they send the bills before the due date.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 30, 2019
    • Citibank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have been using Indianoil Platinum credit card with Citi Bank for last 3 years which I have taken directly with the bank. The credit limit is 52K. There is no annual fee and its beneficial for me. I am earning reward points which can be redeemed easily depends on the eligible like Tupperware, movie tickets.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 30, 2019
    • Citibank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I had applied INDIANOIL CITI PLATINUM CARD from Citi Bank. Credit limit is sufficient for me. There is annual fee but it will be waived off if I use certain amount annually. Indusind Bank's service is very good and features of the card are also good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 30, 2019
    • Citibank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      I had applied INDIANOIL CITI PLATINUM CARD from Citi Bank. My credit limit is very less. My existing credit cards have more credit limit than this card. I had received the card on time and there is no annual fee. I have got my bill so I don't have any idea about offers.
      Was this review helpful? 3
      , new delhi
      Reviewed on Aug 30, 2019
    • Citibank Credit Card
      "Good for fuel filling"
      0.5 4.0/5 "Great!"
      I got Indian Oil Citi Card, its good for the fuel filling. For every Rs.150 fuel I am getting Rs.1.5 surcharges, but I didn't check the turbo points. The bank offered me good credit limit and the credit card documentation was very hassle free. This card accessibility is good I can use this card at any petrol stations.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 30, 2019
    • Citibank Credit Card
      "Best Service"
      0.5 4.0/5 "Great!"
      I have Citi Bank credit card which was applied through Online .The credit limit was good and there was no difficulties faced so far ,I am using this credit card for the past 1 month .I am not using this card and while submitting the documents the process was smooth and easy .The best thing in this card is geting fuel benefits.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 29, 2019
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had applied for INDIANOIL CITI PLATINUM CARD which got approved. It is useful for my fuel purchase surcharge good, credit limit is also good and the annual fee is zero,Bank EMI options are available, citi bank mobile application is an user friendly.
      Was this review helpful? 1
      , new delhi
      Reviewed on Aug 28, 2019
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