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    IndianOil Citi Platinum Card

    With IndianOil Citi Platinum Card, you can earn Turbo points on all your purchases and redeem them for free petrol at Indian Oil pumps. Apply online to enjoy accelerated rewards on fuel spends and get up to 71 litres of free petrol every year.

    We found 1 IndianOil Citi Platinum Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
    Rs.500 Amazon Voucher
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    Fee Details
    IndianOil Citi Platinum Card is Rated as "Excellent!" by 1423 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    With the skyrocketing petrol prices, it’s very important to have a credit card that offers special benefits related to fuel spends. Citibank’s IndianOil Platinum Credit Card is one such type of credit card that offers maximum benefits related to petrol purchases. The card brings value to every rupee spent on it. Citibank claims that the card offers up to 71 litres of petrol or diesel free every year. Let’s look at the features and benefits offered by the card in detail.

    Benefits of IndianOil Citi Platinum Credit Card

    Joining benefit: IndianOil Citi Cards booked on or before 31 December 2018, will bring 250 Turbo points as activation benefit. Cardholders become eligible for the bonus points by using the card at least once within first 30 days of card issuance. The points will be credited to the account within 60 days of the transaction date.

    Fuel surcharge waiver: Cardholders enjoy full waiver up to 1% on fuel purchases.

    Earn Turbo points: IndianOil Citi Platinum Credit Cardholders can earn 4 Turbo points for every Rs.150 spent at authorised IndianOil retail outlets across India. By buying groceries in participating supermarkets they can earn 2 Turbo points on every Rs.150 spent. On the rest of the categories like shopping, dining, etc., 1 Turbo point can be earned.

    Hassle free rewards redemption plan

    • Cardholders can convert or redeem reward points for free fuel at more than 1,200 authorized Indian Oil outlets in India. Each reward point equals to Rs.1 of free fuel.
    • They can also redeem the points to gift vouchers and for online purchases. Points can be redeemed at select merchant outlets and online stores. Interestingly, the accrued Turbo Points never expire hence get accumulated till redeemed.
    • Cardholders can know their reward points balance any time by simply sending an SMS 'REWARDS XXXX' to 52484 or +91-9880752484. 'XXXX' indicates the last four digits of the credit card number.

    Annual fee waiver: Annual membership fee of Rs.1,000 will be waived off if the total spends on the card in the year equals Rs.30,000 or more. For those who spend less than Rs.30,000, the fee will be applicable at the end of the membership year.

    Concierge services: From event planning to international trip assistance, concierge services offered by Citibank cover it all.

    Features of IndianOil Citi Platinum Credit Card

    Instant loan on your card: IndianOil Citi Platinum Credit Card members can get an instant loan against credit or cash limit of their credit card. The loan amount may be over or above the total credit limit based on the member’s credit history. The loan amount will be disbursed as a draft without any documentation within 3 working days.

    Easy EMI options: Convert high-value purchases above Rs.2,500 into easy EMIs through Citibank net banking account or by calling the customer care.

    Instant information facility: Check card status, reward points balance, total due amount or any such information on the go with Citibank’s SMS banking services. Send an SMS from your registered mobile number in the following format to get the information on your phone. Use the last 4 digits of your credit card in place of ‘XXXX’ to get the info.

    SMS

    To know

    STMT XXXX

    Payment due date, total amount due, and minimum amount due.

    CARDBAL XXXX

    Outstanding amount and available credit limit.

    REWARDS XXXX

    Accrued reward points

    Pay utility bills: With over 200 billers to choose from, the Citibank’s online banking account is one of the easiest ways to pay your utility bills.

    Contactless payment: With an in-built contactless technology, the Citibank credit card allows you to make contactless payment at the point of sale terminals. Valid for transactions above Rs.2,000, the contactless payment technology does not require the PIN to process the transaction. Simply tap the card near the card reader and your payment will be processed. However, for transactions below Rs.2,000 and at un-upgraded POS terminals, you need to either dip or swipe your credit card along with entering the PIN on the reader.

    Fees and Charges associated with IndianOil Citi Platinum Credit Card

    Credit Card Fee Type

    Charges

    Annual fee

    Rs.1,000 (Waived if the spends in the year equal or exceed Rs.30,000)

    Supplementary card fee

    Nil

    Interest rate

    Up to 3.25% monthly or 39% per annum.

    Cash advance fee

    2.5% for domestic withdrawal with a minimum amount of Rs.500.

    Late payment fee

    For outstanding amount less than Rs.10,001 – Rs.300

    From Rs.10,001 to Rs.25,000 – Rs.600

    Above Rs.25,000 – Rs.950

    Over credit limit fee

    2.5% of the over limit amount, subject to a minimum of Rs.500

    Cheque return or bounce fee

    Rs.500 per return

    Statement request fee

    Rs.100

    Railway ticket booking surcharge

    1.8% of the transaction value

    Re-issue of the card

    Rs.100

    Cash payment fee (over the counter)

    Rs.250 per deposit

    Cash payment at ATMs

    Rs.100 per payment

    Eligibility and Documents Required for IndianOil Citi Platinum Credit Card:

    • The applicant should be above 18 years of age. He should be an Indian resident. However, the eligibility for each card varies.
    • As for documentation, the applicant should submit a colour photo, one ID proof, PAN card, Form 60, latest salary slips and one address proof.

    FAQs on IndianOil Cit Platinum Credit Card

    1. What is the value of 1 turbo point?

    1 Turbo point is valued at Rs.1 worth of fuel. For more details on turbo point's value, visit CitiBank website.

    1. When will my Turbo points expire?

    Turbo points once earned will never expire. Use them now or save it for something great later.

    1. What is the minimum reward points I must have to redeem?

    You need a minimum of 250 reward points to redeem the same.

    1. Can I transfer my reward points to another IndianOil Citi Platinum Credit cardholder?

    Sorry, you are not allowed to transfer your reward points to another cardholder.

    1. What is instant rewards feature?

    You can visit participating online shopping websites or walk into our retail partner's store and swipe your card to redeem your reward points instantly. Visit CitiBank's official website for a complete list of participating websites and stores.

    IndianOil Citi Platinum Card Reviews

    • Citibank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have chosen this Citi bank credit card, as already i have been using CITI bank Indian oil credit card for long time, they have charged me annual fee in this card, and there is waived off option available or not i have no idea, and i am not happy with my credit limit they have given me very less credit limit, but they provide good offers and discount in fuels mostly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2018
    • Citibank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      Am holding Indian oil platinum credit card its been 2 years , am getting good cash back offers in fuel transaction . There is no annual charges for the card as its life time free card . They are giving good pay back point Overall am satisfied with the service and responce .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2018
    • Citibank Credit Card
      "Need to use more"
      0.5 5.0/5 "Blown Away!"
      I got my Indian oil citi credit card . I was expecting high credit limit they have given low than what i am already holding .There is no specific reason for choosing this card, i have chosen it based on the suggestion and offers ,There is no annual charges for the card , The customer service and response is good .
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 12, 2018
    • Citibank Credit Card
      "Good in process"
      0.5 4.0/5 "Great!"
      Though it was a good experience with Citibank for the credit card to get the card. I received the card in 20 days. The credit limit provided is pretty low. I have got the Indian oil card and there are good offers on fuel. It is a life time free card and I am not not sure about the rate of interest.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2018
    • Citibank Credit Card
      "Need quick service"
      0.5 2.0/5 "Expected more"
      Actually I have not received the credit card. Am relocating myself so called the bank requested to deliver the card later and again it was delayed. There is a delay with the courier person. I have applied for Indian Oil Platinum credit card. It is a life time free credit card. The customer service is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 05, 2018
    • Citibank Credit Card
      "Better rewards card"
      0.5 5.0/5 "Blown Away!"
      Since I'm paying my bills on time, i'm not aware of the interest rates. I'm using the CITI Indian oil credit card for past 9 years. I can easily covert my rewards points into fuel this is the main reason of choosing the CITI Indian Oil Card. They have offered me a credit limit of 17000 when i purchased the card and they have enhanced upto Rs. 1.75 lakhs now.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 05, 2018
    • Citibank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since i feel that this card will be essential for my daily usage. The process in getting this card has been smooth and it took hardly seven days in getting the card. The credit limit with the card has been pretty much satisfied and the annual charges will get waved off as per the usage.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 04, 2018
    • Citibank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am very much satisfied with the credit card. The service is good and the response was immediate. I have taken Indian Oil Platinum credit card through online channel. The credit limit is okay. The annual fee is 1000 rupees for a year. I got the card within 3 to 4 days. I am using the card for last one month.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 02, 2018
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It is a good and am very comfortable with Citi Credit Card. The customer service and response was good. I have taken INDIANOIL CITI PLATINUM CARD through online channel. Am getting petrol benefits. The credit limit is happy and it is life time free credit card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 01, 2018
    • Citibank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with CITI bank from last 3 years, it is an Indian Oil credit card where i get good offers on fuel and it is very useful. There was no annual fee charged for this credit card and the credit limit is sufficient in CITI bank credit card.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 30, 2018
    • Citibank Credit Card
      "Good benefits"
      0.5 4.0/5 "Great!"
      I use frequently Citi Bank credit card. I never used Flexi Pay and which I don't know. Mine is Indian Oil Platinum card. On spend of Rs.150= 4 points=4 rupees again it can be used for fuel purpose. There are general discounts on e-commerce sites. There is no annual charges. Am using the card for 6 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 30, 2018
    • Citibank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      It is one of my first credit card, the charges are high. They are charging annual fee. The credit limit is average. It is a INDIAN OIL credit card and using it for longer time. I use the reward points for fuel filling. It is an international credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 30, 2018
    • Citibank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding CITI Indian oil credit card from long time, they have not charged annual fee for past 3 years and card got expired they said to apply for new one and they have charged me annual fee without my knowledge and apart from that they have given me good credit limit and there offers for Indian oil was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 28, 2018
    • Citibank Credit Card
      "Very Good card"
      0.5 4.0/5 "Great!"
      I have started using the Indian oil and its a very good card. There are so many cards are available with a different features. This is a very good for purchasing a petrol and so many items. They have given me a credit limit of Rs. 60000 and I'm happy about it and there is no annual fee.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 28, 2018
    • Citibank Credit Card
      "Good card"
      0.5 4.5/5 "Excellent!"
      I was using the CITI Indian Oil credit card for less than 1 year. They have given me a credit limit of Rs. 60000 and i'm happy about it. I can able to redeem the rewards points of the which from petrol bunks and i can buy free petrol for the cards and for rewards points
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 28, 2018
    • Citibank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      3 months ago, i have started using the INDIANOIL CITI PLATINUM CARD. They have given me a happy credit limit which is Rs. 50000. I have received the card on time. They are providing a rewards points on each and every purchase. There is no annual fee for the first year and I'm not sure about the second year annual fee. I never spoke with the customer care issue. If i'm making the payment on time there will not be no issue.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 28, 2018
    • Citibank Credit Card
      "Excellent card for vehicle user"
      0.5 4.0/5 "Great!"
      I have started using the CITI bank credit card for almost 3 years. I didn't get many offers. Since I'm using the Indian Oil car. In the rewards points, i can able to redeem and purchase the oil in petrol bunk and i can redeem the points for shopping also. I did not received any kind of joining voucher. Got a credit limit of Rs. 1.55 lakhs and I'm okay with it.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 27, 2018
    • Citibank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      1 month before i have purchased this credit card. I am using this INDIANOIL CITI PLATINUM CARD for the fuel purpose. There is no much offer provided by this credit card. There is a credit limit of Rs. 80000 which is enough for me. There is annual fee of Rs.499 and if my expenses is more than Rs. 20000 in a year it will waived off.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 27, 2018
    • Citibank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since there has been some good fuel offers with this card. The process in getting this card has been smooth and easy and there has not been any delay in getting this card. The credit limit which they had given with the card has been satisfactory and there has not been any annual charges with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 27, 2018
    • Citibank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have taken INDIANOIL CITI PLATINUM CARD through online channel. I have no issues with the credit limit. It is a life time free credit card. The documents are collected by the executive. The process was very simple and easy. They have taken approx 20 to 30 days to deliver the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 27, 2018
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