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    IndianOil Citi Platinum Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time Within 30 minutes

    IndianOil Citi Platinum Card is Rated as "Excellent!" by 820 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    With over a decade of experience in the Indian banking sector, CitiBank offers a wide range of credit cards to cater to different type of customers. Recently, CitiBank has launched The IndianOil Citi Platinum Card which will benefit people who use their vehicle frequently. This card offers excellent rewards for fuel transactions.

    Key highlights:

    • Get unlimited 1 Turbo point on every Rs.150 spent at all stores and on all purchases.
    • Enjoy up to 20% discounts at around 2,000 restaurants using IndianOil Citi Platinum Credit Card.
    • Fill fuel in any IndianOil petrol bunk and get 5% discount on fuel bill.

    Benefits:

    Save on your fuel bills: Customers with IndianOil Citi Platinum Credit Card can save up to 5% on fuel bills when they use the card at any IndianOil outlet.

    Fuel Surcharge: Cardholders enjoy full waiver up to 2.5% on fuel purchases.

    Earn Turbo points: IndianOil Citi Platinum Credit Cardholders can earn 4 Turbo points for every Rs.150 spent at our featured partner’s website like makemytrip or Flipkart. Buy groceries in participating supermarkets and earn 2 Turbo points on every Rs.150. This is capped at Rs.5,000 or 67 points per month. Visit CitiBank’s official website for a complete list of featured partners and supermarkets.

    Hassle free rewards redemption plan: You can convert or redeem your reward points for free fuel instantly by filling fuel in IndianOil outlets in India or convert your points to gift certificates and shop online. You can also use your accrued reward points in merchant outlets like Shoppers Stop LTD. For a complete list of merchant outlets in your city, please visit the CitiBank website.

    No annual fee: Annual membership fee of Rs.1,000 is waived off for cardholders who spend Rs.30, 000 or more in one year.

    Concierge services: From event planning to international trip assistance, concierge services offered by CitiBank cover it all.

    Features:

    Instant loan on your card: IndianOil Citi Platinum Credit Card members can get instant loan against credit or cash limit on their credit card. The loan amount may exceed the cash limit. If you are eligible, loan is disbursed without any documentation process.

    Easy EMI options: You can convert your high value purchase bills above Rs.2,500 into easy EMIs with just one click.

    Instant information facility: Check your card status, reward points available, total due amount or any such information on the go with SMS banking services. Check CitiBank website for phone numbers and message pattern.

    Pay utility bills: With over 200 billers to choose from, the online payment portal offered by CitiBank is one of the easiest way to pay your utility bills.

    Fees and Charges

    Details Charges
    Supplementary card Nil
    Interest rate 3.25% monthly or 39% per annum. Interest rate can change based on spends, payback or utilisation.
    Annual renewal fee Zero if Rs.30, 000 spent in one year. If not Rs.1,000 is charged.
    Cash advance fee 2.5% for domestic withdrawal with minimum amount of Rs.500. For international withdrawals, US$7.5 is charged.
    Credit limit Will be decided at the time of issue.
    Cash advance limit Will be decided at the time of issue.

    Frequently asked questions

    1. What is the value of 1 turbo point?

      1 Turbo point is valued at Rs.1 worth of fuel. For more details on turbo point’s value, visit CitiBank website.

    2. When will my Turbo points expire?

      Turbo points once earned will never expire. Use them now or save it for something great later.

    3. What is the minimum reward points I must have to redeem?

      You need a minimum of 250 reward points to redeem the same.

    4. Can I transfer my reward points to another IndianOil Citi Platinum Credit cardholder?

      Sorry, you are not allowed to transfer your reward points to another cardholder.

    5. What is instant rewards?

      You can visit participating online shopping websites or walk into our retail partner’s store and swipe your card to redeem your reward points instantly. Visit CitiBank’s official website for a complete list of participating websites and stores.

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    IndianOil Citi Platinum Card Reviews

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