Citibank brings to you a card that gives you Turbo Points for spending. The Indian Oil Citi Credit Card is the fastest way to earn free fuel. Redeem these points for free fuel of up to 71 litres every year.
The important fees and charges for IndianOil Citi Credit Card are listed below. All interest, fees, and charges are subject to service taxes applicable as notified by the Government of India.
| Type of Charge | Amount |
|---|---|
| Annual Fee | Rs.1,000 + applicable taxes, waived on the expenditure of Rs. 30,000 or more in a year. |
| Joining Fee | Nil |
| Interest Rate | Initial rate of 3.75% per month (45% per annum) |
| Card replacement fees | Rs. 100 |
| Late payment charges |
|
| Cash advance fees | 2.5% on the amount advanced subject to a minimum of Rs.500. |
| Over Credit Limit charge | 2.5% of the transaction amount subject to Rs.500 minimum |
| Return Payment Charge | Rs.500 per returned payment |
| Reissue of lost, damaged or stolen card | Nil |
| Fuel transaction charge | 1% + applicable GST fuel transaction charge levied by the merchant’s bank. This is reversed at authorised IndianOil outlets for transactions of Rs.10 or more. |
You can apply for the IndianOil Citi Credit Card directly on the Citibank website. Log on to Citibank, and under the heading Credit Cards you will find this card. Select it and apply.
Yes, you can find out the status of your application on the Citibank website. Under "Credit Cards", look for Credit card application status. You need to enter your Application Reference Number. You also need to enter the same mobile number you entered in your credit card application.
Citibank will send you an 11-digit number through SMS within 2 working days from your application. If you are unable to access this information, please note that your status might take 24 hours to be updated.
When you have a dynamic interest rate, your interest can fluctuate between a range specified. For the IndianOil Titanium Credit Card, the range is 37.20 to 42.0% p.a. The fluctuation depends on your credit card utilisation, purchases, repayment patterns, defaults, and the like.
To collect reward points and avail of the fuel surcharge make sure your card is swiped on a Citibank EDC machine at the IndianOil outlet.
Dining discounts and privileges are available on all days except blackout dates such as 24th December, 31st December and Public Holidays. Also remember to inform your waiter before the bill is generated to avail of the offers.
You can redeem your points at Citibank partners. For the IndianOil Titanium Credit card, you are eligible to redeem your points online at Bookmyshow.com, Yatra.com, Magazinemall.in, Vodafone, Goibibo.com and IndiGo. At retail stores, you can redeem your points for part of your purchase at Shoppers Stop, Westside, and Reliance Digital.
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