Welcome Benefits
Fuel Benefits
In-store and online shopping benefits
Air miles benefits
Cashback benefits
Gift Voucher benefits
Milestone benefits
Concierge services
The limit on your Citi Rewards Card is the maximum credit amount that you can avail with the card. The limit would be decided by Citibank after evaluating your income, your repayment capacity, and a few other factors. You would know the credit limit once you get the card.
| Fee Type | Charges |
|---|---|
| Joining Fee | Would be informed by the bank at the time of sourcing the card |
| Annual Fee | Rs.1,000 |
| Cash advance fee | 2.5% of the amount withdrawn or a minimum amount of Rs.500 |
| Interest rate | 3.75% per month (45.00% annualised) |
| Late payment fee | If the statement balance is
|
| Over credit limit fee | 2.5% on the amount which will be over the credit limit. The minimum will be Rs.500. (The amount will exclude charges, taxes and fees). |
| Cheque return or bounce fee | Rs.500 per returned cheque |
| Railway ticket booking surcharge | 1.8% of the transaction value |
| Re-issue of the card | NIL |
| Cash deposit at Citi branches | Rs.250 per deposit |
In order to apply for a Citi Rewards Card, the eligibility criteria required to be met are as follows:
For salaried employees
List of documents for address proof and ID proof
For self-employed individuals
List of documents for address proof and ID proof
For more details, visit - https://www.online.citibank.co.in/credit-card/apply/documents?eOfferCode=INCCUADDPROF01.
You can apply for the Citi Rewards Card directly from the Citibank website or, you can also apply for the credit card on BankBazaar, from the same page you are currently on, to enjoy the exclusive partner offers and additional benefits.
Follow the steps to apply now -
Once the documents are submitted successfully, you will receive an acknowledgement message carrying the application ID. You can use the same to track your application on BankBazaar in the later stage.
Yes, all customers are entitled to dining privileges with Citibank credit cards. You can check the list of partner restaurants in the Citibank website or you can contact the Citibank credit card customer care to know more.
The personal concierge service of the credit card offers help with sending flowers, planning of parties, making various kinds of reservations, travel assistance, etc.
To contact Citibank credit card customer care number, dial 1860 210 2484.
Yes, you get 1,500 bonus points on the first-spend made within 30 days of card issue and 1,000 bonus points on your first Rs.1,000 spend made within 60 days of card issuance.
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