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    Citi Rewards Card

    We found 1 Citi Rewards Card

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    Citi Rewards Card is Rated as "Excellent!" by 964 Users

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    • Activation benefits of 2500 points , for cards booked before Dec 31, 2015.
    • Enjoy 10x Reward Points on spends at Apparel & Department Stores1
    • Earn 1 Reward Point for every 125 spent anywhere else
    • Redeem rewards instantly across 700+ stores
    • No annual card fee3
    • This is an ‘International’ Credit card & can be used in India and abroad


    Citi rewards credit card is a standard credit card offered by Citibank that is aimed at providing good deals and offers on customers’ shopping experience. Customers can earn extra reward points faster and redeem them to enjoy attractive offers on travel, shopping, etc. Since these reward points do not expire they can be accumulated over time to redeem as vacation trips, air miles, cash back and premium merchandise.

    Citi rewards credit card Benefits:

    Citi rewards credit card offers a host of benefits that are incomparable. These benefits include:

    • Cardholders can earn 10 reward points upon spending Rs.125 at 50 plus partner stores.
    • Customers can earn reward points at the rate of 1 point for every Rs.125 on all other purchases.
    • Reward points can be redeemed at over 700 outlets and e-shopping partners.
    • Upon card activation, cardholders can get 2,500 points.

    Citi rewards credit card Features:

    • For every Rs. 125 spent from the card, earn 1 reward point.
    • On spends at Apparel and Department Stores, earn 10 times the reward points.
    • On every additional card get 500 bonus reward points.
    • If spends during a calendar quarter exceeds Rs. 1 lac earn 1000 bonus points.Get birthday bonus of 500 reward points.
    • On renewal after the first year, earn 1000 bonus reward points.
    • With dining benefits, cardholders can save up to 20% at over 1000 restaurants in the country.
    • Citibank credit card also offers Credit Shield Plus which provides coverage of up to Rs. 5 lakhs on the outstanding and customers can also avail personal accident cover.
    • Lost Card Liability offers additional security for the card.
    • Customers can borrow a loan on their credit card.
    • Bill Pay feature is enabled in order to facilitate payment of utility bills online.

    Citibank Rewards Card Eligibility and Documentation:

    • Individuals who are at least 18 years old and an Indian resident is eligible to apply for Citibank Rewards card.
    • Applicants will be asked to sign a consent form. PAN Card, Income slips, address proof, Identity proof will be asked as documentation.
    • Do enquire with Citibank for the exact income criteria before proceeding with the application process.

    Fees & Charges:

    • Citi rewards credit card annual fee is waived for every Rs.30,000 spent annually. Cardholders whose annual spend is less than Rs.30,000 are charged Rs.1,000 as annual fee.
    • Monthly interest rate is 3.25%, i.e., 39% annually. Based on your purchase, payback and utilization patterns, this can change.
    How to Redeem the Citibank Rewards Card Points?
    • Fuel: The reward points can be instantly redeemed at over 800 IndianOil outlets across India.
    • In-Store Shopping and Online Purchases: The reward points can be used to purchase products from over 700 partner stores and any of the participating e-Stores.
    • Cash Back: You also have the option adjusting the points in your outstanding balance statement.
    • Gift Vouchers: Citibank Reward points can also be used to purchase gift vouchers and other special merchandise.

    How to apply for Citi rewards credit card?

    • Under the Credit Cards section in, select the required card and bank.
    • Check the eligibility using BankBazaar’s tool. Based on your requirement, a list of credit cards will be carefully curated.
    • You can click on “Apply” to instantly apply for the credit card.


    Frequently ask questions about Citibank rewards cards.

    1. What all can I redeem by using Citi rewards credit card?

      Customers can redeem their Citi rewards credit card points for Fuel, In-Store Shopping Online Shopping, Air Miles, Cash Back, Gift Vouchers, as well as Citibank Rewards Merchandise.

    2. Am I entitled to dining privileges while using this card?

      Yes. Customers are entitled to dining privileges including 20% savings across 2000 restaurants with Citibank credit cards.

    3. What are the concierge services provided?

      The personal concierge service offers help with party planning, sending flowers, making reservations for dining, providing travel assistance, etc.

    4. When does my reward points expire?

      Citi rewards credit card reward points do not expire and can be accumulated.

    5. Am I eligible to get reward points upon acquiring a Citi rewards credit card?

      Get 1,500 bonus points on the first-spend made within 30 days of card issue and 1,000 bonus points on your first Rs 1,000 spend made within 60 days of card issue.


    Compare, check your eligibility and apply for credit cards online.

    Citibank Rewards Card Reviews

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