Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Citi Rewards Card

    Apply for Citi Rewards Credit Card and rejoice the reward points offered on every purchase. Earn up to 2500 points as welcome gift, 300 monthly bonus reward points, 10X more points on apparel and departmental store purchases. Redeem exciting gifts.

    We found 1 Citi Rewards Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
    Rs.500 Amazon Voucher
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    Fee Details
    Citi Rewards Card is Rated as "Excellent!" by 1951 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

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    Citi Rewards Credit Card is a standard credit card offered by Citibank that is aimed at providing good deals and offers on customers' shopping experience. Customers can earn extra reward points faster and redeem them to enjoy attractive offers on travel, shopping, etc. Since these reward points do not expire they can be accumulated over time to redeem as Air Miles, cash back and to purchase merchandise.

    Citi Rewards Credit Card Benefits

    Citi Rewards Credit Card offers a host of benefits that are incomparable. These benefits include:

    • Welcome reward points: Cardholders will get 1,500 bonus reward points on the first spend within 30 days of card issuance. Spending Rs.1,000 within first 60 days will bring 1,000 more reward points as part of the welcome gift. The offer is valid on all the Citi Reward Credit Cards booked on or before 31 March 2019.
    • Accelerated reward points: While every Rs.125 spent on the card brings 1 reward point, purchases related to apparel and groceries and other items at departmental stores will bring 10 times more reward points for the same value. Maximum accelerated rewards are capped at 560 points or Rs.7,000 per month. If you spend more than the mentioned amount on apparels and groceries, all such purchases will bring only 1 reward point for every Rs.125.
    • Monthly bonus reward points: By spending Rs.30,000 or more in a month, cardholders will get 300 reward points as a bonus.
    • Various options to redeem reward points: Cardholders need to accumulate a minimum of 250 reward point for redemption.

    The accrued reward points can be redeemed for fuel purchases at Indian Oil outlets (1 RP = Rs.0.25), retail shopping (1RP = Rs.0.30), online shopping (1RP = Rs.0.30), online travel bookings (1RP = Rs.0.25), Air miles on Air India and Jet Airways as Frequent Flyer membership miles (1RP = 0.75 miles), cashback (1RP = Rs.0.35), and gift vouchers (instant redemption). The minimum points required for Air Miles redemption is 100, whereas for cashback is Rs.5,000.

    • Never expiring reward points: Unlike the reward points offered on most of the credit cards, the reward points program on Citi Rewards Credit Card offers the reward points that never expire. Cardholders can start redeeming the points once they reach the 250 mark or can simply leave them in their account to redeem for something big.

    Citi Rewards Credit Card features

    • Annual fee waiver: If the spends in a membership year (12 months from the date of card issuance) exceed or equal to Rs.30,000, cardholders become eligible for the annual fee waiver facility.

    Eligible cardmembers will be exempted from paying the annual fee of Rs.1,000, which is typically charged at the end of the year. While most of the purchases made on the card are considered for calculating the total annual spends there are certain categories which do not qualify for the same. Those include loan EMIs, cash withdrawals, fees and charges and GST.

    • Personal concierge services: Citi Rewards cardholders can get assistance for party planning, sending gifts or flowers, making dining reservations, for travel assistance and much through Citibank's personal concierge service. They simply need to call 1800-114-999 to get assistance from the Bank.
    • Savings on dining bills: Cardholders can save up to 15% on dining spends at select restaurants in their city. The list of partner hotels and restaurants is available on Citibank's website.
    • Easy EMI options at partner stores: Citibank has partnered with more than 2,000 consumer electronics stores, mobile phone stores, retail stores and e-commerce sites to provide the best EMI options for its credit card customers. Citi Rewards cardholders can convert the eligible purchases made at the stores into easy monthly instalments at the best rate of interest.

    Fees And Charges Associated With Citi Rewards Credit Card

    Type of credit card fee/charge Amount (Rs.) Joining fee
    NIL
    Annual fee Rs.1,000
    Interest charge 3.25% per month or 39% per annum
    Cash advance fee 2.5% of the withdrawn amount or Rs.500, whichever is higher
    Over credit limit charge 2.5% of the over limit amount or Rs.500, whichever is higher
    Statement request fee (beyond 3 months) Rs.100
    Late payment fee

    For current balance less than Rs.10,001 - Rs.300

    For current balance of Rs.10,001 to Rs.25,000 - Rs.600

    For current balance above Rs.25,000 - Rs.950

    Cheque return or cheque bounce charges Rs.500 per return
    Reissue of stolen, lost or damaged credit card Rs.100
    Cash payment at Citibank branches Rs.250 per deposit
    Cash payment at Citibank ATMs Rs.100 per deposit

    Citibank Rewards Card Eligibility and Documentation:

    • Individuals who are at least 18 years old and an Indian resident is eligible to apply for Citibank Rewards card.
    • PAN Card, Income slips, address proof, Identity proof will be asked as documentation.
    • Do enquire with Citibank for the exact income criteria before proceeding with the application process.

    How to apply for Citi Rewards Credit Card?

    • Under the Credit Cards section in BankBazaar.com, select the required card and bank.
    • Check the eligibility using BankBazaar's tool. Based on your requirement, a list of credit cards will be carefully curated.
    • You can click on 'Apply' to instantly apply for the credit card.

    FAQs On Citibank Rewards Card:

    1. What all can I redeem by using Citi rewards credit card?
    2. Customers can redeem their Citi rewards credit card points at Indian Oil outlets for fuel, retail and online stores, for Air Miles, cash back, and gift vouchers.

    3. Am I entitled to dining privileges while using this card?
    4. Yes, customers are entitled to dining privileges including a 15% discount at 2,000 select restaurants with Citibank credit cards.

    5. What are the concierge services provided?
    6. The personal concierge service offers help with party planning, sending flowers, making reservations for dining, providing travel assistance, etc.

    7. When does my reward points expire?
    8. Citi rewards credit card reward points do not expire and can be accumulated till the account is active.

    9. Am I eligible to get bonus reward points upon acquiring a Citi Rewards Credit Card?

    Get 1,500 bonus points on the first-spend made within 30 days of card issue and 1,000 bonus points on your first Rs.1,000 spend made within 60 days of card issuance.

    Citibank Rewards Card Reviews

    • Citibank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since it was better card compared with the other cards. The process in getting this card has been simple and there has not been any delay in getting this card. The credit limit with this card was quite less than expected and there is some annual charges with this card which will get waved off as per the usage.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Jan 13, 2019
    • Citibank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this card has been hassle free and there has not been any delay in getting this card. They had given me with a good credit limit and they had also explained me with the benefits and the features with this card. There has not been any annual charges with this card as well.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jan 13, 2019
    • Citibank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this card has been simple and smooth and the process in getting this card has taken a little more time than usual. I was expecting a better credit limit with this card but it was less than expected. They had explained me with the benefits and features with the card as well and there has been some annual charges with this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 13, 2019
    • Citibank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The process in getting this card has been simple and smooth where there has not been any delay in getting this card. The credit limit which they had given with this card has been sufficient and they had explained me with the benefits and features with this card as well. There has also been some annual charges with this card as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 11, 2019
    • Citibank Credit Card
      "Good Card"
      0.5 4.5/5 "Excellent!"
      As per some offer, i have selected this card. If i do purchase, they will be providing a lots of rewards points on this card. Started using this card for last 3 months with the credit limit of Rs. 52000. They charge a annual fee of Rs. 600. Its easy to make the payment.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 11, 2019
    • Citibank Credit Card
      "Yet to use the card nicely"
      0.5 3.0/5 "Satisfactory"
      Credit limit is less in this card.I have to pay the annual fee of Rs. 399. Before purchasing this card, the customer care executive has explained the features and benefits of the card. I have uploaded all the documents through online.I have got the card on time.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 11, 2019
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Casually i have applied the CITI rewards card without any reason. I'm not sure about the offer provided by this card. They have given me a credit limit of Rs. 80000 and I'm happy about it. This is a zero annual fee card. I have received the card within 3 days. The documentation process was very easy
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 11, 2019
    • Citibank Credit Card
      "Good Card"
      0.5 3.0/5 "Satisfactory"
      I hold my CITI rewards card for 4.5 years. This card provides me a good cashback offers. They have given me a credit limit of rs. 58000 and there is no yearly charges. Sometimes i get a offer and they used to send through SMS. Its easy to make the payment.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 10, 2019
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen this card for shopping purposes and since the card was a life time free card. The process in getting this card has been simple and i got the card within seven days. The credit limit with this card with this card has been satisfied and they had explained me with the benefits and the features with the card.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jan 09, 2019
    • Citibank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using CITI bank credit card from last 4-5 years, the credit limit is sufficient in CITI bank credit card. I get good offers like reward points on this credit card and the value is also good. There was no annual fee charged at the time of getting this credit card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 09, 2019
    • Citibank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I got a good service and the response from CITI Bank. I have taken a CITI REWARDS CARD through online channel. It has more offers for domestic purpose. They don't charge annual fee for the first year. The documents are collected by the executive. I do payment via net banking. The charges are nominal.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 08, 2019
    • Citibank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      Am using the CITI bank credit card for more than 10 years. This is a rewards card. When i call the customer care regarding the waiver, they will check the transaction details, they will waive off my annual fee. They have given me a limit of Rs. 1.8 lakhs. There is no particular offer but the rewards scheme is really good.
      Was this review helpful? 0
      , thane
      Reviewed on Jan 08, 2019
    • Citibank Credit Card
      "Awesome Card"
      0.5 5.0/5 "Blown Away!"
      I have been started using the CITI bank credit card for last 2 months. Just for the personal use, i have bought this card. There is no annual fee. There are lots of offers but i have not availed the same. They have given me a limit of Rs. 50000 and i have received the card on time. The documentation process is too easy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 08, 2019
    • Citibank Credit Card
      "Good Rewards Card"
      0.5 2.5/5 "Just OK"
      I don't like the CITI bank card much because the features are not good. For the credit limit of the card is good like Rs. 4 lakhs. The customer care service is good. There was some issue in the billing and you can complaint into the phone banking and the issue got resolved immediately.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 07, 2019
    • Citibank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since there has been many benefits which comes with this card. The process in getting this card was very quick and i got the card within the promised time. They had given me with a good credit limit and there has been some good benefits with this card. There has been some annual charges with this card which will get waved off as per the usage.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 07, 2019
    • Citibank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them mainly because there has been good feedback which i had heard about their banking services and i wanted to experience it. The process has been good and there hasn't been any delay in getting the card. The credit limit with the card was more than enough and they had explained me with the benefits and the features with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 07, 2019
    • Citibank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The main reason in choosing this card was it has some quite attractive offers. The process in getting this card has been smooth and it was quick where their response was good. I am happy with the credit limit with the card and there has not been any add on charges with this card nor any annual charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 07, 2019
    • Citibank Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      Since they are offering for so many offers hence i have purchased this card. I just want the credit card only for shopping purpose. Right now When i purchase the good of Rs. 1500 from Myntra.com i have got the cashback of Rs. 250. I got the credit limit of Rs. 50K. I have not spoken with the customer care. There is no air ticket offer is available.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 07, 2019
    • Citibank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I am unable to find out the CITI bank credit card customer care number. The CITI bank service is really fine and i can able to make the payment through online easily. I have not received any offers so far. I'm very much happy about the credit limit.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jan 07, 2019
    • Citibank Credit Card
      "Very Good Card"
      0.5 4.0/5 "Great!"
      According to my eligibility they have offered me a CITI rewards points. I'm not much happy about the credit limit and anyway it will get enhanced after 1 year usage of this card. I'm not much aware of the offers. I have received the card on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 07, 2019
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