Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Citi Rewards Card

    Apply for Citi Rewards Credit Card and rejoice the reward points offered on every purchase. Earn up to 2500 points as welcome gift, 300 monthly bonus reward points, 10X more points on apparel and departmental store purchases. Redeem exciting gifts.
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    We found 1 Citi Rewards Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
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    Fee Details

    If you love shopping or travelling, a Citi Rewards Credit Card is among the top rewards card to get. This card offers several reward options and schemes which will help you to spend less and earn more through points during shopping or travelling.

    Key Highlights of the Citi Rewards Credit Card:

    • This card is ideal for the people who wish to earn rewards on their travels or any shopping transaction.
    • You can earn up to 10X reward points on credit card purchases at departmental or any apparel store.
    • The annual renewal fee of Rs.1,000 is waived off if you spend up to Rs.30,000 in the first year itself.

    Reward benefits of the Citi Rewards Credit Card:

    • On every purchase of Rs.125, you earn 1 point.
    • If you spend Rs.30,000 or more in a month, you will earn 300 points.
    • You will earn 1500 bonus points on the first purchase you make on the card within 30 days of card issue.
    • 1000 bonus points will be added to the card when you make the first purchase of Rs.1,000 within 60 days of card issue.
  • Savings up to 15% can be made at restaurants which have partnered with the credit card.
  • The application and the approval process for this credit card on BankBazaar is completely paperless.
  • Features and Benefits of the Citi Rewards Credit Card:

    Rewards Program:

    • On every purchase you make at an apparel or departmental store, you can earn 10 times the reward points.
    • 1 reward point is added on every purchase of Rs.125.
    • For a total purchase up to Rs.30,000 or more in a month, 300 points will be rewarded.

    Annual Fee Waiver:

    • The annual fee of Rs.1,000 is waived off if Rs.30,000 is spent in a year of membership. For the 2nd and subsequent years, on a total expenditure of Rs.30,000 in a year, the annual fee of Rs.1,000 is waived.

    Welcome Rewards:

    • On your first expenditure made within 30 days of the date of issue, 1500 points will be rewarded to you.
    • For your first spend of Rs.1,000 done within 60 days from the date of issue, 1000 points will be added to the card.

    Fuel Benefits:

    • The points earned in the Citi Rewards Card can be instantly redeemed in any of the 1200 IndianOil petrol pumps in the country.
    • One reward point equals to INR 0.25 and the minimum points required to redeem it is 250.

    In-store and online shopping benefits:

    • This credit card enables you to redeem the points for any kind of online purchase or transaction such as movie tickets, travel tickets or even any kind of mobile service. The list for the partner websites of Citibank is available on the bank’s website.

    Travel miles benefits:

    • You as a cardholder can also redeem your frequent flier membership miles in Air India and Jet Airways. 1 reward point will be equal to 0.75 miles and the minimum points to redeem these points will be 100. It is advisable to consult the bank before doing so for better clarity on the terms and policies.

    Cashback benefits:

    • People who own a Citi Rewards credit card will be able to adjust their points to the outstanding statement of the card. 1 point in the credit card will equal to INR 0.35. Minimum points to redeem will be 5000. It is strongly advised to get in contact with the customer care to understand the cashback benefits of the credit card in detail.

    Fees and Charges associated with the Citi Rewards Card

    Credit Card Fee Type Charges
    Joining Fee Nil
    Annual Fee Rs.1,000 (This amount is waived if the annual expenditure exceeds Rs.30,000)
    Interest rate 3.25% per month
    Supplementary card fee Nil
    Cash Withdrawal fee 2.5% for a domestic withdrawal for a minimum amount of Rs.500
    Rewards Redemption fee Nil
    Late payment fee Rs.300 for a current balance less than Rs.10,001 Rs.600 for a current balance between Rs.10,001 up to Rs.25,000 Rs.950 for a current balance above Rs.25,000
    Over credit limit fee 2.5% on the amount which will be over the credit limit. The minimum will be Rs.500. (The amount will exclude charges, taxes and fees).
    Cheque return or bounce fee Rs.500 per returned cheque
    Statement request fee Rs.100 (Beyond 3 months)
    Railway ticket booking surcharge 1.8% of the transaction value
    Re-issue of the card Rs.100
    Cash payment fee Rs.250 per deposit
    Cash payment at ATMs Rs.100 per deposit

    Eligibility criteria required to apply for a Citi Rewards credit card:

    In order to apply for a Citi Rewards Card, these are eligibility criteria which are required to be met:

    • The cardholder’s age should be in between 18 to 70 years.
    • The person applying for a Citi Rewards credit card should be a resident of India.

    Documents required to apply for a Citi Rewards card:

    • Passport size photograph of the applicant which should be in colour.
    • PAN card and/or Form 60.
    • Proof of income of the applicant such as the latest salary slips, Form 16, IT returns, etc.
    • Credit card application form.
    • Address proof which will include a copy of the Passport, Ration Card, electricity bill, Aadhaar, etc.
    • Identity proof which can be PAN card, driving license, Aadhaar Card, etc.

    When the above-mentioned documents and details are submitted, you will receive a message of acknowledgement which will include the application ID. This application ID will help you track the process of your credit card application.

    How to apply for the Citi Rewards Card online?

    You can apply for the Citi Rewards Card directly from the Citibank website.

    Or, you can also apply for the credit card on BankBazaar, from the same page you’re currently on, to enjoy the exclusive partner offers and additional benefits.

    Follow the steps to apply now –

    • Navigate to the top of the page to find ‘Check Eligibility’ button.
    • Click on it, fill the required details to know your eligibility for the card.
    • If you’re eligible, you will find an option to apply for the card.
    • Click on it, submit the required details and documents and press ‘Submit’

    Once the documents are submitted successfully, you will receive an acknowledgement message carrying the application ID. You can use the same to track your application on BankBazaar in the later stage.

    FAQs for the Citi Rewards Card

    1. What all can I redeem by using Citi rewards credit card?
    2. Customers will be able to redeem their Citi rewards credit card points at all Indian Oil outlets for fuel, retail and online stores, for Air Miles with Jet Airways and Air India, cashback, as well as, gift vouchers.

    3. Am I entitled to dining privileges while using this card?
    4. Yes, al customers are entitled to dining privileges including a 15% discount at 2,000 partner restaurants with Citibank credit cards. You can check the list of partner restaurants in the Citibank website or you can contact the Citibank credit card customer care to know more.

    5. What are the concierge services provided?
    6. The personal concierge service of the credit card offers help with sending flowers, planning of parties, making various kinds of reservations, travel assistance, etc.

    7. When does my reward points expire?
    8. Citi rewards credit card reward points are not subjected to any expiration date and will be accumulated until the account is active.

    9. Am I eligible to get bonus reward points upon acquiring a Citi Rewards Credit Card?
    10. Get 1,500 bonus points on the first-spend made within 30 days of card issue and 1,000 bonus points on your first Rs.1,000 spend made within 60 days of card issuance.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Citibank Rewards Card Reviews

    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been seven months since i am using the CITI REWARD CARD and the services with them had been good. I am satisfied with the credit limit with this card and there had been some added features with this card. The card has some annual charges but if i am using 30,000 annually with this card it will get waved off.
      Was this review helpful? 0
      , faridabad
      Reviewed on Apr 20, 2019
    • Citibank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The process in getting my CITI REWARD CARD has been good and the card was delivered to me on time. I am happy with the credit limit with the card and they had also explained me about the benefits & features with the card, it is a life time free card and i have started using the card as well for some few of the purchases.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2019
    • Citibank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I am using Citi Bank reward card for the past many years. There is a annual charges for this card is Rs. 1000 if i spend Rs. 30,000 in a year no charges. Customer services and responsiveness is really good.I am getting more reward points in this card that i can en cash. I am happy with the credit limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 17, 2019
    • Citibank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am using CITI BANK REWARDS CARD for the past 3 years. Customer service and responsiveness is really good. The Credit limit is sufficient and good for me. They don't charge me any annual fee, its a life time free card. The Documentation process was simple.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 17, 2019
    • Citibank Credit Card
      "Good reward card"
      0.5 5.0/5 "Blown Away!"
      I am using CITI BANK REWARDS CARD since 2 years. I am happy with their customer service and the prompt response. The Credit limit is sufficient to me and it has an annual charge of Rs.500. I am getting more reward points on this card whenever I do transactions.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 11, 2019
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using the CITI REWARDS CREDIT CARD for almost an year and it has a credit limit of 60,000. It is a life time free card & has a lot of good benefits in getting reward points. The services with them has always been good & i use this card for everything.
      Was this review helpful? 1
      , mumbai
      Reviewed on Apr 10, 2019
    • Citibank Credit Card
      "Best reward card"
      0.5 4.0/5 "Great!"
      I am using CITI REWARD CARD more than 7 years this is one of the best reward card in the market. Annual charges for this card is just Rs. 1000 if i spend annually 30000 no annual charges. Credit limit is good and sufficient. Customer service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 05, 2019
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I use Citi REWARDS CARD and using it for eleven years. The credit limit is very good. Even the EMI charges are reasonable and using the card for multi purpose. The redemption of point is easy and it can be utilized for outstanding payments or shopping. They don't charge annual fee for me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 05, 2019
    • Citibank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have Citi Bank Credit card applied through Online .I have got offers on Fuel Surcharge and also the credit limit is good .I have not faced any difficulties so far .I am using this card for more than 5 years as of now.I have received the credit card on time as well .The Overall Service is Good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 04, 2019
    • Citibank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I have applied for CITI Bank reward credit card recently. They have charged me annual fee if i spend 30,000 in an year then my annual fee will get waived off. I am happy with the credit limit and they delivered the card on time so far there was no issue in getting card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 04, 2019
    • Citibank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have taken a Citi Rewards credit card through online channel. The credit limit is 90K and which was sufficient. The annual charge is zero. The card was delivered within 8 days. The documentation process was easy. I am using the card for multi purpose and its been more than 3months.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 03, 2019
    • Citibank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I am using CITI BANK REWARDS CARD since 3 years. Customer service is totally good every thing is good in CITI BANK. Credit limit is sufficient,annual charges is Rs. 1,000 if i spend annually Rs. 30,000 no annual charges that will get waived off.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 03, 2019
    • Citibank Credit Card
      "Best reward card"
      0.5 5.0/5 "Blown Away!"
      I have taken a CITI REWARDS CARD this is one of the best reward card in the market. Annual charges for this card Rs. 1000 if i spend annually Rs. 30000 no need to pay premium.Credit limit is sufficient,i received the card within 3 weeks. Documentation is easy process executive collected the documents.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 03, 2019
    • Citibank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this card has been pretty much smooth & easy, the card was also delivered to me on time. The card does not have any annual charges & they had provided me with a good credit limit with this card. I have not yet got the PIN number of this card where i am yet to use this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 02, 2019
    • Citibank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this card was very easy where the bank person has come doorsteps to collect the documents, everything was hassle free. The credit limit which they had given with this card has been pretty good they had explained about the benefits with this card. It is having some annual charges which will get waved off if i use more than 30,000 annually.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 02, 2019
    • Citibank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The overall process in getting this credit card has been pretty much good & the card was delivered to me on time. I am yet to use the card since i was traveling a lot, and i am happy with the credit limit with this card. They had also explained me with the benefits & features with this card as well. I am yet to explore those benefits & features with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 01, 2019
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been holding this credit CITI REWARDS CREDIT CARD for the last couple of months where i am yet to use this card. They had given me with a good credit limit & there has also been some added benefits with this card which i am yet to explore. There has not been any difficulty in getting this card where the process did not took much time and card was delivered to me on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 01, 2019
    • Citibank Credit Card
      "So far so good"
      0.5 4.0/5 "Great!"
      The response is good with Citi Bank. I have taken Rewards credit card because it has cash back offer. I am using the card for one month and there is annual fee but spend above 30K then annual charge will be zero. The credit limit is decent but I was hoping for higher one because am having other cards with good limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 01, 2019
    • Citibank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I have taken a Citi Rewards card because of points and cash back offer. The credit limit is sufficient for me. They have delivered the card very faster. The documents are collected by the executive. It has option for flexi pay. I am using the card for more than 2 months and there is some annual fee but If spend above 30K then charges are not applicable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 01, 2019
    • Citibank Credit Card
      "Need to improve the card limit"
      0.5 4.0/5 "Great!"
      I have received the credit card from Citi Bank and the process took more than a month. I hold 10 to 15 cards with the minimum limit of 1L but visa rewards card limit is less. There is no annual charges. I did not have a card with Citi that is the reason for taking. The documents are collected by the executive.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 31, 2019
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