Citi Rewards Card

If you love shopping or travelling, a Citi Rewards Credit Card is among the top rewards card to get. This card offers several reward options and schemes which will help you to spend less and earn more through points during shopping or travelling.

Key Highlights of the Citi Rewards Credit Card:

• This card is ideal for the people who wish to earn rewards on their travels or any shopping transaction.
• You can earn up to 10X reward points on credit card purchases at departmental or any apparel store.
• The annual renewal fee of Rs.1,000 is waived off if you spend up to Rs.30,000 in the first year itself.

Reward benefits of the Citi Rewards Credit Card:

• On every purchase of Rs.125, you earn 1 point.
• If you spend Rs.30,000 or more in a month, you will earn 300 points.
• You will earn 1500 bonus points on the first purchase you make on the card within 30 days of card issue.
• 1000 bonus points will be added to the card when you make the first purchase of Rs.1,000 within 60 days of card issue.

Features and Benefits of the Citi Rewards Credit Card:

Rewards Program:

• On every purchase you make at an apparel or departmental store, you can earn 10 times the reward points.
• 1 reward point is added on every purchase of Rs.125.
• For a total purchase up to Rs.30,000 or more in a month, 300 points will be rewarded.

Annual Fee Waiver:

• The annual fee of Rs.1,000 is waived off if Rs.30,000 is spent in a year of membership. For the 2nd and subsequent years, on a total expenditure of Rs.30,000 in a year, the annual fee of Rs.1,000 is waived.

Welcome Rewards:

• On your first expenditure made within 30 days of the date of issue, 1500 points will be rewarded to you.
• For your first spend of Rs.1,000 done within 60 days from the date of issue, 1000 points will be added to the card.

Fuel Benefits:

• The points earned in the Citi Rewards Card can be instantly redeemed in any of the 1200 IndianOil petrol pumps in the country.
• One reward point equals to INR 0.25 and the minimum points required to redeem it is 250.

In-store and online shopping benefits:

• This credit card enables you to redeem the points for any kind of online purchase or transaction such as movie tickets, travel tickets or even any kind of mobile service. The list for the partner websites of Citibank is available on the bank’s website.

Travel miles benefits:

• You as a cardholder can also redeem your frequent flier membership miles in Air India and Jet Airways. 1 reward point will be equal to 0.75 miles and the minimum points to redeem these points will be 100. It is advisable to consult the bank before doing so for better clarity on the terms and policies.

Cashback benefits:

• People who own a Citi Rewards credit card will be able to adjust their points to the outstanding statement of the card. 1 point in the credit card will equal to INR 0.35. Minimum points to redeem will be 5000. It is strongly advised to get in contact with the customer care to understand the cashback benefits of the credit card in detail.

Fees and Charges associated with the Citi Rewards Card

Eligibility criteria required to apply for a Citi Rewards credit card:

In order to apply for a Citi Rewards Card, these are eligibility criteria which are required to be met:

• The cardholder’s age should be in between 18 to 70 years.
• The person applying for a Citi Rewards credit card should be a resident of India.

Documents required to apply for a Citi Rewards card:

• Passport size photograph of the applicant which should be in colour.
• PAN card and/or Form 60.
• Proof of income of the applicant such as the latest salary slips, Form 16, IT returns, etc.
• Credit card application form.
• Address proof which will include a copy of the Passport, Ration Card, electricity bill, Aadhaar, etc.
• Identity proof which can be PAN card, driving license, Aadhaar Card, etc.

When the above-mentioned documents and details are submitted, you will receive a message of acknowledgement which will include the application ID. This application ID will help you track the process of your credit card application.

How to apply for the Citi Rewards Card online?

You can apply for the Citi Rewards Card directly from the Citibank website.

Or, you can also apply for the credit card on BankBazaar, from the same page you’re currently on, to enjoy the exclusive partner offers and additional benefits.

Follow the steps to apply now –

• Navigate to the top of the page to find ‘Check Eligibility’ button.
• Click on it, fill the required details to know your eligibility for the card.
• If you’re eligible, you will find an option to apply for the card.
• Click on it, submit the required details and documents and press ‘Submit’

Once the documents are submitted successfully, you will receive an acknowledgement message carrying the application ID. You can use the same to track your application on BankBazaar in the later stage.

FAQs for the Citi Rewards Card

1. What all can I redeem by using Citi rewards credit card?

Customers will be able to redeem their Citi rewards credit card points at all Indian Oil outlets for fuel, retail and online stores, for Air Miles with Jet Airways and Air India, cashback, as well as, gift vouchers.

2. Am I entitled to dining privileges while using this card?

Yes, al customers are entitled to dining privileges including a 15% discount at 2,000 partner restaurants with Citibank credit cards. You can check the list of partner restaurants in the Citibank website or you can contact the Citibank credit card customer care to know more.

3. What are the concierge services provided?

The personal concierge service of the credit card offers help with sending flowers, planning of parties, making various kinds of reservations, travel assistance, etc.

4. When does my reward points expire?

Citi rewards credit card reward points are not subjected to any expiration date and will be accumulated until the account is active.

5. Am I eligible to get bonus reward points upon acquiring a Citi Rewards Credit Card?

Get 1,500 bonus points on the first-spend made within 30 days of card issue and 1,000 bonus points on your first Rs.1,000 spend made within 60 days of card issuance.