Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Citi Rewards Card
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    Rs.500 Amazon Voucher
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    Citi Rewards Card is Rated as "Excellent!" by 1847 Users

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    Citi Rewards Card

    Citi Rewards Credit Card is a standard credit card offered by Citibank that is aimed at providing good deals and offers on customers' shopping experience. Customers can earn extra reward points faster and redeem them to enjoy attractive offers on travel, shopping, etc. Since these reward points do not expire they can be accumulated over time to redeem as Air Miles, cash back and to purchase merchandise.

    Citi Rewards Credit Card Benefits

    Citi Rewards Credit Card offers a host of benefits that are incomparable. These benefits include:

    • Welcome reward points: Cardholders will get 1,500 bonus reward points on the first spend within 30 days of card issuance. Spending Rs.1,000 within first 60 days will bring 1,000 more reward points as part of the welcome gift. The offer is valid on all the Citi Reward Credit Cards booked on or before 31 March 2019.
    • Accelerated reward points: While every Rs.125 spent on the card brings 1 reward point, purchases related to apparel and groceries and other items at departmental stores will bring 10 times more reward points for the same value. Maximum accelerated rewards are capped at 560 points or Rs.7,000 per month. If you spend more than the mentioned amount on apparels and groceries, all such purchases will bring only 1 reward point for every Rs.125.
    • Monthly bonus reward points: By spending Rs.30,000 or more in a month, cardholders will get 300 reward points as a bonus.
    • Various options to redeem reward points: Cardholders need to accumulate a minimum of 250 reward point for redemption.

    The accrued reward points can be redeemed for fuel purchases at Indian Oil outlets (1 RP = Rs.0.25), retail shopping (1RP = Rs.0.30), online shopping (1RP = Rs.0.30), online travel bookings (1RP = Rs.0.25), Air miles on Air India and Jet Airways as Frequent Flyer membership miles (1RP = 0.75 miles), cashback (1RP = Rs.0.35), and gift vouchers (instant redemption). The minimum points required for Air Miles redemption is 100, whereas for cashback is Rs.5,000.

    • Never expiring reward points: Unlike the reward points offered on most of the credit cards, the reward points program on Citi Rewards Credit Card offers the reward points that never expire. Cardholders can start redeeming the points once they reach the 250 mark or can simply leave them in their account to redeem for something big.

    Citi Rewards Credit Card features

    • Annual fee waiver: If the spends in a membership year (12 months from the date of card issuance) exceed or equal to Rs.30,000, cardholders become eligible for the annual fee waiver facility.

    Eligible cardmembers will be exempted from paying the annual fee of Rs.1,000, which is typically charged at the end of the year. While most of the purchases made on the card are considered for calculating the total annual spends there are certain categories which do not qualify for the same. Those include loan EMIs, cash withdrawals, fees and charges and GST.

    • Personal concierge services: Citi Rewards cardholders can get assistance for party planning, sending gifts or flowers, making dining reservations, for travel assistance and much through Citibank’s personal concierge service. They simply need to call 1800-114-999 to get assistance from the Bank.
    • Savings on dining bills: Cardholders can save up to 15% on dining spends at select restaurants in their city. The list of partner hotels and restaurants is available on Citibank’s website.
    • Easy EMI options at partner stores: Citibank has partnered with more than 2,000 consumer electronics stores, mobile phone stores, retail stores and e-commerce sites to provide the best EMI options for its credit card customers. Citi Rewards cardholders can convert the eligible purchases made at the stores into easy monthly instalments at the best rate of interest.

    Fees And Charges Associated With Citi Rewards Credit Card

    Type of credit card fee/charge

    Amount (Rs.)

    Joining fee

    NIL

    Annual fee

    Rs.1,000

    Interest charge

    3.25% per month or 39% per annum

    Cash advance fee

    2.5% of the withdrawn amount or Rs.500, whichever is higher

    Over credit limit charge

    2.5% of the over limit amount or Rs.500, whichever is higher

    Statement request fee (beyond 3 months)

    Rs.100

    Late payment fee

    For current balance less than Rs.10,001 - Rs.300

    For current balance of Rs.10,001 to Rs.25,000 - Rs.600

    For current balance above Rs.25,000 - Rs.950

    Cheque return or cheque bounce charges

    Rs.500 per return

    Reissue of stolen, lost or damaged credit card

    Rs.100

    Cash payment at Citibank branches

    Rs.250 per deposit

    Cash payment at Citibank ATMs

    Rs.100 per deposit

    Citibank Rewards Card Eligibility and Documentation:

    • Individuals who are at least 18 years old and an Indian resident is eligible to apply for Citibank Rewards card.
    • PAN Card, Income slips, address proof, Identity proof will be asked as documentation.
    • Do enquire with Citibank for the exact income criteria before proceeding with the application process.

    How to apply for Citi Rewards Credit Card?

    • Under the Credit Cards section in BankBazaar.com, select the required card and bank.
    • Check the eligibility using BankBazaar’s tool. Based on your requirement, a list of credit cards will be carefully curated.
    • You can click on 'Apply' to instantly apply for the credit card.

    FAQs On Citibank Rewards Card:

    1. What all can I redeem by using Citi rewards credit card?
    2. Customers can redeem their Citi rewards credit card points at Indian Oil outlets for fuel, retail and online stores, for Air Miles, cash back, and gift vouchers.

    3. Am I entitled to dining privileges while using this card?
    4. Yes, customers are entitled to dining privileges including a 15% discount at 2,000 select restaurants with Citibank credit cards.

    5. What are the concierge services provided?
    6. The personal concierge service offers help with party planning, sending flowers, making reservations for dining, providing travel assistance, etc.

    7. When does my reward points expire?
    8. Citi rewards credit card reward points do not expire and can be accumulated till the account is active.

    9. Am I eligible to get bonus reward points upon acquiring a Citi Rewards Credit Card?

    Get 1,500 bonus points on the first-spend made within 30 days of card issue and 1,000 bonus points on your first Rs.1,000 spend made within 60 days of card issuance.

    Citibank Rewards Card Reviews

    • Citibank Credit Card
      "Good Services"
      0.5 4.0/5 "Great!"
      I have been holding the CITI credit card for past 1 year. I'm happy about the credit limit what they have provided to me. There is no annual fee if i use the credit limit of more than Rs. 30000 in a year otherwise they will charge around Rs. 500. Offers are good in terms of movie and shopping. I will get a cashback and rewards points on petrol. I have no idea about the rewards points conversion into cash.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 16, 2018
    • Citibank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      There has not been any particular reason in choosing this card but i like the benefits of holding this card. The process in getting this card has been fast and there has not been any delay in getting the card. I am happy with the credit limit which they had given with the card and there has been an annual fee which will get waved off with the usage of 30,000.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 14, 2018
    • Citibank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Citi has providing good offers to the customer. I am holding a Citi Rewards and have been using the card for around 3 years. I got a redeem points which can be redeemed for online shopping. They charge annual fee of 500 rupees. Am satisfied with the credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 13, 2018
    • Citibank Credit Card
      "Recommendable card"
      0.5 5.0/5 "Blown Away!"
      I have been holding the CITI bank Credit card for last 4 years. I have a rewards card with me. Mainly I'm getting a offers like i do not need spend minimum amount in a month and there is no annual fee. I can covert my rewards points into cash. If i refer my friends, i will get a cashback of Rs. 2000. There is no late fee penalty charges. Mainly I'm getting a 10% cashback offers on flipkart and Amazon.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 13, 2018
    • Citibank Credit Card
      "Extra ordinary"
      0.5 4.0/5 "Great!"
      I have taken Citi Rewards credit card and using it for 3 years. The credit limit is high. I get good reward points on the usage.The payment mode is very easy and convenient since Its a salary account. They are good in response and service. They have certain limit transaction where the annual fee will be waived off. Also Citi provides lot of offers on Amazon, Flipkart, flight booking on paytm or makemytrip.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 12, 2018
    • Citibank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I got my citi reward card . Am satisfied with the credit limit which they have offered . There is no additional charges for the transaction which i make . Reason for choosing the card as it has reward points for all the transaction and .There is no annual charges for the card as its life time free card
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2018
    • Citibank Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      Got my citi reward credit card and started using it .i have chosen this card There is annual charges for the card Am satisfied with the credit limit which they have provided They are giving good service . Overall am satisfied with customer service and response .
      Was this review helpful? 0
      , noida
      Reviewed on Nov 10, 2018
    • Citibank Credit Card
      "Average card"
      0.5 5.0/5 "Blown Away!"
      Got my Citi rewards credit card and started using it , am satisfied with credit limit which they have offered.There is annual charge as it get waived off after using certain limit.I have chosen this based on the offers and suggestion . Overall its average card to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 10, 2018
    • Citibank Credit Card
      "Good to go"
      0.5 5.0/5 "Blown Away!"
      I have no idea about the rate of interest and charges. I have taken Citi Rewards card because of reward point which can be redeem to dining, mobile bill. Recently I came to know, Any spend about Rs.2000 can be converted into EMI. I can still use the card at merchant outlets, dining and etc. The credit limit is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 08, 2018
    • Citibank Credit Card
      "Better"
      0.5 5.0/5 "Blown Away!"
      Citi Bank has taken around one week to process the application. I am using CITI REWARDS CARD for almost 3 months. The credit limit is around 80K which am satisfied. The annual charges are zero. The documentation procedure was simple. The payment mode is net banking.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 08, 2018
    • Citibank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with this card since it has been a good bank and the process in getting this card has been good but there has been a little delay in getting the card. The credit limit which they had given me has been less than i expected and they had explained me with the benefits and the features with the card as well. There has not been any annual charges with the card as well.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 08, 2018
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have applied for Citi rewards credit card through online channel and got the same card. The process was done before 15 days. For a first year, there is no annual fee. I am fine with the credit limit of 60K. I am getting cash back offers at many outlets like life style and buying online. For dining 15% discounts.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 08, 2018
    • Citibank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I am happy with the Citi redeem point option. It is a zero annual fee card. The credit limit is good and fine. I have taken Citi Rewards card issued with Salary account and also I have one more shop card. Using it for 2.5 years. On shoppers stop, am getting cash back offers on e-commerce sites.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 08, 2018
    • Citibank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Citi has providing best offers to the customers. The customer service is good. I hold a Citi Rewards card for past 2 months. I just started using the card, am not aware about the benefits. They do charge annual of 500 rupees. The payment mode is net banking.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 08, 2018
    • Citibank Credit Card
      "Best Card to Have"
      0.5 5.0/5 "Blown Away!"
      Citibank Credit card is impressive. It has offer related features. While shopping through Amazon and Flip-kart , Citibank gives you discounts. I often use this card to buy stuffs. When it comes to OTP generation, you get the next second.. Best to use this card for on-line shopping.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 04, 2018
    • Citibank Credit Card
      "Need to use more"
      0.5 4.0/5 "Great!"
      I got my citi reward card and not yet started using . Am satisfied with the credit limit which they have offered . There is no additional charges for the transaction which i make . Reason for choosing the card as it has reward points for all the transaction and . I will be using this card for all purpose.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 04, 2018
    • Citibank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using citi credit card for last 25 years . Am satisfied with the credit limit . As there is annual charges which get waived off after using certain limit . There is no transaction charges for the transaction which i make . Their customer service and response is good ,
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 02, 2018
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with this card since there has been benefits with this card on fuel recharges. The process in getting this card has been good and i had got the card on the right time. The credit limit with the card has been satisfactory and there has been some good benefits in holding this card as well which i am yet to explore.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 02, 2018
    • Citibank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I got my citi rewards credit card and started using am satisfied with the credit limit which they have provided . There is no annual charges for the card as its life time free card . As of now i haven't received any offer from the card . Overall am satisfied with the service and response
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 01, 2018
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with this card since there has been some good reward points system with them and there has not been any annual fee with the card as well. The process in getting this card has been smooth and easy and i had got the card on the right time. I am happy with the credit limit which they had given with the card as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 01, 2018
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