Upon making the first transaction per membership year, you will receive:
10,000 bonus air miles:
Partners include:
Rs.10,000 benefit from Taj Group or ITC Hotels:
Several factors will be considered when determining your credit limit for this credit card. Your income, employment stability, age, credit score, and more. The final credit limit offered will be communicated to you by the bank at the time of processing your application.
Here are the fees and charges associated with this premium lifestyle credit card:
| Type of Charge | Fee |
|---|---|
| Joining fee | Will be communicated at the time of sourcing |
| Annual membership fee | Rs.20,000 plus tax |
| Late payment fee |
|
| Cash advance fee | 2% of the withdrawn amount (min. Rs.300) |
| Foreign currency mark-up | 3.5% |
| Over-limit charge | 2.5% of the amount exceeding credit limit (excluding fees/charges/taxes) or Rs.500, whichever is higher |
| Replacement card in case of loss/damage | No charge |
| Fuel charge | 1% of transacted amount (min. Rs.10); waived at selected Indian Oil Corporation outlets |
| Railway tickets booking surcharge | 1.8% of transacted amount |
The eligibility criteria to apply for this card is very straightforward:
Salaried and self-employed applicants have to submit different sets of documents at the time of application processing:
Salaried employees must submit:Self-employed individuals must submit:
If you qualify for this Citi Credit Card, you can conveniently apply for it online.
For more details follow this link - Citi Credit Card Detailed T&Cs
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