The Citi Prestige Credit Card is a premium lifestyle credit card offering air miles and reward points. Enjoy complimentary night stays at participating hotels, complimentary rounds of golf, complimentary priority pass access to airport lounges, fast track immigration at airports, and more.
Several factors will be considered when determining your credit limit for this credit card. Your income, employment stability, age, credit score, and more. The final credit limit offered will be communicated to you by the bank at the time of processing your application.
Citi Prestige Credit Card Fees & Charges
Here are the fees and charges associated with this premium lifestyle credit card:
Type of Charge
Will be communicated at the time of sourcing
Annual membership fee
Rs.20,000 plus tax
Late payment fee
Outstanding balance up to Rs.1,000: Rs.0
Outstanding balance above Rs.1,000: Rs.100
Cash advance fee
2% of the withdrawn amount (min. Rs.300)
Foreign currency mark-up
2.5% of the amount exceeding credit limit (excluding fees/charges/taxes) or Rs.500, whichever is higher
Cash deposit at bank branches
Cash deposits at Citi ATMs
Outstation cheque charges
Cheque amount up to Rs.10,000: Rs.50
Cheque amount Rs.10,001-Rs.1 lakh: Rs.100
Cheque amount above Rs.1 lakh: Rs.150
Replacement card in case of loss/damage
Statement request (beyond 3 months)
1% of transacted amount (min. Rs.10); waived at selected Indian Oil Corporation outlets
Railway tickets booking surcharge
1.8% of transacted amount
Eligibility Criteria for Citi Prestige Credit Card
The eligibility criteria to apply for this card is very straightforward:
Employment type: Salaried and self-employed individuals.
Minimum age: 21 years.
Minimum annual income: Rs.25 lakh.
Documents Required to Apply for Citi Prestige Credit Card
Salaried and self-employed applicants have to submit different sets of documents at the time of application processing:
Salaried employees must submit:
Salary slips for the last 3 months
ID and Address proof documents such as:
Passport issued by the Indian government
NREGA-issued Job Card signed by a State government officer
Self-employed individuals must submit:
Most recent ITR
Audited financials and income computation
ID and Address proof documents – same as listed above.
If you qualify for this Citi Credit Card, you can conveniently apply for it online.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
I'm very much happy about the CITI bank customer care service. The card reward value is good. The customer care executives are very much helpful and they didn't trouble me when i complaint about the fraud transaction. They investigated this issue and resolved my issue quickly and waived off the money. If i do transaction, it will get updated in two hours on their app. I'm using the Prestige card.
Having a Citibank presitge credit card. Every one has blocked this card at the time of demonetization. I use this card to buy electronic devices and for petrol purposes. The rate of interest is nominal with this card.Overall I am satisfied with this card.