Specifically curated for frequent flyers and travellers, the Citi Premier Miles credit card offers many offers and benefits such as complimentary air travel along with access to airport lounges. With your air miles, you can redeem them to book flight tickets to domestic and international destinations. The card comes with no joining fee and an annual fee of Rs.3,000 which can be waived if you are a Citi Gold customer. The rate of interest charged on the card ranges from 3.1% to 3.5% per annum.
Redeem miles for flight tickets across 100+ airlines on the PremierMiles website and with select partners
Category Specific benefits
Bonus Air Miles: Cardholders are awarded 10,000 Miles when they make the first spend of Rs.1000 or more on their card within first 60 days of card issuance. Every card renewal will provide 3000 Miles.
Accelerated Air Miles: Earn 10 Miles per Rs.100 spent on the card for booking flights and hotels at PremierMiles website. The same number of Miles can be earned on all airline transactions with any airline. On all other transactions, cardholders will earn 4 Air Mile points per Rs.100 spent. Members of a Frequent Flyer Program (FFP) of any airline get 10 Miles per Rs.100 spent on any airline using the PremierMiles card plus regular FFP Miles for flying that airline.
Transfer Miles to Airline partners: For every 2 Miles earned on the card, you can get 1 Frequent Flyer Air Mile, which can be transferred on British Airways, Cathay Pacific, Thai Airways, Eva Air, Malaysia Airlines, Etihad Airways, Qatar Airways, Singapore Airlines, Turkish Airlines and Air India. Miles can also be transferred to hotel partners.
Features of Citi PremierMiles Credit Card:
This card comes with countless features, ideal for the frequent flyer. Read on to find out more about the unique features that come with the PremierMiles card.
Track rewards easily: Air Miles can be easily tracked using SMS and through the Citibank web portal. Send SMS REWARDS 'XXXX' to 52484 or 9880752484 to know your reward points balance anytime. (XXXX indicates last 4 digits of your credit card number).
Instant reward redemption: The accrued reward points can be instantly redeemed by making purchases at select travel partners including goibibo.com, IndiGo, makemytrip.com, and yatra.com. The value of every 100 miles is Rs.45 on travel portals.
Points can also be redeemed on online partner websites like yatra.com, goibibo.com, and goindigo.in where 100 points can be exchanged for Rs.45.
Citi PremierMiles Credit Card Fees and Charges
Credit Card Fee Type
Rs.3,000 (Complimentary for Citigold customers)
Supplementary card fee
3.1% to 3.5% per month or 37.20% to 42% per annum
Cash advance fee
2% for domestic withdrawal with a minimum amount of Rs.300.
Late payment fee
Rs.100 per month
Over credit limit fee
2.5% of the over limit amount, subject to a minimum of Rs.500
Cheque return or bounce fee
Rs.350 per return
Statement request fee
Railway ticket booking surcharge
1.8% of the transaction value
Re-issue of the card
Cash payment fee (over the counter)
Rs.100 per deposit
Cash payment at ATMs
Rs.50 per payment
Foreign currency transaction fee
Eligibility to apply for Citi PremierMiles card
You must be at least 21 years of age.
You must be within 65 years of age.
The income criteria differ from time to time and will be communicated when you apply for the card.
You should be a resident of India or a Non-resident of India.
Documents required to apply for Citi PremierMiles card
Any one of the documents
Voter ID card
Any one of the documents
Voter’s ID card
Income proof (For salaried)
Recent pay slips
Last 6 months bank statements
Income proof (For self-employed)
Recent ITR (Income Tax Returns)
Audited profit and loss statement
Duly-filed application form
Passport size photographs
Note: The above list is for reference only. Citibank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.
How to apply for Citi PremierMiles card online?
You can apply for a Citi PremierMiles card by visiting the bank’s official website. However, if you wish to apply through BankBazaar, the process is as follows:
Visit the official BankBazaar website
Select “Credit Card” under the “Cards” tab
You will be allowed to filter your results
Please select cards offered by Citibank
Choose “Citi PremierMiles card”
Click on the “Check Eligibility” option against the card
Enter basic information about yourself
You will be redirected to the online application page if you are eligible to apply for the card
Enter all the details asked in the online application form
Upload the required documents
Click on “Submit”
You will get an “Application ID” which you can use to track the status of the application
FAQs On Citi PremierMiles card
What documents do I require to apply for PremierMiles credit card?
You will need one colour photograph, address proof, ID proof and sign a consent form to apply for this card.
How do I apply for PremierMiles credit card?
You can apply online through the Citibank website or visit any of the nearest Citibank branches to apply for Citibank cards.
How do I redeem the Miles accumulated on my card?
You can easily redeem the Miles using the online portal or through customer hotline. You can also directly use the Miles at Citibank preferred merchant partner outlets across the world.
What is the validity period for Miles?
Air Miles never expire. You can redeem your Miles for flights or other merchandise without any blackout date.
Do I have EMI option for the purchases that I make with the card?
Yes. Citibank offers easy repayment schemes with low interest rate and flexible tenures for purchases made at more than 2000 consumer electronics stores and leading retail merchant outlets.
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I am using CITI premier Miles credit card more than 20 years. I am getting airport lounge access , reward points into form of cash. I have a good credit limit that is sufficient. Customer service and responsiveness was good. I applied this card through online. basically CITI BANK is a customer friendly bank.
I am using Citi Premiermiles card for a travel benefits. It is almost 12years and am not paying annual fee. They have good customer support and they are good in response too. The interest rate is bit higher. The credit limit is fine and given me 2.30L.
Recently I have taken a Premiermiles credit card from Citi Bank through online channel. The credit limit is 80,000 rupees which am satisfied. They are charging Rs.3000 as an annual fee. I don't know about the benefits and just using it for purchasing house goods. The customer service is very good.
I know the interest rate of Citi Bank which is nominal. I got a Premier Miles credit card through online channel. It has annual fee of Rs.3000. The credit limit is satisfactory. Actually am planning for my International travel so found this card is beneficial for me.
They have very good rewards points and providing very good service to the customer hence i have chosen the CITI premier miles card. I don't have time to see the other benefits. I received a credit limit of Rs. 50000 and i have paid the annual fee of Rs. 3000. Once it approved, i have received the card in 3 days.
Whatever the fee is i'm paying for CITI bank, its worth because of their rewards points system. I hold a premium miles card which is a premium card. I get a good miles on airline bookings. Since i book lot of tickets, i will get advantages on this card. Around 4 years, i am holding this card. Its give better rewards on airline booking.
Because of the features i have taken the CITI bank card. I received a card more than a month once i applied when i enquired with the customer care they don't have any clue on that. I am getting a normal features on this card. They have given me a satisfied credit limit. They have charged me a annual fee of Rs. 3000 on this card.
I am using the card since from last 20 years with CITI BANK. The customer support and responsiveness is good. The credit limit given was good also it is a life time free card. It is a privilege card there are offers of air ticket, airport lounge facility.
I have clearly informed the credit limit which i want more than 2 lakhs but they have given me only Rs. 60000 which is not useful for me. They have taken my concern when they are fixing the credit limit and i haven't received any call from bank side and i have received a message they have taken the joining fee of Rs. 3500 which I'm not aware of that anything. So far i haven't received any welcome call as well and the service level is very bad
I get the CITI bank credit card but i want to close the card because it has a annual fee and i had a bad experience with the card because they have not informed me about the annual fee and in the first month bill amount, they have directly deducted the amount. I called the customer care regarding the issue, i have asked them to block the card but i have done some purchase earlier and i have converted into EMI as well once its got over i will close the card.
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SHEKAR CHINNA DATHULA
Reviewed on Jun 12, 2019
I have Citi Bank credit card which was taken through Bank more than 5 years ,taken through bank ,I have Citi Premier miles card The credit limit was good ,agent gave all the information ,it is a chargeable card ,full fee will be refunded through reward points .I am very much comfortable on using this card .
I have not faced any difficulties when applied for this credit card ,The agent gave all information about the card process .I have received the credit card on on time ,while submitting documents not faced any issues ,This is a chargeable card ,The credit limit is good and ,the service is average according to me .
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Reviewed on May 27, 2019
There is a flexi pay option in this card and the credit limit is very less and they have offered me a credit limit of Rs. 69000 and i need to improve it more. There is no offers available from this card. I have paid the annual fee of Rs. 3000. I have chosen the CITI premier miles card.
I have Citi Bank credit card which i have got through Bank directly .I am using it for the past 4 years ,This credit card is really good to use.There are good reward points and also cash back offers .I am satisfied with the service so far.This card i have got on time without any delay.
I have Citi Bank Credit card premier miles card got same car.The credit limit was good and received the credit card on time without any delay .The agent gave all the information about the credit card ,There are cash back offer ad reward points ,This is a chargeable membership card .I have not faced any difficulties while submitting the documents.
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Reviewed on May 16, 2019
I have applied for Citibank Credit card through Online .The agent gave all information about the credit card ,The obnly issues is courier guy took some time to deliver the card .this is a chargeable ,very reliable to use ,cash back offers and reward points ,got the same card .while submitting documents not faced any issues .
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Reviewed on May 13, 2019
I have applied for Citibank Premier miles card and got the same card .The credit limit is good and sufficient ,cc on time ,agent gave all the information about the cc, document submission no,issues,cashback offers and reward points so far not found.This card is a chargeable card .
I have been using CITI bank top premium credit card, they have charged me annual fee but benefit of equivalent value is available, They have given me good credit limit as per my expectation, i opt their offers as per my requirement, i did not face any issue so far from them.
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PIYUSH KAMAL MEHADIA
Reviewed on May 05, 2019
I hold CITI bank PREMIERMILES CARD recently,They have charged me annual fee in this card,but no waived off option available in this card,and i am happy with the credit limit which they have given me in this card,and the reason for choosing mainly this bank is for their brand as they have good brand name.
The card which i have taken is CITI PREMIERMILES CARD this is one of the best travel program in the market. Annual charges for this card is Rs. 3000 there is no fees wavier. Customer services and responsiveness is really good. I am getting more reward points for this card.I Received the card with in 4 days.Documentation is also very easy process executive come and collected the documents.