Credit cards can prove to be your one stop solution if you know how to use one. Different banks offer various credit cards with a myriad of features to choose from. Choose the credit card that suits your purposes and enjoy shopping, dining, lifestyle benefits, etc. to the fullest.
Citibank is one of the largest private sector banks in the world and offers customisable and innovative solutions to its customers, in order to meet their changing requirements and needs. The Citibank Corporate Card is designed to serve as a spend management tool for various organisations and companies. The card promises strategic advantages along with benefits from the streamlined entertainment and travel expenditures. Avail great savings and convenience and allow all your employees to enjoy the never ending rewards points for all the purchases made using the Citibank Corporate Credit Card, across the world. Get dedicated service at helpdesks and from relationship managers and avail all the privileges that are exclusive for corporate expenses.
Features of Citibank Corporate Credit Cards:
Enjoy great flexibility with the Citibank Corporate Credit Card
The Visa IntelliLink Spend management tool helps you to manage all your corporate expenses
Enjoy the different types of banking services including Citibank Online, SMS banking, Mobile Banking, Citi Phone Banking, over the counter, etc.
Avail service at more than 2 million ATMs all across the globe
The CitiAlerts feature on this credit card allows you to track all your expenses via email alerts and SMS
Avail statement for your credit card by regular post. You can also sign up to receive credit card statement over emails to track your card and account activity
In order to pay your credit card bills, you may choose various methods including Citibank E-Pay, RTGS or NEFT, ECS (Electronic Clearing Service), Cheque deposit or cash deposit at ATMs, Direct Automatic Debit and Citibank Online. You must have a login id to pay your bills via Citibank Online.
The Citi Phone Priority Service is ever-ready to offer its services to the customers round the clock. The helpline numbers are also provided on the back side of the credit card for the convenience of the customer. Also, you can avail the Citi Phone International and enjoy the services even when you are overseas or traveling to distant lands
The Chip and PIN technology is available on this card which ensures maximum protection and security for all corporate transactions and expenses
In case of loss or theft of card, replacement card can be issued by Citibank anywhere in the world
The Fraud Protection feature protects you against fraudulent activities and makes sure to inform you about unauthorised transactions or card access
Benefits of Citibank Corporate Credit Card:
The Citibank Corporate Credit Card offers a lot of benefits and perks.
The Visa Intellilink Spend Management tool is a powerful tool which helps in managing and maintaining all the corporate expenses
Avail e-statements as per your convenience and enjoy superior control and visibility for all your card related expenditures
The Corporate credit card lets you identify the best suppliers for negotiations and offers an expense approval system that is highly convenient
You no longer have to provide foreign exchange to your employees when they travel for work
Avail a One-Glance-Statement for all the member corporate cards
Enjoy the facility of paying only one bill for all the corporate card members using RTGS, NEFT or cheque
Pay several types of utility bills including electricity, telephone, etc. easily in a hassle free manner
Avail biller grouping facility and make all your bulk payments in one single transaction using the Citibank Corporate Credit Card
The ‘Verified by Visa’ adds up as great layer of protection on the corporate credit card
With every single purchase done using the credit card, you can earn reward points that never expire
Enjoy more by redeeming the reward points for several things including gift vouchers, stay at hotels, air miles and other delightful experiences
Avail discount of up to 55% on various business products and services including hotel stays, car rentals, travel, restaurants, etc. Enjoy a discount of up to 20% on your dining bills all over India
Avail the privileges for being a Citibank Card member and enjoy golf, spa, travel, shopping, entertainment, etc. in India and more than thirty other countries
You can easily access local currency even when you are traveling overseas to different countries
Enjoy the facility of making cashless payments at more than 30 million merchant outlets across the globe
Avail convenience of booking hotel rooms, flight tickets and car rentals online, in person or over the phone
Citibank helpdesk is dedicated towards providing you with support round the clock, even when you are traveling
Fees and Charges:
Joining Fees and Annual Fees
All the fees that are applicable to both Principal and Additional card will be communicated when the cards are sourced
Cash Advance Fee
2.0%. The Cash Advance Fee is subject to USD 7.5 at International ATMs and 300 INR in India
Charges for Late Payment (monthly basis)
Payments that are overdue for up to 30 days – 2.75%
Payments overdue for more than 30 days – 4.50%
Over Credit Limit charge
It is not applicable for this card
ECS Bounce / Cheque Bounce charges
For every returned ECS / returned cheque – 350 INR
Transaction charges for Petrol
2.5%. It is subject to a minimum of 10 INR
Railway Ticket booking or cancellation surcharge (at the counter)
2.5%.t is subject to a minimum of 25 INR
Railway Ticket booking surcharge (bookings via Internet)
1.8% of the value of transactions for all regular transactions
2.8% of the value of transaction for 3 EMI transaction
Charges for Card Replacement
Request for Statement beyond three months
Charges for Outstation cheques
Up to 10,000 INR – 50 INR per cheque
10,001 INR to 1,00,000 INR – 100 INR per cheque
Above 1,00,001 INR – 150 INR per cheque
Transaction of Foreign Currency
Mark of 3.5% along with all applicable taxes
Credit Card repayments made by cash at Citibank branches
Credit Card repayments made by cash at Citibank ATMs
Service tax is applicable on all interest, fees and various charges and is subject to change according to the rules set by the Government of India.
How to earn reward points?
How to earn the reward points
How many reward points can be earned
How often can you earn reward points
Validity of the reward points earned
Make use of your Citibank Credit Card for all the payments
For every 125 INR that you spend using your credit card, you can earn 2 reward points
The often you use your credit card, the more reward points you earn for yourself
These reward points never expire
How to redeem the reward points?
Redeem points for
How to redeem the points
Minimum points required to redeem
Avail the Citi Rewards catalogue for more information
No minimum requirements
Air miles on Jet Airways and Air India
Call Citi Phone Service
Domestic and International air tickets
Bus tickets, hotel stays, flights tickets, hotel packages
Enjoy personal Concierge service while traveling, booking hotels, etc. and avail several shopping and dining privileges at leading outlets. Enjoy savings of up to 20% on all your dining bills at more than 2000 diners.
Citibank Corporate Credit Card FAQs:
How does the Visa IntelliLink Spend Management tool help?
The Visa IntelliLink Spend Management tool is smart and power and helps you to keep a track of all your corporate expenses made using the Citibank Corporate Credit Card. You can also avail e-statements to track all your expenditures.
How many reward points can I earn using the credit card?
For every 125 INR that you spend using your Corporate Credit Card, you are entitled to earn 2 reward points.
What is the validity period of the reward points earned on the Corporate Credit Card?
The reward points earned using the Corporate Credit Card are never expiring and can be used anytime as per convenience.
Are there any over credit limit charges associated with this credit card?
No, over credit limit charges are not associated with this credit card.