Citibank is among the largest and leading private sector banks in the world which offers a wide range of services to its customers including credit cards. The Citibank Corporate Card is curated in a specialsed way to offer a healthy line of credit to their employees and serve as a spend management tool for various companies. The card has specifically curated advantages along with benefits in other categories such as entertainment and travel.
Key highlights of the Citibank Corporate Credit Card
Enjoy great flexibility with the Citibank Corporate Credit Card.
The Visa IntelliLink Spend management tool helps you to manage all your corporate expenses.
Enjoy the different types of banking services including Citibank Online, SMS banking, Mobile Banking, Citi Phone Banking, over the counter, etc.
Avail services at more than 2 million ATMs across the globe.
In case of loss or theft of the card, a replacement card can be issued by Citibank anywhere in the world.
The Fraud Protection feature protects you against fraudulent activities and makes sure to inform you about unauthorised transactions or card access.
Features and Benefits of the Citibank Corporate Credit Card
The Visa Intellilink Spend Management tool is a powerful tool which helps in managing and maintaining all the corporate expenses.
Avail e-statements as per your convenience and enjoy superior control and visibility for all your card-related expenditures.
The Corporate credit card lets you identify the best suppliers for negotiations and offers an expense approval system that is highly convenient.
You no longer must provide foreign exchange to your employees when they travel for work.
Avail a One-Glance-Statement for all the member corporate cards.
Enjoy the facility of paying only one bill for all the corporate card members using RTGS, NEFT or cheque.
Pay several types of utility bills including electricity, telephone, etc. easily in a hassle-free manner.
Avail biller grouping facility and make all your bulk payments in one single transaction using the Citibank Corporate Credit Card.
The ‘Verified by Visa’ adds up as a great layer of protection on the corporate credit card.
With every single purchase done using the credit card, you can earn reward points that never expire.
Enjoy more by redeeming the reward points for several things including gift vouchers, stay at hotels, air miles and other delightful experiences.
Avail discounts of up to 55% on various business products and services including hotel stays, car rentals, travel, restaurants, etc. Enjoy a discount of up to 20% on your dining bills all over India.
Avail the privileges for being a Citibank Card member and enjoy golf, spa, travel, shopping, entertainment, etc. in India and more than thirty other countries.
You can easily access local currency even when you are travelling overseas to different countries.
Enjoy the facility of making cashless payments at more than 30 million merchant outlets across the globe.
Avail convenience of booking hotel rooms, flight tickets and car rentals online, in person or over the phone.
Citibank helpdesk provides you with support round the clock, even when you are travelling.
Reward Point Benefits of the Card
For every Rs.125 spent on the card, you will receive 2 reward points.
These reward points will not expire.
Enjoy personal concierge service while traveling, booking hotels, etc. and avail several shopping and dining privileges at leading outlets. Enjoy savings of up to 20% on all your dining bills at more than 2000 diners.
The credit card limit for the Citibank Corporate Card will be assigned by the company as well as the bank. There will be several factors at play in order to assign the card limit such as the credit score of the employee, the designation along with the past repayment habits of the employee as well.
Citibank Corporate Credit Card Fees and Charges
Type of Charge
Joining Fees and Annual Fees
All the fees that are applicable to both Principal and Additional card will be communicated when the cards are sourced
Over Credit Limit charge
Charges for Late Payment (monthly basis)
Payments that are overdue for up to 30 days – 2.75%
Payments overdue for more than 30 days – 4.50%
Cash Advance Fee
2.0%. The Cash Advance Fee is subject to $7.5 at International ATMs and Rs.300 in India
Railway Ticket booking surcharge (bookings via Internet)
1.8% of the value of transactions for all regular transactions
2.8% of the value of the transaction for 3 EMI transaction
Railway Ticket booking or cancellation surcharge (at the counter)
2.5% of the transaction amount (subject to a minimum of Rs.250)
ECS Bounce / Cheque Bounce charges
For every returned ECS / returned cheque – Rs.350
Charges for Card Replacement
Credit Card repayments made by cash at Citibank branches
Request for Statement beyond three months
Charges for Outstation cheques
Up to Rs.10,000 – Rs.50 per cheque
Rs.10,001 to Rs.1,00,000 – Rs.100 per cheque
Above Rs.1,00,001 – Rs.150 per cheque
Transaction of Foreign Currency
Mark of 3.5% along with all applicable taxes
Transaction charges for Petrol
2.5%. It is subject to a minimum of Rs.10
Credit Card repayments made by cash at Citibank ATMs
Eligibility Criteria and Documents Required for the Citibank Corporate Credit Card
The eligibility criteria will be decided by the company where the employee works. The documents required will also be given by the company to the bank in order to complete the process.
How does the Visa IntelliLink Spend Management tool help?
The Visa IntelliLink Spend Management tool is smart and powerful and helps you to keep a track of all your corporate expenses made using the Citibank Corporate Credit Card. You can also avail e-statements to track all your expenditures.
How many reward points can I earn using the credit card?
For every Rs.125 that you spend using your Corporate Credit Card, you are entitled to earn 2 reward points.
What is the validity period of the reward points earned on the Corporate Credit Card?
The reward points earned using the Corporate Credit Card are never expiring and can be used anytime as per convenience.
Are there any over credit limit charges associated with this credit card?
No, over credit limit charges are not associated with this credit card.
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I never used the citi bank customer care service. Since it is a corporate card, they are not charge anything. Mainly i will use this card when i do out of India. There is a very good Airport launch access offers. I have been using this card for past 3 years. My company offered me this corporate credit card. This card is having a credit limit of Rs. 2.5 lakhs. This is card is not useful if you are work in a corporate.