Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Citibank Credit Card

    Citibank started its banking operations over a century ago in 1902. Now, Citibank is a significant market player and foreign investor in the Indian financial market. Citibank has an operational presence of over 45 branches in 28 cities. The bank serves to the banking needs of an elite clientele by offering services in personal finance, investment banking and asset management. Citibank’s comprehensive credit card portfolio has cards under travel, shopping, fuel and lifestyle categories. With countless benefits accompanying each card, Citibank’s credit card will also reward you handsomely with each spend.

    Products Offered by Citibank India:

    Citibank India offers a wide range of consumer, retail and corporate banking products and services. Products cover every segment of the society, right from salaried class, emerging affluent, the affluent and all the High-Net-Worth individuals.

    Apart from the general accounts like Savings Accounts, Current Accounts, Salary Accounts, etc., the bank has been a major player in the Credit Card segment with about 2.3 million credit cards in force.

    Further, the bank offers several types of loans like home loans, personal loans, car loans and so on also.

    Why Choose Citibank Credit Cards:

    Citibank Credit Cards come with countless benefits like attractive reward schemes, international recognition and wide acceptance. There is one credit card to meet every lifestyle need of the customer, be it travel or shopping.

    • Insurance Benefits with Credit Cards
    • Many Citibank credit cards come with insurance benefits including travel accident coverage, lost luggage insurance and health insurance.

    • Exclusive Reward Points Scheme
    • With Citibank Rewards, you will be able to earn reward points at an accelerated rate and redeem it against exclusive vouchers, special deals and merchandise.

    • Variety of Credit Cards
    • There’s one Citibank card for everyone - with a wide range of specially crafted cards, you will be able to easily find the card which is best suited for your lifestyle needs.

     Apply for Citibank Credit Card

    It would not be an overstatement to say that credit cards have revolutionised the financial world today. These small plastic cards have had and continue to have a significant impact on the economy today. Apart from being vital tools of spending, credit cards are also used to determine an individual’s creditworthiness and financial behaviour as well. A huge number of individuals worldwide use credit cards today due to the convenience offered. This financial tool was first introduced in the 1950s and is highly popular today. This is due to the number of benefits provided by credit cards. Apart from using it to purchase goods and services, using credit cards can also result in the individual availing certain rewards such as AirMiles, reward points and discounts on shopping and dining at partner merchants.

    Benefits and Features of a Citibank Credit Card

    Credit card reward points can be redeemed for certain other gifts from the company’s catalogue. AirMiles and entry to various airport lounges can also be availed by individuals. Cardholders can also use their credit card to pay utility bills as well as withdraw money, which is however not advisable. Unlike debit cards, when customers use credit cards, funds are not withdrawn from their own account but are provided on a credit. Essentially, credit cards are similar to small loans that can be procured every time they swipe their card. Therefore, cardholders will have to repay the same in the form of monthly bills.

    Customers have the option to pay the entire bill in full which is recommended or pay as much as they can. Additionally, customers can also just pay the minimum amount due and pay the rest at a later date. However, in case cardholders do not pay their bill amount in full, interest will be applicable on the remaining amount. Therefore, with each subsequent payment customers will end up paying more due to interest. If payment is still not made on time, they will end up having to pay a huge bill which will create a dent in their finances. Therefore customers need to ensure that they use their credit cards judiciously.

    For the above reason, credit cards are not provided to all but only those who meet a certain eligibility criteria. This is usually dependent on the individual’s income, age, location and credit score among others. A number of banks and institutions today provide credit cards to customers.

    Apply for Citibank Credit Card Online

    Founded in 1812 in New York, Citibank has since gone on to become one of the top banks in the world. This bank is the consumer division of Citigroup, a financial services multinational company. As part of its banking portfolio, Citibank provides customers with a plethora of products and services, tailored to cater to every customer’s individual need and requirement.

    Some of the products and services offered include debit cards, loans and credit cards. A number of credit cards are provided by Citibank and can be chosen by the applicant based on his/her needs and requirements.

    Customers can apply for Citibank credit cards either online or offline.

    Citibank Website

    In order to apply online, customers will have to visit the official website of Citibank and choose the option ‘Credit Card’ from the menu on top of the homepage. Once this option is selected, a drop-down menu will appear wherein customers can either view all the credit cards available, or apply for one by selecting the ‘Apply for a Credit Card’ option. This option can be selected once individuals know which card they wish to procure. Applicants will then be redirected to another page wherein they will have to fill in the application form with the required details such as their professional details, personal details and so on. A representative from Citibank will get back to the customer once the application has been sent.

    Additionally, customers can also send an email to Citibank in case of further queries.

    BankBazaar

    Another option that can be availed is to apply for a Citibank credit card from financial websites such as BankBazaar.com. In order to do so, customers will have to visit BankBazaar.com and click on ‘Cards’ and then ‘Credit Cards’ from the option available in the home page. They will then be redirected to a page wherein they can see the list of credit cards available. Additionally, customers can also customise the list of cards based on certain filters. They will have to filter this list by selecting ‘Citibank’ from the list of banks. Once customers find the credit card from Citibank they are interested in, click on the ‘Check Eligibility’ option. If eligible, applicants can select ‘Instant Apply’, fill up the form and submit the same.

    Apply for Citibank Credit Card Offline

    Customers can also apply for a Citibank credit card offline. Applicants will have to visit the nearest branch of Citibank and ask to apply for a credit card. They will have to fill up the required application form with all necessary details such as their income, personal information and so on. In case they meet the required eligibility criteria, the application will be taken forward.

    Additionally, customers can also contact the Citibank customer care number at 1860 210 2484 at any given point of time as it is available 24/7.

    Why Apply for Citibank Credit Cards through BankBazaar?

    BankBazaar is a one stop shop for credit cards and other financial products where you will be able to explore in detail about every product. BankBazaar will curate a list of cards based on your lifestyle needs and requirements which will make the whole selection process easier. Also, you will be able to compare cards, find other information and apply for a selected credit card. What more, you will also be offered an instant e-approval for your application.

    Citibank Credit Card Eligibility and Documentation:

    Citibank Credit Cards Eligibility Criteria

    • The applicant should be between 18 to 70 years of age.
    • He must have a commendable CIBIL score.
    • The applicant must have a fixed monthly income.
    • Should be a resident of India.

    The income requirement varies depending on the card. Also, certain credit cards have special criterion. Do enquire with Citibank before proceeding with the application.

    Citibank Credit Card Documentation Requirements:

    The following documents will have to be submitted while applying for a Citibank Credit Card.

    • One passport size colour photograph
    • Address proof like ration card, electricity bill
    • Photo Identity proof like voter ID, driving licence.
    • Sign on a consent form.

    Citibank Travel Credit Card

    1. Citibank PremierMiles Credit Card

    Citibank PremierMiles Credit Card

    This card is specially crafted to suit the travel needs of a person who is a frequent air travelers by offering Air Miles and travel insurance cover.

    Features & Benefits of Citibank PremierMiles Credit Card

    • Specially designed for the frequent flyers, PremierMiles card comes with Air Mile points for every travel booked using the card.
    • Air Miles can be redeemed across 100 domestic and international airlines.
    • Cardholders stand to get 10 Miles for every Rs.100 spent on airline transactions. 3000 Miles are awarded upon card renewal.
    • PremierMiles card also offers complimentary access to premium airport lounges across India.
    • Other features that come with the card include travel insurance coverage, loan on credit card and exclusive travel & dining deals.

    Citibank Shopping Credit Cards

    1. Citibank Rewards Card
    2. Citibank Rewards Domestic credit Card
    3. Citibank Cash back Credit Card
    4. First Citizen Citibank Titanium Credit Card
    5. Citibank Platinum Credit Card

    Citibank Rewards Card

    Citibank Rewards Card will let you earn even when spending, with exclusive benefits and privileges that comes with it.

    Features & Benefits of Citibank Rewards Credit Card

    • Citibank Rewards credit card lets you earn reward points faster and the reward points can be used to claim exclusive travel deals, premium merchandise and other offers.
    • Cardholders stand to earn 10 reward points for every Rs.125 billed to the card at any of the merchant partner stores.
    • As welcome rewards, cardholders are offered 1500 bonus points and 100 bonus points for the first Rs.1000 billed to the card.
    • Bonus points do not expire and can be redeemed against attractive options including holidays, air miles, cash back offers and premium merchandise.
    • Personal concierge services, dining & shopping privileges and EMI privileges are the other benefits that come with this card.

    Citibank Rewards Domestic credit Card

    This card is specially designed for the Indian shopper to offer the best deals and benefits while spending across the country.

    Features & Benefits of Citibank Rewards Domestic credit Card

    • With Citibank Rewards Domestic credit card, customers can get the best deals in India including up to 20% savings at restaurants and other retail outlets.
    • With the flexible redemption program and points that do not have an expiry date, cardholders can enjoy attractive redeeming options like holidays and premium merchandise.
    • When Rs.30000 or more is billed to the card in a year, no annual fee is charged for the card.
    • All purchases made using the Rewards Domestic card can be converted to easy instalment plans with flexible tenures and low interest rates.
    • Reward points can be instantly redeemed at over 600 partner stores including Shoppers Stop, Westside, Landmark and Reliance outlets across India.

    Citibank Cash back Credit Card

    Make your everyday purchases naturally rewarding with this card that offers you cash back on essential spends and discounts across restaurants.

    Features & Benefits of Citibank Cash back Credit Card

    • With Citibank Cash back card, customers can get cash back offers and other exclusive rewards on their everyday spends on essential and non-essential items.
    • Cardholders stand to get 5% cash back on movie ticket purchases, telephone bill payments and utility bill payments.
    • All the cash back is automatically credited and redeemed in multiples of Rs.500.
    • Also, you can get up to 20% savings across 2000 restaurants like Pizza Hut and Costa Coffee with Citibank credit cards.
    • Other value-added services on the card are instant loans, EMI option on spends above Rs.2500 and attractive balance transfer options.

    First Citizen Citibank Titanium Credit Card

    With accelerated reward scheme for First Citizen points, cardholders will be able to grab the best offers and deals in retail shops and wellness centres across India.

    Features & Benefits of First Citizen Citibank Titanium Credit Card

    • Specially designed for the smart shopper, Citibank First Citizen card will enable the cardholder to get accelerated rewards and ease the redemption process.
    • Cardholders get 7 First Citizen points for every Rs.100 spent on private label brands and 5 First Citizen points for Rs.100 spent at Shoppers Stop.
    • Also, other in-store exclusives and privileges like sales previews, exclusive payment counters and complimentary parking is offered to the First Citizen cardholders.
    • When Rs.30000 is billed to the card is a membership year, no annual fee is charged.
    • Cardholders can also claim exclusive beauty and wellness offers at popular beauty salons, spas and fitness centres across India.

    Citibank Platinum Credit Card

    Designed for the elite, Citibank Platinum card will open a new world of exclusive experiences and special privileges.

    Features & Benefits of Citibank Platinum Credit Card

    • Carefully crafted to make every purchase a rewarding experience, Citibank Platinum card lets you earn higher rewards, personalized service, exclusive privileges and a variety of redemption options.
    • Cardholders get access to dedicated 24/7 concierge assistance and exciting offers on travel, dining and entertainment.
    • Every time Rs.125 is billed to the Citibank Platinum card, one reward point gets credited. Reward points can be easily redeemed across merchant partner stores across India.
    • Using Citibank Platinum credit cards, customers can pay all the utility bills online and credit card dues.
    • Cardholders can easily access their credit card accounts anytime through the internet banking portal and CitiAlert.

    Citibank Fuel Credit Cards

    1. IndianOil Citibank Platinum Credit Card
    2. IndianOil Citibank Titanium Credit Card

    IndianOil Citibank Platinum Credit Card

    For a person who hits the road frequently, IndianOil Citibank Platinum card will help save on fuel costs substantially and also earn other rewards.

    Features & Benefits of IndianOil Citibank Platinum Credit Card

    • Cardholders earn Turbo Points on all purchases made at IndianOil outlets across India.
    • When a fuel purchase of Rs.150 is made at any authorized IndianOil Retail outlet, 4 turbo points are credited to the account. 2 turbo points are offered when Rs.150 is spent at grocery stores and supermarkets.
    • Turbo points can be redeemed for free at IndianOil retail outlets. 1 turbo point fetches you Rs.1 worth free fuel.
    • When Rs.30000 is billed to the card in a year, the annual membership fee is waived.
    • Other privileges include exclusive concierge service, 20% savings on restaurant spends and flexible rewards redemption scheme.

    IndianOil Citibank Titanium Credit Card

    This card is the perfect choice for earning rewards and saving on fuel purchases. With Turbo points, cardholders can get discounts at IndianOil outlets and other deals at supermarkets.

    Features & Benefits of IndianOil Citibank Titanium Credit Card

    • With IndianOil Titanium card, cardholders can save over 5% on fuel bills at IndianOil outlets which will fetch them up to 71 litres of free fuel every year.
    • 4 Turbo points are offered on fuel purchased worth Rs.150 at IndianOil outlets, 2 Turbo points are offered for every Rs.150 spent at supermarkets and grocery stores.
    • Turbo points can be utilized to get free fuel at IndianOil outlets or can be converted to gift vouchers for products and services from distinguished brands. Turbo points never expire.
    • Other value added services on the card include instant loans, EMI option, easy payment options and balance transfer options.
    • When Rs.30000 is billed to the card in a membership year, the annual fee on the card is waived.

    Citibank Lifestyle Credit Card

    1. Citi Prestige Credit Card

    Citi Prestige Credit Card

    Citi prestige Card is the ticket to a new world of luxury and special privileges including travel deals, complimentary lounge access and free insurance coverage.

    Features & Benefits of Citi Prestige Credit Card

    • Citi Prestige card is your passport to a world of exclusive privileges, luxury travel upgrades and the highest level of service.
    • Cardholders get 10000 air miles and vouchers worth Rs.10000 from Taj or ITC Hotel group every year.
    • A true lifestyle choice, this card comes with unlimited complimentary priority passes for lounge access at over 700 airports for both the primary and supplementary cardholder.
    • Cardholders also enjoy peace of mind with overseas medical cover worth USD 50000 and air accident insurance of Rs.5 crores.
    • Other benefits and privileges include 20% savings at luxury spas, access to premier golf courses across world and British Airways Executive club upgrade.

    Citibank Corporate Card

    1. Citibank Corporate credit card

    Citibank Corporate credit card

    Corporate organizations can benefit immensely by using the Citibank Corporate credit card, which offers excellent member privileges inclusive of a centralized travel and expense management system tool, rewards program and dedicated relationship managers to help customers.

    Features & Benefits of Citibank Corporate credit card

    • Organisations can efficiently manage their company expenses and access all the required statements online anytime, using the Visa Intellilink Spend Management System.
    • As one of the unique travel benefits, employees can enjoy complete freedom from getting foreign exchange issued in advance whenever they have to travel abroad.
    • The Citibank Corporate credit card also offers exceptional rewards point benefits with employees earning points on every single purchase done.
    • Card holders can also get up to 55% savings on various business products, travel deals, hotel accommodation, car rentals, dining and much more.
    • Citibank also offers preferential rates to card holders on travel packages, shopping, spa and golf packages in India and at over 30 countries across the world.

    About Citibank:

    Citigroup is an American banking and financial services corporation headquartered in New York. Citibank is the consumer banking division of Citigroup that was founded in the year 1812. In India, Citibank began its operations in 1902 in Kolkata. Since then, Citibank has been an important foreign player in the Indian banking front. Citibank was also the first bank to launch a dedicated platform to serve the financial needs of NRI’s. Currently, Citibank operates in over 28 Indian cities with 45 full-service branches. Citibank employs around 11,400 professionals and is the preferred banker for around 45,000 SME’s. The bank offers a wide array of diverse financial solutions including investment banking, wealth management, private banking, consumer & corporate banking and equity brokerage to serve the ever-growing banking requirements of the Indians.

    Citibank entered into the credit card business in the 1960’s. Now, the bank offers a number of cards carefully designed to suit the lifestyle needs of cardholders. The cards come in four different categories namely travel, shopping, fuel and lifestyle.

    FAQ’s for Citibank Credit Cards

    1. What are the different categories of credit cards from Citibank India?
    2. Citibank India offers credit cards in categories such as travel, shopping, fuel & lifestyle. In addition, the bank also extends corporate card for companies and institutions.

    3. I am a frequent air traveler and interested in Premier Miles credit card from Citi. Please tell me more on how much miles I can earn.
    4. Premier Miles card is exclusively designed to meet the needs of the discerning air traveller. You can earn 10 miles for every Rs.100 spent using this card for all airline purchases. In addition, you also accumulate 10 miles on every Rs. 100 spent on premiermiles.co.in and on partner sites. The reward points earned can be easily redeemed towards flights, hotels & car rentals.

    5. What are various reward cards Citi offers for shoppers?
    6. You can earn attractive reward points on spends with various merchant establishments in India and abroad with

      • Citibank Rewards Card
      • Citibank Rewards Domestic Credit Card
      • First Citizen Titanium Credit Card
      • Citibank Platinum Credit Card

    7. How does the Citibank credit card referral program work?
    8. If you’re an existing card member with Citibank, you can refer family and friends to apply for a Citibank credit card and get attractive referral bonus. Visit online.citibank.co.in and navigate to the referral program section under credit card main menu and follow the instructions. You can get a minimum of Rs. 2,000.00 on each referral card issued.

    9. What is a Citibank add on credit card?
    10. Citibank issues secondary credit card for the primary account with the same terms and conditions. The card will bear a unique 16 digit card number linked to the main account for billing purpose. A primary card holder can take an add on card for spouse, children and immediate family members.

    11. I keep hearing about IndianOil Citibank credit card. Tell me more about this.
    12. This is a rewards cards tailor made to earn maximum turbo points by purchasing fuel using this credit card at any on the IndianOil retail outlets across the country. In addition, you can also earn points by using the card at various merchant establishments for shopping and dining. Redeem the turbo points earned at any of the IndianOil outlets for free fuel. Each turbo point is worth Rs.1.00. IndianOil Citibank credit cards are available in Platinum and Titanium versions.

    13. I am looking for lifestyle card from Citi. What are my options?
    14. The bank offers Citi Prestige Card, a premium lifestyler credit card which is your passport to exclusive privileges & deals. Get unbelievable discounts on first and business class tickets, complimentary stays at star hotels, limousine airport transfers & a lot more. In addition, you are also eligible for chic deals at major golf courses, spas and luxury shopping centers.

      Plus, 1 reward point for Rs 100 spent locally & double points for overseas spends.

    15. Elaborate on the features & benefits of Citibank Corporate Card.
    16. This card is tailor made to meet the credit needs of corporate employees. All the cards issued under this scheme can be centrally monitored with a single window access which makes it easy for the accounts department to manage expenses.

      For the employees, travel hassle free and earn exciting rewards. As a Citibank corporate credit card holder, you not only get to use this card for work related expenses, but also become eligible for special deals on shopping, travel, entertainment, spas, golf, hotel stays around the World.

    17. A friend told me about First Citizen Citibank Titanium Credit Card, a co-branded card with Shoppers Stop. What are the features?
    18. This card is designed to reward the shopaholics who frequent Shoppers Stop and other shopping centers. Some of the features of this card are

      • Earn up to 7 First Citizen Points for every Rs.100 spent at Shoppers Stop outlets across the country.
      • Get 1 reward point for the same spend elsewhere.
      • Each First Citizen Point is worth Rs. 0.70. The points can be easily redeemed at all Shoppers Stop outlets.
      • As a welcome gesture, get vouchers worth Rs. 250 redeemable at Shoppers Stop when you sign up for the card.
      • Purchase anywhere within the first 30 days of card issuance and get 500 reward points free.

    19. What is the annual fee for Citibank Rewards Domestic Credit Card.?
    20. The annual fee is Rs. 1,000. If the annual spend on the card is Rs. 30,000 or more, this fee is waived for first year only. The current interest rate is 3.25% per month.

    21. Please list misc fees and charges applicable on Citibank credit cards.

    22. Cash Withdrawal fees 2% of the amount withdrawn subject to a min.of Rs.300
      Over Limit Charges 2.5% of the over limit amount subject to a min. of Rs.500
      Late Payment Charges Current balance up to Rs.10000 - Rs.300 Current balance from Rs. 10001 - 25000 - Rs. 600 Current balance above Rs.25000 - Rs.700
      Cheque Bounce/ECS Return Rs. 350 per return
      Fuel Surcharge 2.5% of the transaction amount subject to a min. of Rs. 10.

      In addition to the above, there are fees are charges levied on a range of transactions. You can get further details website of Citibank India.

    23. How do I know how much points are accumulated on my Citibank credit card?

      • The summary of rewards points earned & spent are generally detailed in the monthly statement.
      • You can also get the break up with your Citi online account.
      • SMS REWARDS XXXX to 52484 (XXXX is the last 4 digits of your card)

    News About Citibank Credit Card

    • JP Morgan and Citi Bank Wary of Rising Consumer Credit

      Two leading financial service companies—Citi Bank and JPMorgan Chase are recently facing huge losses due to their growing Consumer Credits. Going as per analyst, in the third quarter both the firms faced huge losses. This has affected the share rates of both the firms drastically, bringing worries about the future profitability of JP Morgan and Citi Bank.

      To overcome the losses, JPMorgan and Citi have set aside more money. Compared to the previous year in the present quarter, JPMorgan Chase has 14% rise in the provisions for Credit Card Losses, whereas for Citi Bank the rise in the provisions is 15%.

      16th October 2017

    • Citibank Credit Cardholders to get Rs.2,000 cashback at the Amazon Sale

      Amazon India has begun the Amazon Great Indian Festival with a wide range of discounts. The sale, which began on October 4 and will continue till October 8, is offering cashback to customers who use Citi debit and credit cards, the e-commerce giant announced on their website. Customers will have to place a minimum order of Rs.3000 to avail a cashback. The maximum cashback that a Citibank cardholder can avail per order is Rs.2,000. The cashback amount will be sent to the eligible cardholder's account by January 8, 2018.

      Eligible customers can avail a 10% cashback up to a maximum of Rs.2,000. Hence, the customers will have to link their Citi credit or debit card with Amazon India. The cashback offer is also available on EMI availed on Citi credit cards. The cashback under this offer is also applicable on card payment made for cash on delivery orders placed during the offer period. If the customers choose the option of cash on delivery while placing orders and choose to use Citi credit or debit card for payment for delivery of the order, they will still be able to avail the offer.

      10th October 2017

    • Cleartrip discounts for Citibank Customers

      Citibank has tied up with Cleartrip to bring its customers great travel deals. The offer is valid only on the first 5,000 transactions. Customers can make bookings till February 2nd, 2016 on the website or through the mobile app. On domestic round trip flights, there is a 50% saving on the base fare up to a maximum of Rs. 1,500. For domestic and international hotel bookings, customers can instantly save up to 50% up to a maximum of Rs. 4,000. For the adventurous, this tie-up brings customers 50% savings on activities up to Rs. 2,000. All Citibank debit and credit cards are valid except for the ING White Label Credit Cards and Corporate Cards. The offer will be valid only for the first booking made in the respective category chosen. Customers can enter the code “CTFSCITI” to get the discount. Customers can also choose EMI options and still avail of this discount.

      1st February 2016

    • Citibank India sees increased usage on digital platforms

      As one of the top banking institutions in India, Citibank India has seen a drastic increase in the number of transactions done on digital platforms. Banks have generally been innovating with regards to their digital banking strategies and have been launching new products to keep in tune with market trends. Citibank India recorded an increase in mobile banking transactions for a value of Rs 473.56 crore, earlier this year. With instant discounts offered by online merchants, credit card transactions have doubled and are currently driven mainly by online spends. The market share for Citibank’s credit card spends have increased by 1.4 to 1.5 times and as per a McKinsey report, about 21% of the Citibank credit card bookings are done online. As per data released by RBI, as of May 2015, Citibank’s credit card base was around 2.4 million. The retail portfolio of CItibank also saw a growth of 12%, with the overall profit increasing by 18%, up to Rs 3,423 crore. Citibank has also come with an innovative online personal loan disbursal process with an end-to-end sanctioning procedure available to borrowers.

      25th November 2015

    • Integrated banking product launched by Citi

      Targeted at people below the age of 40, Citi is presenting various offerings that addresses various banking needs. According to an in-house study, there is a class of wealth builders emerging, especially in India, whose banking needs related to savings, international lifestyle and travel and management of wealth are varied and unusual. In order to address this, ‘Citi Priority’ is being offered. As part of this, for the first time ever, credit cards and debit cards are being combined.

      This service is based on a relationship value of Rs. 15 lakh per year including mortgages, travel related bookings, credit cards and savings, and in case the value reduces, fees are implemented.

      ‘Priority’ has been launched in four other markets apart from India and will be launched in six other markets in the near future. It is expected that around ten percent of the individual account holders would sign up for this new offering. For Citi India, a fifth of overall revenues is constituted by the youth segment which is also outgrowing other segments by three times. This new offering is also expected to not have an impact on long term revenues.

      6th October 2015

    • Co-Branded Digital Wallet Introduced in Indian Market by Citibank and MasterCard for Debit/Credit Cardholders

      In India, Citibank and Mastercard have come together to launch a digital wallet called the “Citi MasterPass”, in order to enhance efficiency, security and convenience for the Bank’s customers. This e-wallet is designed with the purpose of facilitating a better online shopping experience for debit cardholders and credit cardholders, at various online stores. Online shopping is a preferred mode of purchase for most consumers and this has alternately increased the rate of online transactions. Thus, there is an increased need for secure payment methods that are available digitally. Card details and shipping information is securely stored within this newest innovation co-branded by MasterCard and Citibank. At the checkout in select e-commerce websites, the payment option of “Buy with MasterPass” will be provided. Customers can skip the hassle of entering their details over and over again but just paying through their “Citi MasterPass”.

      31st July 2015

    • How to make the Best Use of your Credit Card’s Reward System?

      Most of the credit cards offer reward points when you make purchases using the card. These reward points, in turn, can be redeemed against a variety of options. The effectiveness of your credit card’s reward system is based on how often you spend and the redemption choices. Some banks like ICICI has partnered with several retailers to offer a good mix of redemption choices for reward points. ICICI also allows conversion of reward points to cash to reduce the credit card bill.

      Depending on the spending avenues of the cardholders, the redemption choices are sometimes customized. For example, Citibank Premier Miles Credit Card, crafted exclusively for frequent travellers, offers plenty of travel benefits like Air Miles, Lounge Access at airports, etc. If you want to get the best out of your credit card purchases, be well-informed of the benefits, reward schemes and redemption choices that come with your card.

      19th May 2015

    CitiBank Credit Cards Reviews

    • Citibank Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      Before ten years I had a CITI bank credit card then I closed the card because my business was flopped at the time. Again I joined in other company I paid the dues. CITI bank customer service was good they gave me prompt service and also their offers was good.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 19, 2017
    • Citibank Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      Citibank is good overall. There are proper deals online and my credit card can be accessed all over. The transactions are smooth and easy and there are no hidden charges. The credit limit is good and the billing is also comfortable. Overall no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • Citibank Credit Card
      "Transparent in details"
      0.5 4.0/5 "Great!"
      Citibank has also offered me a credit card and the offers on the card is good. The card is also accessible all over and there are a lot of features on the card which is useful. The statements are clear and the online banking has it all. This credit card is very much transparent.
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      , gurgaon
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      The reward points are good with this Citibank premier miles credit card, I can redeem the reward points by booking the air tickets. I am satisfied with the credit limit. I got this card around a year ago. This customer support is good with Citibank credit card department. The rate of interest is nominal with this card. There is annual fee of Rs.3000 .
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "My credit card"
      0.5 5.0/5 "Blown Away!"
      I am using IOC CITI bank credit card. I am getting very good reward points . I normally use those rewards for fuel transaction and that the value of one bonus point is equal to one rupee. Name of the credit card is IOC, I can redeem those reward points against online transaction and it is very much helpful. In addition to the above, they have provided me IP pin number which is actually a proxy for my internet banking id and password using this IP pin I can directly login to my id and password and access my account.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      Citibank is also perfect in the credit card features. The online baking is clear as I can view my transactions and there are no hidden charges. The customer services are good as I am informed about the deals on my card. There is a decent credit limit too.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My credit card is with CITI bank which was 1 year back. The credit limit was 1.5 lakhs . I am using their visa cash back International card. I get many cash back offers for this. I have not faced nay troubles or issues with their service so no idea about the customer service and responses .The charges and interest rates are little bit higher than HDFC bank .
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Good relationship"
      0.5 5.0/5 "Blown Away!"
      I have been using this Citibank Credit Card for the past 6 years. I have had a very good experience with them throughout. They are one of the more professional group of Bankers available in India. I have been maintaining good relationship with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My credit card is with CITI bank 1 year back. The credit limit was 2 lakhs and I am satisfied with it. They have offered visa card and I get rewards point and cash back offers. I have 24/7 helpline number . I have no idea about the charges here. The rate of interest is pretty good here. The net banking system is good.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with CITI bank 2 years back. The credit limit was less than 50,000. They have offered master card and Its an international card. The credit card process was fast and easy here . I have no idea about the charges . The customer service and responses was really good.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Very good experience"
      0.5 5.0/5 "Blown Away!"
      My credit card is with Citibank and it is a very good experience with the bank till date. I get all the offers and there are other good benefits as well. The online banking is good where I can track my transactions and make my payments as well on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Need to be clear in details"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with Citi bank and there are EMI facilities. I was informed that if my transaction is above 2500 I can convert the same to EMI. The other day I used my card for 17 to 18K and when I wanted to convert to EMI I got a error message that the amount needs to be lesser to convert it . The bank is not clear and it is not a good experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      I hold a credit card with Citibank and the services are really good. I get the necessary offers and the limit is also to my expectation. There are no hassles while using my card, it is accepted all over and the details of my transactions can be clearly viewed.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • Citibank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      The service from CITI bank for my credit card service is very good ,the offers I use to get common offers regularly and also the customer service is very good response is very nice I would say the service of CITI bank for my credit card service is very good .
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • Citibank Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      I am using CITI reward points for past nine years, they enhanced lot of offers most of the time I convert the points into transaction or cash back on shoppings etc. I am satisfied with the CITI bank credit limit, it was satisfactory and good enough.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • Citibank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I can give 5 star rating for the Citibank rewards credit card. The statements are easily available with this card. This card is used for shopping, dinning and for other usages. I am satisfied with the credit limit. I would say it is a good card to use.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • Citibank Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      Citibank is excellent in the communication and they are fast in the process as well. I hold a credit card and the rewards are useful and there are other discounts and deals too. The online banking is also helpful to make my payments and to complete my transactions.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 16, 2017
    • Citibank Credit Card
      "Best among the Credit Cards I have"
      0.5 4.0/5 "Great!"
      I had a very good experience with Citibank Credit Card, which I closed recently due to some personal reasons. I felt the charges applied to be lesser compared to other banks. It's processing is very fast and has reward points too. I preferred this card over all my other cards.
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      , new delhi
      Reviewed on Oct 16, 2017
    • Citibank Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I been a corporate customer of Citibank for the past six years and every time I apply for a credit card, my application gets rejected saying that salary is not matching the banking norms. Though they can very view my transactions on the account and they know the salary I receive, they are yet to provide a card.
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      , chennai
      Reviewed on Oct 16, 2017
    • Citibank Credit Card
      "Recommended couple of "
      0.5 4.5/5 "Excellent!"
      I have been impressed with this card so much, and have recommended couple of my colleagues for the same. It has a very decent Petrol points, for every Rs.150 petrol feeling I get I Turbo point. 1 Turbo equal Rs.1, which for my usage looks like a very good deal.
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      , chennai
      Reviewed on Oct 16, 2017
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