IndusInd Iconia Visa Credit Card

IndusInd Bank Iconia Visa Credit Card Fees and Charges

1. Add-on card fee: Nil
2. Interest: 3.83% per month, 46% annually
3. Interest-free tenure: 50 days
4. Late payment charges: Nil if total amount due is below Rs.100, Rs.100 if total amount due is between Rs.101 and Rs.500, Rs.350 if total amount due is between Rs.501 and Rs.1,000, Rs.550 if total amount due is between Rs.1,001 and Rs.10,000, and Rs.700 if the total amount due is above Rs.10,000.
5. Over-limit charges: 2.5% of the over-limit amount that you use or a minimum of Rs.500.
6. Reissuance/card replacement fee: Rs 100
7. Charges for overseas transaction: 3.5% of the transaction and currency conversion charges
8. Credit card payment cheque return charges: Rs 250
9. Balance enquiry charges on non-IndusInd Bank ATMs: Rs 25
10. Charges for cash withdrawal/cash advancement fee: 2.5% of the advance amount subject to a minimum of Rs 300.
11. Railway booking surcharges: As applicable on the booking website.
12. Charges for making credit card payment in cash: Rs 100
13. Duplicate statement charges: Rs 100 per statement (beyond last 3 months)
14. Priority pass usage charges: Up to US $27 per person per visit
15. Issuance charge: Rs 3,499
16. Annual renewal fee: Nil

Eligibility for IndusInd Iconia Visa Credit Card

To avail IndusInd Visa Credit Card, your income should be Rs.3.6 lakh per annum if salaried and Rs.4.8 lakh per annum if self-employed.

Documentation Required for IndusInd Bank Iconia Visa Credit Card

The documents which needs to be submitted along with the application are:

KYC Documents - PAN, Aadhaar card and photograph

In case your communication address varies from the one mentioned on the Aadhaar Card, you can submit any of the following documents -

1. Voter's ID
2. Driving license
3. Passport

Income Documents:

1. For salaried individuals:
   1. Last 3 month's bank statement
   2. Last 3 month's salary slip or other bank's credit card details.
2. For self-employed individuals:
   1. Latest copy of ITR or details of other bank's credit card.

Credit card payment modes

You can make the payment of IndusInd Iconia Visa Credit Card bills using any of the payment options mentioned below:

1. Mobile banking
2. Internet banking
3. Cheques/draft drop boxes
4. NACH facility
5. Auto debit facility

Credit cards make payments easy for all expenses online and offline while offering various benefits

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