Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Indusind Bank Duo Card

    IndusInd Bank has launched India's first two chip credit cum debit card which is loaded with two magnetic stripes and two EMV chips to offer you the functionalities of both credit and debit cards. Now you can get rid of the hassles of carrying separate credit and debit cards and avail the convenience and flexibility that the Duo Card offers. The card also comes with several offers across categories like travel, entertainment, and lifestyle.

    Features & Benefits Of The IndusInd Bank Duo Credit Card

    The card offers different features for credit and debit cards. Listed below are a few of the tempting features and benefits offered by the credit card variant of the Duo Card.

    • Reward points program
      • You earn 1 reward point for every Rs.150 that you spend through your IndusInd Bank Duo Credit Card.
      • You can redeem your accumulated reward points against a variety of options from Indus Moments. You could opt for purchase of personal care and beauty products, home and kitchen appliances, electronic goods, or vouchers from Genesis Luxury and Oberoi Hotels and Resorts.
      • You could also opt for redemption against cash credit which gives you Rs.0.75 for every reward point that you accumulate.
      • You could also consolidate your points by transferring the ones earned on the Duo Debit to Duo Credit and enjoy an evergreen rewards program. However, this feature is not available for Duo Credit Card with zero limit.
    • Offer from BookMyShow
      • Buy 1 Get 1 free’ offer once per month for tickets booked on BookMyShow. The maximum price for the free ticket is Rs.250.
      • For availing it, you have to apply under the ‘Avail Offers & Discounts’ tab and then from the drop-down menu, select ‘IndusInd Bank Credit Card Offer’.
    • Travel Plus program
      • Enjoy complimentary Priority Pass Membership that gives you access to 700 lounges across different countries.
      • Under this program, you can enjoy up to 8 free lounge usages per year, thus saving around Rs.16,000.
    • Fuel Surcharge
      • On fuel transactions between Rs.400 and Rs.4,000 at any petrol pump in India, you will enjoy a waiver of 1%. However, the service tax levied won’t be waived.
    • Insurance coverage
      • Enjoy insurance coverage of up to Rs.1 lakh against lost baggage, Rs.25,000 against delayed baggage, Rs.25,000 against the missed connection, Rs.25,000 against loss of ticket, and Rs.50,000 against loss of passport.
      • The Total Protect feature protects you against unauthorised transactions in the event of loss of your card. The insurance will cover up to 48 hours prior to you reporting the loss to the bank.
      • You are also protected against incidents resulting from the counterfeit fraud of your card.
      • Get personal air accident cover of up to Rs.25 lakh.
    • Services of a concierge
      • Avail the services of a dedicated concierge for bookings related to sports and entertainment, special events, and flight tickets.
      • Allow the concierge to manage your hotel reservations. The concierge will also help you with all the important information related to your pre-trip concerns like travel destination, modes of transport, weather, and important landmarks.
      • Send a bouquet of flowers or special gifts to anyone, anywhere in the world by availing the services of the concierge.
      • Just dial Concierge desk at 1860 267 7777 for availing these offers.

    Features & Benefits of the IndusInd Bank Duo Debit Card

    Here are a few of the tempting features and benefits offered by the Debit Card of the IndusInd Bank Duo Card.

    • Reward points program: You will earn points as per the table below on your first transaction on the following channels:
    Transaction Points earned

    IndusInd Bank ATM (within 60 days of issuance of the card)

    100

    Other ATM (within 60 days of issuance of the card)

    50

    Mobile banking transaction (within 60 days opening the account)

    100

    Shopping transaction (international/ domestic) using the debit card (within 60 days of issuance of the card)

    100

    E-commerce transaction (international/ domestic) using the debit card (within 60 days of issuance of the card)

    50

    Transaction on internet banking (within 60 days opening the account)

    100

    You will also earn reward points as per the table below on using your card for the following purposes:

    Transaction Points earned

    Internet banking transaction

    5 points per transaction (up to 5 transactions every month)

    Mobile banking transaction

    10 points per transaction (up to 5 transactions every month)

    SI/ ECS

    25 points per 500 (up to 75 every month)

    Shopping transactions (for domestic spends)

    1 point for every Rs.150

    Shopping transaction (e-commerce/ international)

    2 points for every Rs.150

    Withdrawals at IndusInd Bank ATMs

    5 points per transaction, (up to 5 transactions every month)

    Debit card - for minimum spends of Rs.500 per month for 3 consecutive months

    100 (credited every quarter)

    Mobile banking - For 1 transaction every month for 3 consecutive months

    50 (credited every quarter)

    Internet Banking - for 1 internet banking transaction every month for 3 consecutive months

    25 (credited every quarter)

    You can redeem your accumulated reward points against a variety of options from Indus Moments. You could opt for purchase of personal care and beauty products, home and kitchen appliances, travel benefits, education and stationery materials and a lot more.

    • Offer from BookMyShow
      • Enjoy ‘Buy 1 Get 1 free offer’ once per month for tickets booked on BookMyShow. The maximum price for the free ticket is Rs.250.
      • For availing it, you have to apply under the ‘Avail Offers & Discounts’ tab and then from the drop-down menu, select ‘DUO Debit Card Offer’.
    • Fuel Surcharge
      • No surcharge is levied on your Duo Debit Card when you refuel at any petrol station across the nation.
    • Insurance coverage
      • Enjoy lost card liability of Rs.3 lakh.
      • Get personal accident insurance of Rs.2 lakh.
      • Get purchase protection of Rs.50,000.
      • Get personal air accident insurance of Rs.25 lakh.

    How to use IndusInd Duo Card?

    As the Duo Card is the first-of-its-kind Card in India, you might be wondering how to use the card. Well, the card comes with two EMV Chips, one is for credit card and another is for a debit card. One EMV chip with a blue coloured arrow on the left-hand side of the card is the ATM/Debit Card chip, and the other chip on the right side with a yellow coloured arrow is the credit card chip. Even on the backside of the Duo card, you will find two magnetic stripes and two CVVs, one on the top for ATM/Debit card usage and the other below for credit card usage. You will also find two different numbers printed on the card, the number on the left side of the card is the debit card number and the one on right is the credit card number.

    With two chips and magnetic stripes, it could be little confusing for the using the card, especially at the merchant terminals. Once you know how to use it, you can guide them to use the card properly. Explained below is the process to use your Duo card as a credit card and debit card at different places.

    How to use IndusInd Duo Card as a Credit Card?

    You can use the Duo card as a Credit Card at point-of-sale (POS) terminals, for online transactions, and also for cash withdrawals.

    • Using IndusInd Bank Duo Card as a credit card at point-of-sale terminals
      • Insert the card into the card slot of the POS machine from the credit card side (yellow arrow) and then enter the PIN of the credit card.
      • For paying at PIN POS merchant and non-chip terminals, swipe the card from the credit card side and then enter the credit card PIN.
    • Using IndusInd Bank Duo Card as a credit card for online transactions
      • Enter the credentials of your credit card (CVV, card number, expiry date) on the merchant website.
      • Authenticate the transaction through the One Time Password (OTP) that you will receive on your registered email address/mobile number. You can also authenticate it through Verified By Visa (VBV) password.
    • Using IndusInd Bank Duo Card as a credit card for cash withdrawal

    For using your IndusInd Bank Duo Card as a credit card for a cash advance against the cash limit of the card, insert the card into the card slot of the ATM from the credit card side (yellow arrow) and then enter your credit card PIN.

    How to use IndusInd Duo Card as a Debit Card?

    You can use the Duo card as a Debit Card at point-of-sale (POS) terminals, for online transactions, and also for cash withdrawals.

    • Using IndusInd Bank Duo Card as a debit card for cash withdrawal

    For using your IndusInd Bank Duo Card as a debit card for cash withdrawal, insert the card into the card slot of the ATM from the ATM/debit card (blue arrow) side and then enter the PIN of your debit card.

    • Using IndusInd Bank Duo Card as a debit card at point-of-sale terminals
      • Insert the card into the card slot of the POS machine from the ATM/debit card (blue arrow) side and then enter the PIN of your debit card.
      • To pay at PIN POS Merchant and non-chip terminals, swipe the card from the debit card side and then enter the debit card PIN.
    • Using IndusInd Bank Duo Card as a debit card for online transactions
      • Enter the credentials of your debit card (CVV, card number, expiry date) on the merchant website.
      • Authenticate the transaction through the One Time Password (OTP) that you will receive on your registered email address/mobile number. You can also authenticate it through Verified By Visa (VBV) password.

    Eligibility & Documents Required to Apply For IndusInd Bank Duo Card

    IndusInd bank hasn’t precisely mentioned the list of documents required and the eligibility criteria to apply for the IndusInd Bank Duo Card. Please call IndusInd Bank at 1860-500-5004 or 022-44066666 to get the details.

    Also, the IndusInd Bank Duo Card is currently available only in select cities.

    How to Apply for the IndusInd Bank Duo Card Online?

    • Go to the IndusInd Bank Duo Card page using the URL www.indusind.com/content/home/personal-banking/products/cards/duo-card/duo-credit-debit-card.html
    • Click the ‘Apply Now’ button and you will be directed to the page where you will have to enter some necessary details.
    • After entering the details, click the ‘Submit’ button.
    • You will be contacted by a representative of the bank once they receive the application. They will guide you on the further formalities.
      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Credit Card Reviews

    • IndusInd Bank Credit Card
      "Ok service"
      0.5 5.0/5 "Blown Away!"
      The bank agent suggest me to take credit card from INDUSIND and I have taken it because it doesn't have any annual fee. The offer and reward points are available in the card are good. I am satisfied with the limit of the card. I used the card for general purposes. But it will be nice, if the offers and reward points will be more.
      Was this review helpful? 58
      , jaipur
      Reviewed on Mar 21, 2020
    • IndusInd Bank
      IndusInd Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I am using INDUSIND credit card for 3 months. The card have no offers available and also there is no rewards. The only benefit is that its a life time free card and the credit limit is only for 75000 I am not that satisfied as i expected to get around 1.5 lakh. Apart from the limit over all experience is good.
      Was this review helpful? 57
      , chennai
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have got INDUSIND credit card few months ago and I have used it for two months now ,the credit limit of the card is Rs.70000 which is a life time free card. The bank have informed me every details about the reward points and offers but I have not got any time check it. I am satisfied with their card service.
      Was this review helpful? 59
      , hyderabad
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Good service "
      0.5 4.0/5 "Great!"
      Since it is a life time free card offer from INDUSIND so I chosen it and applied through online. I received a call on time and they have done the verification process. Hence I received the card by 7 days, the credit limit is okay for me. Its easy to use for all purposes.
      Was this review helpful? 56
      , chennai
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Average service"
      0.5 4.0/5 "Great!"
      INDUSIND bank credit card have an credit limit of of Rs.75000, there is no offers available in the card and it also have a charges of 3000 along with GST. I hardly receive any remainder messages for my bill payment due to that some time I could not pay my bill on time. I would advise them send my bill on time before the due date.
      Was this review helpful? 57
      , bangalore
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I got INDUSIND credit card from few months ago.The card have an EMI conversion. I used the card for multi purposes like shopping, online payment, ticket booking. This is annually chargeable card, I am not satisfied with the credit limit of Rs.75000 as I am expecting more than than 1 lakh.
      Was this review helpful? 61
      , kolkata
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I got a life time free card offer from INDUSIND bank hence applied through online on three months back. I received the call on time and the process was done on smooth. I got the card on exact time frame. The credit limit is sufficient and they provided good offers and benefit as well.I use this card for shopping and travel purpose.
      Was this review helpful? 49
      , kolkata
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "User friendly"
      0.5 5.0/5 "Blown Away!"
      I used INDUSIND credit card in petrol bunk for renewing my car insurance and many other purposes. The card does not have EMI facility and the bank have not been able to send my statement because of an issue with my email address. So I was not able to get my card statement on time. The credit limit of the card is only Rs.50000 but it was fine.
      Was this review helpful? 4
      , thane
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Should be easy to convert for EMI conversion "
      0.5 2.0/5 "Expected more"
      EMI option is not easy to convert, for each time I need to contact INDUSIND banker and need to raise a request where there was a language barrier issue with them. I would suggest to provide many Tamil executives. They provided a life time free card. I received the card by 10 days. The credit limit is low of only 30K. Since there is good benefits based on that, I chosen this card.
      Was this review helpful? 3
      , chennai
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I got a call on delay of 10 days from INDUSIND for verification purpose. Once all the process was done I received the card later by 25 days. The credit limit is not sufficient and low of 50K only. This card is usable for all purchases. Since it is a free card so chosen it. I have not opted for EMI conversion.
      Was this review helpful? 4
      , chennai
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Need to improve mobile app service "
      0.5 2.0/5 "Expected more"
      Whenever I swipe INDUSIND card, it doesn't reflect the transaction details in mobile app, so regarding for this issue I raised to banker but they are saying as simple I need to update mobile app. I am holding this card for 2-3 months. The credit limit is low. They offered a life time free card. There is an EMI option but I didn't opted yet.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Ok service"
      0.5 4.0/5 "Great!"
      I have got INDUSIND credit card recently so i have just started using it only for one month.The agent inform me that its a free card but they asked me to pay 700 rupees I don't know for what reason. It would be appreciable if they provide the details of the card like EMI facility.
      Was this review helpful? 2
      , mumbai
      Reviewed on Mar 20, 2020
    • IndusInd Bank Credit Card
      "Excellent card"
      0.5 4.0/5 "Great!"
      I have just got INDUSIND credit card in 15 days, I have not utilized the card much but done some shopping and medical services. The bank agent informed me about the offers and reward points when availing the card but I have not got any time to check it and I have no idea how to redeem those reward points. Overall experience is good.
      Was this review helpful? 4
      , kolkata
      Reviewed on Mar 20, 2020
    • IndusInd Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I got a called from the agent offer me a credit card from INDUSIND bank, the credit limit is very good I got up to 110000 rupees.The bank come to collect the document physically and the service was good.I used this card for general purposes. But i have not check about the benefits of the card and net banking is working very well.
      Was this review helpful? 4
      , new delhi
      Reviewed on Mar 20, 2020
    • IndusInd Bank Credit Card
      "Goodcard"
      0.5 4.0/5 "Great!"
      As i love watching movies, I want to apply for credit card which have more offer on that i search from online and i like the offer that INDUSIND credit card have so i applied for the card. The best part is that i got the card on time. I got a credit limit of Rs.7,50,000 and buy one get one free movie ticket on every cinemas and sometime i also used it for shopping.
      Was this review helpful? 2
      , kolkata
      Reviewed on Mar 20, 2020
    • IndusInd Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have not faced any drawbacks on using Indusind bank credit card .I have taken this card for emergency situation .The credit limit was good and it was 50, 000 .My credit card bill is paid through online .For each transaction otp not received this was the issues .I have submitted the required documents through agent .I am using this card for the past 1 moth and not explored much information.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 20, 2020
    • IndusInd Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      INDUSIND bank agent suggest me to take the credit card, the interest rate was good and credit limit is based on EMI. Its a lifetime free card. The mobile baking function very well it was smooth and simple,but i don't have knowledge much about the reward points and offers.The overall experience was nice.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 20, 2020
    • IndusInd Bank Credit Card
      "Bestt offer"
      0.5 4.0/5 "Great!"
      I got a credit limit of 75000 on INDUSIND credit card.It a lifetime free card it does have some offers and I also got some rewards points if I spent on groceries and petrol bunk. But it will be more nice if the app was more smooth and simple so that it will be easir for older people to used it.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Mar 20, 2020
    • IndusInd Bank Credit Card
      "Average service"
      0.5 4.0/5 "Great!"
      I am using INDUSIND credit card for the last two month, I applied it on line and the bank agent have given me complete information about the card variant and charges.Bank agent came and collected the documents.The limit of the card is 3,00,000 but there is no rewards point on the card.I used this card for bill payment.
      Was this review helpful? 3
      , kolkata
      Reviewed on Mar 20, 2020
    • IndusInd Bank Credit Card
      "Need to be process at earlier"
      0.5 1.0/5 "Really Bad"
      INDUSIND executive has collected all my documents and after that no proper response for further process, so I closed the card process but again now I am getting calls from banker to reprocess the card application but I didn't prefer for that option. It is a life time, they are not good in follow up. They haven't shared the credit limit.
      Was this review helpful? 7
      , new delhi
      Reviewed on Mar 19, 2020
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.