Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IndusInd Bank Legend Credit Card

    The Legend Credit Card by IndusInd Bank is among the top premium contactless credit cards offered by the bank. It is curated for customers to provide them with best-in-class luxury features and benefits across various categories such as lifestyle, dining, rewards, and travel. The Legend Credit Card comes with a joining fee of Rs.9,999 and an interest rate of 3.83%.

    Key Highlights of the IndusInd Bank Legend Credit Card

    • Welcome benefits from Oberoi Hotels, Montblanc, and more.
    • Accelerated reward points on weekend spends.
    • Fuel surcharge waiver of 1%.
    • Comprehensive and complimentary golf program.
    • Buy One Get One offer on movie ticket bookings from BookMyShow and Sathyam Cinemas.
    • Extensive travel benefits of travel insurance, Priority Pass Program, and Travel Plus Programme.

    Features and Benefits of the IndusInd Bank Legend Credit Card

    Welcome Benefits
    • Enjoy a complimentary stay at any Oberoi Hotel in the country.
    • Get a Luxe Gift Card on paying the joining fee.
    • Avail vouchers from Yatra.com, Hush Puppies, Urban Ladder, etc.
    Lifestyle Benefits
    • Enjoy complimentary golf games and lessons at various golf clubs in India.
    Reward Benefits
    • 1 reward point given for every Rs.100 spent on weekdays.
    • 2 reward points given for every Rs.100 spent on weekends.
    Entertainment Benefits
    • Buy one ticket and get the other free of cost while booking movie tickets at BookMyShow.
    • Up to 3 free movie tickets given in a month.
    • Buy one ticket and get the other free at Sathyan Cinemas.
    • Get up to 4 movie tickets in a month.
    Travel Benefits
    • Access to the Priority Pass Programme at $99.
    • Complimentary access to more than 600 domestic airport lounges.
    • 8 complimentary access to airport lounges all over the world with the Travel Plus Programme.
    • Travel Plus Programme available at an enrolment fee of Rs.5,000 p.a.
    • Get lost baggage insurance of up to Rs.1 lakh, lost ticket insurance of up to Rs.25,000 and more.
    Concierge Benefits With the card, avail concierge benefits of a team dedicated to book travel, hotel reservations, movie tickets, etc.
    Insurance Benefits Total Protect Cover available with the card offering a cover equivalent to the credit card limit.
    Auto Assist Benefits
    • Accident management and medical assistance.
    • Emergency fuel supply provided.
    • Flat tyre service.
    • Lost keys.
    • Battery service provided.

    IndusInd Bank Legend Credit Card Limit

    The limit of the IndusInd Bank Legend Credit Card is given at the discretion of the bank. The IndusInd Bank will be considering a number of factors before assigning the credit limit for the card. Some of these factors are the annual income of the primary applicant, the credit score, and the repayment habits of previous debts.

    IndusInd Bank Legend Credit Card Fees and Charges

    Type of Charge Fee
    Joining fees Rs.9,999
    Annual fee Nil
    Add-on card fee Nil
    Finance charges 3.83% monthly (46% per annum)
    Late payment fees

    Outstanding balance up to Rs.100 - Nil

    From Rs.101 to Rs.500 - Rs.100

    From Rs.501 to Rs.1,000 - Rs.350

    From Rs.1,001 to Rs.10,000 - Rs.550

    Above Rs.10,000 - Rs.700

    Over limit charges 2.5% of Over Limit Amount subject to a minimum of Rs.500
    Returned cheque Rs.250
    Cash advance charges 2.5% of the advance amount subject to a minimum of Rs.300.
    Balance Enquiry charge Rs.25
    Foreign Currency mark-up 1.8%

    Eligibility Criteria for the IndusInd Bank Legend Credit Card

    Nationality You must be a citizen of India or a non-resident Indian.
    Employment status You should be salaried or self-employed having a steady source of income.
    Age You must be at least 18 years old. For some banks, the minimum age to apply for a credit card can be 21 years.
    Income IndusInd Bank will require you to meet their minimum income requirement before the card application is approved.
    Credit Score A good CIBIL score, with no history of default is very important in making sure that the application is approved.

    Documents Required for the IndusInd Bank Legend Credit Card

    Identity Proof Proof of Address Income Proof
    Voter ID Ration Card IT Returns
    Aadhaar Card Aadhaar Card Salary Slips
    Driving License Passport Form 16
    - Voter ID -

    The above-mentioned list of documents is indicative. The bank can ask you to furnish additional documents during the process of application if and when required.

    FAQs

    1. How can I get my IndusInd Bank credit card statement online?

      You can do so by logging in to your IndusInd credit card net banking account and selecting the option of ‘cards’. Select your credit card and click on the option of ‘Generate Statement’. You can get an overall statement or for specific dates as well.

    2. What is the interest-free period for the IndusInd Bank Legend Credit Card?

      The interest-free period for the Legend Credit Card is up to 50 days. However, the interest-free period will not be given if the total amount due is not paid.

    3. Is the foreign currency mark-up for the Legend Credit Card different from other IndusInd Bank credit cards?

      Yes, while the foreign currency mark-up for other IndusInd Bank credit cards is at 3.5%, for the IndusInd Bank Legend Credit Card, the mark-up is at 1.8%.

    4. Does the IndusInd Bank Legend Credit Card have an annual fee?

      No, the Legend Credit Card comes with a one-time joining fee of Rs.9,999 and will not carry any annual fees.

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