The Legend Credit Card by IndusInd Bank is among the top premium contactless credit cards offered by the bank. It is curated for customers to provide them with best-in-class luxury features and benefits across various categories such as lifestyle, dining, rewards, and travel.
| Welcome Benefits |
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| Lifestyle Benefits |
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| Dining Benefits |
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| Reward Benefits |
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| Entertainment Benefits |
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| Travel Benefits |
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| Concierge Benefits | With the card, avail concierge benefits of a team dedicated to book travel, hotel reservations, movie tickets, etc. |
| Insurance Benefits | Total Protect Cover available with the card offering a cover equivalent to the credit card limit. |
| Auto Assist Benefits |
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The limit of the IndusInd Bank Legend Credit Card is given at the discretion of the bank. The IndusInd Bank will be considering a number of factors before assigning the credit limit for the card. Some of these factors are the annual income of the primary applicant, the credit score, and the repayment habits of previous debts.
| Type of Charge | Fee |
|---|---|
| Joining fees | Rs.5,000 |
| Annual fee | Nil |
| Add-on card fee | Nil |
| Finance charges | 3.83% monthly (46% per annum) |
| Late payment fees |
Outstanding balance up to Rs.100 - Nil From Rs.101 to Rs.500 - Rs.100 From Rs.501 to Rs.1,000 - Rs.350 From Rs.1,001 to Rs.10,000 - Rs.550 Above Rs.10,001 to Rs.25,000 - Rs.800 Rs.25,001 to Rs.50,000 - Rs.1,100 Above Rs.50,000 – Rs.1,300 |
| Over limit charges | 2.5% of Over Limit Amount subject to a minimum of Rs.500 |
| Returned cheque | Rs.250 |
| Cash advance charges | Waived |
| Balance Enquiry charge | Rs.25 |
| Foreign Currency mark-up | 1.8% |
| Nationality | You must be a citizen of India or a non-resident Indian. |
| Employment status | You should be salaried or self-employed having a steady source of income. |
| Age | You must be at least 18 years old. For some banks, the minimum age to apply for a credit card can be 21 years. |
| Income | IndusInd Bank will require you to meet their minimum income requirement before the card application is approved. |
| Credit Score | A good CIBIL score, with no history of default is very important in making sure that the application is approved. |
| Identity Proof | Proof of Address | Income Proof |
|---|---|---|
| Voter ID | Ration Card | IT Returns |
| Aadhaar Card | Aadhaar Card | Salary Slips |
| Driving License | Passport | Form 16 |
| - | Voter ID | - |
The above-mentioned list of documents is indicative. The bank can ask you to furnish additional documents during the process of application if and when required.
While you can visit the official website of IndusInd to apply online for the IndusInd Bank Legend Credit Card, you can also apply for this credit card through the BankBazaar website:
Given below are the steps you will have to follow to apply for the IndusInd Bank Legend Credit Card through the BankBazaar website:
Step 1: Click on the link https://www.bankbazaar.com/credit-card/indusind-bank-legend-credit-card.html. Here you will also find all the information related to the IndusInd Bank Legend Credit Card.
Step 2: On the page, you will find the 'Apply Now' button. Click on it.
Step 3: Select the type of employment applicable to you and click on 'Continue'. Similarly, provide your pin code, followed by your mobile number. A representative of BankBazaar will get in touch with you and will help you with all the necessary steps to apply for this credit card.
Step 4: You can take the representative's help to fill in the application form and submit it along with all the necessary documents. If all the details are correct, the IndusInd Bank Legend Credit Card will be sent to your address.
You can do so by logging in to your IndusInd credit card net banking account and selecting the option of ‘cards’. Select your credit card and click on the option of ‘Generate Statement’. You can get an overall statement or for specific dates as well.
The interest-free period for the Legend Credit Card is up to 50 days. However, the interest-free period will not be given if the total amount due is not paid.
Yes, while the foreign currency mark-up for other IndusInd Bank credit cards is at 3.5%, for the IndusInd Bank Legend Credit Card, the mark-up is at 1.8%.
No, the Legend Credit Card comes with a one-time joining fee of Rs.5,000 and will not carry any annual fees.
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