IndusInd Nexxt Credit Card
The IndusInd Bank Nexxt Credit Card is the first credit card in India which comes with interactive in-built LED light buttons. This "Next-Gen" card allows users to toggle between three distinct payment modes of Credit, Reward Points, or EMI with a simple touch directly on the card itself.
Beyond technological innovations, his card also offers an array of exciting lifestyle benefits like movie offers on BookMyShow, a comprehensive Total Protect insurance cover, and an evergreen rewards program where points never expire. The joining fee of the card is Rs.10,000. Read on for more details about the features, benefits, eligibility criteria and fees associated with the card.
Key Highlights of the IndusInd Nexxt Credit Card
The highlights of the IndusInd Nexxt credit card are mentioned below:
- Free movies tickets while buying from BookMyShow.
- You get 1 reward points for every Rs.150 that you spend.
- When you buy one movie ticket, you get another one for free.
- You get a Luxe Gift Card - One Card, Several Indulgences.
- You get 1% waiver on the surcharge when you buy fuel using your IndusInd Nexxt Credit Card at any petrol station in India.
Features and Benefits of the IndusInd Nexxt Credit Card
Given below are the features and benefits of the IndusInd Nexxt credit cards:
Welcome Benefits
The IndusInd Nexxt credit cards offer some attractive welcome benefits:
- EazyDiner Voucher: Enjoy a dining gift certificate valid for six months from the day you receive it.
- Oberoi Hotels Voucher: Receive a specialized gift voucher to use at Oberoi luxury hotel properties.
- Montblanc Gift Card: Get a premium voucher to spend on high-end pens, watches, or leather goods.
- Luxe Gift Card: Access a versatile gift card accepted at a variety of high-end retail brands.
- Postcard Hotel Voucher: Experience a boutique stay with an electronic gift certificate for Postcard Hotels.
Brand Discounts
Cardholders get amazing discounts on multiple brands through the IndusInd Nexxt credit cards:
- Vouchagram Standard: Save money on everyday services like Amazon, Flipkart, Uber, and Apollo Pharmacy.
- Vouchagram Premium: Unlock exclusive discounts on fashion and lifestyle brands like Raymond and Bata.
Reward Points
- For every Rs.150 that you spend, you earn 1 reward point.
- Maximum reward points allowed for cash redemptions per year is capped at 2,500 which is effective from 1 September 2024.
Fuel benefits
- Get 1% waiver on the surcharge when you buy fuel using your IndusInd Nexxt Credit Card at any petrol station in India.
- Applicable on fuel transactions between Rs.400 and Rs.4,000.
Entertainment benefits
- Get one movie ticket free, on purchase of one movie ticket.
- You can get up to two free movie tickets in one month.
- Free tickets are capped at Rs.200.
- Offers free tickets while buying from BookMyShow and at Satyam cinemas.
Insurance benefits
- Air accident cover: You get a personal air accident insurance cover of up to Rs.25 lakh.
- Total Protect: You get an insurance cover up to 48 hours before you report the loss of your credit card to IndusInd Bank Counterfeit Fraud.
Travel Insurance | Amount |
Lost baggage | Rs.1 lakh |
Delay in baggage | Rs.25,000 |
Loss of passport | Rs.50,000 |
Loss of ticket | Rs.25,000 |
Missed connecting flight | Rs.25,000 |
Nexxt Payment Privilege
- Allows payment via credit option,
- Enables users to make payment via Pay with Reward points on accumulating a minimum of 500 reward points.
- Allows making payment through EMI process for a tenure option of 6, 12, 18 and 24 months at an interest rate of 12%.
IndusInd Nexxt Credit Card Value Table
The IndusInd Nexxt credit card value given in the table below:
Nexxt Privileges | Savings on Market Value |
Movie tickets at theatres 2 times a month | Rs.4,800 |
Savings on Fuel Surcharge | Rs.480 |
Annual value of Reward Points on an average spend of Rs.30,000 every month | Rs.1,800 |
Total Savings | Rs.7,080 |
Fees and Charges of the IndusInd Nexxt Credit Card
The fees and charges of the IndusInd Nexxt credit card are mentioned in the table below:
Type of Charge | Fee |
Joining fee | Rs.10,000 |
Annual fee | NIL |
Add-on credit card | NIL |
Interest | 3.83% per month (46% annually) |
Cash advance fee | 2.5% of the transaction amount, subject to a minimum of Rs.300 |
Overlimit charges | 2.5% of overlimit amount, subject to a minimum of Rs.500 |
Late payment |
|
Returned cheque | Rs.250 |
Balance enquiry charge at ATMs of other banks | Rs.25 |
Foreign currency mark-up fee | 3.5% |
Reward redemption fee | Rs.100 |
Request for duplicate statement | Rs.100 per statement (over the last 3 months) |
Cash payment of fee at Induslnd Bank branches | Rs.100 |
Charge-slip request | Rs.300 |
Re-issue or replacement of credit card | Rs.100 |
Eligibility Criteria to apply for the IndusInd Nexxt Credit Card
To apply for the IndusInd Nexxt Credit Card, given below is the eligibility criteria:
Category | Criteria |
Age Limit | Between 21 and 65 years of age |
Employment Type | Must be salaried individuals or self-employed professionals/business owners |
Minimum Income | Net monthly income of Rs. 20,000 minimum |
Credit Score | Healthy credit score of 750 and above |
Nationality | Indian Resident citizen |
Documents Required
Following are the documents required to apply for the IndusInd Nexxt Credit Card:
Identity Proof (Any One)
- PAN Card (Mandatory), Aadhaar Card, Passport, or Voter ID.
Address Proof (Any One)
- Aadhaar Card, Utility Bills (Electricity/Gas), Ration Card, or Driving License.
Income Proof (Salaried)
- Recent salary slips (last 3 months) and bank statements showing salary credits.
Income Proof (Self-Employed)
- Latest Income Tax Returns (ITR) and audited financial statements.
Photographs
- One or two recent passport-sized color photographs
FAQs on IndusInd Nexxt Credit Card
- Are the entertainment benefits available at all theatres in India?
You can enjoy the entertainment benefits at all theatres that are registered with BookMyShow in India.
- Is there a cap on the price of the free movie ticket?
The price of the free ticket is capped at Rs.200.
- What is my total saving with this card?
Your total savings with the card is are Rs.7,080.
- Does Nexxt Credit card come with the contactless feature?
Yes, Nexxt credit card offers contactless feature for safe, secure, and convinient purchases on a daily basis.
- Can I use my Nexxt Credit Card for international transactions?
Yes, you can use your IndusInd Bank Nexxt credit card for international purchases both via online and offline mode.
- When can I redeem my Nexxt Credit Card reward points?
Earn 1 reward point for every Rs.150 spent with no expiry. Redeem points anytime with partner merchants or use Points+Pay to pay statement bills using rewards and other payment methods.
- How to use the interactive feature of the NEXXT Credit Card?
Nexxt is India’s first interactive credit card with LED buttons, offering instant payment flexibility via EMI, Rewards, or Credit options directly at POS terminals.
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