Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Keep up a premium lifestyle with IndusInd Bank Business Gold Credit Card. From dining and lifestyle to travel and living, this credit card offers you the best in privileges to suit your sophisticated taste.
As a primary cardholder, you can apply for a maximum of up to 5 supplementary or add-on cards for your dependents (spouse, children, parents, in-laws, and siblings). Supplementary cardholder must be above 18 years of age. The credit limit for a supplementary card is the same as the primary card. Supplementary cardholders can enjoy all the same benefits as that of a primary cardholder except free insurance cover unless specified. Transactions made using a supplementary card will reflect in the monthly statement of the primary card.
For every spend on the below listed spend-categories with your IndusInd Bank Business Gold Credit Card, you can earn savings points that can be redeemed for airline miles or cash. 1 savings point equals Rs.0.5 or 0.5 Partner Mile.
| Spend categories | Savings points on every Rs.100 spent |
|---|---|
| Utilities | 4 |
| Courier services | 3 |
| Medical | 1.25 |
| Insurance | 1.25 |
| All other spend | 0.5 |
| Spend categories | Savings points on every Rs.100 spent |
|---|---|
| Airlines | 4 |
| Hotels and resorts | 3 |
| Railways | 1.25 |
| Car rentals | 1.25 |
| All other spend | 0.5 |
| Spend categories | Savings points on every Rs.100 spent |
|---|---|
| Computers | 4 |
| Consumer durables and electronics | 3 |
| Departmental stores | 1.25 |
| Automotive | 1.25 |
| All other spend | 0.5 |
| Spend categories | Savings points on every Rs.100 spent |
|---|---|
| Restaurants | 4 |
| Bars, pubs, and lounges | 3 |
| Hotels and resorts | 1.25 |
| Departmental stores | 1.25 |
| All other spend | 0.5 |
As an IndusInd Bank customer, you need not worry about the fraudulent use of your credit card as the bank offers a unique security feature called Total Protect. This insurance program offers cover for lost card liability and counterfeit card liability. The insurance cover is up to the credit limit on your credit card. This protective feature is applicable to supplementary cards as well. The cover is provided up to 2 days prior to your report of the loss or theft of your card to the bank. Total Protect covers unauthorised transactions in the case of loss or theft of your credit card.
Feast on your favourite cuisine and get up to 20% off on the total bill excluding taxes using your IndusInd Bank Business Gold Credit Card. This promotional offer is valid until 31st December, 2017.
Keeping the convenience of its customers in mind, IndusInd Bank offers various online features such as:
Credit card bill payment can be made through:
To apply for an IndusInd Bank Business Gold Credit Card, you must submit the following:
In the case of theft or loss of your credit card, immediately report the incident to the bank. You will not be held liable for any unauthorised transactions made using your card from the time of reporting. The report has to be filed along with a police complaint. To report the incident, call IndusInd Bank credit card toll-free number at 1860 267 7777.
IndusInd Bank offers insurance cover for lost card liability and counterfeit card liability. The terms and conditions of the insurance policy are as follows:
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