Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
| Programme | Travel Insurance | Lounge Usage | Enrolment Fee | Annual Saving |
|---|---|---|---|---|
| Travel Plus | Yes | Maximum of 8 lounge usage/year of value $27 | Rs.5,000 per annum | Rs.12,960 approximately |
| Insurance Coverage | Sum assured (up to) |
|---|---|
| Lost baggage | Rs 1,00,000 |
| Delayed baggage | Rs 25,000 |
| Loss of passport | Rs 50,000 |
| Lost ticket | Rs 25,000 |
| Missed connection | Rs 25,000 |
| Fees | Amount |
|---|---|
| Joining fees | Rs.5,000 |
| Annual fee | Nil |
| Add-on card fee | Nil |
| Finance charges |
3.83% monthly 46% per annum |
| Late payment fees |
|
| Over limit charges | 2.5% of Over Limit Amount subject to a minimum of Rs.500 |
| Returned cheque | Rs.250 |
| Cash advance charges | 2.5% of the advance amount subject to a minimum of Rs.300 (waived off for PIONEER Heritage, PIONEER Legacy and Legend Credit Card) |
| Balance Enquiry Charges on Non-IndusInd Bank ATMs | Rs.25 |
| Machine Surcharge at ATMs | Passed at applicable rates to customer |
| Outstation Cheque Processing Fee | Please note that the outstation cheques only from IndusInd Bank locations can be accepted |
| Foreign Currency Mark-up | 1.8% |
| Cash Payment Fee at IndusInd Bank Branch | Rs.100 |
| Duplicate Statement Request | Rs.100 |
| Re-issue/Replacement | Rs.100 |
| Charge-slip Request | Rs.300 |
To apply for an IndusInd Bank Signature Legend Credit Card, you should meet the below eligibility criteria:
| Proof of Residence | Any one of the documents
|
| Identity Proof | Any one of the documents
|
| Income proof (For salaried) |
|
| Income proof (For self-employed) |
|
The above list is for reference only. From time to time, IndusInd Bank will ask you for additional documents if the need arises. However, these are the general documents you will have to keep ready before you start filling the credit card application form.
You can visit the IndusInd Bank official website and apply for the Signature Legend Credit Card online. However, if you wish to apply for it through BankBazaar, the process is as follows:
Once you have successfully submitted the application form, you will receive a confirmation message with the 'Application ID'. You can use this ID to check the status of your credit card application form using the 'Track Application' feature on the website.
Call 1860 267 7777 to reach the IndusInd Bank concierge desk.
IndusInd Bank charges a one-time fee of Rs.5,000 for the Travel Plus Program.
1 reward point is equal to Rs.1. If you choose to redeem it as airline miles on partner airlines, each reward point is 1 airline mile.
Yes. You can get an add-on card for your business expenses and your card will show these expenses separately.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
