Citibank Add-on Credit Cards

In every family, shopping aspirations differ from member to member. To accommodate individual buying needs in a family, add-on or supplementary credit cards were introduced. These are additional credit cards that are provided under a primary credit card for the family members of the cardholder.

What is Citibank add-on credit card?

Citibank offers a number of add-on credit cards for its primary cardholders to ease their shopping experience. These cards are loaded with benefits and help the cardholders to earn reward points that they can use to bag attractive discounts.

Citibank issues add-on credit cards for the following relations of the primary cardholder:

• Parents
• Spouse
• Children
• Siblings
• Mother-in-law
• Father-in-law
• Daughter-in-law
• Son-in-law
• Sister-in-law
• Brother-in-law

Eligibility for Citibank add-on credit cards

To get an add-on credit card, the applicant has to fulfill the following conditions:

• Applicant has to be more 18 years of age.
• Primary cardholders should permit the issuance of the requested add-on credit card

Documents required for a Citibank add-on credit cards

Citibank asks an applicant to provide the following documents while applying for an citibank add-on credit card:

• An add-on credit card application form duly filled with correct information of the applicant.
• Self-attested copies of the proof of date of birth.
• Self-attested copies of Aadhaar card/voter's ID card/driver's license/passport.
• A passport-size picture of the applicant.

Know How to Apply for Citibank add-on credit cards

The application process to get a Citibank add-on credit cards is simple. One can apply for them in the following ways:

• The applicant has to log on to www.online.citibank.co.in and provide details like the primary credit card number, name of the primary cardholder and the mobile number of the primary cardholder. Once you fill in these details, a representative from Citibank will get in touch with you.
• Applicants can also apply for a Citibank add-on credit card via SMS. They will have to type ADDON and send it to 52484 from their registered mobile number. Those using Airtel/Vodafone/Idea/Aircel mobile network can send the same SMS to 09880752484. A Citibank representative will get in touch with them and collect the required documents within 4 days.

Features and benefits of Citibank add-on credit cards:

• The credit limit on the Citibank add-on credit cards is shared with the primary card.
• The statement of the add-on card is sent to the primary cardholder as a single consolidated summary.
• Citibank add-on credit cards can be used in India as well as abroad for shopping provided the international payment facility is enabled on the primary card.
• The waiver limit on fuel surcharge on the add-on card is shared with the primary card.
• It is easy for primary cardholders to monitor the expenses being made on the add-on credit cards.
• Citibank add-on credit cardholders can earn reward points and air miles that they can use to avail amazing discounts.

Fee and charges on Citibank add-on credit cards

Fees and charges applicable on Citibank add-on credit cards are the same as the ones charged on the primary cards.

Citibank credit cards that offer add-on cards

Following are Citibank credit cards that offer the facility of add-on cards for the family members of the primary cardholders:

• Citi Rewards Card
• First Citizen Citi Titanium Credit Card
• IndianOil Citi Credit Card
• Citi Prestige Credit Card
• Citi PremierMiles Card
• Citi Cash Back Credit Card

FAQs on Citibank add-on credit cards

1. Is there a procurement fee that an applicant has to pay for a Citibank add-on credit card?

   There is no procurement fee charged by Citibank while issuing an add-on credit card. The process is absolutely free of cost.

2. How is CIBIL score calculated on an add-on credit card?

   The spending history on the add-on credit cards and all the bills related to them are reflected on the primary cardholder's account. Hence, the CIBIL score is calculated on the basis of the consolidated expenses made on the primary card and the add-on cards.

3. Will the credit score of the primary cardholder get affected if the add-on cardholder doesn’t make timely payments?

   Yes, the credit score of the primary cardholder will get affected if the add-on cardholder misses doesn’t make timely payments.

4. Do add-on cardholders avail the same benefits as the primary cardholders?

   Yes, add-on cardholders can avail the same benefits as the primary cardholders. In rare cases, certain privileges will be limited to the primary cardholders only.

5. How many add-on credit cards can a primary cardholder avail?

   A primary cardholder can avail 1 to 5 add-on credit cards.

Know More About Other Bank Add-on Credit Card

• Kotak Bank Add-on Credit Cards
• American Express Add-on Credit Cards
• HSBC Add-on Credit Cards
• ICICI Add-on Credit Cards
• HDFC Add-on Credit Cards
• Standard Chartered Add-on Credit Cards
• SBI Add-on Credit Cards