In every family, shopping aspirations differ from member to member. To accommodate individual buying needs in a family, add-on or supplementary credit cards were introduced. These are additional credit cards that are provided under a primary credit card for the family members of the cardholder.
Add-on Credit Cards by Popular Banks
Citibank offers a number of add-on credit cards for its primary cardholders to ease their shopping experience. These cards are loaded with benefits and help the cardholders to earn reward points that they can use to bag attractive discounts.
Citibank issues add-on credit cards for the following relations of the primary cardholder:
To get an add-on credit card, the applicant has to fulfill the following conditions:
Citibank asks an applicant to provide the following documents while applying for an add-on credit card:
The application process to get a Citibank add-on credit cards is simple. One can apply for them in the following ways:
Fees and charges applicable on Citibank add-on credit cards are the same as the ones charged on the primary cards.
Following are Citibank credit cards that offer the facility of add-on cards for the family members of the primary cardholders:
There is no procurement fee charged by Citibank while issuing an add-on credit card. The process is absolutely free of cost.
The spending history on the add-on credit cards and all the bills related to them are reflected on the primary cardholder's account. Hence, the CIBIL score is calculated on the basis of the consolidated expenses made on the primary card and the add-on cards.
Yes, the credit score of the primary cardholder will get affected if the add-on cardholder misses doesn't make timely payments.
Yes, add-on cardholders can avail the same benefits as the primary cardholders. In rare cases, certain privileges will be limited to the primary cardholders only.
A primary cardholder can avail 1 to 5 add-on credit cards.
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