In every family, shopping aspirations differ from member to member. To accommodate individual buying needs in a family, add-on or supplementary credit cards were introduced. These are additional credit cards that are provided under a primary credit card for the family members of the cardholder.
What is Citibank add-on credit card?
Citibank offers a number of add-on credit cards for its primary cardholders to ease their shopping experience. These cards are loaded with benefits and help the cardholders to earn reward points that they can use to bag attractive discounts.
Citibank issues add-on credit cards for the following relations of the primary cardholder:
Parents
Spouse
Children
Siblings
Mother-in-law
Father-in-law
Daughter-in-law
Son-in-law
Sister-in-law
Brother-in-law
Eligibility for Citibank add-on credit cards
To get an add-on credit card, the applicant has to fulfill the following conditions:
Applicant has to be more 18 years of age.
Primary cardholders should permit the issuance of the requested add-on credit card
Documents required for a Citibank add-on credit cards
Citibank asks an applicant to provide the following documents while applying for an citibank add-on credit card:
An add-on credit card application form duly filled with correct information of the applicant.
Self-attested copies of the proof of date of birth.
Self-attested copies of Aadhaar card/voter's ID card/driver's license/passport.
A passport-size picture of the applicant.
Know How to Apply for Citibank add-on credit cards
The application process to get a Citibank add-on credit cards is simple. One can apply for them in the following ways:
The applicant has to log on to www.online.citibank.co.in and provide details like the primary credit card number, name of the primary cardholder and the mobile number of the primary cardholder. Once you fill in these details, a representative from Citibank will get in touch with you.
Applicants can also apply for a Citibank add-on credit card via SMS. They will have to type ADDON and send it to 52484 from their registered mobile number. Those using Airtel/Vodafone/Idea/Aircel mobile network can send the same SMS to 09880752484. A Citibank representative will get in touch with them and collect the required documents within 4 days.
Features and benefits of Citibank add-on credit cards:
The credit limit on the Citibank add-on credit cards is shared with the primary card.
The statement of the add-on card is sent to the primary cardholder as a single consolidated summary.
Citibank add-on credit cards can be used in India as well as abroad for shopping provided the international payment facility is enabled on the primary card.
The waiver limit on fuel surcharge on the add-on card is shared with the primary card.
It is easy for primary cardholders to monitor the expenses being made on the add-on credit cards.
Citibank add-on credit cardholders can earn reward points and air miles that they can use to avail amazing discounts.
Fee and charges on Citibank add-on credit cards
Fees and charges applicable on Citibank add-on credit cards are the same as the ones charged on the primary cards.
Citibank credit cards that offer add-on cards
Following are Citibank credit cards that offer the facility of add-on cards for the family members of the primary cardholders:
Citi Rewards Card
First Citizen Citi Titanium Credit Card
IndianOil Citi Credit Card
Citi Prestige Credit Card
Citi PremierMiles Card
Citi Cash Back Credit Card
FAQs on Citibank add-on credit cards
Is there a procurement fee that an applicant has to pay for a Citibank add-on credit card?
There is no procurement fee charged by Citibank while issuing an add-on credit card. The process is absolutely free of cost.
How is CIBIL score calculated on an add-on credit card?
The spending history on the add-on credit cards and all the bills related to them are reflected on the primary cardholder's account. Hence, the CIBIL score is calculated on the basis of the consolidated expenses made on the primary card and the add-on cards.
Will the credit score of the primary cardholder get affected if the add-on cardholder doesn’t make timely payments?
Yes, the credit score of the primary cardholder will get affected if the add-on cardholder misses doesn’t make timely payments.
Do add-on cardholders avail the same benefits as the primary cardholders?
Yes, add-on cardholders can avail the same benefits as the primary cardholders. In rare cases, certain privileges will be limited to the primary cardholders only.
How many add-on credit cards can a primary cardholder avail?
A primary cardholder can avail 1 to 5 add-on credit cards.
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From CITI bank I got reward card, best part I could convert the rewards points into cash and if I use this credit card at Indian oil petroleum they give cash back. This card has life time free benefits, they already gave me sufficient limit hence its fine for me.
Through an online I was applied for CITI bank credit card for more than a month. The process was done on smooth and received a card on time. It was an annual fee chargeable 500 rupees and there is an option for a waiver off if I spend for 50 thousands within a year. The credit limit is good.
I have applied for a credit card with CITI bank on a month before. My credit limit is given for low of 54 thousands only which was not sufficient. I was expecting more than one lakh. It is a life time free credit card. I am using this card for shopping purpose.
I was unable to reach to CITI bank customer service to connect with them but once connected I get a good response from their end.Its an annual fee 1000 rupees.This card not avail for all petrol bunk while applying they told 71 liters are free need to spend within a year and it can be use for certain area only. The credit limit given only for 60 thousand but expecting for more than a lakh.
I am using CITI bank credit card for more than a month which was applied through an online. It is an annual fee chargeable card of 500 rupees but there is an option for a waiver off if I spend for 30 thousands within a year. The process was delay to complete the verification and the limit was given for low I was expecting more than a lakh.
CITI bank card is a nice credit card to use. I am holding the CITI rewards card hence for buying groceries, i get 10% off on super markets. I haven't faced any issue in this 6 months and their customer care service is quite good. Its easy to make a bill payment.
I have completed only two months to use the CITI bank and till now i didn't get any benefits. I get 71 litres of free petrol every year on my Indian oil CITI platinum credit card. They have given me a credit limit of Rs. 60000 and its not sufficient for me. I need to pay the annual fee of Rs. 500.
I have applied for a credit card with CITI bank on 2 months before which was processed through an online. At an initial verification process was done on smooth and received a card on time. The credit limit was given for a low limit when compare to other. I am yet to use the card.
I am holding CITI bank Indian oil card, it gives turbo points for fuel and other benefits based on the expenditure of the card. They gave me Rs. 60,000 as limit its fine, the mobile app is very easy to check my credit history. But so far I didn't get any offers from them.
I had applied INDIANOIL CITI PLATINUM CARD online. I received the card on time. My credit limit is only 55 thousand, I was expecting 2 lakhs. Annual fee is chargeable but if I spend 30 thousand a year it will be waived off. I am getting good offers.
I used to get some reward points for my fuel fillings from Indian Oil Citi bank card, this card has yearly fee around Rs.499 but if I spend Rs.30,000 and above the yearly fee goes waived off. I can also convert those points into fuel fillings as well.
I have received my CITI CASHBACK CARD from Citi Bank. They have given very low credit limit. I was expecting 80-90 thousand but they have given only 50 thousand. Annual fee is Rs. 500. There is offers and reward points. I am using it for grocery and petrol.
I have taken a credit card with CITI bank on a month before which was processed through an online. It is an annual fee chargeable card which was given from bank. The credit limit is sufficient to use for this card. Since I want to get an additional so I have chosen this card. I am yet to use the card.
I had applied for Citi Bank credit card where the card was been approved and I had received the same but I am unable to generate the PIN number due to I don't find much ATM near to my location and the credit limit of the card is nominal, card has zero annual fee.
I didn't get my Citi bank card due to delivery issue, they called me twice at the time I went for night shift so I request them to dropped the card to the security person but they didn't deliver it. Then there was no response from the bank end to deliver the card.
I didn't get my CITI bank credit card, they called me once at the time I was in out of station then I said to come at the particular date but I didn't get any phone call or any other response. They need to verify twice or thrice to deliver the card to the customer.
I get a lots of offers online shopping in Amazon and flipkart thats the reason i opted for this card and i do not have CITI bank variant since i want to avail the CITI bank card benefits, i applied this credit card. In the bigbillon sales, i get a instant discount of 10 to 15%. They have given me a CITI cashback card hence i can convert my purchased into cash.
No specific reason for holding the credit card from CITI bank and its a rewards card. I have received the credit card as per the promised time. It took 1 week to collect the documents from the bank side. As of now I'm satisfied with the credit limit provided by them. They are giving some joining perks based on the first spent.
I have received my CITI CASHBACK CARD from Citi Bank. My credit limit is only 50 thousand. I was expecting at least one lakh. There is annual fee of Rs. 500. There is no option to get annual fee waived. I have not got reward point and cashback yet.
Earlier i was using the CITI bank but i have reduced the same because the card is accessible only in metro politician cities. I hold the CITI bank for past 9 years. The benefits were less and whenever i want to do a transaction in cities, its a problem for me. CITI bank branch is not available in small cities hence i am unable to make the payment on time.
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