Central Bank of India offers a variety of credit cards to suit the needs of every customer. The bank offers different types of cards ranging from those that reward holders for shopping spends, entertainment, dining as well as travel. The cards come with a variety of attractive features and offers, making them an ideal choice.
The Central Bank of India’s website has a comprehensive list of all credit cards offered by the bank, along with a detailed description of the features and benefits associated with each card.
Customers can apply for a credit card on the bank website after looking through the various cards on offer and picking one that best suits their needs.
Thanks to Central Bank of India’s online tracking system, you can check the status of your credit card application wherever you are. It usually takes around 20 working days for a credit card application to be processed.
If you have already applied for a credit card from Central Bank of India, you can follow the steps given below to track the status of your credit card application. The bank has both online as well as offline methods by which applicants can track the status of their applications.
Customers from Central Bank of India can look up the status of their credit card online thanks to the user-friendly website. The bank has also made it easier for customers looking for specific information on the website, with particular sections dealing with the various bank products.
Central Bank of India customers can look up all relevant details they require concerning their credit card by visiting the ‘Credit Cards’ section. Customers can avail a host of services through the website such as looking up their online balance information, billing information etc.
Customers can also sign up for services such as the SMS alert service and find out the current rate for EMI conversions, as well as pay their bill online.
At present, the bank does not offer customers online tracking of their credit card application status.
Central Bank of India offers its customers multiple avenues to check the status of their credit card application offline. Customers can simply call on the following numbers which are not only toll-free but also accessible 24 x 7, making it easy to track the status of a credit card application.
The following numbers can be called based on the type of credit card query:
Calling on the numbers will provide the customer with real-time updates on the status of the application. The customer will be able to check the progress of the card application, such as if the initial processing has been completed and if the card has been dispatched.
For you to receive your credit card, the bank should first process your application. Once this is done, and once the bank feels that you have met the required eligibility criteria they will process your application. Ideally, it takes up to 21 days from the date of application to get your credit card delivered to your address.
In a way, Yes. Here’s how it works: you apply for a credit card, the bank will send an enquiry to the credit information company, who will, in turn, send your report to the bank. This counts as a hard enquiry. Each time a hard enquiry is made against your name, your credit score is impacted. The more hard enquiries you have against you, the more your credit score will take a hit.
If your application is rejected, chances are you didn’t meet the eligibility criteria. The reason may be that you have a weaker credit score than expected, your salary is lower for the card you have applied for, or your application was incomplete.
Yes, you can check your CBI Credit Card application status by calling the toll free number at 1800 00 0368 or 02266387743 or 022663877737 to get an update on your application.
You should wait for at least 3 months before reapplying for a credit card, in case you already have your application rejected.