Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Applying for an HDFC credit card is quite simple. You can do so both online and offline. Similarly, checking the status of your credit card application is also quite simple. You can track your application status by using your application reference number, your application form number, or by using your date of birth and mobile number.
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One of the easiest and the quickest ways to know your credit card application status is to check it online. Through its online portal www.hdfcbank.com, HDFC provides credit card application status for the applicants.
Mentioned Below the Steps To Check Your HDFC Credit Card Application Status.
Once you submit the details, you will receive the status of your HDFC credit card application. In most of the cases, the status will be either ‘in process, dispatched, disapproved, on-hold or no records found’. Based on the status you can take your call.
When you don’t have access to internet, you can simply call HDFC credit card customer care number and get the details.
For all the HDFC credit card related queries, you can call toll-free number 61606161/6160616. Your area code must be added before the mentioned number to get connected with your city’s customer care. The service is available 24 hours on all the days including holidays and Sundays.
Make sure you have your application number or application reference number ready as you may be asked for the same during the call to provide the status of your application.
Another way to check the status of your credit card application is to visit any of the nearest HDFC bank branches. The bank personnel may ask you for application number or reference number to fetch the details of your application.
BankBazaar is a one stop shop to compare and apply for multiple financial products such as loans, credit cards, insurance and other investment products.
By partnering with various banks and financial institutions, BankBazaar offers its visitors an easy way to apply and track applications of various financial products including credit cards. The ‘Track Application’ feature is currently available on both the website and BankBazaar’s mobile app. However, one can use it only when they have applied for a credit card through BankBazaar.
Once you have submitted credit card application, you can track the status by following the below steps
Once HDFC receives your credit card application, it will take a maximum of 21 working days to deliver your credit card. If there are any issues or missing documents or information in the application, the process may get delayed further. The bank will, however, send timely alerts to the registered mobile number informing you about the status and details of the card.
You can simply call HDFC credit card customer care to check the status of your credit card application. Have the application reference number or form number handy which might be required to retrieve the status information.
HDFC Bank provides three different options using which you can check your credit card application status. If you forgot your application number, you can either use your application reference number, which is a 16-digit number sent to you in SMS, or your date of birth, the same as mentioned in the application form, to retrieve the details.
Once you submit your HDFC credit card application, wait till you receive an acknowledgement from the bank with an application reference number. Once you receive the ref.no, you can check the status after 3-4 days.
For a bank to reject a credit card application, there could be various reasons such as poor CIBIL score, low income for the card type, no credit history, wrong choice of credit card type, failed background verification, so on and so forth. Hence, have a look at each eligibility criteria and see where you’re lacking. You can also take help from HDFC customer support to know the exact reason for rejection. Once you know the reason, try to fix it and re-apply after 3 months.
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