Once you apply for a HDFC credit card, the bank will start processing it as soon as it receives it. You should ideally receive a confirmation SMS from the bank acknowledging your HDFC credit card application with reference number and application number.
If you meet the eligibility criteria set by the bank, your card gets approved and you will receive an SMS once it gets dispatched. The SMS will also have the AirWay bill number of the shipment carrying your card.
The entire process starting from submitting a new credit card application to receiving your HDFC credit card may take a good amount of time which typically varies from one person to another.
If it is taking more time than expected you can track status of your hdfc credit card application using both online and offline methods.
Ways to check HDFC Credit Card application status using online or offline
One of the easiest and the quickest ways to know your credit card application status is to check it online. Through its online portal www.hdfcbank.com, HDFC provides credit card application status for the applicants. Mentioned Below the Steps To Check Your Hdfc Credit Card Application Status.
Track Your Hdfc Credit Card Status By Application Reference & Application Form Number :
And the mobile number as provided in the application form. Once you have both the details you can
Follow the Below Steps to Check HDFC Credit Card Status Online.
Check Your Hdfc Credit Card Status Through Mobile Number:
( https://apply.hdfcbank.com/dapweb/trackapplication#! )
Check Your Hdfc Credit Card Status Through Air Way Bill Number:
Once you submit the details, you will receive the status of your HDFC credit card application. In most of the cases, the status will be either ‘in process, dispatched, disapproved, on-hold or no records found’. Based on the status you can take your call.
If your application status says ‘In process’, the bank is still reviewing your application and it will take a few more days to dispatch your credit card.
If it says ‘Dispatched’, you would have ideally received an SMS by then with the Airmail number of the booked shipment carrying your credit card. In case, you haven’t received the SMS, you may expect it in one or two days. If it gets delayed further you can call HDFC customer care.
In case the status is ‘Disapproved’, your application will not be processed further. You will receive the same status through SMS with or without mention of the reason for rejection. You can call the customer care for further clarification.
If your application is on-hold, the bank may send you an SMS or e-mail asking you for some missing or additional details or about any other issue with your application. Once it is resolved they resume the card processing.
If the status says ‘No records found’, either the details you have submitted are wrong or there may be any other issue. If your details are accurate but still you receive the same message, you may have to call customer care.
When you don’t have access to internet, you can simply call HDFC credit card customer service number and get the details.
For all the HDFC credit card related queries, you can call toll-free number 1800 266 4332. The service is available 24 hours on all the days including holidays and Sundays.
Make sure you have your application number or application reference number ready as you may be asked for the same during the call to provide the status of your application.
Another way to check the status of your credit card application is to visit any of the nearest HDFC bank branches. The bank personnel may ask you for application number or reference number to fetch the details of your application.
BankBazaar is a one stop shop to compare and apply for multiple financial products such as loans, credit cards, insurance and other investment products.
By partnering with various banks and financial institutions, BankBazaar offers its visitors an easy way to apply and track applications of various financial products including credit cards. The ‘Track Application’ feature is currently available on both the website and BankBazaar’s mobile app. However, one can use it only when they have applied for a credit card through BankBazaar.
Once you have submitted credit card application, you can track the status by following the below steps
Once HDFC receives your credit card application, it will take a maximum of 21 working days to deliver your credit card. If there are any issues or missing documents or information in the application, the process may get delayed further. The bank will, however, send timely alerts to the registered mobile number informing you about the status and details of the card.
For a bank to reject a credit card application, there could be various reasons such as poor CIBIL score, low income for the card type, no credit history, wrong choice of credit card type, failed background verification, so on and so forth. Hence, have a look at each eligibility criteria and see where you’re lacking. You can also take help from HDFC customer support to know the exact reason for rejection. Once you know the reason, try to fix it and re-apply after 3 months.
You can simply call HDFC credit card customer care to check the status of your credit card application. Have the application reference number or form number handy which might be required to retrieve the status information.
HDFC Bank provides three different options using which you can check your credit card application status. If you forgot your application number, you can either use your application reference number, which is a 16-digit number sent to you in SMS, or your date of birth, the same as mentioned in the application form, to retrieve the details.
Once you submit your HDFC credit card application, wait till you receive an acknowledgement from the bank with an application reference number. Once you receive the ref.no, you can check the status after 3-4 days.