Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Kotak Credit Card Application Status Online

    Kotak Mahindra Bank credit cards are one of the popular credit cards offered by private sector banks. The bank offers credit cards in various categories including entertainment, shopping, travel, and dining with a wide range of benefits and features.

    The bank’s website lists all the credit cards it offers along with the details. You can compare various cards offered by the bank and apply from the same website.

    Applicants also have an option to track the application status, once they’ve applied for credit card, either online or offline. It typically takes at least 21 working days to process your card.

    If you have already applied for a Kotak Mahindra credit card and would like to know how far your application has been processed the below guide will help you out.

    Tracking Kotak Mahindra credit card application can be done using the online platforms as well as offline methods. Let’s look at each one of them separately.

    Check Status of Kotak Mahindra Bank Credit Card Application Online

    With a customer-friendly website, Kotak Mahindra offers its customers a variety of online services specific to credit cards. The ‘List of credit card services’ page on the website offers a wide array of credit card specific services to the customers including SMS alert service, EMI conversion service, online balance transfer service and so on.

    ‘Check your card application status’ is one of the services listed on the page that will allow you to track your credit card application status in just few clicks.

    To know your application status, you need to have application reference number or application form number.

    An application reference number is a unique number allotted to every applicant after applying for Kotak Mahindra credit card. It will be sent to you through SMS, once the bank receives your application.

    Application form number is different from application reference number. It is the number printed on your application form and will be provided to your while filing the form.

    You should have either one of them and should retain the same till you receive your credit card.

    Follow steps mentioned below once you have your number handy

    • Visit the official website of Kotak Mahindra Bank, www.kotak.com
    • Under the ‘Explore Products’ tab, click ‘cards>credit card services’
    • You will be redirected to the page where you can find ‘Application Status’ tab
    • Clicking on it will again redirect you to ‘Check Your Card Application Status’ page, where you can actually know your application status
    • Once you’re on the page, you have to enter either your application reference number or application form number and hit ‘check status’ button.
    Kotak Credit Card Status Online

    You will know the current status of your application as soon as you submit the details.

    If your credit card status says ‘in-progress’ it indicates that the bank has received your application and the processing in currently under progress. It takes a few more days for you to receive your Kotak credit card.

    Your application is approved once you find ‘approved’ as your application status. However, you may have to wait a little more to get your card.

    Once the processing is done and the approval is in place, the bank will make your card ready and will dispatch it to your correspondence address. In such case, the status says ‘dispatched’ and you are likely to receive an SMS with the shipment details. Make yourself available on the expected delivery date to receive your credit card.

    The other problematic statuses are on-hold, declined or no records found. An ‘on-hold’ status indicates that your application has been kept on hold for some reason. It could be a failed verification, or missing documents or mismatch of some information. The bank will reach you seeking clarity for the same. If it is resolved they will resume the application processing.

    Similarly, if you fail to meet the eligibility criteria your application may get rejected and it is when your application status comes back with a ‘declined’ status. You may have to follow-up with the bank for further details.

     Check Kotak Credit Card Status

    Check Status of Kotak Mahindra Bank Credit Card Application Offline

    When you don’t have internet access, you can simply call Kotak Mahindra customer contact centre to get the details of your credit card application.

    For all the credit card related queries you can call 1860-266-2666 or +91-22-6600-6022, if you are calling from outside India.

    Kotak also offers an SMS service to know the credit card application status. To avail it, you need to send an SMS in the below format

    • K CCAPP your 13 digit Application Number to strong>5676788 or 997 105 6767

    You will receive an SMS with details of your application status.

    You can also walk-in to the nearest Kotak Mahindra bank branches to track the status of your card. Make sure to have your application reference number of application number handy when you’re visiting the branch.

    How to Check Kotak Mahindra Bank Credit Card Application Status in BankBazaar

    BankBazaar is a fintech company which offers an online platform to compare and buy various banking products including loans, credit cards and insurance policies.

    As an authorised partner to several public and private sectors banks, BankBazaar provides credible information for the visitors. While a typical bank website limits your possibilities of finding a suitable product to that specific bank, BankBazaar provides a broad exposure to products across banks thus enables you to shop the best in the market.

    For those who apply for a credit card or other products from BankBazaar website, the company offers a service to track their application status on the same website or its mobile application (BB mobile app).

    Once you have applied for a credit card through Bank Bazaar, visit the website or mobile app and find ‘Track Application’ option, which is prominently displayed on both the platforms.

    Click on the same and enter your details such as application ID, mobile number and if you are using BB mobile app you may also have to enter your PAN card number and date of birth for further authentication.

    Once you enter the details, hit ‘Track Application’ button to get your application status.

    Frequently Asked Questions (FAQs) on Kotak Mahindra Bank Credit Card Status:

    1. How long does it take for my Kotak Credit Card application to be processed?

      It takes a maximum of 21 days for your Kotak card application to be processed. The processing can happen even sooner than the 21 days, but the figure is a nominal period in case any delays occur.

    2. What are the other ways I can track my application status?

      You can track your Kotak Mahindra Bank Credit Card application online and offline. To do it online, you will need to open this url;

      https://www.kotak.com/en/transaction-services/track-application.html

      Once done, you will need to select the product as Credit Card and type in either the Application Number or the Form Number and click on Submit. To do the same offline, you will need to send an SMS: “K CCAPP” to 5676788 or 997 105 6767 and get the relevant information sent to you.

    3. Can I check my application status through other means?

      Yes, apart from the methods mentioned above, you can also track your status on Bankbazaar website or app. Note that this only works if you have applied for a card through Bankbazaar.

    4. What if I don’t get my credit card application processed even after 21 days?

      In case you haven’t had your application processed and card received within 21 days, you will need to contact the bank. If the confirmation hasn’t arrived, chances are your application has been rejected so make sure to check the eligibility and re-apply for the same again.

    5. How will I know if my application has been approved or not?

      You will get your card delivered to your address if the application is approved.

    Also Know About Other Bank Credit Card Status

    Also Know About Different Banks Credit Card Statement

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Kotak Credit Card Application Status Online Reviews

    • Kotak Credit Card
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra bank is good on the credit card. The customer services and response is good and there are no hassles or delay in the process. The credit limit is fine and the statements and benefits are sent to me on time. In all no issues. There are good deals too.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      "Need enhancement on the limit"
      0.5 5.0/5 "Blown Away!"
      I do have Kotak Mahindra which I got it before two month. The process is very easy to get the card approval. The credit limit is low, I spoke to the customer service also regarding this. However the card has the yearly fee of Rs. 499. I used to get the reward points based on the card spend.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using the KOTAK MAHINDRA Credit card for almost an year now, they had provided me with a good credit limit and it was also having some annual charges. There has been some reward point benefits with this card and i am using the card for mostly shopping.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      " ."
      0.5 3.0/5 "Satisfactory"
      I just got a credit card from Kotak Mahindra Bank which have not used yet. It was offered along with the personal loan. The credit limit is decent and they have offered me 1L. There is no annual fee. Its a Signature credit card. I never contacted the customer service.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been holding Kotak mahindra bank credit card from long time, the reason behind choosing this card was for their service as my account was existing with this bank from long time, their service is quite okay, they have been charging me annual fee but waived off option available,they give good offers in movie tickets.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      "Need to reduce the charges"
      0.5 3.0/5 "Satisfactory"
      I am using Kotak credit card for past 2 years. The limit is less and another thing is they are charging high for late payments comparing to HDFC. There is no annual charges. I don't remember the benefits because I hardly use this card. The customer service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I got a PVR Kotak Platinum credit card and its lesser than a year. I have not used for booking movie tickets and it was used for shopping purpose. I am not sure about the annual charges. The credit limit is fine. The interest rate is good. EMI option is available.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Need to increase the limit & Good"
      0.5 3.5/5 "Pretty good"
      I have taken a Kotak League credit card through online channel. The credit limit is not sufficient and they need to improve the limit. Their customer service is good. I have been using the card for past one year and its a life time free credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I got KOTAK MAHINDRA BANK credit card , i am using this for past 2 year. I am not using this card much but only sometimes if i want to book the railway tickets because there is no service charge for that . They offered decent credit limit and i am happy with services .
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am very happy with the services of KOTAK MAHINDRA BANK .Their services are good and never faced any issues with the card and their services. It is a recommendable card to have. There is joining perk while getting the card and i am getting good benefits.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      last four years above I have this card and I don't know this is free or charges but I never paid any charges still now , and in this card cash back offer available , and I got cash back , and their allover service is good , and here credit limit is 2L so good , I am satisfied with kotak mahindra bank credit card ,
      Was this review helpful? 0
      , thane
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Good for emergency usage"
      0.5 3.5/5 "Pretty good"
      Where I am working they provided Kotak Mahindra creidt card, its not that much great but we can use it for the emergency purpose, I guess once I got the reward points. Th response is very good, the charges are transparent hence I am holding this card.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have good experience with KOTAK MAHINDRA BANK . Offers are nothing with this card if it is it will be limited . There is joining perk at the time of getting the card . .Overall it has been a very good banking experience with the this card . I get EMI option here .
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
      I am having the credit card with the KOTAK MAHINDRA BANK and it is the life time free card with no annual fee applicable. The credit limit with this card is good and it is with good customer service added on that the there is a EMI conversion option available.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I have directly applied with kotak Mahindra Bank for the credit card .The Credit limit was good ,there was cashback offers and reward points .the agent clearly explained the process ,Credit limit was good ,cc on time without any delay while document submission there was no issues .There was cashback offers and reward point as well .
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I hold Kotak mahindra bank credit card from long time, They have not charged me annual fee as it is life time free credit card, i am okay with the credit limit which they have given to me, their service is quite average, they have not charged me any hidden charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I took recently one more credit card last two month back , this is free card , and here also rewards point offer but I am not using rewards point , I am not satisfied with credit limit just 26K , but their allover service is very good and I am happy ,
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "NOT SATISFIED"
      0.5 3.0/5 "Satisfactory"
      The customer service is not good with the KOTAK MAHINDRA BANK as the documentation process was not good and it was not comfortable and fast process to get the card as i got the card after three months of approval. I am not using currently the card.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "Just better"
      0.5 3.0/5 "Satisfactory"
      I am using Kotak Mahindra Bank credit card for one year. I have an zero balance account through online due to this, I got a credit card offer from the bank but the interest rate is very high comparing to other banks which is 14%. The customer service is very good. I hold League card and there is no benefits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      This is a reward card what are the purchase i am going to do i am getting more rewards for this card,This is a life time free card,Credit limit is good and sufficient. Customer service and responsiveness good, I have taken one another from kotak mahindra bank credit card since 1 years above,
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 22, 2019
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