Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Central Bank of India Credit Card

    Central Bank of India was set up by Sir Sorabji Pochkhanawala in 1911 with Sir Pherozeshah Mehta as its first Chairman. At the time it was said to be the first commercial bank that was owned and managed by Indians. It was nationalized along with 13 other banks in the country in 1969 and that brought about another major turnaround for the bank.

    Today, this Government-owned bank is considered to be one of the oldest and largest commercial banks in the country. According to recent reports, the bank has more than 4099 branches and more than 269 extension centres in different states and Union territories of the country.

    One of the major goals of the bank is to offer complete customer satisfaction. And it does that by strong service ethics and emphasis on products that are suited to users’ needs. Central Bank of India Credit Card is one such offering the bank has brought out for the benefit of its customers.

    Features and Benefits of Central Bank of India Credit Card

    Enhanced Protection Central Bank of India offers credit cards that have a EMV Microchip embedded. This chip enhances protection against duplication and misuse of the card.
    Active Alerts Stay updated on all your transactions, missed payments, bill payment receipt, monthly card statement, and more with email and SMS alerts sent periodically.
    Online Banking Access your credit card account online anywhere and at any time.
    24/7 Customer Care With Central Bank of India, stay assured to get your problems will be resolved quickly with the help of the 24/7 customer care service.
    Reward points Reward points are provided for any credit card spends. Get welcome points, bonus points, and accelerated rewards on select Central Bank of India credit cards.
    Cash Advance Get cash any time you need with your RBL Bank credit card. Cash transactions will attract a fee and finance charges from the date of the transaction.
    Add-on cards Central Bank of India offers supplementary cards for your family members. You can avail of up to 5 cards for your spouse, parents, and children.
    Specialized Privileges Get extra benefits such as complimentary Club Vistara Silver membership, lounge access, dining privileges, and more on credit cards.

    Types of Central Bank of India Credit Card

    Central Bank of India Prime SBI Card

    Annual fee: Rs.2,999

    Renewal fee: Rs.2,999 second year onwards

    Features:

    • With Central Bank of India Prime SBI Card, get welcome gift worth Rs.3000.
    • Complimentary Club Vistara Silver membership.
    • Complimentary lounge access, both domestic and international.
    • Up to 2 add-on cards.
    • 1% fuel surcharge at any petrol pump.
    • Multiple milestone benefits and gift vouchers.

    Central Bank of India Elite SBI Card

    Annual fee: Rs.4,999

    Renewal fee: Rs.4,999 second year onwards

    Features:

    • With this card, customers get welcome e-gift voucher worth Rs.5000.
    • Complimentary movie tickets worth Rs.6000 every year.
    • 1% fuel surcharge at any petrol pump.
    • Complimentary Club Vistara Silver membership.
    • Up to 2 add-on cards.
    • Multiple milestone benefits and gift vouchers.

    Central Bank of India Simply SAVE SBI Card

    Annual fee: Rs.499

    Renewal fee: Rs.499 second year onwards

    Features:

    • 2,000 bonus points on spending Rs.2,000 or more in first 60 days.
    • 10 Reward Points per Rs.100 spent on grocery spends and dining.
    • 1% fuel surcharge at any petrol pump.
    • Annual membership fee reversed from second year.
    • Reward point on departmental, grocery shopping and dining.

    Central Bank of India Credit Card Eligibility & Documentation

    Eligibility

    • The minimum age of the cardholder should be 18 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documentation

    • PAN card
    • Any one Id proof from: Passport, voter ID, driving license, PAN Card, UID Aadhar Number.

    How to Check Central Bank of India Credit Card Application Status?

    Applicants can check the status of Central Bank of India credit card online on the website. The bank’s website is user friendly and has specific sections dealing with various products offered by bank.

    You can also call the bank’s 24/7 customer car service anytime to check the status of your credit card application.

    The bank also has a toll-free number 1800 00 0368 or 02266387743 or 022663877737 dedicated to credit card queries.

    Central Bank of India Customer Care

    You can contact the Central Bank of India credit card customer care at 1800 22 1911 for all credit card queries. Apart from this, the bank also has customer care numbers dedicated to each zonal office.

    FAQs on Central Bank of India Credit Card

    1. Can I get an add-on card?

      Yes, you have the option of getting add-on cards for your spouse, children, parents, and siblings over the age of 18 to take care of their financial needs.

    2. Can I get mobile alerts for my transactions?

      Yes, you can get information regarding your credit card status as text messages on your mobile phones.

    3. How to check the status of my application?

      You can check the status of your application with the concerned bank by providing them with your application number.

    4. Do I need to provide my PAN card number or can I provide it later?

      Yes, you will be requested to provide your PAN Card number.

    5. What are the fuel benefits with Central Bank Credit Card?

      The customer will get 1% fuel surcharge at any petrol pump. And a maximum surcharge waiver of Rs.250 per statement cycle.

    6. What is the lounge access benefit with Central Bank Credit Card?

      The primary card-holders get 4 complimentary visits to international priority pass lounges and 8 visits to domestic lounges every year.

    Central Bank of India Credit Card News

    • Central Bank of India and NPCI Launches RuPay Card for MSME Business

      The Central Bank of India (CBI) and the National Payments Council of India (NPCI) have joined to create the CBoI RuPay Business Platinum Debit Card, a specially designed product for enterprises. The card will offer financial assistance to businesses as well as a variety of other benefits. According to the CBoI, the benefits include a Rs.1 lakh ATM withdrawal limit with a Rs.3 lakh purchase at a POS or e-commerce portal, a Rs.75,000 withdrawal limit at ATMs abroad, and global purchases of up to Rs.3 lakh at POS and foreign online merchants.

      31 December 2021
      

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    Central Bank of India Credit Cards Reviews

    • Central Bank of India
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am using CENTRAL BANK OF INDIA credit card for more than 10 years which was process directly to bank. It is a life time free credit card. Since I am holding for a long time the credit limit is much sufficient. I am using this card for shopping and personal purposes. Based on the usage I use to get reward points.
      Was this review helpful? 52
      , bangalore
      Reviewed on Jul 08, 2019
    • Central Bank of India
      Central Bank of India
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      There are no charges applicable with the CENTRAL BANK OF INDIA account as i am using from last 3 years and it is salary account. I am using the online banking which is good and no issues and it is hassle free to use. The overall service with this bank is good.
      Was this review helpful? 31
      , hyderabad
      Reviewed on Jun 06, 2019
    • Central Bank of India
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      Central bank of India one I have this bank credit card last five years , this is free card , but credit limit is very low just 75k , within five years no increase my credit limit , and no more offer in this card, and their customer service is not good , so I am not using this credit card ,
      Was this review helpful? 9
      , bangalore
      Reviewed on May 03, 2019
    • Central Bank of India
      "Good Card"
      0.5 4.0/5 "Great!"
      I have a credit card with CENTRAL BANK OF INDIA, the reason for taking this card is to do payment for my fixed deposit with the same bank. They have not charged me annual fee, i was okay with the credit limit. I closed this card as my fixed deposit got mature so far no i have face in their service.
      Was this review helpful? 10
      , hyderabad
      Reviewed on Apr 15, 2019
    • Central Bank of India
      "Good Online Server"
      0.5 4.0/5 "Great!"
      Its a government bank they don't have much credit card options, its a salary account for me. Online banking is good, it has all the options like fund transfer, cheque book request, account summary, mini statement etc. Its a zero balance account, I am using this account 23 years. Its very trusted and safe bank.
      Was this review helpful? 16
      , new delhi
      Reviewed on Feb 25, 2019
    • Central Bank of India
      "Good"
      0.5 4.0/5 "Great!"
      I am using credit card with Central Bank of India for last few months. They have asked for the credit limit before fixing the process was very slow. The customer service and response was good. It is a life time free credit card. Basically its been used for multi purpose. It is easy to make the payment.
      Was this review helpful? 8
      , mumbai
      Reviewed on Feb 07, 2019
    • Central Bank of India
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this credit card for the last four years and the services of them was quite good. I am happy with the credit limit with this card and there has also been some good benefits which comes with this card as well. I am using this card for online shopping and for all other purchases.
      Was this review helpful? 10
      , indore
      Reviewed on Jan 30, 2019
    • Central Bank of India
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been holding this card for the last two years and the services which they had bee providing so far had been good. I am happy with the credit limit of 1,00,000 which they had given with the card and there has been some good benefits in holding this card as well. I had been using this card for each and everything and it has been hassle free.
      Was this review helpful? 15
      , ghaziabad
      Reviewed on Nov 13, 2018
    • Central Bank of India
      "Good card"
      0.5 4.0/5 "Great!"
      Annual fee is high when i compared with other bank credit card. They are offering a interest rate of 2%. I'm holding this credit card for more than 5 years. They are not providing any offers with Central bank of India card. They have offered me a credit limit of Rs. 1 lakh. They are charging a annual fee of Rs. 112 Rs. They are not sending any offers provided by central bank of India.
      Was this review helpful? 7
      , kolkata
      Reviewed on Aug 01, 2018
    • Central Bank of India
      "Good"
      0.5 3.5/5 "Pretty good"
      My saving account was taken with CENTRAL BANK 9 years back. They have offered rupay card and daily withdrawal limit was 20,000.I am satisfied with the customer service and responses. The interest rate and charges are average in the market. Here 2000 is the minim balance to maintain the account.
      Was this review helpful? 10
      , mumbai
      Reviewed on Jul 26, 2018
    • Central Bank of India
      "Not Satisfactory"
      0.5 2.0/5 "Expected more"
      I had been holding this card for a while and the services which have been provided by them had been very good. The credit limit with them had been very good and there also had been good benefits with the card as well. I had been using the card for all my purchases.
      Was this review helpful? 6
      , mumbai
      Reviewed on Jun 27, 2018
    • Central Bank of India
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      I've been using the Central Bank Platinum Credit card. I got this card associated with an FD of 50000. At first they gave 40000 limit and they extended it to the full FD value soon. It don't have options like Balance transfer and EMI option.
      Was this review helpful? 10
      , chennai
      Reviewed on Jun 25, 2018
    • Central Bank of India
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      My experience with the credit card is good. I am using since few month. Limit is satisfied in my credit card what they have provided to me. It is a annual payment or not i have no idea. I had offers no idea of that.It is with lower interest rate.
      Was this review helpful? 11
      , new delhi
      Reviewed on Jun 23, 2018
    • Central Bank of India
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've a credit card with the Central Bank of India. It is a Rupay card. The card is good but they do not have any exceptional offers worth commending. They need to come up with offers for their customer. This is just like any other card that you can find in the market.
      Was this review helpful? 3
      , mumbai
      Reviewed on May 25, 2018
    • Central Bank of India
      "Need to work on the offers and limit"
      0.5 2.0/5 "Expected more"
      Central Bank of India needs to improve on the credit card services as well. They have offered me a card and I a not happy with the offers and the credit limit. There are a lot of points that I earn on the transactions but the value of the points is not much. I get petite items on redemption like perfumes to name a few.
      Was this review helpful? 7
      , bangalore
      Reviewed on Feb 26, 2018
    • Central Bank of India
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have Central bank credit card and my credit card get approved within 15 days from the date of applied. I feel annual charges are normal and also I am not happy with my credit limit because I expecting more so I want them to increase my credit limit immediately. I submitted my documents to the bank executive. I used to get message and email for my every month bill amount,
      Was this review helpful? 3
      , mumbai
      Reviewed on Feb 23, 2018
    • Central Bank of India
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I do hold a credit card of the Central bank of India. Response is good one with them and the credit limit value is around Forty thousand Rupees . Further I am really okay with that. Everything is a fine one for me with the Central bank of India credit card services.
      Was this review helpful? 6
      , chennai
      Reviewed on Jan 12, 2018
    • Central Bank of India
      "GOOD"
      0.5 4.0/5 "Great!"
      It was a good customer service from the central bank of India as i am using the credit card from past 8 to 8 months .the bill payment option is really good i pay via online payment . the bank provided me credit limit of 80K and also gave me option of cash withdraw also on the credit limit for some limit .i get reward points on using the card .
      Was this review helpful? 11
      , pune
      Reviewed on Nov 30, 2017
    • Central Bank of India
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Central Bank of India credit card from last 4 years, the credit card services provided by CBI is good when compared to other credit cards. I get good offers like cash back and reward points, They did not charge any annual fees at the time of getting this credit card. I use this credit card for shopping and filling fuel. I am also fine with the credit limit
      Was this review helpful? 5
      , chennai
      Reviewed on Nov 10, 2017
    • Central Bank of India
      "Average"
      0.5 2.0/5 "Expected more"
      I am using CBI credit card from last 1.5 years, CBI provides average services on credit cards. They did not charge any annual fees at the time of using this credit card. The credit limit is very less when compared to other credit card and i use this card for shopping purpose.
      Was this review helpful? 18
      , bangalore
      Reviewed on Nov 04, 2017
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