Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Custom Free
     

    Get a card

  • Central Bank of India Credit Cards

    Loading your search...
  • Central Bank of India was set up by Sir Sorabji Pochkhanawala in 1911 with Sir Pherozeshah Mehta as its first Chairman. At the time it was said to be the first commercial bank that was owned and managed by Indians. The bank is noted for being a major influence in the creation of the first Indian exchange bank, which opened in London in 1936.. It was nationalized along with 13 other banks in the country in 1969 and that brought about another major turnaround for the bank.

    Today, this Government-owned bank is considered to be one of the oldest and largest commercial banks in the country. According to recent reports, the bank has more than 4099 branches and more than 269 extension centres in different states and Union territories of the country. The bank has further expansion plans in place as it aims to open overseas branches in places like Dubai, Doha, London and more. Over the years its business had swelled to more than Rs. 2,097572 million and things have consistently been on an upward swing for the bank that has built trust amongst its consumers.

    One of the major goals of the bank is to offer complete customer satisfaction. And it does that by strong service ethics and emphasis on products that are suited to users’ needs. Central Bank of India Credit Card is one such offering the bank has brought out for the benefit of its customers. If you have been looking for the best credit card offer to ensure that you can buy what you want or pay for travel expenses etc sooner rather than later then this card might be the right option for you.

    Central Bank of India Credit Card is available to you in different forms and they have been created in a way that they can look after your specific needs. Some of the popular cards from the bank include

    Central Bank of India Credit Card FAQs

    1. Do I have the balance transfer option?

      Yes, you can transfer your balance from the other card to Visa Gold or Visa Platinum credit cards from the bank.

    2. What is the interest free credit period?

      The interest free credit period is between 20 and 50 days.

    3. What is the cash advance limit?

      You can get up to 80% of your credit limit through cash withdrawals.

    4. Can I get an add-on card?

      Yes, you have the option of getting add-on cards for your spouse, children, parents and siblings over the age of 18 to take care of their financial needs.

    5. Can I get mobile alerts for my transactions?

      Yes, you can get information regarding your credit card status as text messages on your mobile phones.

    6. How to check the status of my application?

      You can check the status of your application with the concerned bank by providing them with your application number.

    7. Do I need to provide my PAN card number or can I provide it later?

      Yes, you will be requested to provide your PAN Card number.

    Central Bank of India Credit Card Eligibility & Documentation

    Eligibility

    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documentation

    • PAN card
    • Any one Id proof from; passport number, voter ID, license, PAN Card, UID Aadhar Number.
    Central Bank of India Credit Card Details
    Charges for Central Credit Cards Visa Platinum Credit Card Visa Gold Credit Card All other Visa & Master Credit Cards
    Entrance Fees Nil Nil Nil
    Annual Fees Rs.4000/- Nil Nil
    Add-on card Rs.2000/- Nil Nil
    Service charges on outstanding balances 2.99% per month or part thereof 2.75% per month or part thereof 2.5 per month or part thereof
    Cash withdrawal fee Rs.100/- Rs.100/- Rs.100/-
    Hot listing charges Nil Nil Nil
    Other Charges      
    Balance Transfer 2.25% service
    charges per
    month or part
    thereof
    1.99% service charges per
    month or part thereof
    No facility available
    Late Payment Fee Rs.100/- p.m. Rs.100/- p.m. Rs.100/- p.m.
    Cheque Bouncing Charges Rs.150/- for every cheque Rs.150/- for every cheque Rs.150/- for every cheque
    Duplicate Statements Rs.100/- per request Rs.100/- per request Rs.100/- per request

    *Note: All rates are subject to change, therefore, the customer has to keep on checking the rates from time to time.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Central Bank of India Credit Cards Reviews

    • Central Bank of India Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am using CENTRAL BANK OF INDIA credit card for more than 10 years which was process directly to bank. It is a life time free credit card. Since I am holding for a long time the credit limit is much sufficient. I am using this card for shopping and personal purposes. Based on the usage I use to get reward points.
      Was this review helpful? 7
      , bangalore
      Reviewed on Jul 08, 2019
    • Central Bank of India
      Central Bank of India Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      There are no charges applicable with the CENTRAL BANK OF INDIA account as i am using from last 3 years and it is salary account. I am using the online banking which is good and no issues and it is hassle free to use. The overall service with this bank is good.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 06, 2019
    • Central Bank of India Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      Central bank of India one I have this bank credit card last five years , this is free card , but credit limit is very low just 75k , within five years no increase my credit limit , and no more offer in this card, and their customer service is not good , so I am not using this credit card ,
      Was this review helpful? 1
      , bangalore
      Reviewed on May 03, 2019
    • Central Bank of India Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have a credit card with CENTRAL BANK OF INDIA, the reason for taking this card is to do payment for my fixed deposit with the same bank. They have not charged me annual fee, i was okay with the credit limit. I closed this card as my fixed deposit got mature so far no i have face in their service.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 15, 2019
    • Central Bank of India Credit Card
      "Good Online Server"
      0.5 4.0/5 "Great!"
      Its a government bank they don't have much credit card options, its a salary account for me. Online banking is good, it has all the options like fund transfer, cheque book request, account summary, mini statement etc. Its a zero balance account, I am using this account 23 years. Its very trusted and safe bank.
      Was this review helpful? 4
      , new delhi
      Reviewed on Feb 25, 2019
    • Central Bank of India Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am using credit card with Central Bank of India for last few months. They have asked for the credit limit before fixing the process was very slow. The customer service and response was good. It is a life time free credit card. Basically its been used for multi purpose. It is easy to make the payment.
      Was this review helpful? 1
      , mumbai
      Reviewed on Feb 07, 2019
    • Central Bank of India Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this credit card for the last four years and the services of them was quite good. I am happy with the credit limit with this card and there has also been some good benefits which comes with this card as well. I am using this card for online shopping and for all other purchases.
      Was this review helpful? 3
      , indore
      Reviewed on Jan 30, 2019
    • Central Bank of India Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been holding this card for the last two years and the services which they had bee providing so far had been good. I am happy with the credit limit of 1,00,000 which they had given with the card and there has been some good benefits in holding this card as well. I had been using this card for each and everything and it has been hassle free.
      Was this review helpful? 5
      , ghaziabad
      Reviewed on Nov 13, 2018
    • Central Bank of India Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Annual fee is high when i compared with other bank credit card. They are offering a interest rate of 2%. I'm holding this credit card for more than 5 years. They are not providing any offers with Central bank of India card. They have offered me a credit limit of Rs. 1 lakh. They are charging a annual fee of Rs. 112 Rs. They are not sending any offers provided by central bank of India.
      Was this review helpful? 3
      , kolkata
      Reviewed on Aug 01, 2018
    • Central Bank of India Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      My saving account was taken with CENTRAL BANK 9 years back. They have offered rupay card and daily withdrawal limit was 20,000.I am satisfied with the customer service and responses. The interest rate and charges are average in the market. Here 2000 is the minim balance to maintain the account.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jul 26, 2018
    • Central Bank of India Credit Card
      "Not Satisfactory"
      0.5 2.0/5 "Expected more"
      I had been holding this card for a while and the services which have been provided by them had been very good. The credit limit with them had been very good and there also had been good benefits with the card as well. I had been using the card for all my purchases.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 27, 2018
    • Central Bank of India Credit Card
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      I've been using the Central Bank Platinum Credit card. I got this card associated with an FD of 50000. At first they gave 40000 limit and they extended it to the full FD value soon. It don't have options like Balance transfer and EMI option.
      Was this review helpful? 4
      , chennai
      Reviewed on Jun 25, 2018
    • Central Bank of India Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      My experience with the credit card is good. I am using since few month. Limit is satisfied in my credit card what they have provided to me. It is a annual payment or not i have no idea. I had offers no idea of that.It is with lower interest rate.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jun 23, 2018
    • Central Bank of India Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've a credit card with the Central Bank of India. It is a Rupay card. The card is good but they do not have any exceptional offers worth commending. They need to come up with offers for their customer. This is just like any other card that you can find in the market.
      Was this review helpful? 1
      , mumbai
      Reviewed on May 25, 2018
    • Central Bank of India Credit Card
      "Need to work on the offers and limit"
      0.5 2.0/5 "Expected more"
      Central Bank of India needs to improve on the credit card services as well. They have offered me a card and I a not happy with the offers and the credit limit. There are a lot of points that I earn on the transactions but the value of the points is not much. I get petite items on redemption like perfumes to name a few.
      Was this review helpful? 3
      , bangalore
      Reviewed on Feb 26, 2018
    • Central Bank of India Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have Central bank credit card and my credit card get approved within 15 days from the date of applied. I feel annual charges are normal and also I am not happy with my credit limit because I expecting more so I want them to increase my credit limit immediately. I submitted my documents to the bank executive. I used to get message and email for my every month bill amount,
      Was this review helpful? 2
      , mumbai
      Reviewed on Feb 23, 2018
    • Central Bank of India Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I do hold a credit card of the Central bank of India. Response is good one with them and the credit limit value is around Forty thousand Rupees . Further I am really okay with that. Everything is a fine one for me with the Central bank of India credit card services.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 12, 2018
    • Central Bank of India Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      It was a good customer service from the central bank of India as i am using the credit card from past 8 to 8 months .the bill payment option is really good i pay via online payment . the bank provided me credit limit of 80K and also gave me option of cash withdraw also on the credit limit for some limit .i get reward points on using the card .
      Was this review helpful? 6
      , pune
      Reviewed on Nov 30, 2017
    • Central Bank of India Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Central Bank of India credit card from last 4 years, the credit card services provided by CBI is good when compared to other credit cards. I get good offers like cash back and reward points, They did not charge any annual fees at the time of getting this credit card. I use this credit card for shopping and filling fuel. I am also fine with the credit limit
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 10, 2017
    • Central Bank of India Credit Card
      "Average"
      0.5 2.0/5 "Expected more"
      I am using CBI credit card from last 1.5 years, CBI provides average services on credit cards. They did not charge any annual fees at the time of using this credit card. The credit limit is very less when compared to other credit card and i use this card for shopping purpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 04, 2017
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.