The PNB Global Gold Credit Card is one of the popular cards offered by PNB Bank. This card can be used in any part of the world and provides a lot of rewards to its holders on their daily purchases. Apart from providing rewards and 24/7 customer care services, the card has a lot of other attractive features and benefits for its holders ensuring that they get to enjoy the maximum perks.
Features of PNB Global Gold Card
Validity - The PNB Global Gold Credit Card is valid for use in any part of the world and is accepted at all ATMs in India and around the world. This card can also be used to make payments at any merchant outlets globally.
Purpose - The PNB Global Gold Credit Card can be used for all purposes be it shopping, travelling, dining, etc.
Rewards - With a PNB Global Gold Credit Card, you get 1 reward point for every Rs.100 that you spend. The reward points can be redeemed to avail attractive offers from the bank's rewards programme.
Balance Transfer Facility - PNB Global Gold Credit cardholders can make use of the balance transfer facility provided to them by the bank. This facility allows them to transfer the outstanding balance of their credit cards of other banks to their PNB Global Gold Credit Card at low rates of interest.
EMI Facility - PNB Global Gold Credit cardholders get to use the EMI facility offered to them by the bank when they spend Rs.2500 and above on a single transaction. In case a customer wants to use this facility, they have to request for it within 10 days of the purchase and they can repay the sum in monthly instalments within 6 months.
Add on Cards - When you apply for a PNB Global Gold Credit Card, you can avail up to 2 add- on cards for your parents, children who are more than 18 years old and your spouse. Through the use of these Add on cards they will also be able to enjoy the benefits offered by a PNB Global Gold Credit Card.
Utility Bill Payment Facility - Cardholders can make use of this facility in order to pay their utility bills such as phone bills, electricity bills, etc. using their PNB Global Gold Credit Card.
VISA Bill Pay - Cardholders can easily pay off their bills by using the VISA Bill pay service.
Hotel Benefits - PNB Global Gold Credit cardholders avail a discount of 10 to 25 percent on hotel rooms, Food and Beverages at Sarovar Hotels.
Ayurvedic Benefits - PNB Global Gold Credit cardholders can avail a discount of 10 percent on the MRP at Kairali Ayurvedic Group outlets.
Required Documents for PNB Global Gold Credit Card
Proof of Residence - The applicant has to provide proof of his address by providing any of the following documents -
Bank Account Statement
Letter from Employer
Letter from a recognized public authority approved by the bank
These documents should not be more than 3 months old.
Identity Proof - The applicant has to also provide documents which prove his identity. He or she can provide any among the following documents -
Voter's Identity Card
A letter from a recognized public servant or public authority approved by the bank. This letter should verify the applicant’s identity and residence
Income Proof - The applicant has to provide a copy of Income Tax Return or Form 16 or Salary Certificate as proof of income.
PAN Card - The applicant has to provide a self- attested copy of his or her PAN Card or Form 60/61 along with photo.
FAQs on PNB Global Gold Credit Card
Is there any credit free period on this card?
Yes, there is a credit free period of at least 20 days which goes up to a maximum of 50 days and is applicable only if you have cleared the full bill of the previous month.
What does lost card liability mean?
In case a person, who owns a PNB Global Gold Credit Card loses his or her credit card, then he or she can report about the same to the bank within 24 hours on their customer care helpline. This reporting will free that person from the financial burden that can arise from fraudulent transactions made on the lost card.
What is the limit on cash advance?
The cash advance limit is 40 percent of the credit limit.
Is there a fee for replacing the PIN?
Yes, the bank charges Rs.50 per card for replacing the PIN.
What payment options do PNB Global Gold Credit Cardholders have?
PNB Global Gold Credit Cardholders have multiple payment options. They can pay their credit card bills using any of the following services -
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