The PNB Global Gold Credit Card is one of the popular cards offered by PNB Bank. This card can be used in any part of the world and provides a lot of rewards to its holders on their daily purchases. Apart from providing rewards and 24/7 customer care services, the card has a lot of other attractive features and benefits for its holders ensuring that they get to enjoy the maximum perks.
| Type of Charge | Amount |
|---|---|
| Joining Fee | Rs.300 |
| Fees for Renewal | Nil |
| Annual Fees for Add on Card | Nil |
| Fees for Add-on Card | Nil |
| Annual Fees | Rs.300 |
| Charges for Cash Advance Transaction in ATMs of PNB Bank | Rs.50 or 2 percent of the withdrawn amount, whichever has the higher value |
| Interest Rate Per Month or Finance Charges on cash withdrawn, revolving credit or overdue amount | 2.45 percent every month |
| Charges for Cash Advance Transaction Overseas | Rs.150 or 2 percent of the withdrawn amount, whichever has the higher value |
| APR (Annualized Percentage Rate) on Revolving Credit | 29. 81 percent per annum |
| Charges for Cash Advance Transaction in ATMs of other banks | Rs.75 or 2 percent of the withdrawn amount, whichever has the higher value |
| Overlimit Fees | Rs.250 or 2.5 percent, whichever has the higher value |
| Fees for Late Payment | 30 percent of the minimum pending amount (minimum Rs.200 and maximum Rs.500 every billing cycle) |
| Charges for Duplicate Statement of more than 3 months | Rs.50 |
| Charges for Cheque Dishonour | Rs.100 each incident |
| Processing Fee for Balance Transfer | Rs.199 or 1 percent of the transfer amount, whichever is higher |
| Fees for Card Replacement | Rs.100 per card |
These documents should not be more than 3 months old.
Yes, there is a credit free period of at least 20 days which goes up to a maximum of 50 days and is applicable only if you have cleared the full bill of the previous month.
In case a person, who owns a PNB Global Gold Credit Card loses his or her credit card, then he or she can report about the same to the bank within 24 hours on their customer care helpline. This reporting will free that person from the financial burden that can arise from fraudulent transactions made on the lost card.
The cash advance limit is 40 percent of the credit limit.
Yes, the bank charges Rs.50 per card for replacing the PIN.
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