Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • PNB RuPay Select Credit Card

    The RuPay Select Credit Card by the Punjab National Bank caters to a wide range of customers who indulge in shopping online, travelling and dining frequently. A credit card suited for many offers extensive benefits on travel, reward points, and more. The Punjab National Bank Rupay Select Credit Card comes with an annual fee of Rs.500 and a finance charge of 2.95% per month.

    Key Highlights of the Punjab National Bank RuPay Select Credit Card

    • On your first usage, get more than 300 points.
    • Accelerated reward points of 2x on retail merchandise.
    • Complimentary access to the domestic and international lounge program.
    • Get cashback offers on utility bills, dining expenses, etc.
    • Comprehensive insurance coverage

    Features and Benefits of the PNB RuPay Select Credit Card

    Reward Point Benefits
    • On the first transaction, get more than 300 reward points.
    • For retail expenses, get accelerated reward points of 2x.
    Travel Benefits
    • Complimentary access to domestic and international lounge program
    Cashback Benefits
    • Avail cashback benefits on paying your utility bills, and dining expenses
    Insurance Benefits
    • Get a comprehensive insurance package with the credit card.

    Punjab National Bank RuPay Select Credit Card Limit

    The limit of your Punjab National Bank Select RuPay Credit Card is assigned by the bank. Punjab National Bank considers many factors before assigning a limit such as the primary applicant’s credit score, the ratio for utilisation of credit, etc.

    Punjab National Bank RuPay Select Credit Card Fees and Charges

    Type of Fee Charge
    Joining fee Rs.500
    Annual fee Rs.750
    Finance charges 2.95% per month
    Credit limit over usage 2.5% or Rs.500
    Minimum amount due 5% of the total amount due
    Card replacement fee Rs.150
    Duplicate statement fee Rs.50
    Cash advance 2% of the cash withdrawn or Rs.150 at PNB ATMs (higher amount will be taken)
    Foreign currency transaction 3.50%

    Eligibility Criteria for PNB RuPay Select Credit Card

    Nationality He or she must be a citizen of India or a non-resident Indian.
    Employment status The primary applicant must have a steady source of income.
    Age The applicant must be least 18 years old.
    Credit Score An ideal CIBIL score is a major factor in getting the application approved.

    Documents Required for the Punjab National Bank RuPay Select Credit Card

    Income Proof Proof of Address Identity Proof
    IT Return Ration Card Aadhaar Card
    Salary Slips Aadhaar Card Voter ID
    Form 16 Passport Driving License
    - Voter ID -

    Punjab National Bank RuPay Select Credit Card FAQs

    1. How can I check my PNB RuPay Select Credit Card statement?

      To check your credit card statement, you can log in to the official website of PNB cards with your details. Select the option of ‘Card Statement’ under the section of ‘My Account’.

    2. How do I activate my PNB RuPay Select Credit Card?

      You can activate your PNB Rupay Select Credit Card by either calling the PNB customer care or through your net banking facility.

    3. How can I use the reward points on my PNB RuPay Select Credit Card?

      You can log in to your PNB credit card account, through net banking and click on the ‘Rewardz’ tab on the screen. Once done, you can then redeem your reward points to purchase various products on the catalogue.

    4. How do I know if my PNB RuPay Select Credit Card is activated?

      To check if your credit card is activated, you can call the customer care number of the bank.

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