Other PNB Credit Cards
The RuPay Select Credit Card by the Punjab National Bank caters to a wide range of customers who indulge in shopping online, travelling and dining frequently. A credit card suited for many offers extensive benefits on travel, reward points, and more. The Punjab National Bank Rupay Select Credit Card comes with an annual fee of Rs.500 and a finance charge of 2.95% per month.
|Reward Point Benefits||On the first transaction, get more than 300 reward points. For retail expenses, get accelerated reward points of 2x.|
|Travel Benefits||Complimentary access to domestic and international lounge program|
|Cashback Benefits||Avail cashback benefits on paying your utility bills, and dining expenses|
|Insurance Benefits||Get a comprehensive insurance package with the credit card|
The limit of your Punjab National Bank Select RuPay Credit Card is assigned by the bank. Punjab National Bank considers many factors before assigning a limit such as the primary applicant’s credit score, the ratio for utilisation of credit, etc.
|Type of Fee||Charge|
|Finance charges||2.95% per month|
|Credit limit over usage||2.5% or Rs.500|
|Minimum amount due||5% of the total amount due|
|Card replacement fee||Rs.150|
|Duplicate statement fee||Rs.50|
|Cash advance||2% of the cash withdrawn or Rs.150 at PNB ATMs (higher amount will be taken)|
|Foreign currency transaction||3.50%|
|Nationality||He or she must be a citizen of India or a non-resident Indian.|
|Employment status||The primary applicant must have a steady source of income.|
|Age||The applicant must be least 18 years old.|
|Credit Score||An ideal CIBIL score is a major factor in getting the application approved.|
|Income Proof||Proof of Address||Identity Proof|
|IT Return||Ration Card||Aadhaar Card|
|Salary Slips||Aadhaar Card||Voter ID|
|Form 16||Passport||Driving License|
To check your credit card statement, you can log in to the official website of PNB cards with your details. Select the option of ‘Card Statement’ under the section of ‘My Account’.
You can activate your PNB Rupay Select Credit Card by either calling PNB credit card customer care or through your net banking facility.
You can log in to your PNB credit card account, through net banking and click on the ‘Rewardz’ tab on the screen. Once done, you can then redeem your reward points to purchase various products on the catalogue.
To check if your credit card is activated, you can call the customer care number of the bank.
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