The PNB Global Classic Credit Card is a multipurpose credit card that meets all the unique requirements of a cardholder. This credit card can be used for dining, shopping, vacationing, booking transport reservations, purchasing fuel, etc. with the additional benefit of being able to earn reward points that can be redeemed for attractive gifts.
You can also use this card for paying your utility bills such as mobile/telephone bills, electricity bill, gas bill, etc.
Use your PNB Global Classic Credit Card and avail a discount on Foods & Beverages at Sarovar Hotels, worth 10%-25% of the transaction amount.
Use your PNB Global Classic Credit Card and avail a discount of 10% off on MRP at the outlets of Kairali Ayurvedic Group.
The primary cardholder can share his/her credit limit with their loved ones by availing an add-on cards for them. The applicant's children can also avail this add-on card if they are over 18 years old.
Customers can choose to have their photos imprinted on their credit cards. This enables better security and easy recognition at merchant outlets.
For fuel transactions worth Rs. 400 to Rs. 3000, the PNB Global Classic Credit Card holders can enjoy a fuel surcharge waiver.
Credit Cardholders can also enjoy surcharge waivers on railway ticket purchases and can avail a waiver of 2.5% at railway counters and 1.8% at IRCTC websites.
Customers can use their PNB Global Classic Credit Card at any merchant outlet worldwide that accepts Visa Cards. ATMs in India as well as abroad also accept this card for cash withdrawals, if it has displayed a Visa logo.
The cardholder can enjoy an interest free credit period of 20 days to a maximum of 50 days, if you have made a full payment towards the outstanding dues on your credit card on or before the due payment date.
The cardholder can pay a minimum amount due on his/her credit card than pay the overall outstanding dues and the remaining balance will be adjusted towards the next month's bill.
This credit card also comes with balance transfer facility wherein you can transfer any outstanding balance on your other bank's credit cards to this credit card and consolidate the payment towards the same.
Customer support is available around the clock and you can get assistance for information regarding credit limit/cash limit, outstanding balance on the card, the latest transactions made on the card, confirm receipt of payment made towards outstanding, redemption of reward points, place request for ATM PIN/ monthly account statements, etc.
Earn 2 reward points for every Rs. 100 spent on the card. Once the cardholder has accumulated 500 reward points he/she can redeem them for any exciting gift from the rewards catalogue.
Avail EMI facility available on this card to convert your high end purchases to simple and affordable EMIs that can be repaid on a monthly basis. Customers can avail this facility within 10 days of making a purchase.
In order to be eligible for the PNB Global Classic Credit Card, you have to fulfill the following eligibility criteria:
The documentation that has to be submitted by the applicant at the time of application is as follows:
|Type of Charge||Amount|
|Initial Joining Fee||Nil|
|Add-on Card Fee||Nil|
|Finance charges on revolving credit, outstanding amount, cash withdrawn on credit card, etc.||2.45% per month|
|APR on Revolving Credit||29. 81% per annum|
|Cash Advance Transaction Charges in PNB's ATMs||2% of the cash withdrawn or Rs. 50, whichever is the highest.|
|Cash Advance Transaction Charges in other ATMs||2% of the cash withdrawn or Rs. 75, whichever is the highest.|
|Cash Advance Transaction Charges Overseas||2% of the cash withdrawn or Rs. 150, whichever is the highest.|
|Late Payment Fees||30% of the minimum amount due, with a minimum amount of at least Rs. 200 and a maximum of Rs. 500 in each billing cycle.|
|Overlimit Fees||2.5% or Rs. 250, whichever is the highest.|
|Cheque Dishonour Charges||Rs. 100 per incident|
|Charges applicable on provision of Duplicate Statement of account, beyond 3 months||Rs. 50|
|PIN replacement fee||Rs. 50 per card|
|Retrieval of Charge slip||Rs. 100|
The PNB Global Classic Credit Cardholder can enjoy freedom from financial liability that arises from unauthorized transactions on your lost or stolen credit card, if he/she has reported the same to the Bank through the customer service helpline.
In order to report the loss of your credit card you have to inform the customer care helpline of the same and then file a police report for the loss/theft of the card. Then you have to send a letter to the Bank as a confirmation of the loss of card, with the FIR copy attached.
Yes, you will get SMS Alerts for every transaction made in your credit card account.
The primary cardholder can place a request for making a change to his/her existing residential or employment address or other details such as telephone/mobile number, etc. by contacting the Bank's Call Centre, through the Bank's website or via a letter to the concerned Bank authorities.
The Interactive Voice Response (IVR) transactions can be conducted over the phone by the cardholder and all he/she has to do is enter the Credit Card number on an automated system in order to make a payment to a merchant towards the purchase of goods and services.
No, a PNB credit card IVR transaction cannot be conducted without using OTP.
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