Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 PNB Global Platinum Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time : Within 30 minutes
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    Fee Details
    PNB Global Platinum Credit Card is Rated as "Blown Away!" by 1 Users

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    PNB Global Platinum Credit Card

    Overview:

    The world is your oyster and the sky's the limit when you shop with a PNB Global Platinum Credit Card. Platinum members can enjoy exceptional privileges and special offers from PNB, when they use their credit cards for making everyday purchases. The PNB Global Platinum Credit Card opens a whole new world of benefits inclusive of annual fee waivers, add-on cards, platinum benefits, worldwide acceptance and an attractive rewards program. As security features, this card carries an embedded microchip which protects online transactions against cyber-attacks and customers can also enjoy insurance protection in the form of lost card liability for their PNB Global Platinum Credit Cards.

    Benefits of a PNB Global Platinum Card:

    Some of the key Platinum benefits enjoyed by PNB Global Platinum Credit Card holders have been listed below.

    • Annual Fees:

      The annual fees for a PNB Global Platinum Credit Card will be waived off if - a) the spend on the card is more than the credit limit, b) there is atleast one retail purchase transaction in a quarter and c) the card account has a good track record.

    • Joining Fees:

      The Joining Fee charged for a PNB Global Platinum Credit Card will be refunded by PNB if the card holder has made purchases above the credit card limit within the first six months of usage.

    • Add-on cards:

      Card holders can get up to two add-on cards for their spouse, parents and children over the age of 18 years.

    • Platinum Benefits:

      As part of platinum benefits, PNB provides priority customer care services and additional incentives in the form of merchant offers to PNB Global Platinum Credit Card holders.

    • Credit Card Account Summary:

      PNB also provides yearly account statements to all Platinum card holders, which gives them easy access to their credit card transactions.

    Features of a PNB Global Platinum Credit Card:

    A PNB Global Platinum Credit Card comes with a plethora of features as listed below.

    • Worldwide acceptance:

      The PNB Global Platinum Credit Card is accepted at over 3, 80,000 merchant outlets and at over 30,000 ATMs in India. Worldwide, this credit card is accepted at 29 million outlets and 1 million Visa ATMs.

    • An all-purpose credit card:

      The PNB Global Platinum Credit Card is a multipurpose credit card which can be used for shopping, dining, travel, railway ticket bookings and also for refueling.

    • Rewards Program:

      Customers can earn 1 rewards point for every Rs 100 spent using the PNB Global Platinum Credit Card. Accrued points can be redeemed for exciting gifts from PNB’s rewards program. Retail transactions get customers 2 rewards points for every Rs 150 spent using the Platinum card.

    • Lost Card Liability:

      Any loss of credit card should be immediately reported to the 24/7 customer care centre. PNB provides lost card liability protection for all kinds of fraudulent transactions occurring after that.

    • Utility Bill Payments:

      PNB Global Platinum Credit Card holders can easily pay their mobile / telephone bills and electricity bills on the Visa Bill pay website.

    • Concierge Services:

      Platinum card holders can contact the 24/7 concierge help desk to avail any of the following services -

      • Reservations for dining
      • Bookings for travel and hotel accommodations
      • Passport / Visa assistance / Pre-trip assistance
      • Delivery of flowers and gifts
      • Lifestyle services / Booking for events and shows
      • Emergency services / Emergency Road Side Assistance / Medical Assistance / Travel Arrangements for patients
    • Dining Offers:

      PNB Global Credit Card holders can get discounts ranging from 10% to 25% on dining bills and hotel accommodation at Sarovar hotels and Resorts.

    • Wellness Offers:

      The Kairali Ayurvedic Group offers PNB Global Credit Card holders a discount of 10% on the MRP.

    Documents required:

    Fully filled-in credit card application form

    Residence Proof / ID Proof -

    • Telephone Bills / Bank Account Statement / Electricity Bills for the last three months
    • Letter from a recognized public authority
    • Letter from the applicant’s employer
    • Voter’s ID card
    • Passport
    • Driving License

    Income Proof -

    • Form 60
    • IT Returns statement
    • Salary Certificate

    If the PAN Card is not available, then Form 60-61 with a photo ID proof has to be submitted.

    Eligibility:

    • The applicant will be eligible to avail a PNB Global Platinum Credit Card only if he carries a minimum educational qualification of 10th Standard (Passed).
    • The primary card holder should be aged between 21 and 65 years and add-on credit card holders should be 18 to 65 years old.
    • Salaried employees, retired Government staff, self-employed professionals and businessmen who meet the required income criteria are eligible to apply for a PNB Global Platinum Credit Card.
    • The applicant should be employed or should reside in the city where the concerned PNB branch is located.
    • PNB requires all applicants to have a banking relationship with a good record for a minimum period of 6 months.

    Fees & Charges:

    Primary Cards - Annual Fees

    Rs. 500

    The annual fee will not be levied if the credit card has been taken against a fixed deposit.

    Add-on Cards - Annual Fees

    Nil

    Primary Cards - Joining Fees

    Rs. 500

    The joining fee will not be levied if the credit card has been taken against a fixed deposit.

    Add-on Cards - Joining Fees

    Rs. 500

    This fee will not be levied if the credit card has been taken against a fixed deposit.

    Renewal Fees

    Nil

    Revolving Credit - Annualized percentage rate

    29.81% per annum

    19.56% per annum for credit cards taken against a fixed deposit.

    Finance charges - Interest rate per month on revolving credit, amount overdue and cash withdrawals.

    2.45% per month

    1.5% per month for credit cards taken against a fixed deposit.

    Cash advance transaction charges - At PNB ATMs

    2% of the amount withdrawn or Rs.50, whichever is higher.

    Cash advance transaction charges - At Other ATMs

    2% of the amount withdrawn or Rs.75, whichever is higher.

    Cash advance transaction charges - ATMs Overseas

    2% of the amount withdrawn or Rs.150, whichever is higher.

    Over Limit Charges

    2.5% or a minimum of Rs.500.

    Rs 250 is charged for credit cards taken against a fixed deposit.

    Dishonour of ECS / Return of cheque / Auto Debit

    Rs.250 per instance

    Rs. 100 is charged for credit cards taken against a fixed deposit.

    Card replacement fee

    Rs.250 per instance

    Rs. 100 is charged for credit cards taken against a fixed deposit.

    Duplicate statement

    Free

    Rs. 50 is charged for credit cards taken against a fixed deposit.

    Pin replacement fee

    Rs.100 per card

    Rs. 50 is charged for credit cards taken against a fixed deposit.

    Balance transfer interest charges

    0.99% per month

    Balance transfer processing fees

    1% of the transfer amount or Rs.199, whichever is higher.

    Interest Free Period

    20 - 50 days

    Cash Advance Limit

    40% of the credit limit

    PNB Staff - 20% of the credit limit

    Minimum amount due

    5% of total amount due

    Late Payment Fee

    30% of minimum amount due or a minimum of Rs.500 / billing cycle.

    PNB Global Platinum Credit Card FAQs:

    1. How does the PNB IVR 3D secure service work?

      The PNB IVR 3D Secure offers an additional level of security via One Time Passwords for making IVR transactions using the PNB Global Platinum Credit Card.

    2. Does PNB offer different credit card bill payment options to PNB Global Platinum Credit Card holders?

      Yes, credit card payments can be made using the following services from Punjab National Bank.

      • Cheque / Draft
      • Auto Debit
      • PNB ATMs
      • Internet Banking
      • Electronic Clearing Services
      • NEFT
      • Bill Desk - Online Payments
      • Visa Money transfer Facility
    3. What is the amount that has to be paid by a PNB Global Platinum Credit Card holder every month?

      PNB Global Platinum Credit Card holders can pay any of the following, every month -

      • Minimum Amount Due
      • Total Amount Due for the month
      • Total Outstanding Amount
      • Any amount higher than the minimum due.
    4. What should a customer do if the PNB Global Platinum Credit Card has been stolen or lost?

      PNB Global Platinum Credit Card holders should immediately inform the 24/7 customer care helpdesk to block the card and then request for a replacement.

    5. What is the interest rate charged to customers using the PNB Global EMI plan for repaying outstanding dues on their credit cards?

      PNB charges an interest rate of 1.5% per month (18% per annum) under the PNB Global EMI plan for Platinum Credit Card holders.

    Other Top Credit Cards By PNB Bank

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  • PNB Global Platinum Credit Card Reviews

    • Punjab National Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I use the PNB Global Platinum credit card for all kind of personal usages as well for bill payments and for other purchases. I am happy with the credit limit. The rate of interest is nominal with the PNB card. I use the PNB credit card for past 4 years. I pay the annual fee of Rs.500 every year.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2017
    • Punjab National Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      PNB has also offered me a credit card and it is a life time free card as well. There are a lot of points I earn which can be redeemed online as well. The services are also good as they are responsive when I reach out to them and the credit limit is also good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 04, 2017
    • Punjab National Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      If I fail to pay the credit card bill on due date PNB won't charge too much and the charges are very much nominal with this credit card . I hold this PNB global classic credit card for past one year. This credit card has rewards points cash back offers. This card is used for all kind of purchase and I am not satisfied with their credit limit, they can still increase the credit limit in future.
      Was this review helpful? 1
      , jammu
      Reviewed on Jun 09, 2017
    • Punjab National Bank Credit Card
      "Not professional"
      0.5 2.0/5 "Expected more"
      The customer services of PNB is not satisfactory and not professional. When ever I call them they speak as if they are the customer and I am the services provider. They have not given me any benefits on the credit card and they have also not increased my credit limit.
      Was this review helpful? 3
      , bangalore
      Reviewed on Apr 13, 2017
    • Punjab National Bank Credit Card
      "Not satisfactory"
      0.5 3.0/5 "Satisfactory"
      PNB credit card is not so flexible, they have assigned a limit of 40k out of which cash limit is 20k. I am holding this PNB credit card for almost 15 years. They have neither increased or decreased the limit on my card. Infact several times I had raised a request for limit enhancement however, I did not get any sort of reply from them till date.
      Was this review helpful? 2
      , chandigarh
      Reviewed on Dec 07, 2016
    • Punjab National Bank Credit Card
      "Very good experience"
      0.5 5.0/5 "Blown Away!"
      The credit card services is also good at Punjab National bank. I get all the basic offers on the card, and the card has not got declined in any of the transactions. The limit is really good it was never insufficient. The options of EMI is very flexible. It has been a good experience with not much of charges as well.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 26, 2016
    • Punjab National Bank Credit Card
      "Good services"
      0.5 4.0/5 "Great!"
      I also used a credit card with PNB. They were good in their services. The response was satisfactory when ever I approached them. The offers they had on the card was satisfactory. Overall a good experience and hassle free.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Jun 23, 2016
    • Punjab National Bank Credit Card
      "Very good service "
      0.5 4.5/5 "Excellent!"
      My net salary is 22k and my company is just a small private company. I apply for Classic credit card, they give me credit limit 40k, i get the card within 20 days, no joining fee or annual fee, 3-year valid, international usage also. I recommend this credit card to all of you who has same income as mine.
      Was this review helpful? 9
      , mumbai
      Reviewed on Jun 20, 2016
    • Punjab National Bank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      I am having credit card with the Punjab National bank from the last seven years of time. Response is good one with them and they are not charging much interest. Customer service is also good with them and the credit limit value is around 90000 Rupees.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jun 14, 2016
    • Punjab National Bank Credit Card
      "Limited option"
      0.5 3.0/5 "Satisfactory"
      I am having the credit card with the Punjab National bank and the response is good with them. The credit limit value is on lower end and am with them from the last one year of time. Response is a good one with the Punjab National Bank.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 13, 2016
    • Punjab National Bank Credit Card
      "Good benefits!"
      0.5 5.0/5 "Blown Away!"
      I am having the classic credit card with Punjab national bank. On spending every 100 rs, I am earning one reward point on transactions. Apart from this, the bill cycle remains the same as per the other credit cards. In the past 4 years, I never faced any issues with them.
      Was this review helpful? 2
      , kottayam
      Reviewed on Mar 09, 2016
    • Punjab National Bank Credit Card
      "Lowest interest rate!"
      0.5 4.0/5 "Great!"
      Punjab National Bank is offering the lowest interest rate in the market. The Gold card offered by them is a life time free card. Making payments can be done by logging into the PNB website. Further on I am able to view all the transaction details using that.
      Was this review helpful? 2
      , new delhi
      Reviewed on Feb 13, 2016
    • Punjab National Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      From Punjab national bank i have the visa classic credit card. There is no joining fee and annul fee for the card as i have account with them . I received the card within 45 days. No discount on the online shopping any petrol filling compared to hdfc bank credit card.
      Was this review helpful? 1
      , thrissur
      Reviewed on Nov 23, 2015
    • Punjab National Bank Credit Card
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      I am using the Punjab National Bank credit card from the last 4 years of time. Services are good with them and the customer service is excellent with them. I am using this card in the places like shopping malls. The rate of interest is okay for me.
      Was this review helpful? 4
      , lucknow
      Reviewed on Nov 20, 2015
    • Punjab National Bank Credit Card
      "Pretty normal"
      0.5 5.0/5 "Blown Away!"
      PNB Credit card its a free card. There is no annual fee on this card. Nothing special about this card. I am holding this card for 3 years now. I am happy with the limit its 50k. I am not interested in cash limit. They have not increased the limit in the last 3 years. I did not place a request for the limit enhancement.
      Was this review helpful? 1
      , new delhi
      Reviewed on Nov 17, 2015
    • Punjab National Bank Credit Card
      "Wonderful"
      0.5 4.0/5 "Great!"
      Punjab National Bank credit card is also good and I got the card before 2 years of time. I am not using this card much and I am using this card for purchasing consumer durable products. There is no rate of interest for this credit card also there are no drawbacks with them.
      Was this review helpful? 3
      , pune
      Reviewed on Nov 04, 2015
    • Punjab National Bank Credit Card
      "NO UPDATE "
      0.5 3.0/5 "Satisfactory"
      I was using a PNB BANK credit card for quite some time. I was unable to use that card properly because they have some hidden charges on it. They wont update about the bill payments on time so I faced lot of problems. Their customer service were poor. I was using a platinum credit card but I closed this card with them.
      Was this review helpful? 7
      , guwahati
      Reviewed on Sep 16, 2015
    • Punjab National Bank Credit Card
      "Nice "
      0.5 3.0/5 "Satisfactory"
      I am having the credit card with the Punjab National Bank. The credit limit is around 30000 Rupees and am okay with that. Services are good with them and there are no issues with that. I am using this card mostly in the supermarkets, ait ticket booking also. There are no offers with them. I am not able to use online service which is the drawback and also I have complaint about this but its not yet resolved.
      Was this review helpful? 5
      , thiruvananthapuram
      Reviewed on Sep 05, 2015
    • Punjab National Bank Credit Card
      "A basic credit card for simple customers...."
      0.5 4.0/5 "Great!"
      Almost entire features are present in the Punjab National bank credit card like EMI and balance transfer options. Can also withdraw the cash with low rate of interest and major benefit is that we get sur charges waivers in all the fuel stations with some terms and conditions. Infact it is a â??Classic credit cardâ?? and annual charge would be nil if I cross the limit of 30k. In respect to customer service, still they have to improve and we can not contact them over phone easily.
      Was this review helpful? 5
      , gurgaon
      Reviewed on Aug 28, 2015
    • Punjab National Bank Credit Card
      "Expecting More..."
      0.5 3.0/5 "Satisfactory"
      I have a credit card from punjab national bank. I have an account with them so I got this card easily. I do not get much benefits. They offered the card in just 15 days. It was convenient for e since I had the branch near my house. Still the functioning is old , have to run table to table. ATMs are not working properly. They have to offer many new facilities to the customers. I am happy that being a teacher I got a credit card from them, which other banks refuses to do.
      Was this review helpful? 6
      , ghaziabad
      Reviewed on Aug 11, 2015
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