How can I make my credit card payment online?

For paying the bill of your PNB Rakshak RuPay Select Credit Card, you can log in to your net banking account and choose to pay your bill online.

Will the annual fee be waived for the card?

Yes, the annual fee of Rs.500 will be waived if you use your credit card at least once in 3 months.

Does the PNB Rakshak RuPay Select Credit Card have an interest-free period?

Yes, the PNB Rakshak RuPay Select Credit Card has an interest-free period between 20 days - 50 days.

PNB Rakshak RuPay Select Credit Card

The Rakshak RuPay Select Credit Card by the Punjab National Bank is curated specifically for the customers who frequently shop online and travel. The PNB Rakshak RuPay Select Credit Card comes with an annual fee of Rs.500, a joining fee of Rs.750 and a finance charge of 2.95% per month.

Key Highlights of the PNB Rakshak RuPay Select Credit Card

Get more than 300 points on using the card for the first time.
Complimentary access to the domestic and international lounge program.
Get cashback offers on utility bills, dining expenses, etc.
Accelerated reward points of 2x on retail merchandise.
Fuel surcharge waiver of 1%.

PNB Rakshak RuPay Select Credit Card Limit

The credit limit of your PNB Rakshak RuPay Select Credit Card is given by the bank. Punjab National Bank does consider many factors before doing so such as the applicant's credit score, repayment habits and utilisation of credit, etc.

Features and Benefits of the PNB Rakshak RuPay Select Credit Card

Reward Point Benefits	Get more than 300 reward points on your first transaction. Get accelerated reward points of 2x on retail purchases.
Cashback Benefits	Receive cashback benefits on making your utility bill payments, and on your dining expenses.
Travel Benefits	Access to domestic and international lounge program on a complimentary basis.
Insurance Benefits	Make the most of your card with a comprehensive insurance package with the credit card.

PNB Rakshak RuPay Select Credit Card Fees and Charges

Type of Fee	Charge
Joining fee	Rs.500
Annual fee	Rs.750
Credit limit over usage	2.5% or Rs.500
Finance charges	2.95% per month
Minimum amount due	5% of the total amount due
Duplicate statement fee	Rs.50
Cash advance	2% of the cash withdrawn or Rs.150 at PNB ATMs (higher amount will be taken)
Card replacement fee	Rs.150
Foreign currency transaction	3.50%

Eligibility Criteria for PNB Rakshak RuPay Select Credit Card

Age	The primary applicant must be least 18 years old.
Nationality	The applicant must be a citizen of India or a non-resident Indian.
Employment status	He or she must have a steady source of income.
Credit Score	A good CIBIL score plays an important role in getting the card application approved.

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Documents Required for the PNB Rakshak RuPay Select Credit Card

Proof of Address	Income Proof	Identity Proof
Voter ID	Salary Slips	Aadhaar Card
Aadhaar Card	Form 16	Ration Card
Driving License	IT Return	Voter ID
-	-	Passport

Other PNB Credit Cards

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FAQs on PNB Rakshak RuPay Select Credit Card

How can I make my credit card payment online?
For paying the bill of your PNB Rakshak RuPay Select Credit Card, you can log in to your net banking account and choose to pay your bill online.
Will the annual fee be waived for the card?
Yes, the annual fee of Rs.500 will be waived if you use your credit card at least once in 3 months.
Does the PNB Rakshak RuPay Select Credit Card have an interest-free period?
Yes, the PNB Rakshak RuPay Select Credit Card has an interest-free period between 20 days - 50 days.

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