The Rakshak RuPay Select Credit Card by the Punjab National Bank is curated specifically for the customers who frequently shop online and travel. The PNB Rakshak RuPay Select Credit Card comes with an annual fee of Rs.500, a joining fee of Rs.750 and a finance charge of 2.95% per month.
|Reward Point Benefits||
The credit limit of your PNB Rakshak RuPay Select Credit Card is given by the bank. Punjab National Bank does consider many factors before doing so such as the applicant’s credit score, repayment habits and utilisation of credit, etc.
|Type of Fee||Charge|
|Credit limit over usage||2.5% or Rs.500|
|Finance charges||2.95% per month|
|Minimum amount due||5% of the total amount due|
|Duplicate statement fee||Rs.50|
|Cash advance||2% of the cash withdrawn or Rs.150 at PNB ATMs (higher amount will be taken)|
|Card replacement fee||Rs.150|
|Foreign currency transaction||3.50%|
|Age||The primary applicant must be least 18 years old.|
|Nationality||The applicant must be a citizen of India or a non-resident Indian.|
|Employment status||He or she must have a steady source of income.|
|Credit Score||A good CIBIL score plays an important role in getting the card application approved.|
|Proof of Address||Income Proof||Identity Proof|
|Voter ID||Salary Slips||Aadhaar Card|
|Aadhaar Card||Form 16||Ration Card|
|Driving License||IT Return||Voter ID|
For paying the bill of your PNB Rakshak RuPay Select Credit Card, you can log in to your net banking account and choose to pay your bill online.
Yes, the annual fee of Rs.500 will be waived if you use your credit card at least once in 3 months.
Yes, the PNB Rakshak RuPay Select Credit Card has an interest-free period between 20 days – 50 days.
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