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  • ICICI Payback Points

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  • Under the ICICI Payback Points Rewards Programme, customers can earn points every time they shop. Payback is India’s largest multi-brand loyalty programme. Credit card holders eligible for this scheme can benefit from a multitude of vouchers, merchandise and much more.

    How to Redeem Payback Points on ICICI Bank Credit Cards:

    You can redeem your PAYBACK points under two categories:

    Redeem Payback Points For Cash:

    Every PAYBACK point you earn is worth 0.25 paisa. You will need to call the dedicated number for ICICI Bank PAYBACK Rewards Scheme : 080-40146444. Your points will be converted to its cash value and be credited to your credit card account within 7 working days.

    Redeem Payback Points For Gifts:

    You can redeem your points via the following methods:

    1. Call the PAYBACK customer care line and place your order. You will receive your gift at your registered address within 10 working days.
    2. Visit the PAYBACK website : www.payback.in and place a request for redemption online. You will receive your gift at your registered address within 10 working days.
    3. Visit any PAYBACK Partner store to redeem your points against your purchase.
    4. Redeem your points at online partner stores.

    How to Earn ICICI Payback Points on ICICI Bank Credit Cards

    Customers can earn PAYBACK points by spending on their credit cards. Bonus points are awarded for shopping at partner stores. Listed below are the credit cards currently available from ICICI Bank and the points that can be earned on them for every Rs. 100 spent on the card.

    Card Name Domestic Retail Spends All International Spends Online Others
    ICICI Bank Platinum Chip Credit Card 2 2 2 2
    ICICI Bank Instant Platinum Credit Card - Against FD 3 3 3 3
    Unifare Metro Credit Card 2 2 2 4 Points on metro top ups
    ICICI Bank HPCL Platinum Credit Card 2 2 2 5 Points on using at HPCL Petrol Pump
    ICICI Bank HPCL Coral Credit Card 2 2 2 5 Points on using at HPCL Petrol Pump
    ICICI Bank HPCL Coral American Express Credit Card 2 2 2 6 Points on using at HPCL Petrol Pump
    ICICI Bank Coral Credit Card 2 2 2 4 Points on Dining, Groceries and Supermarkets
    ICICI Bank Coral Contactless Credit Card 2 2 2 4 Points on Dining, Groceries and Supermarkets
    ICICI Bank Coral American Express Credit Card 2 2 3 4 Points on Dining, Groceries and Supermarkets
    ICICI Bank Rubyx MasterCard Credit Card 2 2 2 4 Points on Shopping or Travel or Essentials
    ICICI Bank Rubyx American Express Credit Card 3 3 3 6 Points on Shopping or Travel or Essentials
    ICICI Bank Diamant Credit Card 3 6 3 3
    ICICI Bank Sapphiro Platinum American Express Credit Card 3 6 3 3
    ICICI Bank Sapphiro Master Card Credit Card 2 4 2 2

    Accelerated ICICI Payback Points Rewards:

    Payback And ICICI Bank Offers You a number of ways to earn extra Payback points. Multiple your rewards by spending on your credit card for just about anything.

    1. Everyday shopping - Shop for groceries, dining and just about anything on your ICICI Bank credit card. Online spends are also eligible to earn reward points.
    2. Bill Payments - Set automatic payments for your utility bills to be paid on your credit card and earn reward points.
    3. Supplementary Cards - Avail of supplementary cards for your family members above 18 years. Earn more rewards for spends on the supplementary cards that will be credited to your account.
    4. High-value purchases - Spending on jewellery, holiday bookings and travel bookings and earn more rewards.
    5. International Travel - Carry your credit card abroad when you travel and be awarded for all your international spends.
    6. Payback Card - Use your ICICI Bank credit card along with your PAYBACK Card at partner brands and earn extra rewards.
    7. Payback City - Shop at PAYBACK partners in your city and earn extra reward points. A few examples of accelerated rewards in your city are given below:
      • You could earn 5 points for every Rs. 200 spent at Big Bazaar.
      • At Central, you can earn 4 points for every Rs. 100 spent.
      • At Hometown, you will earn 6 points for every Rs. 100 spent.
    8. Online Partner Brands - Shop at partner stores online and enter your PAYBACK number when making the payment. You will earn more reward points. A few examples of accelerated rewards online are given below:
      • Ezone online - Earn 3 points for every Rs. 200 spent.
      • Future Bazaar - Earn 3 points for every Rs. 100 spent.
    9. Payback Online Store - Choose your shop online, enter your PAYBACK number on the selected merchant’s page and select “Shop Now”. You can then shop on the merchant’s site and earn PAYBACK points for your purchases.
    10. Payback Partner Stores - You can shop at partner brands and earn additional PAYBACK points with special offers from the partner stores. You can find out about special offers in emails from PAYBACK or visit the online coupon centre on the PAYBACK website.
    11. Coupons - Access the Coupon Centre on the PAYBACK website. Activate your coupon and shop online or at a partner store. Earn extra points for your purchases.

    Partner Stores of ICICI Payback Credit Cards:

    Use your ICICI Bank credit card along with your Payback Card at partner store to multiply your rewards. You can earn both reward points and accumulate more points that you can later redeem for a host of rewards offered. Listed below are some of the popular partner stores of PAYBACK.

    Partner Value of transaction Points earned
    Amazon Rs. 100 Up to 14 points
    Basics Life Rs. 100 Up to 150 points
    Domino’s Pizza Rs. 100 Up to 8 points
    Ferns n Petals Rs. 100 Up to 6 points
    First Cry Per transaction Up to 20 points
    Flaberry Rs. 100 Up to 18 points
    Flipkart Rs. 100 Up to11 points
    Healthkart Rs. 100 Up to 6 points
    IndiaTime Shopping Per transaction Up to 30 points
    Jabong Rs. 100 Up to 7 points
    Naaptol Rs. 100 Up to 12 points
    AskMeBazaar Rs. 100 Up to 13 points
    IndiaMags Rs. 100 Up to 12 points
    McDonald’s Rs. 100 Up to 5 points
    Paytm Rs. 100 Up to 3 points
    Zivame Rs. 100 Up to 8 points
    Pepperfry Rs. 100 Up to 12 points
    Purple Per transaction Up to 60 points
    Snapdeal Rs. 100 Up to 12 points
    Shopclues Rs. 100 Up to 4 points
    Surat Diamond Jewellery Per transaction Up to 60 points
    The Yellow Door Rs. 100 Up to 7 points
    TrendIn Per transaction Up to 150 points
    FoodPanda Rs. 100 Up to 12 points
    YepMe Rs. 100 Up to 5 points

    You can earn extra points for transactions with Payback partners. Given below is a list of Payback partners.

    Online Partners for Payback Points: In Store Partners:
    American Express Big Bazaar
    ICICI Bank Samsung
    Trip Advisor eZone
    First Cry Central
    MakeMyTrip Carzonrent
    BookMyShow FLF
    HiCare Food Bazaar
    eBay Brand Factory
    Naaptol Foodhall
    Oxigen Hotel Formule 1
    Perfume2Order Hometown
    Surat Diamond Jewellery HPCL
    MobiKwik Pantaloons
      Easy Cabs

    What You Can Redeem your ICICI Payback Points

    You can redeem your points for a variety of rewards. Redeem your PAYBACK points for the following:

    • Cash - Every PAYBACK point you earn is worth 0.25 paisa. Upon your request, your points will be converted to cash and credited to your credit card account.
    • In-store - Redeem your points while you shop at any of the PAYBACK partner stores.
    • Catalogue - Take your pick from the PAYBACK rewards catalogue and choose your merchandise.
    • Air Miles - As a PAYBACK member, you can convert your points to air miles with partner airlines. This option is available to customers who are eligible to convert their points to air miles as specified by the credit card.
    • Charity - Make a donation to a charity listed in the catalogue by converting your points its cash value.

    Payback Rewards Catalogue:

    The catalogue offered under the PAYBACK Rewards Scheme has an unlimited array of merchandise. Visit the PAYBACK website to view the complete catalogue of rewards on offer.

    Rewards Categories

    • Fashion and Lifestyle
    • Books
    • Home & Kitchen
    • Beauty, Health and Gourmet
    • Sport, Fitness and Outdoors
    • Toys and Baby products
    • Electronics
    • Gift Cards
    • Luxury
    • Stationery
    • Gifts
    • Air Miles
    • Charity

    Fees & Charges to Redeem Payback Points on ICICI Bank Credit Cards:

    Service charges are levied based on the type of redemption.

    1. Catalogue: For rewards redeemed from the catalogue, a handling fee of Rs. 99 plus service tax will be applicable.
    2. Online: For redemptions done online at PAYBACK Partner brands, a fee of Rs. 25 plus service tax will be levied.
    3. In-Store: To redeem rewards at PAYBACK Partner stores, a fee of Rs. 25 plus service tax will be levied.
    Redemption Option Charges
       
    Catalogue Rs. 99 handling charges + Service tax
    Online Rs. 25 handling charges + Service tax
    In-Store Rs. 25 handling charges + Service tax

    Eligible ICICI Bank Credit Cards For Payback Rewards Programme

    The ICICI Bank credit cards that are eligible to earn and redeem rewards under the PAYBACK programme are listed below.

    Gemstone Collection:

    • ICICI Bank Diamant Credit Card
    • ICICI Bank Sapphiro Credit Cards
    • ICICI Bank Rubyx Credit Cards
    • ICICI Bank Coral Credit Cards

    Instant and Secured Cards:

    • ICICI Bank Instant Platinum & Titanium Credit Cards
    • ICICI Bank Instant Gold Credit Card
    • ICICI Bank Easy Deposit Gold & Silver Credit Cards
    • ICICI Bank Easy Deposit Credit Card
    • ICICI Bank Secured Silver (Sterling Silver) Credit Card
    • Co-branded and Affinity Credit Cards
    • ICICI Bank HPCL Platinum & Titanium Credit Cards
    • ICICI Bank Adani Credit Card

    Faqs of ICICI Bank Payback Rewards

    1. For what can I redeem my Payback points for?

      The points you earn can be redeemed against a host of options offered by Payback rewards. Choose items from the PAYBACK rewards catalogue or shop at Payback partner brands in-store and online.

    2. Who is eligible for the Payback programme?

      Anyone who holds an eligible ICICI Bank credit card will automatically be enrolled in the PAYBACK programme.

    3. What is a Payback card?

      A PAYBACK card will be issued to you. This is your membership into the PAYBACK loyalty programme. It cannot be used to make payments. You can use the card to earn PAYBACK points with your credit card and at PAYBACK partners.

    4. Who are the Payback partners?

      PAYBACK has a list of partners that include MakeMyTrip, HPCL, Brand Factory, Central, Brand Factory, Ezone and more. Check out the list of partners mentioned in the PAYBACK Section above.

    5. Do Payback Points expire?

      Yes, PAYBACK points will expire in 3 years from when they were earned.

    6. Will my Payback card expire?

      No, your PAYBACK card is valid for a lifetime.

    7. Do I have to register for the Payback programme?

      You will be automatically enrolled in the programme if your card is eligible. But you need to register online on the PAYBACK website. Enter your card number and fill in the relevant details. Within 24 hours, a password will be generated and sent to your registered email ID.

      

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    ICICI Payback Points Reviews

    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Bank credit card which was taken through Bank directly .I am using this credit card for the past 2.5 years ,The credit limit was very less and there was no difficulties faced so far ,I have got the credit card on time without any hassle and this card is really good to use .
      Was this review helpful? 2
      , hyderabad
      Reviewed on Oct 17, 2019
    • ICICI Bank
      ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Bank credit card which was taken through Bank directly.I am using this credit card for the past 4 years and got all the required information about the card process very clearly .This was a free card and and there was no difficulties faced so far on using this card .
      Was this review helpful? 1
      , bangalore
      Reviewed on Oct 17, 2019
    • ICICI Bank Credit Card
      "Everyone should have it"
      0.5 5.0/5 "Blown Away!"
      ICICI card is good because the service and offers provides to the customer. I know how to contact the customer care service and i use the card for almost 5 years. I get all kind of benefits like in a month i get Buy1+GEt1 movie tickets. They are charging a annual rental which i don't like and they don't offer in waive off option.
      Was this review helpful? 2
      , new delhi
      Reviewed on Oct 17, 2019
    • ICICI Bank Credit Card
      "Best Service"
      0.5 4.0/5 "Great!"
      I have ICICI Bank credit card which was taken through Bank directly.This was a chargeable card ,I am using this credit card for the past 1 year ,The credit limit was average and there are good cash back offers and reward points.I have got all the relevant information about the card process very clearly and i am comfortable with the service .
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2019
    • ICICI Bank Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      ICICI is an average card to use. Movie ticket offer is there like buy1+get1 but i haven't availed the same other than this airport launch access facility is there. I have a ICICI credit card for 2 years. Whenever i do the transactions i get the OTP immediately.
      Was this review helpful? 1
      , bangalore
      Reviewed on Oct 17, 2019
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am holding ICICI BANK coral credit card for more than 3 years ago. It has applied directly to bank. It is a life time free credit card. There is an option for an EMI and charges are was okay. I use this card for movie ticket of one plus one free offer.
      Was this review helpful? 1
      , daman
      Reviewed on Oct 17, 2019
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I hold a ICICI Bank credit card which was taken through the Bank directly .This was a free card and the details about the credit card was clearly shared by the agent .The credit limit was pretty comfortable .I have got the credit card on time and so far no drawbacks faced. Lastly, I am also very much comfortable with the level of service offered by them.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 17, 2019
    • ICICI Bank Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I have ICICI Bank credit car d which was availed through Bank directly .This credit card is really useful and there was no difficulties faced so far .I am comfortable on using this credit card and this was a chargeable card .This was a platinum card and have really good cash back offers as well as reward points .
      Was this review helpful? 0
      , tirupur
      Reviewed on Oct 16, 2019
    • ICICI Bank Credit Card
      "Service is Good"
      0.5 4.0/5 "Great!"
      I am using ICICI Bank credit card which was directly taken through Bank.I am using this credit card for the past 2 years .The credit limit was good and it was upto 36,000,This was a free card .This card was a platinum card when received and later it was upgraded to coral card .
      Was this review helpful? 0
      , bellary
      Reviewed on Oct 16, 2019
    • ICICI Bank Credit Card
      "Need to improve customer service"
      0.5 3.0/5 "Satisfactory"
      It is very complicate to connect to customer service of ICICI bank. I have been using the Ferrari card for more than 1 year. It is a free card from 2nd year onwards. The credit limit is sufficient for 50 thousands. EMI option is applicable. I am using this card for purchasing purpose. Based on the usage I get reward points and cash back. There is no much benefits. For up gradation they detecting the amount of 2500 rupees.
      Was this review helpful? 1
      , tiruchirapalli
      Reviewed on Oct 15, 2019
    • ICICI Bank Credit Card
      "Really good for transactions"
      0.5 4.0/5 "Great!"
      ICICI Credit card service is really good. They have offered me a credit limit of Rs. 56K and they have not increased my credit limit so far even though i use the credit card for past 2 years. I get the offers like cashbacks and discounts. They are sending the offer messages on a regular basis.
      Was this review helpful? 0
      , vellore
      Reviewed on Oct 15, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      The credit card limit is low in ICICI BANK and its only 20K which have been using it for past 6months. I am using the card for Amazon online purchase because they are providing 10% discounts. The annual fee is not applicable. The payment mode is easy.
      Was this review helpful? 1
      , tirupati
      Reviewed on Oct 15, 2019
    • ICICI Bank Credit Card
      "Need to enhance the credit limit"
      0.5 4.0/5 "Great!"
      I am holding ICICI bank platinum credit card for the past one year. It is a life time free credit card. I received a card on time. The credit limit is not much sufficient of 20 thousands only. EMI option is applicable and charges are nominal. By his card I bought only one mobile phone and monthly paying for an EMI of 2700 rupees.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Oct 15, 2019
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Bank credit card which i am using for the past 14 years.This was a free card and there was no difficulties faced so far on using this card .There are very good reward points and cash back offers which is really useful.I have Platinum card which is also good for me.
      Was this review helpful? 2
      , new delhi
      Reviewed on Oct 14, 2019
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Bank credit card which was offered by Bank .I am using this credit card for the past 2 years ,The credit limit was good and this was a free card and there are good cash back offers as well as reward points ,This card is veryb useful and comfortable .I am really satisfied with the service so far .
      Was this review helpful? 1
      , erode
      Reviewed on Oct 14, 2019
    • ICICI Bank Credit Card
      "Need to enhance the credit limit"
      0.5 4.0/5 "Great!"
      I am having ICICI credit card for the past 8 years. Since I am holding a salary account with them they offered for the credit card and no documents submitted. It is an annual fee chargeable of 500 rupees. The credit limit is low given for 30 thousands only. EMI option is applicable and charges are nominal. I use this card for shopping and to pay for the loan. Based on the usage I get reward points.
      Was this review helpful? 2
      , erode
      Reviewed on Oct 14, 2019
    • ICICI Bank Credit Card
      "Better Card"
      0.5 5.0/5 "Blown Away!"
      I'm using the ICICI bank credit card for approximately 4 months. I get the benefits of no annual charges. I'm getting cashback, rewards points and discount. The provided credit limit of Rs. 27000 is not sufficient for me because my expectation was upto Rs. 1 lakh. I make the payment through online.
      Was this review helpful? 0
      , sawai madhopur
      Reviewed on Oct 13, 2019
    • ICICI Bank Credit Card
      "Better Card"
      0.5 3.0/5 "Satisfactory"
      Interest rates are more for EMI conversion. I used to make the payments on time. I hold the ICICI credit card for last 3 years for that they have given me a limit of Rs. 2000 and they offered me a limit enhancement but i have denied the same. I'm planning to close the credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 13, 2019
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Bank credit card which was directly taken through Bank .I am using this credit card for the past 1 year,This was a free card and i have not checked cash back offers and reward points so far .I have got this credit card without any delay ,I am really satisfied with the service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 12, 2019
    • ICICI Bank Credit Card
      "Need to provide an EMI option"
      0.5 3.5/5 "Pretty good"
      On 4 months before I have applied for a credit card with ICICI bank directly to them. It is a life time free credit card and the credit limit is given for 30 thousands only for this card. EMI option is not applicable. I use this card for many purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 12, 2019
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