Under the ICICI Payback Points Rewards Programme, customers can earn points every time they shop. Payback is India’s largest multi-brand loyalty programme. Credit card holders eligible for this scheme can benefit from a multitude of vouchers, merchandise and much more.
You can redeem your PAYBACK points under two categories:
Redeem Payback Points For Cash:
Every PAYBACK point you earn is worth 0.25 paisa. You will need to call the dedicated number for ICICI Bank PAYBACK Rewards Scheme : 080-40146444. Your points will be converted to its cash value and be credited to your credit card account within 7 working days.
Redeem Payback Points For Gifts:
You can redeem your points via the following methods:
Customers can earn PAYBACK points by spending on their credit cards. Bonus points are awarded for shopping at partner stores. Listed below are the credit cards currently available from ICICI Bank and the points that can be earned on them for every Rs. 100 spent on the card.
|Card Name||Domestic Retail Spends||All International Spends||Online||Others|
|ICICI Bank Platinum Chip Credit Card||2||2||2||2|
|ICICI Bank Instant Platinum Credit Card - Against FD||3||3||3||3|
|Unifare Metro Credit Card||2||2||2||4 Points on metro top ups|
|ICICI Bank HPCL Platinum Credit Card||2||2||2||5 Points on using at HPCL Petrol Pump|
|ICICI Bank HPCL Coral Credit Card||2||2||2||5 Points on using at HPCL Petrol Pump|
|ICICI Bank HPCL Coral American Express Credit Card||2||2||2||6 Points on using at HPCL Petrol Pump|
|ICICI Bank Coral Credit Card||2||2||2||4 Points on Dining, Groceries and Supermarkets|
|ICICI Bank Coral Contactless Credit Card||2||2||2||4 Points on Dining, Groceries and Supermarkets|
|ICICI Bank Coral American Express Credit Card||2||2||3||4 Points on Dining, Groceries and Supermarkets|
|ICICI Bank Rubyx MasterCard Credit Card||2||2||2||4 Points on Shopping or Travel or Essentials|
|ICICI Bank Rubyx American Express Credit Card||3||3||3||6 Points on Shopping or Travel or Essentials|
|ICICI Bank Diamant Credit Card||3||6||3||3|
|ICICI Bank Sapphiro Platinum American Express Credit Card||3||6||3||3|
|ICICI Bank Sapphiro Master Card Credit Card||2||4||2||2|
Payback And ICICI Bank Offers You a number of ways to earn extra Payback points. Multiple your rewards by spending on your credit card for just about anything.
Use your ICICI Bank credit card along with your Payback Card at partner store to multiply your rewards. You can earn both reward points and accumulate more points that you can later redeem for a host of rewards offered. Listed below are some of the popular partner stores of PAYBACK.
|Partner||Value of transaction||Points earned|
|Amazon||Rs. 100||Up to 14 points|
|Basics Life||Rs. 100||Up to 150 points|
|Domino’s Pizza||Rs. 100||Up to 8 points|
|Ferns n Petals||Rs. 100||Up to 6 points|
|First Cry||Per transaction||Up to 20 points|
|Flaberry||Rs. 100||Up to 18 points|
|Flipkart||Rs. 100||Up to11 points|
|Healthkart||Rs. 100||Up to 6 points|
|IndiaTime Shopping||Per transaction||Up to 30 points|
|Jabong||Rs. 100||Up to 7 points|
|Naaptol||Rs. 100||Up to 12 points|
|AskMeBazaar||Rs. 100||Up to 13 points|
|IndiaMags||Rs. 100||Up to 12 points|
|McDonald’s||Rs. 100||Up to 5 points|
|Paytm||Rs. 100||Up to 3 points|
|Zivame||Rs. 100||Up to 8 points|
|Pepperfry||Rs. 100||Up to 12 points|
|Purple||Per transaction||Up to 60 points|
|Snapdeal||Rs. 100||Up to 12 points|
|Shopclues||Rs. 100||Up to 4 points|
|Surat Diamond Jewellery||Per transaction||Up to 60 points|
|The Yellow Door||Rs. 100||Up to 7 points|
|TrendIn||Per transaction||Up to 150 points|
|FoodPanda||Rs. 100||Up to 12 points|
|YepMe||Rs. 100||Up to 5 points|
You can earn extra points for transactions with Payback partners. Given below is a list of Payback partners.
|Online Partners for Payback Points:||In Store Partners:|
|American Express||Big Bazaar|
|Oxigen||Hotel Formule 1|
|Surat Diamond Jewellery||HPCL|
You can redeem your points for a variety of rewards. Redeem your PAYBACK points for the following:
The catalogue offered under the PAYBACK Rewards Scheme has an unlimited array of merchandise. Visit the PAYBACK website to view the complete catalogue of rewards on offer.
Service charges are levied based on the type of redemption.
|Catalogue||Rs. 99 handling charges + Service tax|
|Online||Rs. 25 handling charges + Service tax|
|In-Store||Rs. 25 handling charges + Service tax|
The ICICI Bank credit cards that are eligible to earn and redeem rewards under the PAYBACK programme are listed below.
Instant and Secured Cards:
The points you earn can be redeemed against a host of options offered by Payback rewards. Choose items from the PAYBACK rewards catalogue or shop at Payback partner brands in-store and online.
Anyone who holds an eligible ICICI Bank credit card will automatically be enrolled in the PAYBACK programme.
A PAYBACK card will be issued to you. This is your membership into the PAYBACK loyalty programme. It cannot be used to make payments. You can use the card to earn PAYBACK points with your credit card and at PAYBACK partners.
PAYBACK has a list of partners that include MakeMyTrip, HPCL, Brand Factory, Central, Brand Factory, Ezone and more. Check out the list of partners mentioned in the PAYBACK Section above.
Yes, PAYBACK points will expire in 3 years from when they were earned.
No, your PAYBACK card is valid for a lifetime.
You will be automatically enrolled in the programme if your card is eligible. But you need to register online on the PAYBACK website. Enter your card number and fill in the relevant details. Within 24 hours, a password will be generated and sent to your registered email ID.
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