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  • ICICI Payback Points is Rated as "Great!" by 9690 Users

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    ICICI Payback Points

    Under the ICICI Payback Points Rewards Programme, customers can earn points every time they shop. Payback is India’s largest multi-brand loyalty programme. Credit card holders eligible for this scheme can benefit from a multitude of vouchers, merchandise and much more.

    How to Redeem Payback Points on ICICI Bank Credit Cards:

    You can redeem your PAYBACK points under two categories:

    Redeem Payback Points For Cash:

    Every PAYBACK point you earn is worth 0.25 paisa. You will need to call the dedicated number for ICICI Bank PAYBACK Rewards Scheme : 080-40146444. Your points will be converted to its cash value and be credited to your credit card account within 7 working days.

    Redeem Payback Points For Gifts:

    You can redeem your points via the following methods:

    1. Call the PAYBACK customer care line and place your order. You will receive your gift at your registered address within 10 working days.
    2. Visit the PAYBACK website : www.payback.in and place a request for redemption online. You will receive your gift at your registered address within 10 working days.
    3. Visit any PAYBACK Partner store to redeem your points against your purchase.
    4. Redeem your points at online partner stores.

    How to Earn ICICI Payback Points on ICICI Bank Credit Cards

    Customers can earn PAYBACK points by spending on their credit cards. Bonus points are awarded for shopping at partner stores. Listed below are the credit cards currently available from ICICI Bank and the points that can be earned on them for every Rs. 100 spent on the card.

    Card Name Domestic Retail Spends All International Spends Online Others
    ICICI Bank Platinum Chip Credit Card 2 2 2 2
    ICICI Bank Instant Platinum Credit Card - Against FD 3 3 3 3
    Unifare Metro Credit Card 2 2 2 4 Points on metro top ups
    ICICI Bank HPCL Platinum Credit Card 2 2 2 5 Points on using at HPCL Petrol Pump
    ICICI Bank HPCL Coral Credit Card 2 2 2 5 Points on using at HPCL Petrol Pump
    ICICI Bank HPCL Coral American Express Credit Card 2 2 2 6 Points on using at HPCL Petrol Pump
    ICICI Bank Coral Credit Card 2 2 2 4 Points on Dining, Groceries and Supermarkets
    ICICI Bank Coral Contactless Credit Card 2 2 2 4 Points on Dining, Groceries and Supermarkets
    ICICI Bank Coral American Express Credit Card 2 2 3 4 Points on Dining, Groceries and Supermarkets
    ICICI Bank Rubyx MasterCard Credit Card 2 2 2 4 Points on Shopping or Travel or Essentials
    ICICI Bank Rubyx American Express Credit Card 3 3 3 6 Points on Shopping or Travel or Essentials
    ICICI Bank Diamant Credit Card 3 6 3 3
    ICICI Bank Sapphiro Platinum American Express Credit Card 3 6 3 3
    ICICI Bank Sapphiro Master Card Credit Card 2 4 2 2

    Accelerated ICICI Payback Points Rewards:

    Payback And ICICI Bank Offers You a number of ways to earn extra Payback points. Multiple your rewards by spending on your credit card for just about anything.

    1. Everyday shopping - Shop for groceries, dining and just about anything on your ICICI Bank credit card. Online spends are also eligible to earn reward points.
    2. Bill Payments - Set automatic payments for your utility bills to be paid on your credit card and earn reward points.
    3. Supplementary Cards - Avail of supplementary cards for your family members above 18 years. Earn more rewards for spends on the supplementary cards that will be credited to your account.
    4. High-value purchases - Spending on jewellery, holiday bookings and travel bookings and earn more rewards.
    5. International Travel - Carry your credit card abroad when you travel and be awarded for all your international spends.
    6. Payback Card - Use your ICICI Bank credit card along with your PAYBACK Card at partner brands and earn extra rewards.
    7. Payback City - Shop at PAYBACK partners in your city and earn extra reward points. A few examples of accelerated rewards in your city are given below:
      • You could earn 5 points for every Rs. 200 spent at Big Bazaar.
      • At Central, you can earn 4 points for every Rs. 100 spent.
      • At Hometown, you will earn 6 points for every Rs. 100 spent.
    8. Online Partner Brands - Shop at partner stores online and enter your PAYBACK number when making the payment. You will earn more reward points. A few examples of accelerated rewards online are given below:
      • Ezone online - Earn 3 points for every Rs. 200 spent.
      • Future Bazaar - Earn 3 points for every Rs. 100 spent.
    9. Payback Online Store - Choose your shop online, enter your PAYBACK number on the selected merchant’s page and select “Shop Now”. You can then shop on the merchant’s site and earn PAYBACK points for your purchases.
    10. Payback Partner Stores - You can shop at partner brands and earn additional PAYBACK points with special offers from the partner stores. You can find out about special offers in emails from PAYBACK or visit the online coupon centre on the PAYBACK website.
    11. Coupons - Access the Coupon Centre on the PAYBACK website. Activate your coupon and shop online or at a partner store. Earn extra points for your purchases.

    Partner Stores of ICICI Payback Credit Cards:

    Use your ICICI Bank credit card along with your Payback Card at partner store to multiply your rewards. You can earn both reward points and accumulate more points that you can later redeem for a host of rewards offered. Listed below are some of the popular partner stores of PAYBACK.

    Partner Value of transaction Points earned
    Amazon Rs. 100 Up to 14 points
    Basics Life Rs. 100 Up to 150 points
    Domino’s Pizza Rs. 100 Up to 8 points
    Ferns n Petals Rs. 100 Up to 6 points
    First Cry Per transaction Up to 20 points
    Flaberry Rs. 100 Up to 18 points
    Flipkart Rs. 100 Up to11 points
    Healthkart Rs. 100 Up to 6 points
    IndiaTime Shopping Per transaction Up to 30 points
    Jabong Rs. 100 Up to 7 points
    Naaptol Rs. 100 Up to 12 points
    AskMeBazaar Rs. 100 Up to 13 points
    IndiaMags Rs. 100 Up to 12 points
    McDonald’s Rs. 100 Up to 5 points
    Paytm Rs. 100 Up to 3 points
    Zivame Rs. 100 Up to 8 points
    Pepperfry Rs. 100 Up to 12 points
    Purple Per transaction Up to 60 points
    Snapdeal Rs. 100 Up to 12 points
    Shopclues Rs. 100 Up to 4 points
    Surat Diamond Jewellery Per transaction Up to 60 points
    The Yellow Door Rs. 100 Up to 7 points
    TrendIn Per transaction Up to 150 points
    FoodPanda Rs. 100 Up to 12 points
    YepMe Rs. 100 Up to 5 points

    You can earn extra points for transactions with Payback partners. Given below is a list of Payback partners.

    Online Partners for Payback Points: In Store Partners:
    American Express Big Bazaar
    ICICI Bank Samsung
    Trip Advisor eZone
    First Cry Central
    MakeMyTrip Carzonrent
    BookMyShow FLF
    HiCare Food Bazaar
    eBay Brand Factory
    Naaptol Foodhall
    Oxigen Hotel Formule 1
    Perfume2Order Hometown
    Surat Diamond Jewellery HPCL
    MobiKwik Pantaloons
      Easy Cabs

    What You Can Redeem your ICICI Payback Points

    You can redeem your points for a variety of rewards. Redeem your PAYBACK points for the following:

    • Cash - Every PAYBACK point you earn is worth 0.25 paisa. Upon your request, your points will be converted to cash and credited to your credit card account.
    • In-store - Redeem your points while you shop at any of the PAYBACK partner stores.
    • Catalogue - Take your pick from the PAYBACK rewards catalogue and choose your merchandise.
    • Air Miles - As a PAYBACK member, you can convert your points to air miles with partner airlines. This option is available to customers who are eligible to convert their points to air miles as specified by the credit card.
    • Charity - Make a donation to a charity listed in the catalogue by converting your points its cash value.

    Payback Rewards Catalogue:

    The catalogue offered under the PAYBACK Rewards Scheme has an unlimited array of merchandise. Visit the PAYBACK website to view the complete catalogue of rewards on offer.

    Rewards Categories

    • Fashion and Lifestyle
    • Books
    • Home & Kitchen
    • Beauty, Health and Gourmet
    • Sport, Fitness and Outdoors
    • Toys and Baby products
    • Electronics
    • Gift Cards
    • Luxury
    • Stationery
    • Gifts
    • Air Miles
    • Charity

    Fees & Charges to Redeem Payback Points on ICICI Bank Credit Cards:

    Service charges are levied based on the type of redemption.

    1. Catalogue: For rewards redeemed from the catalogue, a handling fee of Rs. 99 plus service tax will be applicable.
    2. Online: For redemptions done online at PAYBACK Partner brands, a fee of Rs. 25 plus service tax will be levied.
    3. In-Store: To redeem rewards at PAYBACK Partner stores, a fee of Rs. 25 plus service tax will be levied.
    Redemption Option Charges
       
    Catalogue Rs. 99 handling charges + Service tax
    Online Rs. 25 handling charges + Service tax
    In-Store Rs. 25 handling charges + Service tax

    Eligible ICICI Bank Credit Cards For Payback Rewards Programme

    The ICICI Bank credit cards that are eligible to earn and redeem rewards under the PAYBACK programme are listed below.

    Gemstone Collection:

    • ICICI Bank Diamant Credit Card
    • ICICI Bank Sapphiro Credit Cards
    • ICICI Bank Rubyx Credit Cards
    • ICICI Bank Coral Credit Cards

    Instant and Secured Cards:

    • ICICI Bank Instant Platinum & Titanium Credit Cards
    • ICICI Bank Instant Gold Credit Card
    • ICICI Bank Easy Deposit Gold & Silver Credit Cards
    • ICICI Bank Easy Deposit Credit Card
    • ICICI Bank Secured Silver (Sterling Silver) Credit Card
    • Co-branded and Affinity Credit Cards
    • ICICI Bank HPCL Platinum & Titanium Credit Cards
    • ICICI Bank Adani Credit Card

    Faqs of ICICI Bank Payback Rewards

    1. For what can I redeem my Payback points for?

      The points you earn can be redeemed against a host of options offered by Payback rewards. Choose items from the PAYBACK rewards catalogue or shop at Payback partner brands in-store and online.

    2. Who is eligible for the Payback programme?

      Anyone who holds an eligible ICICI Bank credit card will automatically be enrolled in the PAYBACK programme.

    3. What is a Payback card?

      A PAYBACK card will be issued to you. This is your membership into the PAYBACK loyalty programme. It cannot be used to make payments. You can use the card to earn PAYBACK points with your credit card and at PAYBACK partners.

    4. Who are the Payback partners?

      PAYBACK has a list of partners that include MakeMyTrip, HPCL, Brand Factory, Central, Brand Factory, Ezone and more. Check out the list of partners mentioned in the PAYBACK Section above.

    5. Do Payback Points expire?

      Yes, PAYBACK points will expire in 3 years from when they were earned.

    6. Will my Payback card expire?

      No, your PAYBACK card is valid for a lifetime.

    7. Do I have to register for the Payback programme?

      You will be automatically enrolled in the programme if your card is eligible. But you need to register online on the PAYBACK website. Enter your card number and fill in the relevant details. Within 24 hours, a password will be generated and sent to your registered email ID.

    ICICI Payback Points Reviews

    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holing the credit card with the ICICI BANK but i sue this card seldom with this credit card because the reason is that the credit limit what they have offered is very lower with this credit card. The offers also i get seldom which is lower with this card.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the ICICI BANK from past four years as the card is easy also it is user friendly to access. The credit limit what they have offered is satisfactory with this card added on that the service is very good with this card.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using Icici bank for credit card for last 1 years . They used to increase the credit limit based on time to time basis . There is additional charges that too gets waived off after contacting their customer service . Am getting good rewards points for certain transaction too .
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "IVR system needs to be develop"
      0.5 5.0/5 "Blown Away!"
      ICICI call center response time too long they need to work on it, the application is very good and the service of the bank is very polite I am fine with the bank not call centers. I have zero balance account with ICICI as my salary account its fine.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I bank with ICICI Bank for the credit card and there are good deals on the card. The credit limit is fine and the transactions are smooth. The statements are clear and the billing is convenient too. Overall it has been a satisfactory experience.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 1.0/5 "Really Bad"
      For last 11months am using Icici credit card. There customer service and response is good . Am satisfied with the credit limit which they have provided to me in starting as its been based on my salary , they said they will be increasing the limit after 6 month , but still there is no response from them. There is no annual charges for the card .There is no additional charge for the transaction which I make .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI BANK , i am holding this card for past 2 year . They offered me ICICI PLATINUM Credit card . They offered 2.70lakh of credit limit and i am happy with that . Benefit is nothing . I am not so happy with this card because no benefits .
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with ICICI BANK , i am holding this card for past 3 year . They offered very low credit limit it is 35000. They provide me with ICICI CORRAL credit card . So fast it has been a good experience with the card and their services.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have been using the ICICI bank credit card for last 1 years. They have given me a credit limit of Rs. 50000 and i have no issues with it. There is no particular offers from ICICI. The service has been provided by ICICI is good and I'm satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using ICICI bank credit card from last 15-20 years, there was no annual fee charged for this credit card. The features and benefits are very good in this credit card. I am happy with the credit limit provided by ICICI bank credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Services need to be more proactive"
      0.5 5.0/5 "Blown Away!"
      I bank with ICICI Bank for the credit card and there are no charges for the card. The credit limit is fine and there are no issues for the statements too. They need to work on the services. I can get connected easily but they do not sort out my queries.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have been using a ICICI credit card for Last 4 years, They have increased my credit limit upto Rs. 1.80 Lakhs according to my usage. This is a life time free card. I have not availed any of the offers for last 3 months even though i have received lots of notifications.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using the credit card with the ICICI BANK from past 6-7 years as the card is user friendly card to use. There is a rewards points offers with this card added on that they are providing with the EMI conversion which is hassle free process to convert it.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI Bank. I do not use the card much as there are no offers on the card. So when ever I get a 10% flipkart offer, I use the card at that moment. It is a life time free card. The bank can provide more deals when compared to the banks.
      Was this review helpful? 0
      , thane
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I have cancelled my ICICI credit card they gave me good experience, they gave me the credit card limit around Rs. 50,000. There is no draw back I have many card that is the reason I have closed the card, Its life time free card. The customer service is also good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      I bank with ICICI Bank for the credit card and the offers are good. The customer support and response is fine. There are good deals and the statements are clear and sent to me on time. Overall no issues while using the card. The credit limit is also good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Response should be proactive"
      0.5 1.0/5 "Really Bad"
      I have not get the credit card, one time I got the sms stating my card was dispatched but there was no response. The person came to collected the documents then no reply. There was no processing fee on the credit card. I done all the process but I didn't get the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2018
    • ICICI Bank Credit Card
      "Process should be easy"
      0.5 3.0/5 "Satisfactory"
      I just applied the card with ICICI, the offers are fine with them. I am not sure about complete offers which is available on my card, the credit limit is low they need to enhanced the limit based on my usage. They have taken long time to dispatched the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2018
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI credit card for while, they have not charged any annual fee with this card and i am happy with my credit limits which they have given me in this card , the best part is they give good discounts, offers in maximum products..
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2018
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card, they have not charged any annual fee in this card and it is life time free credit card and i am happy with my credit limit in this card,there offers is good they provide me good cash back and discounts in card, overall service is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2018
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