ICICI Payback Points

Under the ICICI Payback Points Rewards Programme, customers can earn points every time they shop. Payback is India’s largest multi-brand loyalty programme. Credit card holders eligible for this scheme can benefit from a multitude of vouchers, merchandise and much more.

How to Redeem Payback Points on ICICI Bank Credit Cards

You can redeem your PAYBACK points under two categories:

Redeem Payback Points For Cash:

Every PAYBACK point you earn is worth 0.25 paisa. You will need to call the dedicated number for ICICI Bank PAYBACK Rewards Scheme : 080-40146444. Your points will be converted to its cash value and be credited to your credit card account within 7 working days.

Redeem Payback Points For Gifts:

You can redeem your points via the following methods:

• Call the PAYBACK customer care line and place your order. You will receive your gift at your registered address within 10 working days.
• Visit the PAYBACK website : www.payback.in and place a request for redemption online. You will receive your gift at your registered address within 10 working days.
• Visit any PAYBACK Partner store to redeem your points against your purchase.
• Redeem your points at online partner stores.

How to Earn ICICI Payback Points on ICICI Bank Credit Cards

Customers can earn PAYBACK points by spending on their credit cards. Bonus points are awarded for shopping at partner stores. Listed below are the credit cards currently available from ICICI Bank and the points that can be earned on them for every Rs. 100 spent on the card.

Accelerated ICICI Payback Points Rewards

Payback And ICICI Bank Offers You a number of ways to earn extra Payback points. Multiple your rewards by spending on your credit card for just about anything.

1. Everyday shopping - Shop for groceries, dining and just about anything on your ICICI Bank credit card. Online spends are also eligible to earn reward points.
2. Bill Payments - Set automatic payments for your utility bills to be paid on your credit card and earn reward points.
3. Supplementary Cards - Avail of supplementary cards for your family members above 18 years. Earn more rewards for spends on the supplementary cards that will be credited to your account.
4. High-value purchases - Spending on jewellery, holiday bookings and travel bookings and earn more rewards.
5. International Travel - Carry your credit card abroad when you travel and be awarded for all your international spends.
6. Payback Card - Use your ICICI Bank credit card along with your PAYBACK Card at partner brands and earn extra rewards.
7. Payback City - Shop at PAYBACK partners in your city and earn extra reward points. A few examples of accelerated rewards in your city are given below:
   • You could earn 5 points for every Rs. 200 spent at Big Bazaar.
   • At Central, you can earn 4 points for every Rs. 100 spent.
   • At Hometown, you will earn 6 points for every Rs. 100 spent.
8. Online Partner Brands - Shop at partner stores online and enter your PAYBACK number when making the payment. You will earn more reward points. A few examples of accelerated rewards online are given below:
   • Ezone online - Earn 3 points for every Rs. 200 spent.
   • Future Bazaar - Earn 3 points for every Rs. 100 spent.
9. Payback Online Store - Choose your shop online, enter your PAYBACK number on the selected merchant’s page and select “Shop Now”. You can then shop on the merchant’s site and earn PAYBACK points for your purchases.
10. Payback Partner Stores - You can shop at partner brands and earn additional PAYBACK points with special offers from the partner stores. You can find out about special offers in emails from PAYBACK or visit the online coupon centre on the PAYBACK website.
11. Coupons - Access the Coupon Centre on the PAYBACK website. Activate your coupon and shop online or at a partner store. Earn extra points for your purchases.

Partner Stores of ICICI Payback Credit Cards

Use your ICICI Bank credit card along with your Payback Card at partner store to multiply your rewards. You can earn both reward points and accumulate more points that you can later redeem for a host of rewards offered. Listed below are some of the popular partner stores of PAYBACK.

You can earn extra points for transactions with Payback partners. Given below is a list of Payback partners.

What you can Redeem your ICICI Payback Points

You can redeem your points for a variety of rewards. Redeem your PAYBACK points for the following:

• Cash - Every PAYBACK point you earn is worth 0.25 paisa. Upon your request, your points will be converted to cash and credited to your credit card account.
• In-store - Redeem your points while you shop at any of the PAYBACK partner stores.
• Catalogue - Take your pick from the PAYBACK rewards catalogue and choose your merchandise.
• Air Miles - As a PAYBACK member, you can convert your points to air miles with partner airlines. This option is available to customers who are eligible to convert their points to air miles as specified by the credit card.
• Charity - Make a donation to a charity listed in the catalogue by converting your points its cash value.

Payback Rewards Catalogue

The catalogue offered under the PAYBACK Rewards Scheme has an unlimited array of merchandise. Visit the PAYBACK website to view the complete catalogue of rewards on offer.

Rewards Categories

• Fashion and Lifestyle
• Books
• Home & Kitchen
• Beauty, Health and Gourmet
• Sport, Fitness and Outdoors
• Toys and Baby products
• Electronics
• Gift Cards
• Luxury
• Stationery
• Gifts
• Air Miles
• Charity

Fees & Charges to Redeem Payback Points on ICICI Bank Credit Cards:

Service charges are levied based on the type of redemption.

1. Catalogue: For rewards redeemed from the catalogue, a handling fee of Rs. 99 plus service tax will be applicable.
2. Online: For redemptions done online at PAYBACK Partner brands, a fee of Rs. 25 plus service tax will be levied.
3. In-Store: To redeem rewards at PAYBACK Partner stores, a fee of Rs. 25 plus service tax will be levied.

Eligible ICICI Bank Credit Cards for Payback Rewards Programme

The ICICI Bank credit cards that are eligible to earn and redeem rewards under the PAYBACK programme are listed below.

Gemstone Collection:

• ICICI Bank Diamant Credit Card
• ICICI Bank Coral Visa Credit Cards

Instant and Secured Cards:

• ICICI Bank Instant Platinum & Titanium Credit Cards
• ICICI Bank Instant Gold Credit Card
• ICICI Bank Easy Deposit Gold & Silver Credit Cards
• ICICI Bank Easy Deposit Credit Card
• ICICI Bank Secured Silver (Sterling Silver) Credit Card
• Co-branded and Affinity Credit Cards
• ICICI Bank HPCL Platinum & Titanium Credit Cards
• ICICI Bank Adani Credit Card

FAQs on ICICI Bank Payback Rewards

1. For what can I redeem my Payback points for?

   The points you earn can be redeemed against a host of options offered by Payback rewards. Choose items from the PAYBACK rewards catalogue or shop at Payback partner brands in-store and online.

2. Who is eligible for the Payback programme?

   Anyone who holds an eligible ICICI Bank credit card will automatically be enrolled in the PAYBACK programme.

3. What is a Payback card?

   A PAYBACK card will be issued to you. This is your membership into the PAYBACK loyalty programme. It cannot be used to make payments. You can use the card to earn PAYBACK points with your credit card and at PAYBACK partners.

4. Who are the Payback partners?

   PAYBACK has a list of partners that include MakeMyTrip, HPCL, Brand Factory, Central, Brand Factory, Ezone and more. Check out the list of partners mentioned in the PAYBACK Section above.

5. Do Payback Points expire?

   Yes, PAYBACK points will expire in 3 years from when they were earned.

6. Will my Payback card expire?

   No, your PAYBACK card is valid for a lifetime.

7. Do I have to register for the Payback programme?

   You will be automatically enrolled in the programme if your card is eligible. But you need to register online on the PAYBACK website. Enter your card number and fill in the relevant details. Within 24 hours, a password will be generated and sent to your registered email ID.