ICICI Bank is an international investment and financial services conglomerate with its base in Mumbai, the city that never sleeps, as well as a strong presence in over 19 nations. Holding a proud second position in the Four Major Big Banks in the country if you go by its resources and market capitalization, ICICI provides a plethora of financial products and services for business and individual clients through various distribution channels and specialized affiliates. It has a pan-India network of 4050 area offices in India.
Applying for loans on credit card from ICICI bank is quite a hassle-free process. This holds true whether you are an entrepreneur or self-employed (for more than 6 months) or even a salaried employee. The first and foremost thing to do is to fill up your application form, which includes only two pages. The application process for all loans on ICICI credit card is quite simple and can get easily approved. You will have to write down all the details asked about your job or business and once it is done, you can submit your recent bank statements or salary slips along with it.
Home Loan: If you apply for home loans on your ICICI credit cards, you can enjoy the benefit of personalized housing loan counselling from an expert before choosing a loan at unbelievably nominal interest rates.
Auto Loan: If you have an ICICI credit card and want to apply for a loan on that card, the process is quick and easy. Not only will you get competitive interest rates with flexible tenure for your new vehicle, but also a large selection of dealers to choose from. You can also avail up to 90 percent of road price of the car you are planning to purchase. An ICICI staff will assist you with all the documentation procedures.
Personal Loan: Being an ICICI credit card holder will make you eligible for a personal loan up to fifteen lakhs with minimal interest. And the best part is that you do not need a guarantor or pledge any security to avail it. Loan usually gets approved in no time.
You can draw the money from any ATM the instant you get the notification via text message or email from the bank.
Please alert the concerned customer care department immediately in case of loss of card.
It depends on your credit history and eligibility. But it will not take more than a week.