Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Loan on ICICI Credit Card Reviews

    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My best credit card is the ICICI bank one because I can merge everything with this credit card . I had been with them for some long time. Customer service is good, while it comes to matter of on time settlement. I have never faced the penalty charges till now , also the offers are up to the mark .
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "You should beleive it"
      0.5 4.0/5 "Great!"
      I want to mention ICICI bank credit card is my first choice because their interest rate is very lesser one for the minimum amount payment. Customer service and all is absolutely good. Online services are also an awesome one like its very clean and clear.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI Bank and the offers on the card is perfect. It is nice to get these deals and I am also informed about it as well. There are emails and messages sent on a regular basis. I also get intimated when ever I use my card. Nice experience.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "Great "
      0.5 4.0/5 "Great!"
      I would say, ICICI credit card is the best one as per my experience till now. Credit limit value is good one and they are increasing the credit limit on yearly basis. Service aspects are really good, also it can be taken care by online itself.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      I availed credit card from ICICI bank. This the only card I use and it is a chargeable card. The annual fee is around 150 rupees. I am not happy with the credit limit offered by the bank. But then I am getting reward points and cash back offers on my card. The customer service is really good.
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      , indore
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of ICICI bank , I am very much happy with the offers and the services. The bank has always been clear in what they communicate and in what they offer. I get regular emails about the on going offers and the credit limit is good as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      Recently I applied for the ICICI platinum credit card. Actually I applied for the card through online source. I got good response from the bank, all the verification process been over. I had received a call from ICICI bank where they informed me that the card will be delivered within 8-10 working days. Their customer service is very nice. They contacted me properly and asked for my convenient time in collecting the documents and for the verification part. The services provided by ICICI Bank is fanstatic.
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      , hyderabad
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "Good to Hold"
      0.5 4.0/5 "Great!"
      I am using ICICI Coral Visa credit card, they have upgrade my credit limit, also it is very much satisfactory for me. There are multiple points are available for many transactions and with some cash back offer. ICICI bills are very transparent, I could make convenient payment through their payment gateway.
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      , pune
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "Good services"
      0.5 4.0/5 "Great!"
      ICICI bank has offered me a credit card and there are offers on the card. But there is no proper credit limit. Until the limit is good, I can use those offers. The customer services are good overall. The statements are sent to me on time and it is very much clear.
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      , pune
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "Convenient to Use"
      0.5 3.0/5 "Satisfactory"
      The credit limit offered by ICICI bank is not satisfactory but it will be upgraded in the future I believe. I use credit card for long time. There is no special benefits on my credit card but reward points and cash back offers are there. I am comfortable in using the card.
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      , mumbai
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "Good one"
      0.5 4.0/5 "Great!"
      I want to say, ICICI bank credit card is the best one for me because the payment used to get reflected in their server in a day of time. I am using ICICI bank credit card from the last four to five months of time. Credit limit value enhancement is not yet experienced but now its a kind of okay.
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      , bangalore
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Should understand the customer's needs"
      0.5 2.0/5 "Expected more"
      I am holding salary account with ICICI, hence I am using the credit card. Overall service of ICICI, it is not upto the mark, they taking lot of charges for the credit card transaction. Customer service is bad, especially the IVR system automatically calls gets disconnect while ringing. I never spoke with customer service as of now for any queries.
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      , cuddalore
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My friends are using ICICI credit card. And I am getting good feedback about the bank from them. The bank is providing more reward points it seems also they are upgrading the credit limit every year. I do not have any idea about their customer service, but the card is really helpful.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I am holding a Platinum Chip credit card of ICICI bank for the past 3 years. I was offered a limit of 55k which is very much sufficient for me. I don't get any kind of cash back offers on my ICICI Bank credit card. This is just a basic card, I did not get any sort of reward points and other offers. But on the other hand, I also get fuel surcharge waiver based on this card. The rate of interest is very much competitive.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Not customer centric"
      0.5 1.0/5 "Really Bad"
      When I approached ICICI bank for the credit card, they said that everything is fine. So I submitted all the documents then they confirmed me that I would be received the card in 15 days but there was no response after that. So again I had applied for the credit card but the bank is least bothered to respond back.
      Was this review helpful? 0
      , salem
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I am enjoying reward points, cash back offers, fuel surcharge waiver and offers on the selective restaurants with the ICICI Platinum Chip card. I am very much happy about the credit limit which was offered on my ICICI bank credit card. I am holding this Platinum Chip card for the past 5 months. The rate of interest is very much nominal on this card I am very much happy to use this Chip card.
      Was this review helpful? 0
      , ranchi
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I use ICICI credit card for the past two years. Till date I never faced any issues with the bank like hidden charges or something. The one I hold is a life time free card. I do received reward points and cash back offers on my card. The overall service is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I do have credit card with the ICICI bank and am with them from the last one year of time. Customer service is an excellent one and the credit limit value is good one and I have not faced any difficulties with the ICICI bank credit card till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I do have ICICI bank credit card and am using it from the last three years of time. Customer service is also very good with the ICICI bank credit card and the responsiveness too. I got the offer as 50% off while buying the clothes and the credit limit value is around 35000 Rupees, which is really okay for me.
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      , hyderabad
      Reviewed on Jun 20, 2017
    • ICICI Bank Credit Card
      "Need improvement on feature part"
      0.5 2.5/5 "Just OK"
      Still now I have not received any offers from ICICI. I have been holding this credit card around two years. They offered me the credit limit of Rs.30,000 only one they have called me for the enhancement of credit card limit. There is no much reward points or offers on it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2017
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    Loan on ICICI Credit Card is Rated as "Great!" by 5518 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank is an international investment and financial services conglomerate with its base in Mumbai, the city that never sleeps, as well as a strong presence in over 19 nations. Holding a proud second position in the Four Major Big Banks in the country if you go by its resources and market capitalization, ICICI provides a plethora of financial products and services for business and individual clients through various distribution channels and specialized affiliates. It has a pan-India network of 4050 area offices in India.

    Loan on ICICI Credit Card Eligibility Criteria:

    • The applicant should have a credit card in his name.
    • The applicant’s credit history should be in line with the requirements mentioned for any loan on credit card.

    How to apply:

    Applying for loans on credit card from ICICI bank is quite a hassle-free process. This holds true whether you are an entrepreneur or self-employed (for more than 6 months) or even a salaried employee. The first and foremost thing to do is to fill up your application form, which includes only two pages. The application process for all loans on ICICI credit card is quite simple and can get easily approved. You will have to write down all the details asked about your job or business and once it is done, you can submit your recent bank statements or salary slips along with it.

    Features & Benefits of the available ICICI Loans on Credit Card are listed below:

    Home Loan: If you apply for home loans on your ICICI credit cards, you can enjoy the benefit of personalized housing loan counselling from an expert before choosing a loan at unbelievably nominal interest rates.

    Auto Loan: If you have an ICICI credit card and want to apply for a loan on that card, the process is quick and easy. Not only will you get competitive interest rates with flexible tenure for your new vehicle, but also a large selection of dealers to choose from. You can also avail up to 90 percent of road price of the car you are planning to purchase. An ICICI staff will assist you with all the documentation procedures.

    Personal Loan: Being an ICICI credit card holder will make you eligible for a personal loan up to fifteen lakhs with minimal interest. And the best part is that you do not need a guarantor or pledge any security to avail it. Loan usually gets approved in no time.

    FAQs of loan on icici credit card:

    1. What is the first thing to do after receiving my loan?
    2. You can draw the money from any ATM the instant you get the notification via text message or email from the bank.

    3. What should I do if I lose my card after receiving the loan?
    4. Please alert the concerned customer care department immediately in case of loss of card.

    5. How long will it take my application for loan on credit card to be approved?
    6. It depends on your credit history and eligibility. But it will not take more than a week.

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