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    Compare, check your eligibility and apply for credit cards online.

    Credit Card BYTES FROM OUR KITCHEN

    Kotak Mahindra Bank is the fourth biggest private sector bank in India, in terms of market capitalization. It has its headquarters in our country’s unparalleled city of dreams, Mumbai. And the officially registered head office is situated at 27 BKC, Bandra Kurla Building Complex in Bandra. In February 2003, Kotak Mahindra Group’s prize finance company was granted the license to continue their banking services by the RBI in the year 2003. This was a major milestone as it is the first and foremost firm in the history of Indian banking to get converted to a bank. In less than a decade, Kotak Mahindra Bank has literally branched over with 641 offices and thousands of ATMs countrywide.

    Kotak Mahindra Bank offers loan on credit card as a part of their comprehensive loan portfolio. Cardholders can avail instant cash as personal loan using their credit cards.

    Eligibility Criteria:

    This facility is available to select credit cardholders based on the credit repayment history and credit score. Do enquire with the bank to know more about your eligibility and interest rates.

    Kotak Bank Credit Card Loan Features & Benefits:

    • This loan requires no documentation or guarantor and is hassle free.
    • The processing fee is nominal.
    • There are easy EMI options available with flexible and long tenures.
    • The interest rates are comparatively less when compared to loans without credit card.
    • The loan is also processed, approved and disbursed quickly.

    FAQs of loan on kotak credit card:

    1. Do I need a Kotak bank savings account to apply for any Kotak credit card?
    2. No. You do not need a savings account to apply for a loan on credit card.

    3. I am a salaried employee but has just joined my current company. Can I apply for your credit card?
    4. You can if you submit recent salary slips as well as reference letters from your previous and current employers.

    5. My pan card do not have my current residential address. Can I still submit that as my ID?
    6. Yes, you can. But you should also submit another ID or papers that bear your current address.

    7. What should I submit as ID proof?
    8. Once you have a Kotak credit card, you need no documentation to apply for a loan on credit cards.

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