Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Loan on Standard Chartered Bank Credit Card

    Standard Chartered Bank, based in London, England, has been operating in India for a long time. The bank offers a wide range of products and services in India such as personal loans, home loans and credit cards. People who hold Standard Chartered Bank credit cards can opt for loans on their credit cards and access instant cash when they need money for any emergencies or just for their purchases.

    Eligibility for Standard Chartered Bank Loan on Card:

    Only select Standard Chartered credit cardholders are eligible for this loan provided by the bank. The applicants do not need to submit any documents for availing this loan.

    How to apply for Standard Chartered Bank Loan on Card?

    In order to apply for the ‘Loan on Card’ facility offered by Standard Chartered Bank, call their customer support number and provide information about the amount of money you need to borrow. The bank will then process the loan application in 2 business days.

    Features and Benefits of Standard Chartered Bank Loan on Card:

    • Get access to loan amount of minimum Rs 30,000.
    • Enjoy the convenience of making payments for your loan through easy monthly instalments (EMI).
    • Select from flexible loan tenures of 6 months, 12 months, 24 months and 36 months.
    • Enjoy low processing fee of 2 – 10.5% depending on the tenure of the loan.
    • Enjoy low monthly interest rates of 0 – 1.5%.

    Perfect Credit Card Deals for you

    Loans on Standard Chartered Bank Credit Card FAQs:

    1. What is the maximum loan amount offered through the ‘loan on card’ facility?
    2. You can avail up to 70% of the credit available on your card. For example, if the available credit balance is Rs 1 lakh, the maximum loan amount offered will be Rs 70,000.

    3. How can I avail 0% interest rate when applying for the loan?
    4. You can avail an interest rate of 0% when you opt for loan tenures of 6 or 12 months.

    5. Is there any stamp duty applicable on the loan?
    6. Yes, stamp duty is applicable and will be levied on the amount offered as a loan.

    7. When will the 2% processing fee be levied while applying for the ‘loan on card’ facility?
    8. You will be charged a processing fee of 2% when you opt for loan tenures of 24 or 36 months. The processing fee varies depending on the tenure of the loan.

      

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    Loan on Standard Chartered Bank Credit Card Reviews

    • Standard Chartered Bank Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I am using Standard Chartered Bank credit card which was taken through Bank directly .The credit limit was good to me .I have not faced any difficulties so far on using this card .This is a best card according to me .I have got all the details about the credit card through the agent.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 15, 2019
    • Standard Chartered Bank
      Standard Chartered Bank Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      Standard chartered bank is overall good and it has been a good experience till date. The customer support is good and the online banking is also satisfactory. There are no issues while using the credit card. The credit limit is fine and there are good offers and deals.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 14, 2019
    • Standard Chartered Bank Credit Card
      "AVERAGE"
      0.5 1.0/5 "Really Bad"
      I am holding the credit card with the STANDARD CHARTERED BANK where the card has the lesser limit which is not satisfactory that is 10-11K when compared to the other cards. I am not satisfied with the service given with this card. The card has to improve the credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 13, 2019
    • Standard Chartered Bank Credit Card
      "Average service"
      0.5 2.0/5 "Expected more"
      I hold STANDARD CHARTERED BANK credit card . The services and process was smooth with this card . They offered good credit limit and i am satisfied with that. I use this card for shopping and so many purpose . I am using this card for more than 6month but i ma not happy with customer service .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 13, 2019
    • Standard Chartered Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the STANDARD CHARTERED BANK where the card has the satisfactory credit limit along with that the card is comfortable and has no hassle process to use. There are good offers like cash backs and rewards points in this card.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 13, 2019
    • Standard Chartered Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I face lot of problem while using Standard chartered bank credit card, i took this card recently , they have charged me annual fee in this card, even they use to charge unnecessary charges without my knowledge, i use to request them to waived off but they dont do that. I am waiting for one year to go after that i might be closing this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 13, 2019
    • Standard Chartered Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding STANDARD CHARTERED bank credit card for more than four years which was applied with other channel. The process was done on smooth manner. On time I received the card. It is a life time free credit card. I have not use the card for much purpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2019
    • Standard Chartered Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The card with the STANDARD CHARTERED BANK credit card where i am using it since from last few years the card good credit limit also the car is payable card added on that the card is user friendly to access. It is a good card along with that it is a hassle free to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 13, 2019
    • Standard Chartered Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using Standard chartered bank credit card from long time, they have not charged me annual fee in this card, as it is life time free credit card, the credit limit which they have given to me was good, their website is good, their mobile application is user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 12, 2019
    • Standard Chartered Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been taken Standard chartered bank credit card from past 10 years, their service is good,they have charged me annual fee but waived off option is available, they have not charged me any hidden charges, but one suggestion i would like to give them is that now they can increase my limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2019
    • Standard Chartered Bank Credit Card
      "Average card"
      0.5 3.5/5 "Pretty good"
      I am using Standard chartered bank credit card where the credit limit was sufficient as per my expectation they have been giving me limit, as they have not charged me annual fee as it is life time free credit card, i am very much happy with their service and offers as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 11, 2019
    • Standard Chartered Bank Credit Card
      "Not good"
      0.5 2.0/5 "Expected more"
      EMI option is not good on Standard Chartered credit card and am using the card for past 2 years. The credit limit is not satisfactory, they have offered me only 75K where am holding the other cards with limit of above 1L. The annual fee is applicable and the payment mode is not easy. They are not sending the statements regularly.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 11, 2019
    • Standard Chartered Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have Standard chartered Bank credit card which was directly taken through bank ,The credit limit was good and it was a chargeable card .no difficulties faced so far ,the process was smooth and got the credit card on time ,reward points and cash back offers are there as well.I am comfortable on using this card .
      Was this review helpful? 0
      , pune
      Reviewed on Jun 11, 2019
    • Standard Chartered Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I got STANDARD CHARTERED BANK credit card . Their customer support is also good. I make payments online which is convenient for me and never had any issues with their services. After every transaction i use to get proper mail messages . Overall it is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 11, 2019
    • Standard Chartered Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I took Standard chartered bank credit card from long time, They have charged me annual fee but waived off is available, They use to give good credit limit, but their offers are very limited, they have not charged me any hidden charges, Their overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 11, 2019
    • Standard Chartered Bank Credit Card
      "It's not good"
      0.5 2.0/5 "Expected more"
      My experience is not good with Standard Chartered Bank. I was using credit card for around 10 years some of my money got trapped in the card which I could not retrieve. The customer service is not up to the mark. The annual charges are applicable. I have stopped using the card before 2 years back.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 10, 2019
    • Standard Chartered Bank Credit Card
      "Need to enhance the Credit Limit"
      0.5 4.0/5 "Great!"
      I am using STANDARD CHARTERED bank lifestyle landmark credit card for more than 5 years. It is a life time free credit card.The limit is okay not sufficient. The advantage which I got is there is an option for an EMI, service good. I use this card for an online shopping so I get reward points. It is applicable Cash back for fuel purpose and discounts up to 5%.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 10, 2019
    • Standard Chartered Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have Standard Chartered Bank Credit card which was directly taken through Bank .The card limit was good and it was sufficient as well .I have not faced any difficulties so far on using this card .I am using this card for the past 3 months only .I am very much comfortable on using this card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 10, 2019
    • Standard Chartered Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using Standard chartered bank credit card from long time, but i am not happy with their credit limit they have given me very less comparing to other bank, they have given me up to 69,000 which was very less they said to upgrade my card to manhatten for good credit limit but they where charging 1500 fee which i was not ready to give.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 10, 2019
    • Standard Chartered Bank Credit Card
      "Excellent Card"
      0.5 5.0/5 "Blown Away!"
      Standard chartered bank credit card is best. I can redeem the rewards points for purchasing the gift items, headset and they give a 60 days payment due date and other banks are less than 50 days. I get 5% cashback on purchasing the groceries in any super market and even small shops. If i use the card for more than Rs. 10000 they will call for EMI conversion with the interest rate 0.75% for 3 months EMI and 0.99% for 6 months. Even the website also very good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 09, 2019
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