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    Loan on Standard Chartered Bank Credit Card

    Standard Chartered Bank, based in London, England, has been operating in India for a long time. The bank offers a wide range of products and services in India such as personal loans, home loans and credit cards. People who hold Standard Chartered Bank credit cards can opt for loans on their credit cards and access instant cash when they need money for any emergencies or just for their purchases.

    Eligibility for Standard Chartered Bank Loan on Card:

    Only select Standard Chartered credit cardholders are eligible for this loan provided by the bank. The applicants do not need to submit any documents for availing this loan.

    How to apply for Standard Chartered Bank Loan on Card?

    In order to apply for the ‘Loan on Card’ facility offered by Standard Chartered Bank, call their customer support number and provide information about the amount of money you need to borrow. The bank will then process the loan application in 2 business days.

    Features and Benefits of Standard Chartered Bank Loan on Card:

    • Get access to loan amount of minimum Rs 30,000.
    • Enjoy the convenience of making payments for your loan through easy monthly instalments (EMI).
    • Select from flexible loan tenures of 6 months, 12 months, 24 months and 36 months.
    • Enjoy low processing fee of 2 – 10.5% depending on the tenure of the loan.
    • Enjoy low monthly interest rates of 0 – 1.5%.

    Perfect Credit Card Deals for you

    Loans on Standard Chartered Bank Credit Card FAQs:

    1. What is the maximum loan amount offered through the ‘loan on card’ facility?
    2. You can avail up to 70% of the credit available on your card. For example, if the available credit balance is Rs 1 lakh, the maximum loan amount offered will be Rs 70,000.

    3. How can I avail 0% interest rate when applying for the loan?
    4. You can avail an interest rate of 0% when you opt for loan tenures of 6 or 12 months.

    5. Is there any stamp duty applicable on the loan?
    6. Yes, stamp duty is applicable and will be levied on the amount offered as a loan.

    7. When will the 2% processing fee be levied while applying for the ‘loan on card’ facility?
    8. You will be charged a processing fee of 2% when you opt for loan tenures of 24 or 36 months. The processing fee varies depending on the tenure of the loan.

    Loan on Standard Chartered Bank Credit Card Reviews

    • Standard Chartered Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using standard chartered bank credit card for an while, they have not charged me annual fee in this card , as it is life time free credit card, and i am happy with my credit limit they have given me in this card, and there overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 21, 2019
    • Standard Chartered Bank Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      I have been using the Standard Chartered Credit card for more than 3 years. I didn't get the proper follow up from the Standard Chartered bank. If any payment due date is there, they are not informing in prior for that they used to send a single message.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • Standard Chartered Bank Credit Card
      "Interesting Card"
      0.5 5.0/5 "Blown Away!"
      They are giving prompt service to the customer. I have been holding the card for 3 months. I went to their bank to make the credit card payment and the response was very fine. I just want to know the procedure of making payment and the banking people are explained me well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • Standard Chartered Bank Credit Card
      "Average card"
      0.5 2.5/5 "Just OK"
      I have been using standard chartered rewards credit card, they have charged me annual fee in this card,but waiver option is available, they have given me less credit limit,it okay for me, and there rewards points is good compare to another bank reward credit card i have,they have given me average service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2019
    • Standard Chartered Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have STANDARD CHARTERED BANK credit card , i am using this card for past 9 years . The services is good with this card i am getting good offers like 4% cash back . They offered me STANDARD CHARTERED TATANIMUM credit card . Customer service is prompt .
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2019
    • Standard Chartered Bank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      The services of STANDARD CHARTED BANK credit card is good . The card is chargeable they said if i cross more than 30000 per annum then the fees will be waive off . I just got this card so i cannot comment on benefits they have not given any information about that . Their customer service response is very slow .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 19, 2019
    • Standard Chartered Bank Credit Card
      "Unhappy with the features"
      0.5 1.0/5 "Really Bad"
      I bank with Standard Chartered Bank for the credit card. Earlier it was very useful to me and now they have degraded a lot. I am not too happy with the services and they need to work on the overall process. The features are also not up to the mark when compared.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2019
    • Standard Chartered Bank Credit Card
      "Satisfied Credit card"
      0.5 5.0/5 "Blown Away!"
      I am holding Standard Chartered credit card for past ten years , the service is good I have a bank account with them. I have credit limit of Rs. 45,000 its is lower in my experience, I used to get some cash back at online shopping and bill payment.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2019
    • Standard Chartered Bank Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      The credit card experience is good with Standard Chartered Bank. The customer support is fine and there are no issues to use the card. They are responsive and they are clear in the process and the features of the card. It is a life time free card and I am satisfied with the credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2019
    • Standard Chartered Bank Credit Card
      "Transparent service provider"
      0.5 5.0/5 "Blown Away!"
      Standard Chartered is very good, I am maintain this card around 10 years. They are providing cash back during festival season, most of time I got the offers, the customer support is good they hear the concern and do the needful immediately. As per the market they are charging the interest. They are very transparent in the service.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2019
    • Standard Chartered Bank Credit Card
      "They need to improve"
      0.5 1.0/5 "Really Bad"
      I have been using STANDARD CHARTED BANK credit card. I am not happy with the credit limit they have given me in this card. Customer support is not that good i am not that much happy with this card and thee services is also not that good . Overall it has been fine experience .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 18, 2019
    • Standard Chartered Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I have been using Standard chattered platinum credit card for last 1 year. Am satisfied with the credit limit . Their customer service and response is good . I get cash back offers and reward points . There is no additional charges for the transaction which i make . Overall am satisfied with service and card
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 18, 2019
    • Standard Chartered Bank Credit Card
      "In all no hassles"
      0.5 4.0/5 "Great!"
      Standard Chartered Bank is also good in the credit card services. The customer support and response is good. The statements are timely sent and in all I have no hassles whilst using the card. The bank has offered me a good credit limit as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2019
    • Standard Chartered Bank Credit Card
      "Quick Response "
      0.5 3.0/5 "Satisfactory"
      I am using the Standard chartered bank credit card for more than 5 years. The card is having a offer of rewards points for my purchase. They have some offer and we can able to check in their website and they used to change the same on a monthly basis. There was a issue and it got resolved in a short period of time.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 18, 2019
    • Standard Chartered Bank Credit Card
      "Can do better"
      0.5 3.0/5 "Satisfactory"
      Standard Chartered credit card experience is average, because the offers are less and response is not upto the mark, the interest is less for the minimum amount due. If they add any charges, if I raise the request, they immediately waiver off and the credit limit is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 18, 2019
    • Standard Chartered Bank Credit Card
      "They need to improve customer service"
      0.5 1.0/5 "Really Bad"
      My application has been approved with STANDARD CHARTED BANK. I close this card because i did not find the customer service is up to the mark . I am not taking proper response from them . There is no joining fee at the time of getting the card . Overall it is good .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2019
    • Standard Chartered Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      The process in getting my STANDARD CHARTERED BANK credit card has been smooth and easy. I use this card for shopping , traveling and for so many purpose . I am happy with the credit limit which they had given with this card . Benefits were attractive with this card like movie ticket , reward points .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2019
    • Standard Chartered Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I am using the Standard Chartered bank credit card for More than 5 years and they have not charged me any annual fee and its a life time free credit card. I'm happy with the credit limit of Rs. 1.5 lakhs. They are sending a notification on time to time.
      Was this review helpful? 0
      , faridabad
      Reviewed on Jan 17, 2019
    • Standard Chartered Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this card for the last five years and the services which they had been providing so far has been quite good. They had given me with the card has been sufficient and there has also been some good features with this card. I am using the card for most of my purchases.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 17, 2019
    • Standard Chartered Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using standard chartered bank credit card for an while, they have charged me annual fee in this card , but there is waived off option available in this card, and i am happy with my credit limit they have given me in this card, and there overall service is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 17, 2019
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