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    Standard Chartered Bank, based in London, England, has been operating in India for a long time. The bank offers a wide range of products and services in India such as personal loans, home loans and credit cards. People who hold Standard Chartered Bank credit cards can opt for loans on their credit cards and access instant cash when they need money for any emergencies or just for their purchases.

    Eligibility for Standard Chartered Bank Loan on Card:

    Only select Standard Chartered credit cardholders are eligible for this loan provided by the bank. The applicants do not need to submit any documents for availing this loan.

    How to apply for Standard Chartered Bank Loan on Card?

    In order to apply for the ‘Loan on Card’ facility offered by Standard Chartered Bank, call their customer support number and provide information about the amount of money you need to borrow. The bank will then process the loan application in 2 business days.

    Features and Benefits of Standard Chartered Bank Loan on Card:

    • Get access to loan amount of minimum Rs 30,000.
    • Enjoy the convenience of making payments for your loan through easy monthly instalments (EMI).
    • Select from flexible loan tenures of 6 months, 12 months, 24 months and 36 months.
    • Enjoy low processing fee of 2 – 10.5% depending on the tenure of the loan.
    • Enjoy low monthly interest rates of 0 – 1.5%.

    Loans on Standard Chartered Bank Credit Card FAQs:

    1. What is the maximum loan amount offered through the ‘loan on card’ facility?
    2. You can avail up to 70% of the credit available on your card. For example, if the available credit balance is Rs 1 lakh, the maximum loan amount offered will be Rs 70,000.

    3. How can I avail 0% interest rate when applying for the loan?
    4. You can avail an interest rate of 0% when you opt for loan tenures of 6 or 12 months.

    5. Is there any stamp duty applicable on the loan?
    6. Yes, stamp duty is applicable and will be levied on the amount offered as a loan.

    7. When will the 2% processing fee be levied while applying for the ‘loan on card’ facility?
    8. You will be charged a processing fee of 2% when you opt for loan tenures of 24 or 36 months. The processing fee varies depending on the tenure of the loan.

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