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    Loan on HSBC credit card

    HSBC is a multinational banking and financial services company that was founded in 1865. In India, the bank offers retail banking, financial planning, cash management, credit cards and other banking services. HSBC cardholders can access cash on their credit cards and conveniently borrow money to pay for their expenses through the Cash-on-EMI feature offered by the bank. This feature is a great boon for people looking for instant cash.

    Eligibility for HSBC Loan on Card:

    In order to be eligible for the Cash-on-EMI feature, you need to be an HSBC credit cardholder. However, only select cardholders of HSBC credit cards can avail this feature. No documents are required for availing this loan.

    How to apply for HSBC Loan on Card?

    The fastest and simplest way to apply for HSBC loan on card is to apply for it online through the HSBC netbanking portal. While applying for such loans, you will need to provide the following information:

    • HSBC credit card number
    • Name
    • Email ID
    • Telephone number with STD code
    • Mobile number

    Features and Benefits of HSBC Loan on Card:

    • Get access to cash instantly through National Electronic Funds Transfer (NEFT) or draft facility.
    • Make payments conveniently through easy monthly instalments (EMI).
    • Choose from loan tenures of 6 months, 12 months, 18 months and 24 months.
    • The loan comes with a processing fee of 2 - 3% or minimum Rs 200, which is applicable on all cash advance transactions.
    • The loan comes with a competitive interest rate of 15 - 21% per annum.

    Perfect Credit Card Deals for you

    Loan on HSBC credit card FAQs:

    1. What is the minimum amount for Cash-on-EMI facility?
    2. The minimum amount is Rs 5000 for opting for this facility.

    3. Can I use the money obtained through the Cash-on-EMI facility to invest on mutual funds?
    4. No, the money obtained through this facility cannot be invested on mutual funds, equity shares, debentures and convertible bonds.

    5. Will opting for the Cash-on-EMI facility lower the credit limit of my card?
    6. Yes, opting for this facility will lower the credit limit of your credit card and the limit will be gradually increased when the EMI payments are made.

    7. I do not hold an HSBC credit card. Can I opt for this facility?
    8. The Cash-on-EMI facility is only available to HSBC cardholders. If you do not have an HSBC credit card, you can apply for one online at Bankbazaar.com.

    Loan on HSBC credit card Reviews

    • HSBC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      It is a life time free credit card with HSBC. I received the card on time and the credit limit is also good. I have not yet checked on the offers, I will be doing it soon. As of now banking seems secure and the way of approach is good and I can also reach the customer care easily too.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 15, 2019
    • HSBC Bank Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      I do have a HSBC credit card and they are great in service and the offers. But the accessibility is bit less but still online banking and the customer service support is good. The credit limit was good amount. It is a life time free credit card. I am having HSBC Gold card and its almost 10 years.
      Was this review helpful? 1
      , thiruvananthapuram
      Reviewed on Jan 14, 2019
    • HSBC Bank Credit Card
      "Good features"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with HSBC for the credit card and it was a on time process. The customer services are good and they been responsive too. The rewards are good and the credit limit is also to my satisfaction. Overall no hassles with the bank process.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 13, 2019
    • HSBC Bank Credit Card
      "Experience is good"
      0.5 4.0/5 "Great!"
      HSBC is good overall in the services. I have taken a credit card and the process was smooth. The credit limit is good and it is a life time free card. There are good offers and the document process is also fine. It has been a good experience overall.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 13, 2019
    • HSBC Bank Credit Card
      "Satisfied"
      0.5 4.0/5 "Great!"
      HSBC has also offered me credit card. They provide good offers and the customer services is satisfactory too. The response is good and the credit limit is fine. The overall process was smooth and easy. I had no hassles in the overall experience.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 13, 2019
    • HSBC Bank Credit Card
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      I bank with HSBC for the credit card. It is a life time free card. The credit limit is fine they provide good services as well. They are responsive too. I also get the statements on time. I would be better if I get the notifications for all the transactions done.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 13, 2019
    • HSBC Bank Credit Card
      "Satisfied"
      0.5 4.0/5 "Great!"
      HSBC is overall good in the customer services and the process was on time. The credit limit is good and it is a free credit card. There are good deals like the movie tickets and the cash back offers. Till date it is a good process overall. Satisfied.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 13, 2019
    • HSBC Bank Credit Card
      "Good in all"
      0.5 4.5/5 "Excellent!"
      It was a good experience with HSBC for the credit card and it was a on time process. The customer services are good and they been responsive too. The rewards are good and the credit limit is also to my satisfaction. Overall no hassles with the bank process.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 13, 2019
    • HSBC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I hold HSBC credit card and i am using from while. I also hold account in HSBC and when it comes to the service i am happy about it.. The services are up to the mark, i get messages after every transaction . I get offers here and its a good to go card..
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2019
    • HSBC Bank Credit Card
      "Till date no hassles"
      0.5 4.0/5 "Great!"
      HSBC has also offered me a credit card and the banking process is good. The customer services and response is good. The credit limit is also fine and the card is accepted every where. There are good deals on the card and the billing is also good too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2019
    • HSBC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with HSBC BANK . I am holding this card for more than 1 year . The whole application process was easy and hassle free.The limit is good and I never had any issues with their services. Overall this card is as useful as any other cards you can find in the market.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 11, 2019
    • HSBC Bank Credit Card
      " Its Convenient"
      0.5 5.0/5 "Blown Away!"
      Its been an international bank I used to travel abroad often, that is the reason I have chosen this HSBC card. They are offering some points, the credit limit is sufficient as of now its fine for me. The card accessibility is also good I can use anywhere.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 11, 2019
    • HSBC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HSBC BANK . I am holding this card for more than 5 year. There are no issues. It has also got the option to convert the purchases into EMI's. The whole application process was easy and hassle free. Offers were attractive with this card .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 11, 2019
    • HSBC Bank Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      HSBC has offered me a life time free credit card and the process to get the card was smooth and easy. I had no hassles and the customer services and response is good. There are good deals on the card which I am satisfied with. The credit limit is fine too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 11, 2019
    • HSBC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with HSBC BANK . I am happy with the features are good. I am getting reward points. They do provide offers every once in a while.Overall it has been a very good banking experience with the HSBC BANK . There is no annul fee with this card .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 11, 2019
    • HSBC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with HSBC BANK . I am holding this card for past 1 month . I am getting EMI option also with this card . The annul fee is free for the first year and next year there is waive off option . Recently i got this card so it is very soon to give honest feedback .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 11, 2019
    • HSBC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with HSBC BANK . I am holding this card for past few year . I am happy about the quick processing of my application.It is also a Lifetime free card. The whole application process super fast. I got the card with in few days. The customer support follow up is good .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 11, 2019
    • HSBC Bank Credit Card
      "Best card"
      0.5 4.0/5 "Great!"
      My credit card was taken with HSBC BANK . I am holding this card for past 1month .The card is chargeable with 500 rs . Customer support is also good. . They offered me a very good limit. Recently i got this card so it is very early to comment or give honest opinion .
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 11, 2019
    • HSBC Bank Credit Card
      "Better to opt the card"
      0.5 3.5/5 "Pretty good"
      I was trying to make the bill payment and its quite difficult. It has no annual fee. The app should be more feasible and something fishy. App is not updating the details immediately. The credit limit was fine with the card. I have made only few transaction so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 11, 2019
    • HSBC Bank Credit Card
      "Yet to experience the card"
      0.5 4.0/5 "Great!"
      They have offered me a life time free card hence i have opted for this card. I'm not much aware of the card and i have not started using this card. I'm satisfied with the credit limit. Some pin registration has to do in future. I get a regular promotional offers on this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 11, 2019
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