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Loan on HSBC Credit Card

HSBC is a multinational banking and financial services company that was founded in 1865. In India, the bank offers retail banking, financial planning, cash management, credit cards and other banking services. HSBC cardholders can access cash on their credit cards and conveniently borrow money to pay for their expenses through the Cash-on-EMI feature offered by the bank. This feature is a great boon for people looking for instant cash.

Updated On - 05 Sep 2025
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Features and Benefits of Loan on HSBC Credit Card

  1. Get access to cash instantly through National Electronic Funds Transfer (NEFT) or draft facility.
  2. Make payments conveniently through easy monthly instalments (EMI).
  3. Choose from loan tenures of 6 months, 12 months, 18 months and 24 months.
  4. The loan comes with a processing fee of 2 - 3% or minimum Rs 200, which is applicable on all cash advance transactions.
  5. The loan comes with a competitive interest rate of 15 - 21% per annum.

Eligibility for Loan on HSBC Credit Card

In order to be eligible for the Cash-on-EMI feature, you need to be an HSBC credit cardholder. However, only select cardholders of HSBC credit cards can avail this feature. No documents are required for availing this loan.

Other Banks Loan on Credit Card
  1. Loan on HDFC Credit Card
  2. Loan on Axis Bank Credit Card
  3. Loan on Kotak Credit Card
  4. Loan on IndusInd Bank Credit Card
  5. Loan on Standard Chartered Credit Card
  6. Loan on IDBI Credit Card

How to Apply for Loan on HSBC Credit Card?

The fastest and simplest way to apply for HSBC loan on credit card is to apply for it online through the HSBC netbanking portal. While applying for such loans, you will need to provide the following information:

  1. HSBC credit card number
  2. Name
  3. Email ID
  4. Telephone number with STD code
  5. Mobile number
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FAQs on Loan on HSBC Credit Card

  • What is the minimum amount for Cash-on-EMI facility?

    The minimum amount is Rs 5000 for opting for this facility.

  • Can I use the money obtained through the Cash-on-EMI facility to invest on mutual funds?

    No, the money obtained through this facility cannot be invested on mutual funds, equity shares, debentures and convertible bonds.

  • Will opting for the Cash-on-EMI facility lower the credit limit of my card?

    Yes, opting for this facility will lower the credit limit of your credit card and the limit will be gradually increased when the EMI payments are made.

  • I do not hold an HSBC credit card. Can I opt for this facility?

    The Cash-on-EMI facility is only available to HSBC cardholders. If you do not have an HSBC credit card, you can apply for one online at Bankbazaar.com.

Types of Credit Card
  1. Top 10 Credit Cards in India
  2. Fuel Credit Cards
  3. Lifetime Free Credit Cards
  4. Kisan Credit Card
  5. Student Credit Cards in India
  6. Shopping Credit Cards
  7. Contactless Credit Cards
  8. Travel Credit Cards
  9. Co-Branded Credit Cards
  10. Lifestyle Credit Cards
  11. Rewards Credit Cards
  12. Business Credit Cards
  13. NRI Credit Cards
  14. Cashback Credit Cards
  15. Lounge Access Credit Cards
Credit Card by Banks
  1. Axis Bank Credit Card
  2. HDFC Bank Credit Card
  3. Kotak Bank Credit Card
  4. Federal Bank Credit Card
  5. SBI Credit Cards
  6. HSBC Credit Card
  7. IndusInd Bank Credit Card
  8. RBL Bank Credit Card
  9. Standard Chartered Credit Card
  10. YES Bank Credit Card
  11. Canara Bank Credit Card
  12. Punjab National Bank Credit Card
  13. Bank of Baroda Credit Card
  14. IDBI Credit Card
  15. Union Bank of India Credit Card
  16. Bank of India Credit Card
Articles on Credit Card
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  5. Credit Card Insurance Benefits
  6. How to Apply for Lost Credit Card
  7. Reasons for Credit Card Rejection
  8. Advantages & Disadvantages of Credit Card
  9. Difference between Credit Card & Debit Card
Credit Card Customer Care
  1. SBI Credit Card Customer Care
  2. HDFC Bank Credit Card Customer Care
  3. Axis Bank Credit Card Customer Care
  4. Federal Bank Credit Card Customer Care
  5. IndusInd Bank Credit Card Customer Care
  6. PNB Credit Card Customer Care
  7. RBL Bank Credit Card Customer Care
  8. Kotak Credit Card Customer Care
  9. Yes Bank Credit Card Customer Care
  10. Standard Chartered Credit Card Customer Care
  11. Canara Bank Credit Card Customer Care
  12. HSBC Credit Card Customer Care
  13. Indian Bank Credit Card Customer Care
  14. Bank of Baroda Credit Card Customer Care
  15. Bank of India Credit Card Customer Care
  16. Union Bank of India Credit Card Customer Care
Credit Card Bill Payment
  1. Credit Card Bill Payment
  2. SBI Credit Card Bill Payment
  3. HDFC Credit Card Bill Payment
  4. Federal Bank Credit Card Bill Payment
  5. Axis Bank Credit Card Bill Payment
  6. IndusInd Credit Card Bill Payment
  7. Kotak Credit Card Bill Payment
  8. Standard Chartered Credit Card Bill Payment
  9. RBL Bank Credit Card Bill Payment
  10. HSBC Credit Card Bill Payment
  11. PNB Credit Card Bill Payment
  12. Canara Bank Credit Card Bill Payment
  13. Bank of Baroda Credit Card Bill Payment
  14. Bank of India Credit Card Bill Payment
  15. Union Bank Credit Card Bill Payment
Credit Card Eligibility
  1. Credit Card Eligibility
  2. SBI Credit Card Eligibility
  3. HDFC Credit Card Eligibility
  4. Federal Bank Credit Card Eligibility
  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
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