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    Compare, check your eligibility and apply for credit cards online.

    Credit Card BYTES FROM OUR KITCHEN

    IDBI Bank is one of the largest public sector banks in India. The bank was founded in 1964 to help the development of industries in the country. Over the years, IDBI Bank has diversified into commercial banking and offers a host of banking services such as commercial loans, personal loans, credit cards, NRI banking, investment banking etc. IDBI General Credit Card Loans are offered to entrepreneurs involved in non-farm activities and are designed to help small and medium enterprises (SMEs) in the country.

    Eligibility for IDBI Bank Loan on Card:

    Only entrepreneurs involved in non-farm activities are eligible for IDBI General Credit Card Loans.

    How to apply for IDBI Bank Loan on Card?

    Entrepreneurs can apply for this loan online on IDBI’s website. They will need to fill a form and then submit it along with the required documents. They can also track the status of their loan application on the website.

    Features and Benefits of IDBI Bank Loan on Card:

    • Applicants can avail loan amount of minimum Rs 50,000.
    • The pricing of the loan is linked to the base rate offered by IDBI bank.
    • Comes with a cash credit margin of 25%.
    • Comes with a term loan margin of 25%.
    • Applicants can avail loan tenure of maximum 5 years.

    Loans on IDBI credit card FAQs:

    1. Can I opt for an IDBI Bank General Credit Card Loan to meet my personal expenses?
    2. No, the IDBI Bank General Credit Card Loans are only offered for non-farm entrepreneurial activities.

    3. What is the maximum loan amount offered through this facility?
    4. The maximum loan amount offered through this facility is Rs 500,000.

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