Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Loan on IDBI Bank credit card

    IDBI Bank is one of the largest public sector banks in India. The bank was founded in 1964 to help the development of industries in the country. Over the years, IDBI Bank has diversified into commercial banking and offers a host of banking services such as commercial loans, personal loans, credit cards, NRI banking, investment banking etc. IDBI General Credit Card Loans are offered to entrepreneurs involved in non-farm activities and are designed to help small and medium enterprises (SMEs) in the country.

    Eligibility for IDBI Bank Loan on Card:

    Only entrepreneurs involved in non-farm activities are eligible for IDBI General Credit Card Loans.

    How to apply for IDBI Bank Loan on Card?

    Entrepreneurs can apply for this loan online on IDBI’s website. They will need to fill a form and then submit it along with the required documents. They can also track the status of their loan application on the website.

    Features and Benefits of IDBI Bank Loan on Card:

    • Applicants can avail loan amount of minimum Rs 50,000.
    • The pricing of the loan is linked to the base rate offered by IDBI bank.
    • Comes with a cash credit margin of 25%.
    • Comes with a term loan margin of 25%.
    • Applicants can avail loan tenure of maximum 5 years.

    Loans on IDBI credit card FAQs:

    1. Can I opt for an IDBI Bank General Credit Card Loan to meet my personal expenses?
    2. No, the IDBI Bank General Credit Card Loans are only offered for non-farm entrepreneurial activities.

    3. What is the maximum loan amount offered through this facility?
    4. The maximum loan amount offered through this facility is Rs 500,000.

    Loan on IDBI Bank credit card Reviews

    • IDBI Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am holding IDBI BANK Credit card , the card is chargeable but they said if i cross minimum transaction the fees will be waive off. The process of getting the card was easy they came and collected the document on time . Benefits is good , and customer service is up to the mark .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2019
    • IDBI Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with IDBI BANK. I am holding this card for past 6 month . They offered me a good limit. I was expecting something better, Overall it has been a good experience. Customer service response is up to the mark . Benefits is reward point but i have not avail till date .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 08, 2019
    • IDBI Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using IDBI credit card mostly, there service is good, they have not charged me annual fee in this card, it is life time free credit card, and i am happy with my credit limit they have given me in this card, and they dont provide much good offers, i do payment on time to time , overall service is good.
      Was this review helpful? 3
      , indore
      Reviewed on Dec 11, 2018
    • IDBI Credit Card
      "Looking for better offer"
      0.5 2.0/5 "Expected more"
      Last 5 to 6 years, I am holding IDBI card, there is no good credit limit even if I call for any queries they wont respond well. There is no reminder call before one day I get the only the sms before the due date, they wont provide any offers too, hence the offers should be enhanced.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2018
    • IDBI Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Using IDBI credit card for last 2.5 years , am satisfied with the credit limit which they have offered me.As there is no annual charges and additional charges . Am getting reward and cash points for transaction which i make .Their customer service and response is good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 02, 2018
    • IDBI Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The process with IDBI is good for the credit card. There are good deals and there are offers and benefits too. The online banking is fine and it is convenient to use and make the payments. The credit limit is fine as well. Overall I have not faced any issues.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Oct 18, 2018
    • IDBI Credit Card
      "Good in all"
      0.5 4.0/5 "Great!"
      IDBI is good in the credit card services. The customer support is good. There are good deals on the card and the statements are sent to me on time. The credit limit is fine. They are responsive and the card is accepted every where. Till date it is good.
      Was this review helpful? 4
      , mumbai
      Reviewed on Oct 17, 2018
    • IDBI Credit Card
      "Bad service"
      0.5 1.0/5 "Really Bad"
      I applied for IDBI saving account i m unhappy with the service they provide they dont take initiative to help customer even ever i had been with the bank for any service which i need they say me come tomorrow they customer support team is not good they dont provide the exact details which i want, no good service no proper guideline.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 01, 2018
    • IDBI Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using Idbi credit card bank for last 1.5 years. Am satisfied with the credit limit which they have provided. Their customer service and response is not up to the mark . Their net banking and mobile banking facility is not that much good. Overall its OK with my credit card
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 25, 2018
    • IDBI Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a credit card with the IDBI bank. The card is also good. It doesn't have any commendable offers. The limit is good and I never had any issues with their services. Overall this card is as useful as any other cards you can find in the market.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 06, 2018
    • IDBI Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I got the Idbi Imperium credit card around16months ago. The customer support service and the response is average with the IDBI bank. The benefits and the offers are limited with this IDBI credit card and I would say it gives an average service to the customers.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 31, 2018
    • IDBI Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with IDBI bank 1 year back. I hold master card and the credit limit was 25,000 which is not satisfactory . The customer service and responses was really good .The benefits are good cash back offers,. Its a lifetime free card so I would like to recommend to others.,
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 29, 2018
    • IDBI Credit Card
      "Good services"
      0.5 5.0/5 "Blown Away!"
      IDBI is good in the credit card offers. The customer services and response is good. The statements are clear and the billing cycle is on time. There are good offers and the credit limit is good and when ever I use the card there are no hassles. The transactions are smooth.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 23, 2018
    • IDBI Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      IDBI bank provides very good services on credit card when compared to all other credit cards. I am using this credit card from last 2.5 years and there is no annual fee charged for this credit card. I get offers like buy 1 get 1 movie tickets in this credit card. I have a credit limit of Rs 80000 which is sufficient for this credit card.
      Was this review helpful? 2
      , chennai
      Reviewed on Mar 05, 2018
    • IDBI Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the IDBI Aspire Platinum credit card for the past 5 months. The customer support service is good with the IDBI bank. The credit limit value is better with this IDBI Aspire Platinum credit card and I am satisfied with it. The rate of interest and the charges are average with the IDBI Aspire Platinum credit card.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Feb 28, 2018
    • IDBI Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with IDBI and they are great in the customer support. The bank is always reachable when ever I have a hassle and they sort it out for me. The response is good and and supportive. The offers are good on the card and the limit is fine too.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Oct 03, 2017
    • IDBI Credit Card
      "Comfortable to use"
      0.5 4.0/5 "Great!"
      IDBI bank offered a life time free credit card for me. The limit quoted by the bank is not satisfactory but it would be upgraded in the future. I am getting reward points and cash back offers on my card whenever I use the card on shopping and other purpose.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 22, 2017
    • IDBI Credit Card
      "Convenient for all transaction"
      0.5 5.0/5 "Blown Away!"
      I am working with IDBI, hence I am holding same bank credit card, its very convenient, even to check the statement online access was provided. I have not taken EMI on credit card, I am not aware the charges. But as per my usage they gave me good offers on credit card which is great.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2017
    • IDBI Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      It has been two months when I availed credit card from IDBI bank. The services are good and I am satisfied with the credit limit offered by the bank and also I do not have any issues on the rate of interest for the card. Till date it is going good without any hassles.
      Was this review helpful? 0
      , hisar
      Reviewed on Jun 05, 2017
    • IDBI Credit Card
      "Nice features"
      0.5 5.0/5 "Blown Away!"
      The offers on the credit card is good and I am happy with the overall experience as my card is accept at all the outlets and even for my online shopping as well. There are decent offers and from IDBI and the billing cycle is convenient for me so I do not get to miss out on my payments.
      Was this review helpful? 0
      , raipur
      Reviewed on May 27, 2017
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