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Founded in 1930 and nationalized in 1969, Dena Bank is part of India’s public sector banking industry with an extensive network of over 1,400 branches across the country.
In the introduction of services such as the Minor Savings Scheme, a drive-in ATM counter, Smart Cards at certain Mumbai branches, a system for customers to rate bank services and tele-banking facilities for certain cities. Dena Bank was also one of the few recipients of funding from the World Bank for technological enhancements.
In 1996, Dena Bank saw a raise of Rs.180 crores through an IPO and Rs. 92.13 crores through a Bond Issue.
Dena bank has two different credit cards.
This is a secured, co-branded credit card.Eligibility
|Rs.0 - Rs.200||Nil|
|Rs.200 - Rs.500||Rs.100|
|Rs.500 to Rs.1,000||Rs.200|
|Rs.1,000 to Rs.5,000||Rs.350|
|Rs.5,000 to Rs.10,000||Rs.550|
|Rs.10,000 and above||Rs.750|
This product is part of Dena Bank’s MSME product portfolio. It is aimed at providing credit to those engaged in medium and small scale businesses including retail traders, self-employed persons, professionals, small industrialists and businessmen.Eligibility:
|Artisans, retail traders, small entrepreneurs and businessmen||20% of declared annual taxable turnover|
|Self-Employed Persons||50% of declared annual taxable turnover|
|Maximum per party||Rs. 10 lakhs|
|Increase in Limit||On request or automatically, at bank’s discretion, subject to periodic review of account operation|
All information provided is as per bank releases. Rates are subject to change without notice at the bank’s discretion. All information should be read in conjunction with the Terms and Conditions outlined by the bank for the offer.
*GST rate of 18% applicable for all financial services effective July 1, 2017