Experience privileges and never before seen rewards and savings with the TATA Titanium Card. This card comes with a plethora of benefits and features with which customers stand to receive a value back of almost 5% on all their purchases. Avail fantastic welcome gifts and offers with the purchase of the TATA Titanium Card. All in all, this is a must have card for everyone.
Acceptance Worldwide | Customers can use their TATA Titanium Card in more than 24 million outlets across the world which includes over 3 lakh outlets within the country itself. Customers need to only look for the sign of acceptance from MasterCard. |
Credit Facility | TATA Titanium Card users have the option of an extended credit facility through which they can plan the payment of their outstanding due amount. They have the choice to pay any amount between the minimum amount due and the total amount that is outstanding as per their Monthly Statement. The unpaid balance can then be carried forward at a very low finance charge. |
Add-on Cards | Offering enhanced options to the family,TATA Titanium Cardholders can apply for add-on cards for their family including their parents, children above 18 years of age and their spouse. |
No Fuel Surcharge | Customers can now avail the benefit of a fuel surcharge waiver when they use their TATA Titanium Card to purchase lubricants, diesel and petrol at any petrol pump. Fuel should be purchased for an amount between Rs. 500 and Rs.3000 every time for customers to avail this benefit. |
Cash on the go | The TATA Titanium card is truly global as it can be utilized in more than a million MasterCard and Visa ATMs world over, which includes 18,000 ATMs within India. Apart from this, TATA Titanium cardholders also have access to more than 10,000 ATMs affiliated to SBI in a 100 cities across the country. |
Easy Bill Pay | Utility bills such as telephone, insurance and electricity can easily be paid via the TATA Titanium Card prior to the due date with the Easy Bill Pay facility. |
Railway Ticket Bookings | Using the TATA Titanium Card, railway tickets can easily be booked online through the IRCTC website. All transactions done on the website are subject to IRCTC terms and conditions. |
Peace of Mind | TATA Titanium cardholders have global access to the TATA Credit Card Customer Helpline Number and the 24 hr. Global Customer Assistance Services in the event of any emergency. |
Balance Transfer | Users now have the option of transferring the outstanding balance from other credit cards to the TATA Titanium Card at very attractive and low rates of interest. |
Flexipay | This is an easy and simple installment plan available that allows users to purchase anything they wish and repay the same in convenient monthly installments. The plan that suits their financial standing the best can be chosen and procured at low rates of interest. Users need to place a call to the Helpline within 30 days of the purchase to avail this facility. |
E-statements | Card holders can enjoy 24/7 access to their credit card monthly statements and get them delivered directly to their emails. |
Convenient E-statements | TATA Titanium Card holders have 24/7 access to monthly e-statements, delivered to their email inbox thereby avoiding the hassle of lost statements, postal delays and late payments. |
Welcome Offers:
Joining Offers:
Value Back:
Empower Points:
Spend Based Fee Reversal:
Fuel Freedom:
Type of Charge | Fee |
A single time Joining Fee | Rs. 499 |
Annual Fee | Rs. 499 |
Add-on Fee per annum | Nil |
Extended credit - Interest Free Period | A period of 20 to 50 days and is applicable on retail related shopping only and if the outstanding balance amount from the previous month is paid completely |
Extended credit - Finance Charges | A maximum of 3.35% per month or 40.2% per annum calculated from the date of transaction |
Extended credit - Minimum Amount Due | A minimum of Rs. 200 or 5% of the Total amount outstanding along with Government Service Tax and in the case of loans, EMI is also included. |
Cash Advance Limit | A maximum of 80% of the credit limit. A maximum of Rs. 12,000 per day is allowed as the limit for Titanium Cardholders. |
Cash Advance - Free Credit Period | Nil |
Cash Advance - Finance Charges | A maximum of 3.35% per month or 40.2% yearly, calculated from the transaction date.. |
Cash Advance Fees - State Bank of India ATMs and other Domestic ATMs | Rs. 300 or 2.5% of the amount withdrawn, for each transaction |
International ATMs | Rs. 300 or 3% of the the amount withdrawn, for every transaction |
Cheque Pickup | Rs. 90 |
Statement Retrieval | If over 2 months, then Rs. 100 for each statement |
Chargeslip Request | For each chargeslip, Rs. 225 is charged |
Overlimit | A minimum of Rs. 500 or 2.5% of the overlimit amount |
Cheque Pickup | Rs. 90 |
Cash upgrade fee | A maximum of Rs. 500 |
Foreign Currency Transaction | A conversion mark up of 3.5% |
Surcharge - Railway Ticket | Rs. 30 plus 2.5% of the transaction amount |
Documentation Required:
Customers can now book their railway tickets online by following the simple steps mentioned below.
Yes, there is a one-time joining fee of Rs. 499 that is charged while availing the TATA Titanium Card.
Users should note that the IRCTC website's terms and conditions governs all transactions made through the website.
Yes, there is a surcharge applicable on railway booking. The surcharge amount that is levied varies depending on whether tickets are booked through the IRCTC website or directly at the railway counters. If tickets are booked at the railway counters, then the surcharge amount applicable is Rs. 30 along with 2.5% of transaction amount. In case, tickets are booked on the IRCTC website, then it is 1.8% of the transaction amount in addition to the service charge that is applicable.
The order of payment settlement is the minimum amount due which is inclusive of Government Service Tax and EMI on loan plans in addition to 5% of the total outstanding amount. This is followed by the fees and various other charges plus interest charges, Balance transfer outstanding amount, Cash advance and Retail outstanding amount.
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