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    We found 1 TATA Titanium Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
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    Fee Details

    TATA Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Experience privileges and never before seen rewards and savings with the TATA Titanium Card. This card comes with a plethora of benefits and features with which customers stand to receive a value back of almost 5% on all their purchases. Avail fantastic welcome gifts and offers with the purchase of the TATA Titanium Card. All in all, this is a must have card for everyone.

    Benefits:

    Welcome Offers:

    Customers can procure fantastic welcome gifts and vouchers from TATA outlets and various other national brands.

    Joining Offers:

    On purchases amounting to more than Rs. 2000, customers stand to receive 500 empower points that are worth Rs. 500. This offer is redeemable within 60 days of purchasing the card.

    Value Back:

    TATA Titanium Cardholders also receive a value back of 1.5% when items are purchased from Croma and also the online Croma retail store. Apart from this, users also receive a value back of 5% on Tata Outlet spends.

    Empower Points:

    Customers, for every Rs. 100 spent on Grocery and Departmental Store purchases, will receive 3X points. And on other retail purchases, customers get a point for every Rs. 100 spent. It is to be noted that 1 Reward point is worth one rupee.

    Spend Based Fee Reversal:

    TATA Titanium Card users have a chance to get their annual fees waived off, if they spend Rs. 75000 or more in a year.

    Fuel Freedom:

    Customers can now save money every time they refuel as they need not pay the 2.5% fuel surcharge while using this card, at any petrol pump.

    Features of the TATA Titanium Card:

    Acceptance Worldwide:

    Customers can use their TATA Titanium Card in more than 24 million outlets across the world which includes over 3 lakh outlets within the country itself. Customers need to only look for the sign of acceptance from MasterCard.

    Credit Facility:

    TATA Titanium Card users have the option of an extended credit facility through which they can plan the payment of their outstanding due amount. They have the choice to pay any amount between the minimum amount due and the total amount that is outstanding as per their Monthly Statement. The unpaid balance can then be carried forward at a very low finance charge. Add-on Cards:

    Offering enhanced options to the family,TATA Titanium Cardholders can apply for add-on cards for their family including their parents, children above 18 years of age and their spouse.

    No Fuel Surcharge:

    Customers can now avail the benefit of a fuel surcharge waiver when they use their TATA Titanium Card to purchase lubricants, diesel and petrol at any petrol pump. Fuel should be purchased for an amount between Rs. 500 and Rs.3000 every time for customers to avail this benefit.

    Cash on the go:

    The TATA Titanium card is truly global as it can be utilized in more than a million MasterCard and Visa ATMs world over, which includes 18,000 ATMs within India. Apart from this, TATA Titanium cardholders also have access to more than 10,000 ATMs affiliated to SBI in a 100 cities across the country.

    Online Railway Ticket Booking:

    Using the TATA Titanium Card, railway tickets can easily be booked online through the IRCTC website. All transactions done on the website are subject to IRCTC terms and conditions.

    Easy Bill Pay:

    Utility bills such as telephone, insurance and electricity can easily be paid via the TATA Titanium Card prior to the due date with the Easy Bill Pay facility.

    Peace of Mind:

    TATA Titanium cardholders have global access to the TATA card Customer Helpline and the 24 hr. Global Customer Assistance Services in the event of any emergency.

    Balance Transfer:

    Users now have the option of transferring the outstanding balance from other credit cards to the TATA Titanium Card at very attractive and low rates of interest.

    Flexipay:

    This is an easy and simple installment plan available that allows users to purchase anything they wish and repay the same in convenient monthly installments. The plan that suits their financial standing the best can be chosen and procured at low rates of interest. Users need to place a call to the Helpline within 30 days of the purchase to avail this facility.

    Convenient E-statements:

    TATA Titanium Card holders have 24/7 access to monthly e-statements, delivered to their email inbox thereby avoiding the hassle of lost statements, postal delays and late payments.

    Documentation required for the TATA Titanium Card:

    Documentation Required:
    • PAN card
    • ID proofs (Anyone) -
      • Driving License
      • Passport
      • Voter’s ID
      • UID Aadhaar Number

    Eligibility:

    • The eligibility for procuring a TATA Titanium Card is decided based on the applicant’s declared income and employment, among other factors. Apart from this the eligibility criteria varies for TATA Employees and non-TATA employees. Non-Tata employees can send in a mail requesting for a card to the official TATA Card email id.
    • In case the applicant is a TATA employee, then a form needs to be filled applying for the card with necessary details such as date of birth, residential address, residential number, office address and number and Pan Card among other details.

    Fees and Charges:

    A single time Joining Fee Rs. 499
    Annual Fee Rs. 499
    Add-on Fee per annum Nil
    Extended credit - Interest Free Period A period of 20 to 50 days and is applicable on retail related shopping only and if the outstanding balance amount from the previous month is paid completely
    Extended credit - Finance Charges A maximum of 3.35% per month or 40.2% per annum calculated from the date of transaction
    Extended credit - Minimum Amount Due A minimum of Rs. 200 or 5% of the Total amount outstanding along with Government Service Tax and in the case of loans, EMI is also included.
    Cash Advance Limit A maximum of 80% of the credit limit. A maximum of Rs. 12,000 per day is allowed as the limit for Titanium Cardholders.
    Cash Advance - Free Credit Period Nil
    Cash Advance - Finance Charges A maximum of 3.35% per month or 40.2% yearly, calculated from the transaction date..
    Cash Advance Fees - State Bank of India ATMs and other Domestic ATMs Rs. 300 or 2.5% of the amount withdrawn, for each transaction
    International ATMs Rs. 300 or 3% of the the amount withdrawn, for every transaction
    Cheque Pickup Rs. 90
    Statement Retrieval If over 2 months, then Rs. 100 for each statement
    Chargeslip Request For each chargeslip, Rs. 225 is charged
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Cheque Pickup Rs. 90
    Cash upgrade fee A maximum of Rs. 500
    Foreign Currency Transaction A conversion mark up of 3.5%
    Surcharge - Railway Ticket Rs. 30 plus 2.5% of the transaction amount

    TATA Titanium Card FAQs:

    1. Is there a joining fee charged while procuring the TATA Titanium Card?

      Yes, there is a one-time joining fee of Rs. 499 that is charged while availing the TATA Titanium Card.

    2. How can customers book a railway ticket online using their TATA Titanium Card?

      Customers can now book their railway tickets online by following the simple steps mentioned below.

      • Users need to register on the IRCTC website, which is free of cost
      • They need to log in to their account after creating it by providing their username and password
      • Tickets can then be booked by following the instructions that are given on the website
      • SBI cards can be used to make payments via either of the two gateways provided, both of which accept MasterCards.

      Users should note that the IRCTC website’s terms and conditions governs all transactions made through the website.

    3. Is there a surcharge applicable on railway ticket bookings?

      Yes, there is a surcharge applicable on railway booking. The surcharge amount that is levied varies depending on whether tickets are booked through the IRCTC website or directly at the railway counters. If tickets are booked at the railway counters, then the surcharge amount applicable is Rs. 30 along with 2.5% of transaction amount. In case, tickets are booked on the IRCTC website, then it is 1.8% of the transaction amount in addition to the service charge that is applicable.

    4. What is the order of payment settlement?

      The order of payment settlement is the minimum amount due which is inclusive of Government Service Tax and EMI on loan plans in addition to 5% of the total outstanding amount. This is followed by the fees and various other charges plus interest charges, Balance transfer outstanding amount, Cash advance and Retail outstanding amount.

    5. Is there any fee charged on late payments?

      Yes, a fee is charged based on the total amount that is due. The table below gives details on the amount charged based on the total amount due.

      Total Amount Due Fee Charged
      < Rs. 200 Nil
      Rs. 201 - Rs. 500 Rs. 100
      Rs. 501 - Rs. 1000 Rs. 200
      Rs. 1001 - Rs. 10,000 Rs. 500
      > Rs. 10000 Rs. 750
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  • TATA Titanium Credit Card Reviews

    • SBI Cards Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I would like to say SBI credit card is the best one for me because they have provided me with the lot of option and benefits to the customer. Its an excellent credit card and they have provided the ccredit limit value ,which is also a good one for me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 24, 2017
    • SBI Cards Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      SBI is excellent on the credit card, there are EMI facilities which are very convenient as there are a lot of flexible options. The customer support is good and the credit limit is good on my card. My card is accepted all over online and offline.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Jun 24, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I have got a SBI platinum card last month and I have made a purchase of a mobile phone. The service with SBI credit card is really good. The rate of interest is nominal with this card. I am happy about the credit limit. The customer service and the response with SBI is good. I am happy to use this S BI platinum credit card.
      Was this review helpful? 2
      , chennai
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      SBI simply click card has got reward points scheme, online offers and I getting a better discounts on online purchases too. Also fuel surcharge waiver is applicable on this card but I have not used it though. I am very much happy with the credit limit which was offered on this card. The turn around time taken to pay my credit card bill was around 45 days. I can also make the payment through SBI online portal. Annual fee on this card is rs 500.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Be more proactive"
      0.5 4.0/5 "Great!"
      I hold a credit card of State bank of India and there are offers on the card but they also charge me very high . I do not get any waiver on the charges as well. The are no coupons for it too. The services also need improvement, they need to be more quick too when it comes to service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Scope for improvement"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is the one, am using from the last two years of time. Credit limit value could be get improvised like its really not beneficial for me. Whole scenario was not really made me to get satisfied about the process, also they used to take much time to resolve any issues.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I availed chargeable credit card from State bank of India. The annual charges are 500 rupees. Also the credit limit offered by the bank is pretty good and satisfactory according to the requirement. I do receive reward points and cash back offers from the bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Convenient to Use"
      0.5 5.0/5 "Blown Away!"
      The annual charges for the SBI card is 500 rupees. I use this card for shopping and entertainment. The credit limit is not much satisfactory. I never faced any issues with the bank in terms of the credit card usage. The bank is prompt in providing reward points on my card.
      Was this review helpful? 0
      , indore
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      SBI has been very much responsive after I applied for a credit card. They were calling me on time and collected my details as well. The process is on and I am happy that they value a customer and are showing interest in the application. Overall it has been a nice experience with this bank.
      Was this review helpful? 0
      , salem
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good pocket money card"
      0.5 4.0/5 "Great!"
      I got SBI simply save credit card, they have provided only Rs.21,000 as credit limit. But it is fine for basic needs and at the time of my SBI credit card activation, I got 2000 reward points its good. SBI giving some cash back offers for online shopping.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card for past one and a half years. The credit limit offered by the bank is satisfactory. SBI offered a life time free credit card which is very comfortable for the usage. I do have reward points and cash back offers on my credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      I received life time free credit card from State bank of India. When it comes to credit limit, earlier I was not happy but nowadays I hold other bank credit card so I do not have any issues with the credit limit offered by SBI. I am quite happy with the services.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 21, 2017
    • SBI Cards Credit Card
      "Looking for better service"
      0.5 3.0/5 "Satisfactory"
      SBI is not offering anything and not easy to contact their staff for any queries. All service of SBI is complicated to use. They should improve on their service part and response part. SBI credit limit is good, they offered Rs. 60,000. I am using it for two years.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      I would like to say SBI credit card because their process is very smooth, also there is no specific hidden charges with them. I had been with them from the last five to six years of time. My payments are really on time, so I have not faced any troubles with them till date.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      State bank of India voluntarily offered credit card for me. I had received a call from SBI once and they inquired whether I have credit card with any other bank, post which they immediately offered the card based on my other bank card. The limit is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      For almost 7 months I am using SBI platinum card. I get benefits like reward points, cash back offers and fuel surcharge waiver but I don't redeem it. I use this card to fill the fuel and to pay for the restaurant bills. I am happy about the credit limit. I am satisfied using this SBI Platinum credit card.
      Was this review helpful? 0
      , udaipur
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I do hold SBI platinum credit card. The annual fee is 3000 rupees. This card is very much useful for the usage and I am getting reward points and cash back offers as well. The customer service is good. If I face any issues, the bank is immediately sorting out.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I hold a credit card of State Bank of India and the services are good. They are doing well in the offers and the credit limit. The offers online at Ecommerce portals are the best as there are a lot of discounts to avail. The rewards are also useful.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have no account with this bank but still they have offered me the card., I got a credit card from them which is a life time free card. I have cash back offers on my card also they credit reward points often but I was not having any idea about it, it was long back right. The credit limit is satisfactory and enough according to my usage.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has been perfect in providing me with the offers on my credit card. The customer services are also good and they are responsive when I contact them over phone. There are cash back deals often and also discounts as well. I am happy using it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 20, 2017
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