Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 TATA Titanium Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    TATA Titanium Credit Card is Rated as "Excellent!" by 4 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    TATA Titanium Credit Card

    Experience privileges and never before seen rewards and savings with the TATA Titanium Card. This card comes with a plethora of benefits and features with which customers stand to receive a value back of almost 5% on all their purchases. Avail fantastic welcome gifts and offers with the purchase of the TATA Titanium Card. All in all, this is a must have card for everyone.

    Benefits:

    Welcome Offers:

    Customers can procure fantastic welcome gifts and vouchers from TATA outlets and various other national brands.

    Joining Offers:

    On purchases amounting to more than Rs. 2000, customers stand to receive 500 empower points that are worth Rs. 500. This offer is redeemable within 60 days of purchasing the card.

    Value Back:

    TATA Titanium Cardholders also receive a value back of 1.5% when items are purchased from Croma and also the online Croma retail store. Apart from this, users also receive a value back of 5% on Tata Outlet spends.

    Empower Points:

    Customers, for every Rs. 100 spent on Grocery and Departmental Store purchases, will receive 3X points. And on other retail purchases, customers get a point for every Rs. 100 spent. It is to be noted that 1 Reward point is worth one rupee.

    Spend Based Fee Reversal:

    TATA Titanium Card users have a chance to get their annual fees waived off, if they spend Rs. 75000 or more in a year.

    Fuel Freedom:

    Customers can now save money every time they refuel as they need not pay the 2.5% fuel surcharge while using this card, at any petrol pump.

    Features of the TATA Titanium Card:

    Acceptance Worldwide:

    Customers can use their TATA Titanium Card in more than 24 million outlets across the world which includes over 3 lakh outlets within the country itself. Customers need to only look for the sign of acceptance from MasterCard.

    Credit Facility:

    TATA Titanium Card users have the option of an extended credit facility through which they can plan the payment of their outstanding due amount. They have the choice to pay any amount between the minimum amount due and the total amount that is outstanding as per their Monthly Statement. The unpaid balance can then be carried forward at a very low finance charge. Add-on Cards:

    Offering enhanced options to the family,TATA Titanium Cardholders can apply for add-on cards for their family including their parents, children above 18 years of age and their spouse.

    No Fuel Surcharge:

    Customers can now avail the benefit of a fuel surcharge waiver when they use their TATA Titanium Card to purchase lubricants, diesel and petrol at any petrol pump. Fuel should be purchased for an amount between Rs. 500 and Rs.3000 every time for customers to avail this benefit.

    Cash on the go:

    The TATA Titanium card is truly global as it can be utilized in more than a million MasterCard and Visa ATMs world over, which includes 18,000 ATMs within India. Apart from this, TATA Titanium cardholders also have access to more than 10,000 ATMs affiliated to SBI in a 100 cities across the country.

    Online Railway Ticket Booking:

    Using the TATA Titanium Card, railway tickets can easily be booked online through the IRCTC website. All transactions done on the website are subject to IRCTC terms and conditions.

    Easy Bill Pay:

    Utility bills such as telephone, insurance and electricity can easily be paid via the TATA Titanium Card prior to the due date with the Easy Bill Pay facility.

    Peace of Mind:

    TATA Titanium cardholders have global access to the TATA card Customer Helpline and the 24 hr. Global Customer Assistance Services in the event of any emergency.

    Balance Transfer:

    Users now have the option of transferring the outstanding balance from other credit cards to the TATA Titanium Card at very attractive and low rates of interest.

    Flexipay:

    This is an easy and simple installment plan available that allows users to purchase anything they wish and repay the same in convenient monthly installments. The plan that suits their financial standing the best can be chosen and procured at low rates of interest. Users need to place a call to the Helpline within 30 days of the purchase to avail this facility.

    Convenient E-statements:

    TATA Titanium Card holders have 24/7 access to monthly e-statements, delivered to their email inbox thereby avoiding the hassle of lost statements, postal delays and late payments.

    Documentation required for the TATA Titanium Card:

    Documentation Required:
    • PAN card
    • ID proofs (Anyone) -
      • Driving License
      • Passport
      • Voter’s ID
      • UID Aadhaar Number

    Eligibility:

    • The eligibility for procuring a TATA Titanium Card is decided based on the applicant’s declared income and employment, among other factors. Apart from this the eligibility criteria varies for TATA Employees and non-TATA employees. Non-Tata employees can send in a mail requesting for a card to the official TATA Card email id.
    • In case the applicant is a TATA employee, then a form needs to be filled applying for the card with necessary details such as date of birth, residential address, residential number, office address and number and Pan Card among other details.

    Fees and Charges:

    A single time Joining Fee Rs. 499
    Annual Fee Rs. 499
    Add-on Fee per annum Nil
    Extended credit - Interest Free Period A period of 20 to 50 days and is applicable on retail related shopping only and if the outstanding balance amount from the previous month is paid completely
    Extended credit - Finance Charges A maximum of 3.35% per month or 40.2% per annum calculated from the date of transaction
    Extended credit - Minimum Amount Due A minimum of Rs. 200 or 5% of the Total amount outstanding along with Government Service Tax and in the case of loans, EMI is also included.
    Cash Advance Limit A maximum of 80% of the credit limit. A maximum of Rs. 12,000 per day is allowed as the limit for Titanium Cardholders.
    Cash Advance - Free Credit Period Nil
    Cash Advance - Finance Charges A maximum of 3.35% per month or 40.2% yearly, calculated from the transaction date..
    Cash Advance Fees - State Bank of India ATMs and other Domestic ATMs Rs. 300 or 2.5% of the amount withdrawn, for each transaction
    International ATMs Rs. 300 or 3% of the the amount withdrawn, for every transaction
    Cheque Pickup Rs. 90
    Statement Retrieval If over 2 months, then Rs. 100 for each statement
    Chargeslip Request For each chargeslip, Rs. 225 is charged
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Cheque Pickup Rs. 90
    Cash upgrade fee A maximum of Rs. 500
    Foreign Currency Transaction A conversion mark up of 3.5%
    Surcharge - Railway Ticket Rs. 30 plus 2.5% of the transaction amount

    TATA Titanium Card FAQs:

    1. Is there a joining fee charged while procuring the TATA Titanium Card?

      Yes, there is a one-time joining fee of Rs. 499 that is charged while availing the TATA Titanium Card.

    2. How can customers book a railway ticket online using their TATA Titanium Card?

      Customers can now book their railway tickets online by following the simple steps mentioned below.

      • Users need to register on the IRCTC website, which is free of cost
      • They need to log in to their account after creating it by providing their username and password
      • Tickets can then be booked by following the instructions that are given on the website
      • SBI cards can be used to make payments via either of the two gateways provided, both of which accept MasterCards.

      Users should note that the IRCTC website’s terms and conditions governs all transactions made through the website.

    3. Is there a surcharge applicable on railway ticket bookings?

      Yes, there is a surcharge applicable on railway booking. The surcharge amount that is levied varies depending on whether tickets are booked through the IRCTC website or directly at the railway counters. If tickets are booked at the railway counters, then the surcharge amount applicable is Rs. 30 along with 2.5% of transaction amount. In case, tickets are booked on the IRCTC website, then it is 1.8% of the transaction amount in addition to the service charge that is applicable.

    4. What is the order of payment settlement?

      The order of payment settlement is the minimum amount due which is inclusive of Government Service Tax and EMI on loan plans in addition to 5% of the total outstanding amount. This is followed by the fees and various other charges plus interest charges, Balance transfer outstanding amount, Cash advance and Retail outstanding amount.

    5. Is there any fee charged on late payments?

      Yes, a fee is charged based on the total amount that is due. The table below gives details on the amount charged based on the total amount due.

      Total Amount Due Fee Charged
      < Rs. 200 Nil
      Rs. 201 - Rs. 500 Rs. 100
      Rs. 501 - Rs. 1000 Rs. 200
      Rs. 1001 - Rs. 10,000 Rs. 500
      > Rs. 10000 Rs. 750

    Other Top Credit Cards by TATA

  • Tata Platinum Credit Card
  • Tata Croma Platinum Credit Card
  • Tata Croma Titanium Credit Card
  • TATA Titanium Credit Card Reviews

    • SBI Cards Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      My credit card application was approved with SBI cards and the experience was quite good. I received my credit card within 10 days. I have a credit limit of Rs 1 lakh which is sufficient. An annual fee of Rs 499 has to be paid every year for this credit card. Customer service was good and they provided door step service to collect the documents. I use this credit card mainly for shopping purpose.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Need to improve customer service"
      0.5 3.0/5 "Satisfactory"
      I have taken a credit card with Sate Bank of India.It has got annual fees of Rs 500 The card has a good limit on it.The customer service is not up to the mark they don't respond on time.I make card payment by cash.Net banking is good and convenient use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Dissatisfactory"
      0.5 1.0/5 "Really Bad"
      I hold a SBI Simply Save credit card with limit of 10K. I am unhappy with SBI service based on credit card. They are not sending summary of the statements. I just used 100 rupees but they charged 690 rupees. I tried calling the customer service to get the breakdown on my bill but there was no proper response. I paid the full amount to avoid late payment charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Helpline Service should be improved"
      0.5 5.0/5 "Blown Away!"
      I have been trying to reach their SBI customer service but I am unable to speak with the executive, Their IVR system should be improved. I didn't give clarity about the charges, I done Rs.50,000 amount into an EMI, they told to pay Rs.5000. I paid some amount but it got debited for the insurance. I would like suggest their helpline service should be improved.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The offers and the benefits are very rare with the SBI central credit card and the annual fee is Rs,3000 they charge for this card and I am satisfied with it., The customer support is average with the SBI credit card department. I would say I am satisfied with the credit limit,but their interest and the charges are high with the SBI credit cards.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      The only drawback I see with State bank of India is there are too many calls from the bank for the life card and the insurance. This should be avoided. Else the process and the credit limit is good for the simply save credit card. I was told if I spend 2K, I would get 500 points. But I have spent more than 9K and I got only 254 points. There is a annual fee of 500.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Better card"
      0.5 4.0/5 "Great!"
      First I had SBI Simply Click card and it was upgraded to Prime card. The credit limit was good, they have fulfilled my expectations. I never contacted the customer service. The offers are good and more convenient. I use this card for shopping purposes. They charge annual fee around 1900 rupees, I am happy with the discounts.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Very good response"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has offered me a simply save credit card and the process is good overall. There was no delay in it and credit limit is also good. I am charged a fee annually. I would have to pay a fee of 499. The customer support and response is also satisfactory.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with state bank of India.The limit on the card is one lakh. I do get reward points for every transaction and redemption options are good. Net banking is convenient to make card payments.I get an EMI options on the card.
      Was this review helpful? 0
      , kochi
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Good Simply Save credit card"
      0.5 5.0/5 "Blown Away!"
      There is no interest and charges on my SBI credit card, I have simply save card. But I got less credit limit compared to other credit cards. SBI has EMI conversion, balance transfer option. Recently I got 10% of discount on flipkart purchase with SBI card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      The credit limit was low with SBI. I have taken the credit card for my future purposes. I got a SBI Simply Save credit card through online channel. I got a 400 points on my first purchase which was average. They charge annual fee of 499 rupees for a year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with State Bank of India. They charge annual fee for the credit card. I have chosen a SBI Simply Save credit card and received the same. The credit limit was 45K which was enough to me. The customer service and response was pretty good. The card disbursement was on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "System should be uptated"
      0.5 3.0/5 "Satisfactory"
      I am very fine with SBI credit card, but I have not started using this card. They added Membership service on my account around Rs. 2000 but I have canceled that service it was not updated in SBI mobile app. I contacted their customer care they said it got canceled. It would be great if they update their system.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The SBI PRIME CARD service was good with SBI. I have got the credit card within a month time. The customer support was good with SBI., The SBI executives came to my place and collected the documents, I am satisfied with the credit limit. The pay the annual fee of Rs,1600 to this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Limit can be enhanced"
      0.5 4.0/5 "Great!"
      I hold a simply save credit card with State Bank of India. They were pretty responsive in the process. I got 2,000 points on spending 2,000 in first 60 days. The features are good on the card but I am charged Rs.499 plus taxes. The credit limit is not much. It is of 50K.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I got a SBI Simply Save credit card with State Bank of India. If I spend above 80K or 1L then annual fee will be waived off. They have offered me a good credit limit of 40K which was sufficient. The customer service and response was good with SBI. They are offering reward points and cash back offers.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 2.0/5 "Expected more"
      I hold the Sbi gold and more credit card for past 4 years., The credit card service is not up to the mark with the SBI. The customer support is average here and we cannot reach them easily. I am not satisfied with the credit limit. I would say it is an average card to use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Its good"
      0.5 4.0/5 "Great!"
      I am very confused about the SBI credit limit I didn't get best limit based on my salary. But SBIcredit card transaction are more secured with the bank. I used my card for petrol filling, shopping etc, I got some reward points. I could redeem the points into certain voucher only. It would be great if they increase the limit and reward points redemption options.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      The credit card service is good with the SBI, I got the IRCTC SBI PLATINUM CREDIT CARD within 15days of time. I have used this card for hospitalization , grocery and for other usages. I am satisfied with the credit limit, it would be great if they can increase the credit limit in future.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • SBI Cards Credit Card
      "Below Average"
      0.5 1.0/5 "Really Bad"
      I had taken a SBI Simply Click credit card which I am not satisfactory. They are calling many time to sell their product. I have been informed for my credit card there is no annual fee for a first year. But my first bill generated with annual fee, tried calling the customer care to check for the payment but there was no proper response. The credit limit was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
    Common Loader Icon
     Loading your search... Loading your search...
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.