Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 TATA Croma Titanium Credit Card
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    1st Year Fee
    Rewards
    Joining Perks
    499
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    TATA Croma Titanium Credit Card is Rated as "Great!" by 1 Users

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    TATA Croma Titanium Credit Card

    With the new Tata Croma Titanium Card which is serviced and operated by SBI Cards, the customer base of “Croma” - TATA’s consumer durables and electronics chain of stores, can enjoy unique privileges exclusive benefits on their purchases. This co-branded card offers a value-back of up to 1.5% on all purchases made at Croma outlets and also offers other special privileges to the cardholders, such as: fuel surcharge waiver, free lounge access and a wide range of offers upon joining, sponsored by leading travel and hospitality brands.

    Features of Tata Croma Titanium Card:

    • Tata Croma Titanium Card is accepted worldwide in multiple merchant outlets around the world. The card can be used in any merchant store which accepts MasterCard.
    • The card also offers flexible credit facility. Your outstanding payments can be paid-off easily with the convenient extended credit option.
    • This credit card enables quick and easy booking of railway tickets to any destination catered to by IRCTC. You can book tickets from the convenience of your home by booking tickets online through IRCTC.com and using your Tata Croma Titanium Credit Card at the payment gateway.
    • Through the Utility bill payment facility, a cardholder can schedule his/her regular bill payments for utilities. E.g.: Electricity bill, phone bill, etc. This enables the customer to pay all their dues on time.
    • You can also save on your fuel purchases across all petrol pumps in India as there is a fuel surcharge waiver applicable on this credit card.
    • This card is highly secured and poses no threat of fraud or malpractice. In case of emergencies the Tata Card Customer Helpline is available around the clock to provide immediate assistance.
    • Avail the balance transfer facility on this card to consolidate and repay your existing dues on your other credit cards at a much lower rate of interest.
    • Flexipay is a feature that is enabled on this card, through which a cardholder can make any purchase and convert it into easily payable monthly installments. A comparatively lower rate of interest is applicable on this installment plan.

    Benefits of Tata Croma Titanium Card:

    • Get 500 Empower Points which are worth Rs 500, if you make purchases worth Rs 2000 or more on the card. This has to be done within 60 days of getting this credit card, in order to be valid.
    • Avail “Value Back” Benefits: Customers can avail a value back benefit of 1.5% on all purchases made in Croma and in Croma retail website, using the Tata Croma Titanium Credit Card. On all other purchases made in Tata Outlets, you can get as much as 5% Value back.
    • You can also get great offers and discounts on purchases made at any Tata Partner outlets and other national brands, as a welcome offer.
    • Upon using the card for purchases in Departmental stores as well as grocery stores, enjoy three times more points on each Rs 100/- spent.
    • Upon using the card for retail spends enjoy 1 point for each Rs 100/- spent.
    • Get cashback of Rs.1 for each Reward Point earned.
    • Fee reversal: Get your annual fee on the card waived if you spend up to Rs. 75,000 or more on the card, annually.
    • Fuel Surcharge: Enjoy a fuel surcharge of 2.5% in all fuel stations by using this credit card.

    Fees and Charges:

    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Annual Fee Rs. 499
    Statement Retrieval charges Rs.100 for each statement
    Finance charges on extended credit Up to 3.35% per month from date of transaction
    Period of interest-free credit 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Joining fee Rs.499
    Maximum Cash Advance limit Up to 80% of Credit Limit
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest

    Tata Croma Titanium Credit Card FAQs:

    1. How can the extended credit feature on the card be used?

      With the extended credit facility that is available on this credit card, a customer can repay his/her outstanding dues as per his/her convenience and ease. This kind of flexibility in the repayment of the credit card bill ensures customer satisfaction and lowers any possibility of defaulting on the payments made. The credit cardholder has the freedom of deciding the amount to be repaid - this can either be just the minimum amount due or a higher amount, or he/she can also repay the entire outstanding amount in lumpsum. The remaining balance, if any, will be carried over to the next month.

    2. Can I apply for an add-on card?

      Yes. A Tata Croma Titanium Cardholder can share his/her credit limit with his family, with an add-on card and this card can be availed free of charge. Add-on card can be availed by the cardholder’s parents, spouse, siblings or children who is at least 18 years old or above.

    3. What are the charges levied on Cheque Bounce/ Invalid Cheque?

      In case of an invalid cheque submission or cheque bounce, the bank charges the customer a fee of 2% of the cheque value which has been dishonoured. The minimum amount that has to be paid is Rs. 350 and a maximum cap is Rs. 500.

    4. What are the late payment fees that are charged?
      Outstanding Amount Due Late payment Fees
      Total Amount due ranging from Rs.0-Rs.200 Nil
      Total Amount due greater than Rs.200 & up to Rs.500 Rs.100
      Total Amount due greater than Rs.500 & up to Rs.1000 Rs.200
      Total Amount due greater than Rs.1000 & up to Rs.10,000 Rs.500
      Total Amount due greater than Rs.10,000 Rs. 750
    5. What is the fee charged on card upgradation?

      Fee charged on card upgradation by the Bank can be up to Rs. 500.

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  • TATA Croma Titanium Credit Card Reviews

    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      State bank of India credit card service was very good,the credit limit they offered me was 50 but I expected 80k from State bank of India credit card department still I am comfortable with the credit limit they offered ,the documents part was very simple it was a good experience with State bank of India credit card department.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with SBI . The credit limit was 50,000 which was satisfactory and I hold simply save International card. He credit card process was really good and I have no idea about the benefits here.My overall experience was excellent .
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with SBI . The credit limit was 50,000 which was satisfactory and I hold simply save International card. The credit card process was really good and I have no idea about the benefits here. In all my overall experience was excellent .
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am having the State Bank of India credit card and am using it from the last six months of time. I would like to say that the online portal is good one for me and am happy with them till now. Everything is fine one for me with the SBI credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      State bank of India credit card service was good,the customer support was fine. The interest rate and the charges offered by State bank of India credit card department was good compared to others in the market,it was a good experience with State bank of India credit card service.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The Customer support is good with the state bank of India and they gave good response in regards to my credit card application. State bank took around 20 days of time to disburse my credit card . I am satisfied with the credit limit, it would be great if they can increase the credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "convenient card"
      0.5 5.0/5 "Blown Away!"
      It was a good experience on credit card with SBI. The credit limit was 50K which was not happy. It would be great if they can increase my credit limit. I got a SBI Simply Save credit card. They charge annual fee of 499 rupees If I spend more than 90K then it will be waived off.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with State Bank of India.The limit on the card us 48,000 the annual fees is 5000 to maintain the card.I do get offers for shopping like Amazon.I hold a simply save card.The phone banking and Net banking service are good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      First time I have availed SBI credit card, I am getting some rewards points for the spends which I do normally with the card. The credit limit of the card is also good but SBI have committed some joining perks of Amazon voucher. I didn't receive that.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      State bank of India credit card service was good ,they offered me a credit limit of 42k which was comfortable for me. The documents have been collected from my door step they asked for my adhar card ,voter id ,payslip ,photocopy to process it was a average service from State bank of india credit card department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am satisfied with the credit limit , because I have upgraded the SBI platinum credit card and now I have the Elite credit card . The customer support gave me good response in regards to my credit card application. I need to pay the annual fee of Rs,4500.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      It was a easy process to get the credit card from State Bank of India. The customer services are good and there are no hassles in the documentation process. The card is free for the first year and after which I would be charged 499. The credit limit and the offers are good. Satisfactory
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      State Bank of India credit card is overall good one . I would like to say that the credit limit value is around 50000 Rupees, also am really happy with them. I would like to say that the fees and processing charges are really huge.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The State bank of India executives were prompt in their response. I have got the SBI simply click credit card within 20 to 25days of time. I am satisfied with the credit limit. The annual fee is Rs,499 which is nominal with the SBI simply click card when compared with others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a helpful process from sbi credit card department ,they offered me a credit limit of 20k which was comfortable for me compared to other credit service providers. The documents have been collected from my door step ,it was a very good experience with sbi credit card department.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Looking for Better Offer"
      0.5 3.0/5 "Satisfactory"
      My friends are holding SBI credit card, hence I have availed SBI prime card, there will be annual fee of Rs. 3500 but still didn't any gift voucher as they committed. Credit limit is also low, they gave only Rs.50,000 as credit limit. But I thought for the prime card limit would be Rs. 1 lakh.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with SBI . The credit limit was 44,000 which was not satisfactory and I hold prime International card . The customer service and responses was up to the mark. My overall experience was good. My overall experience was good .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      Annual charges are applicable with the State Bank of India credit card after an year of time. I would like to say that the customer service is good one with the State Bank of India credit card. I am happy with the SBI credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I had applied for a credit card with State Bank of India through online channel. The customer service and response was very good. I hold a SBI Simply Save credit card. They offered a credit limit of 10K which was not satisfactory, It would be great if they can increase my credit limit. They charge annual fee 499 rupees for a year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with State Bank of India.The limit is 62,000 sufficient to transact.Its an annual fees credit card however there is a spend based criteria is applicable for this card.My concern is i don't have a lounge access facility in this card as its not mentioned in the kit.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 14, 2017
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