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    We found 1 TATA Croma Titanium Credit Card

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    1st Year Fee
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    499
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    TATA Croma Titanium Credit Card

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    Overview:

    With the new Tata Croma Titanium Card which is serviced and operated by SBI Cards, the customer base of “Croma” - TATA’s consumer durables and electronics chain of stores, can enjoy unique privileges exclusive benefits on their purchases. This co-branded card offers a value-back of up to 1.5% on all purchases made at Croma outlets and also offers other special privileges to the cardholders, such as: fuel surcharge waiver, free lounge access and a wide range of offers upon joining, sponsored by leading travel and hospitality brands.

    Features of Tata Croma Titanium Card:

    • Tata Croma Titanium Card is accepted worldwide in multiple merchant outlets around the world. The card can be used in any merchant store which accepts MasterCard.
    • The card also offers flexible credit facility. Your outstanding payments can be paid-off easily with the convenient extended credit option.
    • This credit card enables quick and easy booking of railway tickets to any destination catered to by IRCTC. You can book tickets from the convenience of your home by booking tickets online through IRCTC.com and using your Tata Croma Titanium Credit Card at the payment gateway.
    • Through the Utility bill payment facility, a cardholder can schedule his/her regular bill payments for utilities. E.g.: Electricity bill, phone bill, etc. This enables the customer to pay all their dues on time.
    • You can also save on your fuel purchases across all petrol pumps in India as there is a fuel surcharge waiver applicable on this credit card.
    • This card is highly secured and poses no threat of fraud or malpractice. In case of emergencies the Tata Card Customer Helpline is available around the clock to provide immediate assistance.
    • Avail the balance transfer facility on this card to consolidate and repay your existing dues on your other credit cards at a much lower rate of interest.
    • Flexipay is a feature that is enabled on this card, through which a cardholder can make any purchase and convert it into easily payable monthly installments. A comparatively lower rate of interest is applicable on this installment plan.

    Benefits of Tata Croma Titanium Card:

    • Get 500 Empower Points which are worth Rs 500, if you make purchases worth Rs 2000 or more on the card. This has to be done within 60 days of getting this credit card, in order to be valid.
    • Avail “Value Back” Benefits: Customers can avail a value back benefit of 1.5% on all purchases made in Croma and in Croma retail website, using the Tata Croma Titanium Credit Card. On all other purchases made in Tata Outlets, you can get as much as 5% Value back.
    • You can also get great offers and discounts on purchases made at any Tata Partner outlets and other national brands, as a welcome offer.
    • Upon using the card for purchases in Departmental stores as well as grocery stores, enjoy three times more points on each Rs 100/- spent.
    • Upon using the card for retail spends enjoy 1 point for each Rs 100/- spent.
    • Get cashback of Rs.1 for each Reward Point earned.
    • Fee reversal: Get your annual fee on the card waived if you spend up to Rs. 75,000 or more on the card, annually.
    • Fuel Surcharge: Enjoy a fuel surcharge of 2.5% in all fuel stations by using this credit card.

    Fees and Charges:

    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Annual Fee Rs. 499
    Statement Retrieval charges Rs.100 for each statement
    Finance charges on extended credit Up to 3.35% per month from date of transaction
    Period of interest-free credit 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Joining fee Rs.499
    Maximum Cash Advance limit Up to 80% of Credit Limit
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest

    Tata Croma Titanium Credit Card FAQs:

    1. How can the extended credit feature on the card be used?

      With the extended credit facility that is available on this credit card, a customer can repay his/her outstanding dues as per his/her convenience and ease. This kind of flexibility in the repayment of the credit card bill ensures customer satisfaction and lowers any possibility of defaulting on the payments made. The credit cardholder has the freedom of deciding the amount to be repaid - this can either be just the minimum amount due or a higher amount, or he/she can also repay the entire outstanding amount in lumpsum. The remaining balance, if any, will be carried over to the next month.

    2. Can I apply for an add-on card?

      Yes. A Tata Croma Titanium Cardholder can share his/her credit limit with his family, with an add-on card and this card can be availed free of charge. Add-on card can be availed by the cardholder’s parents, spouse, siblings or children who is at least 18 years old or above.

    3. What are the charges levied on Cheque Bounce/ Invalid Cheque?

      In case of an invalid cheque submission or cheque bounce, the bank charges the customer a fee of 2% of the cheque value which has been dishonoured. The minimum amount that has to be paid is Rs. 350 and a maximum cap is Rs. 500.

    4. What are the late payment fees that are charged?
      Outstanding Amount Due Late payment Fees
      Total Amount due ranging from Rs.0-Rs.200 Nil
      Total Amount due greater than Rs.200 & up to Rs.500 Rs.100
      Total Amount due greater than Rs.500 & up to Rs.1000 Rs.200
      Total Amount due greater than Rs.1000 & up to Rs.10,000 Rs.500
      Total Amount due greater than Rs.10,000 Rs. 750
    5. What is the fee charged on card upgradation?

      Fee charged on card upgradation by the Bank can be up to Rs. 500.

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  • TATA Croma Titanium Credit Card Reviews

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      "Good card to use"
      0.5 4.0/5 "Great!"
      Having the SBI simply save card for past 3 years. The credit card service is very good with the SBI simply save card. I pay the annual fee of Rs,500. The reward points cash back offers and fuel surcharge waiver is available with this card. I am satisfied with the credit limit,.
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      , vapi
      Reviewed on Aug 18, 2017
    • SBI Cards Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Its good experience with SBI bank related to the credit card.They have been giving me a lot of facilities on the card, There is no hidden charges for any transaction. I really happy with my credit card and the limit they have offered me is 1.65 lakhs and they have offered me life time free credit card. I receive normal offers on my credit card
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • SBI Cards Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      State bank of India credit card provides good offers in terms of cash back, reward points in redemption as well as the shopping. Am pretty much happy and satisfied with the benefits provided. Overall pretty good experience the credit limit they have offered me is 50000 rupees and i have taken this card in 2014 till now i haven't faced any issues with this card.
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      , vapi
      Reviewed on Aug 18, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I pay the annual fee of Rs.500 every year to SBI Gold platinum credit card. This card has the benefits like reward points cash back offers and other offers in it, I would say it is an average card to use but I am satisfied with their credit limit and happy with their service.
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      , new delhi
      Reviewed on Aug 18, 2017
    • SBI Cards Credit Card
      "More good"
      0.5 5.0/5 "Blown Away!"
      My credit card is free for the first year the annual fee would be 499 from second year onwards. Credit limit is the one which determines the satisfactory level, in that way, I got very good credit limit from the bank and it is much convenient for my usage. Whenever I use my card for shopping, the bank is prompt in crediting reward points and other cash back offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • SBI Cards Credit Card
      "Good for travellers"
      0.5 4.0/5 "Great!"
      I have taken IRCTC credit card from SBI, because I keep traveling. I am always getting discount on train tickets. Their offered me good credit limit its good and satisfactory. When I was working with previously company they gave 50,000 to 60,000 it was sufficient.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • SBI Cards Credit Card
      "Looking for a better offers"
      0.5 2.5/5 "Just OK"
      SBI is okay but they are not as good as AXIS Bank in term of credit card. I have been using the card around two years, so far they didn't increase the credit limit. I am getting Online shopping offers in Amazon and flipkart its nominal, I am fine with that.
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      , kolkata
      Reviewed on Aug 17, 2017
    • SBI Cards Credit Card
      "Beneficial services"
      0.5 4.0/5 "Great!"
      SBI has offered me a credit card as well and the bank provides me good offers. They send me regular alerts about the ongoing offers and the bank has given me a good credit limit too. There is a annual fee of 500 and the statements are on time with clear details.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • SBI Cards Credit Card
      "Kind of okay"
      0.5 3.0/5 "Satisfactory"
      SBI Credit card is some what okay. I am holding this SBI credit card for about 4 month this card was taken a few months back no compliments were provided. I had received this card through a third party and i did not receive any compliments . However I had received the welcome letter and Tariff sheet.
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      , hyderabad
      Reviewed on Aug 17, 2017
    • SBI Cards Credit Card
      "No good credit limit, no service no offers"
      0.5 1.0/5 "Really Bad"
      I wont recommend SBI credit card because they are charging lot of charges and the annual charges are really high and it is very difficult to reach their customer care. The reason for calling them was because, I had to foreclose the loan for which I had to wait for about one hr and 20 minutes and they dont have an option to out call their customers back for which, I had to stay on the call and I had to foreclose the EMI.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 17, 2017
    • SBI Cards Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      I hold a credit card with State Bank of India. I would not say it is excellent, but it is good and hassle free. The charges and interest is normal and there are good deals online. The EMI options are pretty flexible and the bank has given me a good limit too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2017
    • SBI Cards Credit Card
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      The credit card offers are good at SBI. The best about the card is I can use it anywhere and all my transactions goes through without any issues. There are discounts and cash back offers and there are no charges taken for the card as well. The customer services are also good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have closed the SBI gold credit card. If I use this card and spent Rs.70,000 in a year , the annual fee of Rs.500 will get waived . I was using this card from around 4 to 5 years. The customer service is Average with this card. They haven't gave any offer with SBI gold card. I was happy with the credit limit.
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      , new delhi
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I am holding a SBI Credit card for two months now they have offered me the credit limit of around 62000 rupees , and the annual charges of this card is around 3000 rupees and the annual charges can be waived off if spending around three lakhs this was not informed to me earlier after receiving all this details are getting displayed
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "Could provide more offers"
      0.5 4.0/5 "Great!"
      SBI has offered me a credit card as well and from my personal experience there could be more offers and a better credit limit on the card. The customer services and response is good and the statements has always been transparent and on time to me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "Need improvement"
      0.5 3.0/5 "Satisfactory"
      Credit card offer wise SBI is good, they are giving good feature on the card. But their service is not upto the mark, because they wont response properly. Whenever I call their customer service, IVR system takes time to connect with the executive and then also won't get sufficient service. SBI needs to improve the response and communicate part.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a credit card as well and the limit the bank has offered me is excellent. Though I have not explored on the card much. I am happy with the process . I got the card on time after me applying for it and they have also offered me good deals too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card is with State Bank of India. I am more than satisfied with the deals I get on the credit card and it has been perfect till date. The credit limit is also good and the bank has always been on time to send me the details and the billing dates is also convenient for me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      To reach the customer service with State bank we need to talk to IVR for a long time and it takes minimum 15 minutes time to reach the executive and After all this struggle once we reach the executive they will keep our call on hold. The customer support need to improved with SBI. I use the SBI simply save card for past 3 years. I pay the annual fee of Rs.500. I am satisfied with the credit limit but not with the service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 3.0/5 "Satisfactory"
      Recently I have received Sbi simply click credit card. The response with Sbi credit card is good. They have disbursed the card within 7 days of time. This card has the annual fee Rs,500. I am not satisfied with the credit limit, still they can increase the credit limit with this SBI simply click card. The reward points , cash back offers are available with this card then I can redeem the reward points as cash.
      Was this review helpful? 0
      , tirupati
      Reviewed on Aug 14, 2017
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