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    TATA Croma Titanium Credit Card is Rated as "Great!" by 1 Users

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    TATA Croma Titanium Credit Card

    With the new Tata Croma Titanium Card which is serviced and operated by SBI Cards, the customer base of “Croma” - TATA’s consumer durables and electronics chain of stores, can enjoy unique privileges exclusive benefits on their purchases. This co-branded card offers a value-back of up to 1.5% on all purchases made at Croma outlets and also offers other special privileges to the cardholders, such as: fuel surcharge waiver, free lounge access and a wide range of offers upon joining, sponsored by leading travel and hospitality brands.

    Features of Tata Croma Titanium Card:

    • Tata Croma Titanium Card is accepted worldwide in multiple merchant outlets around the world. The card can be used in any merchant store which accepts MasterCard.
    • The card also offers flexible credit facility. Your outstanding payments can be paid-off easily with the convenient extended credit option.
    • This credit card enables quick and easy booking of railway tickets to any destination catered to by IRCTC. You can book tickets from the convenience of your home by booking tickets online through IRCTC.com and using your Tata Croma Titanium Credit Card at the payment gateway.
    • Through the Utility bill payment facility, a cardholder can schedule his/her regular bill payments for utilities. E.g.: Electricity bill, phone bill, etc. This enables the customer to pay all their dues on time.
    • You can also save on your fuel purchases across all petrol pumps in India as there is a fuel surcharge waiver applicable on this credit card.
    • This card is highly secured and poses no threat of fraud or malpractice. In case of emergencies the Tata Card Customer Helpline is available around the clock to provide immediate assistance.
    • Avail the balance transfer facility on this card to consolidate and repay your existing dues on your other credit cards at a much lower rate of interest.
    • Flexipay is a feature that is enabled on this card, through which a cardholder can make any purchase and convert it into easily payable monthly installments. A comparatively lower rate of interest is applicable on this installment plan.

    Benefits of Tata Croma Titanium Card:

    • Get 500 Empower Points which are worth Rs 500, if you make purchases worth Rs 2000 or more on the card. This has to be done within 60 days of getting this credit card, in order to be valid.
    • Avail “Value Back” Benefits: Customers can avail a value back benefit of 1.5% on all purchases made in Croma and in Croma retail website, using the Tata Croma Titanium Credit Card. On all other purchases made in Tata Outlets, you can get as much as 5% Value back.
    • You can also get great offers and discounts on purchases made at any Tata Partner outlets and other national brands, as a welcome offer.
    • Upon using the card for purchases in Departmental stores as well as grocery stores, enjoy three times more points on each Rs 100/- spent.
    • Upon using the card for retail spends enjoy 1 point for each Rs 100/- spent.
    • Get cashback of Rs.1 for each Reward Point earned.
    • Fee reversal: Get your annual fee on the card waived if you spend up to Rs. 75,000 or more on the card, annually.
    • Fuel Surcharge: Enjoy a fuel surcharge of 2.5% in all fuel stations by using this credit card.

    Fees and Charges:

    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Annual Fee Rs. 499
    Statement Retrieval charges Rs.100 for each statement
    Finance charges on extended credit Up to 3.35% per month from date of transaction
    Period of interest-free credit 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Joining fee Rs.499
    Maximum Cash Advance limit Up to 80% of Credit Limit
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest

    Tata Croma Titanium Credit Card FAQs:

    1. How can the extended credit feature on the card be used?

      With the extended credit facility that is available on this credit card, a customer can repay his/her outstanding dues as per his/her convenience and ease. This kind of flexibility in the repayment of the credit card bill ensures customer satisfaction and lowers any possibility of defaulting on the payments made. The credit cardholder has the freedom of deciding the amount to be repaid - this can either be just the minimum amount due or a higher amount, or he/she can also repay the entire outstanding amount in lumpsum. The remaining balance, if any, will be carried over to the next month.

    2. Can I apply for an add-on card?

      Yes. A Tata Croma Titanium Cardholder can share his/her credit limit with his family, with an add-on card and this card can be availed free of charge. Add-on card can be availed by the cardholder’s parents, spouse, siblings or children who is at least 18 years old or above.

    3. What are the charges levied on Cheque Bounce/ Invalid Cheque?

      In case of an invalid cheque submission or cheque bounce, the bank charges the customer a fee of 2% of the cheque value which has been dishonoured. The minimum amount that has to be paid is Rs. 350 and a maximum cap is Rs. 500.

    4. What are the late payment fees that are charged?
      Outstanding Amount Due Late payment Fees
      Total Amount due ranging from Rs.0-Rs.200 Nil
      Total Amount due greater than Rs.200 & up to Rs.500 Rs.100
      Total Amount due greater than Rs.500 & up to Rs.1000 Rs.200
      Total Amount due greater than Rs.1000 & up to Rs.10,000 Rs.500
      Total Amount due greater than Rs.10,000 Rs. 750
    5. What is the fee charged on card upgradation?

      Fee charged on card upgradation by the Bank can be up to Rs. 500.

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  • TATA Croma Titanium Credit Card Reviews

    • SBI Cards Credit Card
      "Good Service Poor Customer support"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI Mumbai Metro Card for a while. Their service is not good. The card is okay to book metro train tickets but never used it. I use this card for shopping and all other purchases online and offline
      Was this review helpful? 0
      , mumbai
      Reviewed on May 26, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      With State bank of India i have taken the credit card. I limit i hold with the card is good.They do have annual charges and the charges will be waived off if the purchase is above the limit.The customer service and response is good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I have chosen this card since the card does not have any annual fee and there has not been good benefits and features with the card. The credit limit also had been very good with it. The process had been very good and it was easy in getting this card and it had reached on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 26, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      The benefits and the features have been good wit the card and i am happy with it. The credit limit with the card had been satisfactory. The document submission had been easy and i had received the card on time. I have been using the card for shopping, online purchases and other purposes as well.
      Was this review helpful? 0
      , thane
      Reviewed on May 26, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am happy with all the services which they have been providing. There has been good benefits and features with the card. Even the credit limit had been very good as well. The process has been very smooth and easy. There has not been any issues and the card has reached on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 26, 2018
    • SBI Cards Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I bank with State Bank of India for the credit card. I am happy that this bank has offered me the highest of limit. There is a annual fee of 500 which gets waived off if I spend 75K in a year. There is also a balance transfer option. There are also EMI facilities and other offers too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 26, 2018
    • SBI Cards Credit Card
      "Good features"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India. The customer services and response is good and there are no hassles in the process of getting the card. The credit limit is also fine and there are no hassles when ever I use the card. There are no charges as well.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 26, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a visa credit card from the SBI. Even though the limit is very low their services are very good. There hasn't been any issues with their services. Overall They need to come up with more exciting offers to their customers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 26, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I bought the SBI SIMPLY SAVE CARD online. It is a Good card to use, they offer rewards points which are useful. The credit limit is low. I hope that they increase the limit based on my spendings. The whole application process was easy and hassle free.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 25, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good card which had been providing me with good benefits and features. I have been holding this card for the last two years, and the credit limit which have been provided by them also had been very good. I have been using the card for shopping, fuel and all other purposes. There has not been any issues so far with their services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 25, 2018
    • SBI Cards Credit Card
      "Decent Card"
      0.5 5.0/5 "Blown Away!"
      SBI Simply Click card has good features, more cash backs are available than any other card. Good online offers are going on I'm disappointed about the credit limit. For this i have called to the customer care, they have said they will increase the Credit limit after 6 months depends on the usage.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2018
    • SBI Cards Credit Card
      "Very Good Card"
      0.5 4.0/5 "Great!"
      In SBI Card, They have offered me a credit limit of Rs. 2.37 lakhs. I'm using this card nearly 4 years. Once i called to the customer care to know about the balance transfer. They did very quickly. They are giving reward points, i can redeem the points in their specified outlets.
      Was this review helpful? 0
      , pune
      Reviewed on May 25, 2018
    • SBI Cards Credit Card
      "Nice Card"
      0.5 4.0/5 "Great!"
      I worked for SBI Since, there is no charge for annual fee. The service charges will be there but i used to make the payment on time. I have been using this card 1 months . They will provide many offer for their employees who are all using credit cards.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 25, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The card has been provided with good credit limit as well as with good benefits and features. The whole process had been very easy and smooth and i have got the card on time. It has been overall a very good experience using it. I have been using it for shopping and other purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've chosen the IRCTC SBI PLATINUM CARD because it is very good for booking rain tickets. The card has exciting cash back offers for tickets booked via IRCTC channel. I've just got the card, I'll have to use it more often to know more about the card and its features.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 25, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI Prime credit card for a while. It is a good card, they regularly provides offers and discounts. I got this card from my Fixed deposit. The limit is low but still it is a useful card to have. Overall I never had any issues with their servies
      Was this review helpful? 0
      , mumbai
      Reviewed on May 25, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I bought the YATRA SBI CREDIT CARD because it is very good for travel booking. The card offers 1000 rupees cash back for bookings above 5000. And it has got discount of 4000 if you spend 40000 above for International ticket bookings. This is a very good card to use if you're frequent flier.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 25, 2018
    • SBI Cards Credit Card
      "Good experience "
      0.5 4.0/5 "Great!"
      I also bank with State Bank of India for the credit card. There are emi facilities and it is easy to use the card. The credit card limit is also good and it is a life time free card. There are good offers as well. The statements are clear and on time sent.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 25, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.5/5 "Pretty good"
      I use the SBI IRCTC credit card for the past 7months . The customer support service and the response is average with the State bank of India. The credit limit value is average with this card and I am not satisfied with it. It would be good if they can increase the credit limit value.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 25, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've a credit card with the SBI. SBI Visa credit card is the best card I have. Being a Govt bank the interest rate for EMI's are really low and also the charges are comparatively low. I never had any issues with their services and it is a recommendable card to have.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 25, 2018
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