TATA STAR Titanium Credit Card

The TATA STAR Titanium Credit Card has been launched by Tata Cards, in partnership with the State Bank of India (SBI) and Tata Capital Ltd. The credit card offers a lot of facilities and unique privileges to its holders. Every time you swipe the credit card, you can earn reward points and redeem them at a later date. The joining fee of the credit card is Rs.499.

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Key Highlights of the TATA STAR Titanium Credit Card

  1. Get 3 reward points for every Rs.100 that you spend on grocery and departmental stores, dining, and any international spends.
  2. Spend based fees reversal on spends of Rs.1,00,000 and above annually.
  3. You will get a welcome e- gift voucher of Rs.500 from STAR.

Benefits of the TATA STAR Titanium Credit Card

Joining benefits

  1. You will get a welcome e- gift voucher of Rs.500 from STAR.

Reward points benefits:

  1. Get 3 reward points for every Rs.100 that you spend on grocery and departmental stores, dining, and any international spends.
  2. Earn 1 reward point for every Rs.100 that you spend on other retail expenses.

Value back benefits:

  1. 3.5% value back on all your expenses at STAR Outlets.
  2. Get up to 5% value back on your expenses on select TATA Outlets.

Spend-based benefits:

  1. Spend-based fees reversal on spends of Rs.1,00,000 and above annually.

Fuel benefits:

  1. You will get a 1% fuel surcharge waiver, on every transaction you make between Rs.500 and Rs.4,000 at any petrol station in India.
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Fees and Charges of TATA STAR Titanium Credit Card

Type of Charge

Amount

Joining fee

Rs.499

Renewal fee

Rs.499

Add-on card

NIL

Cash Advance Fees

  1. SBI and other domestic ATMs: 2.5% of transaction amount
  2. International ATMs: 2.5% of transaction amount

Card Replacement Fee

Rs.100 - Rs.250

Cheque Pick Up Fee

Rs.100

Cheque Fee

Rs.100 (Payments via cheque up to Rs.10,000)

Payment Dishonor fee

2% of the payment amount

Statement retrieval

Rs.100 per statement that is more than 2 months old

Charge slip retrieval

Rs.225 per charge slip

Late payment

  1. NIL for Rs.0-Rs.500
  2. Rs.400 for Rs.500 and up to Rs.1,000
  3. Rs.750 for Rs.1,000 and up to Rs.10,000
  4. Rs.950 for Rs.10,000 and up to Rs.25,000
  5. Rs.1,100 for Rs.25,000 and up to Rs.50,000
  6. Rs.1,300 for Rs.50,000 and more

Over limit

2.5% of over limit amount

Card replacement

Rs.100

Cash upgrade fees

Rs.500

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Important Points About TATA STAR Titanium Credit Card

Extended Credit

  1. The interest-free credit period is 20-50 days.
  2. Finance charges: Up to 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (30% p.a.) for Secured Cards.
  3. Minimum amount due: 5% of total outstanding.

Cash Advance

  1. Cash advance limit: Up to 80% of the credit limit.
  2. Finance charges: Up to 3.50% per month, accounting to 42% per annum, from the date of transaction.

FAQs on TATA STAR Titanium Credit Card

  • Who is eligible to apply for the credit card?

    Any Indian citizen who is above the age of 21 and below 65 can apply for a credit card.

  • Does the card allow balance transfer?

    Yes, you can use the Balance Transfer feature on the credit card.

  • What is the annual fee on the credit card?

    The annual fee on this credit card is Rs.499.

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