Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • TATA STAR Titanium Credit Card

    The TATA STAR Titanium Credit Card has been launched by Tata Cards, in partnership with the State Bank of India (SBI) and Tata Capital Ltd. The credit card offers a lot of facilities and unique privileges to its holders. Every time you swipe the credit card, you can earn reward points and redeem them at a later date. The joining fee of the credit card is Rs.499.

    Key Highlights of the TATA STAR Titanium Credit Card

    • Get 3 reward points for every Rs.100 that you spend on grocery and departmental stores, dining, and any international spends.
    • Spend based fees reversal on spends of Rs.1,00,000 and above annually.
    • You will get a welcome e- gift voucher of Rs.500 from STAR.

    Benefits of the TATA STAR Titanium Credit Card

    Joining benefits

    • You will get a welcome e- gift voucher of Rs.500 from STAR.

    Reward points benefits:

    • Get 3 reward points for every Rs.100 that you spend on grocery and departmental stores, dining, and any international spends.
    • Earn 1 reward point for every Rs.100 that you spend on other retail expenses.

    Value back benefits:

    • 3.5% value back on all your expenses at STAR Outlets.
    • Get up to 5% value back on your expenses on select TATA Outlets.

    Spend-based benefits:

    • Spend-based fees reversal on spends of Rs.1,00,000 and above annually.

    Fuel benefits:

    • You will get a 1% fuel surcharge waiver, on every transaction you make between Rs.500 and Rs.4,000 at any petrol station in India.

    Fees and Charges of TATA STAR Titanium Credit Card

    Type of Charge Amount
    Joining fee Rs.499
    Renewal fee Rs.499
    Add-on card NIL
    Cash Advance Fees
    • SBI and other domestic ATMs: 2.5% of transaction amount
    • International ATMs: 2.5% of transaction amount
    Card Replacement Fee Rs.100 – Rs.250
    Cheque Pick Up Fee Rs.100
    Cheque Fee Rs.100 (Payments via cheque up to Rs.10,000)
    Payment Dishonor fee 2% of the payment amount
    Statement retrieval Rs.100 per statement that is more than 2 months old
    Charge slip retrieval Rs.225 per charge slip
    Late payment
    • NIL for Rs.0-Rs.500
    • Rs.400 for Rs.500 and up to Rs.1,000
    • Rs.750 for Rs.1,000 and up to Rs.10,000
    • Rs.950 for Rs.10,000 and up to Rs.25,000
    • Rs.1,100 for Rs.25,000 and up to Rs.50,000
    • Rs.1,300 for Rs.50,000 and more
    Over limit 2.5% of over limit amount
    Card replacement Rs.100
    Cash upgrade fees Rs.500

    Important Points About TATA STAR Titanium Credit Card

    Extended Credit

    • The interest-free credit period is 20-50 days.
    • Finance charges: Up to 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (30% p.a.) for Secured Cards.
    • Minimum amount due: 5% of total outstanding.

    Cash Advance

    • Cash advance limit: Up to 80% of the credit limit.
    • Finance charges: Up to 3.50% per month, accounting to 42% per annum, from the date of transaction.

    FAQs on TATA STAR Titanium Credit Card

    1. Who is eligible to apply for the credit card?

      Any Indian citizen who is above the age of 21 and below 65 can apply for a credit card.

    2. Does the card allow balance transfer?

      Yes, you can use the Balance Transfer feature on the credit card.

    3. What is the annual fee on the credit card?

      The annual fee on this credit card is Rs.499.

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