TATA STAR Platinum Credit Card

The Tata Platinum Credit Card has been launched by Tata Cards, in partnership with the State Bank of India (SBI) and Tata Capital Ltd. The credit card offers a lot of facilities and unique privileges to its holders. Every time you swipe the card, you can earn reward points and redeem them at a later date. The joining fee of the credit card is Rs.2,999.

credit card CTA button

Key Highlights of TATA STAR Platinum Credit Card

  1. Get 3 reward points for every Rs.100 that you spend on grocery and departmental stores, dining, and any international spends.
  2. 3.5% value back on all your expenses at STAR Outlets.
  3. Get STAR e- Gift Vouchers that are worth Rs.3,000 on expenses that amount to Rs.4 lakh and Rs.5 lakh.
credit card CTA button

Benefits of TATA STAR Platinum Credit Card

Joining benefits

  1. You will get a welcome e- gift voucher of Rs.3,000 from STAR.

Reward points benefits:

  1. Get 3 reward points for every Rs.100 that you spend on grocery and departmental stores, dining, and any international spends.
  2. Earn 1 reward point for every Rs.100 that you spend on other retail expenses.

Value back benefits:

  1. 3.5% value back on all your expenses at STAR Outlets.
  2. Get up to 5% value back on your expenses on select TATA Outlets.

Spend-based benefits:

  1. Get STAR e- Gift Vouchers that are worth Rs.3,000 on expenses that amount to Rs.4 lakh and Rs.5 lakh.

Fuel benefits:

  1. You will get a 1% fuel surcharge waiver, on every transaction you make between Rs.500 and Rs.4,000 at any petrol station in India.
  2. Get a maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account.

Airport and lounge benefits:

  1. Get 8 free visits every year to Domestic MasterCard Lounges in India.
credit card CTA button

Fees and Charges of TATA STAR Platinum Card

Type of Charge

Amount

Joining fee

Rs.2,999

Renewal fee

Rs.2,999

Add-on card

NIL

Cash Advance Fees

  1. SBI and other domestic ATMs: 2.5% of transaction amount
  2. International ATMs: 2.5% of transaction amount

Card Replacement Fee

Rs.100 - Rs.250

Cheque Pick Up Fee

Rs.100

Cheque Fee

Rs.100 (Payments via cheque up to Rs.10,000)

Payment Dishonor fee

2% of the payment amount

Statement retrieval

Rs.100 per statement that is more than 2 months old

Charge slip retrieval

Rs.225 per charge slip

Late payment

  1. NIL for Rs.0-Rs.500
  2. Rs.400 for Rs.500 and up to Rs.1,000
  3. Rs.750 for Rs.1,000 and up to Rs.10,000
  4. Rs.950 for Rs.10,000 and up to Rs.25,000
  5. Rs.1,100 for Rs.25,000 and up to Rs.50,000
  6. Rs.1,300 for Rs.50,000 and more

Over limit

2.5% of over limit amount

Card replacement

Rs.100

Cash upgrade fees

Rs.500

Important Points About TATA STAR Platinum Card

Extended Credit

  1. The interest free credit period is 20-50 days.
  2. Finance charges: Up to 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (30% p.a.) for Secured Cards.
  3. Minimum amount due: 5% of total outstanding.

Cash Advance

  1. Cash advance limit: Up to 80% of credit limit.
  2. Finance charges: Up to 3.50% per month, accounting to 42% per annum, from the date of transaction.

FAQs On TATA STAR Platinum Credit Card

  • Who is eligible to apply for the credit card?

    Any Indian citizen who is above the age of 21 and below 65 can apply for the credit card.

  • Does the card allow balance transfer?

    Yes, you can use the Balance Transfer feature on the credit card.

  • What is the annual fee on the credit card?

    The annual fee on this credit card is Rs.2,999.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.