TATA STAR Platinum Credit Card

The Tata Platinum Credit Card has been launched by Tata Cards, in partnership with the State Bank of India (SBI) and Tata Capital Ltd. The credit card offers a lot of facilities and unique privileges to its holders. Every time you swipe the card, you can earn reward points and redeem them at a later date. The joining fee of the credit card is Rs.2,999.

Key Highlights of TATA STAR Platinum Credit Card

• Get 3 reward points for every Rs.100 that you spend on grocery and departmental stores, dining, and any international spends.
• 3.5% value back on all your expenses at STAR Outlets.
• Get STAR e- Gift Vouchers that are worth Rs.3,000 on expenses that amount to Rs.4 lakh and Rs.5 lakh.

Benefits of TATA STAR Platinum Credit Card

Joining benefits

• You will get a welcome e- gift voucher of Rs.3,000 from STAR.

Reward points benefits:

• Get 3 reward points for every Rs.100 that you spend on grocery and departmental stores, dining, and any international spends.
• Earn 1 reward point for every Rs.100 that you spend on other retail expenses.

Value back benefits:

• 3.5% value back on all your expenses at STAR Outlets.
• Get up to 5% value back on your expenses on select TATA Outlets.

Spend-based benefits:

• Get STAR e- Gift Vouchers that are worth Rs.3,000 on expenses that amount to Rs.4 lakh and Rs.5 lakh.

Fuel benefits:

• You will get a 1% fuel surcharge waiver, on every transaction you make between Rs.500 and Rs.4,000 at any petrol station in India.
• Get a maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account.

Airport and lounge benefits:

• Get 8 free visits every year to Domestic MasterCard Lounges in India.

Fees and Charges of TATA STAR Platinum Card

Important Points About TATA STAR Platinum Card

Extended Credit

• The interest free credit period is 20-50 days.
• Finance charges: Up to 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (30% p.a.) for Secured Cards.
• Minimum amount due: 5% of total outstanding.

Cash Advance

• Cash advance limit: Up to 80% of credit limit.
• Finance charges: Up to 3.50% per month, accounting to 42% per annum, from the date of transaction.

FAQs On TATA STAR Platinum Credit Card

1. Who is eligible to apply for the credit card?

   Any Indian citizen who is above the age of 21 and below 65 can apply for the credit card.

2. Does the card allow balance transfer?

   Yes, you can use the Balance Transfer feature on the credit card.

3. What is the annual fee on the credit card?

   The annual fee on this credit card is Rs.2,999.