Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 TATA Platinum Credit Card
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    1st Year Fee
    Rewards
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    2999
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    TATA Platinum Credit Card is Rated as "Great!" by 4 Users

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    TATA Platinum Credit Card

    Rewards are endless, when you transact with a Tata Platinum Credit Card at any merchant outlet across the country. Introduced as a co-branded credit card by Tata Capital Ltd., and SBI Card, the Tata Platinum Credit Card offers a bouquet of value-added benefits, exclusive platinum privileges and first-class services to customers. Every single purchase done at departmental stores, dining outlets, grocery stores and international merchant outlets using this credit card, gets customers unlimited rewards and gifts. The Tata Platinum Credit Card also offers value back deals to card holders at specific partner outlets.

    Benefits of a Tata Platinum Credit Card:

    Welcome Gift / Anniversary Gift:

    New Tata Platinum Credit Card holders can get exciting welcome gifts like Taj gift certificates worth Rs 2000, 50% off on weekend packages and buffet lunches along with complimentary drinks. Customers can also get gift vouchers for a value of Rs 3000 from Jabong.com or Raymonds.

    Value Back Offers:

    Customers can get a value back of 2% for purchases at Croma and on Cromaretail.com. Additionally, card holders can get up to 5% value back for transactions done at Tata outlets.

    Empower Rewards Program:

    The Empower Rewards program brings customers exclusive benefits and priority offers from partner brands with instant redemption options. Customers can get 3X rewards points for every Rs 100 spent at departmental and grocery stores, international outlets and dining outlets. Retail spends gets customers 1 point for every Rs 100 spent. Purchases done at partner outlets earn customers up to 5 Empower points for every Rs 100 spent. If the Tata Platinum Credit Card is used to make payments, then customers can get 1 Empower point for every Rs 100.

    1 Empower Point equals Rs 1:
    Partners Empower Points Earned
    Ginger 4 points for Rs 100
    Tanishq 2 points for Rs 100
    Star Bazaar 7 points for Rs 200
    Taj 3 points for Rs 100
    Croma 4 points for Rs 200
    World of Titan 4 points for Rs 100
    Westside 5 points for Rs 100
    Jet Airways 2 points earns 1 JPMiles
    Bonus Rewards:

    Earn bonus rewards like gift certificates, vouchers, 50% discounts on lunch buffets and weekend packages and a full-fare one-way domestic ticket from Indigo Airlines when annual credit card spends are equal to Rs 4 lakhs and Rs 5 lakhs.

    Rewards Redemption:

    Customers can choose any one of redemption options offered by the Empower Rewards program.

    • Instant redemptions of accrued rewards points can be done at designated outlets by Tata Platinum Credit Card holders.
    • Accumulated Empower points can be converted into JPMiles with Jet Airways.
    • Customers can also get in touch with the Tata Card Helpline to redeem rewards points.
    Fuel Surcharge Waiver:

    Tata Platinum Credit Card holders can enjoy complete freedom from paying fuel surcharges with a waiver of 2.5% applicable at all petrol bunks in India. To avail this benefit, customers have to purchase diesel, petrol and lubricants at any petrol bunk for a value between Rs 500 and Rs 4000.

    Lounge Access:

    Card holders can enjoy exclusive access to premium MasterCard airport lounges across India with additional privileges at international and domestic terminals.

    Features of a Tata Platinum Credit Card:

    The Tata Platinum Credit Card comes with unbeatable features to suit platinum card holders. Some of the important features are -

    Global Acceptance:

    Tata Platinum Credit Card customers can use their cards at over 24 million outlets across the world and at 3, 25,000 outlets in India.

    Credit Facility:

    SBI customers can enjoy complete flexibility regarding their outstanding credit card payments. Card holders can pay any amount between the minimum amount and the outstanding amount, carrying forward the remaining amount at low finance charges.

    Add-on Cards:

    Tata Platinum Credit Card holders can avail add-on cards for their parents, spouse, children and siblings over the age of 18.

    Easy Cash:

    Customers can withdraw cash at over 1 million Visa or MasterCard ATMs worldwide and at over 18,000 ATMs across India.

    Railway Ticket Bookings:

    Tata Platinum Credit Card holders can easily book their railway tickets on irctc.co.in and have them delivered at their doorstep.

    Easy Bill Service:

    Customers can use the easy bill payment facility to pay utility bills like electricity bills and telephone bills. Instant payments can be made using the “Pay Fast” feature and standing instructions can be set to pay utility bills before the due date.

    Balance Transfer:

    Customers can transfer their outstanding credit card balances from other bank cards to a Tata Platinum credit card at low interest rates.

    Flexipay:

    Customers can convert their high-value outstanding credit card balances into easy monthly installments. Card holders can choose any plan of their choice and repay with installment tenures ranging between 3 to 6 months.

    E-statements:

    Card holders can enjoy 24/7 access to their credit card monthly statements and get them delivered directly to their emails.

    24/7 Customer Support:

    Tata Platinum credit card customers can get anytime assistance from the 24/7 Global Customer Services and Tata Card Customer Helpline during emergency situations.

    Easy Money:

    Card holders can easily complete their personal commitments with easy money options available from State Bank of India, by requesting for a cheque or a demand draft to be delivered at their doorstep. The minimum amount that can be taken is Rs 5000 and maximum amount is up to 75% of the cash limit.

    Encash:

    Tata Platinum Credit Card holders can use the Encash facility to get instant money for any urgent expense and have a cheque delivered in just seven days. The repayments can be done with flexible tenures chosen from 12, 24 or 36 months.

    Documents required:

    • PAN card
    • ID proofs (Any one) -
      • Passport
      • Driving License
      • UID Aadhar Number
      • Voter’s ID
      • PAN card

    Eligibility:

    Customers will be qualify for a Tata Platinum Credit Card based on their annual income furnished at the time of application. SBI determines the eligibility for a customer only based on this criteria.

    Fees & Charges:

    Annual Fee Rs. 2,999
    Joining Fee Rs. 2,999
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Cash Advance limit Up to 80% of the set credit limit / Rs 15,000 for Platinum Cards
    Free Credit Period Nil
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Over limit charges 2.5% of the Over limit Amount or a minimum of Rs. 500
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.

    Tata Platinum Credit Card FAQs:

    1. Can customers track the status of their Tata Platinum Credit Card applications online?

      Yes, customers can check the status of their applications on the SBI Card web portal by entering the application number and date of birth.

    2. What are the different card payment options available to Tata Platinum Credit Card holders?

      Customers can make credit card payments using the following services from State Bank of India.

      • Online SBI Banking
      • NEFT Payments
      • Over the Counter Payments (OTC)
      • SBI ATMs
      • Paynet- Pay Online
      • Locate & Pay
      • Cash Payments
      • Electronic Bill Payments
      • Electronic Clearing Services
      • SBI Mobile Banking
      • SBI Auto Debit
    3. Does SBI charge any processing fees when customers avail the Easy Money option?

      Yes, Tata Platinum Credit Card customers will be charged a processing fee of Rs 199 or 1.5%, whichever is higher.

    4. Do customers have to submit any documentation when they use the Encash facility?

      No, the Encash service is pre-approved and Tata Platinum Credit Card holders do not have to provide any documentation when they apply.

    5. Are insurance plans available for Tata Platinum Credit Card holders?

      Yes, Tata card holders can enjoy exclusive group life insurance privileges with cover for death and total permanent disability. The Tata AIG Life Group Term Life Plan and Tata AIG Life Group Credit Card Term Insurance Protection Plan offer protection for up to Rs 1 lakh as life insurance and also cover for the outstanding balance in the credit card.

    Other Top Credit Cards by TATA

  • Tata Croma Platinum Credit Card
  • Tata Titanium Credit Card
  • Tata Croma Titanium Credit Card
  • TATA Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Good service "
      0.5 4.0/5 "Great!"
      I have taken a credit card State Bank Of India and i have had a good experience with them. I have not faced any issues during the time of getting my card.I have limit of 1lakh on my card but i wanted a better limit to be provided as i had double the limit on my older cards.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have approached HDFC bank for my credit card. The information given regarding credit limit was absolutely incorrect and it took 30minuites to reach the customer service . The customer service and responsiveness was not up to the mark. I hold SBI prime card and the credit limit was just 50,000.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Offers should be increased"
      0.5 3.0/5 "Satisfactory"
      Earlier I had SBI credit card, their policy was different. Hence I didn't happy with them, every month I should maintain Rs.2500 on my saving account. Then might increse the limit, Their term and condition was different, even offers are not good.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Its Better"
      0.5 3.0/5 "Satisfactory"
      SBI didn't assign me the better credit limit its was disappointed. They gave me good reward points and cash back offers. SBI bill generation date is very good, they sending the statement on right. Even I received my card on time, their interest rate is nominal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Good service but low limit"
      0.5 3.0/5 "Satisfactory"
      I have taken a credit card with State Bank Of India and have a limit of 50K on the card.I feel that they could have given a better limit to meet my requirement. It was good experience with them throughout the process and was completed and disbursed on a timely basis
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "low limit "
      0.5 1.0/5 "Really Bad"
      I have taken a credit card with State Bank Of India with a limit of 50K but i wanted a better limit given to me on the card. The services was okay and the card was disbursed to me on time. I have however not received the credit card statement for the month yet.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      I have taken a credit card from State bank of India and i can say that the experience has been good. I have a limit of 64K provided to me on the card and i feel that a better limit could have been provided. The service and the response from them was also good and the process was completed on time.a
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Best banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card from state bank of India.They have given me a limit of 82,000,happy with the limit given to me.I don't pay an annual fees to hold this card.This card has an option to convert the transaction into EMI,rate of interest is 14% nominal. compared to other banks.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Happy with the card and service"
      0.5 5.0/5 "Blown Away!"
      I have applied and taken a credit card from State bank Of India with a credit limit of 48K which i am comfortable with. The card was approved and disbursed to me on time with no delay. On an overall it has been a good experience with them also I am satisfied with this card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The customer care number is not reachable with State bank of India credit card department. The credit card services need to be improved with State bank of India. I use the SBI FBB shopping credit card for past 6mkonths. The credit limit is good with the Sbi Fbb credit card and I am satisfied with it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Satisfied"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with with State bank Of India and have used the card a lot i find good usage from the card and a lot of benefits. I am happy with the limit on the card. I have no issues with the payments and the services for the card till date. Its been a good experience with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Good experience"
      0.5 3.0/5 "Satisfactory"
      I have taken a credit card with State Bank Of India and it was a smooth process with them. I had no issues with them throughout the process. I have a limit 49K which is okay but i feel that they could have given a better limit. The card was also given to me on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Good for reward points"
      0.5 5.0/5 "Blown Away!"
      SBI is the best card in the market, I already have Regalia credit from HDFC but SBI is good interm of reward points. I am using SBI prime card, they have complimentary air lounges, they do give some voucher based on my transaction, credit limit is also good and satisfactory.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 2.0/5 "Expected more"
      I have taken a credit card with State Bank Of India and have a limit of 63K and i feel that it could have been a be better limit given to me. It has been a satisfactory experience with them. The card could have been given to be a little earlier as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Better"
      0.5 5.0/5 "Blown Away!"
      I am having the SBI credit card from the last 1.5 month of time. I would like to say that the customer service is okay with them and I have not faced any issues with them till now. I am happy with the SBI credit card.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Excellent experience"
      0.5 5.0/5 "Blown Away!"
      I have recently taken a credit card with State bank Of India and they have provided a limit of 50K on the card. I am satisfied with the limit on the card. I also received the card on time and had no delay. I received good service from them during that time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 2.5/5 "Just OK"
      I have been using the SBI Platinum credit card for more than one year. The customer support is average with state bank. This platinum credit card is high in the interest rate. The credit limit is Rs,50,000 and I am satisfied with it, I use this card for secondary usage.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I have got the SBI credit card within a span of ten working days of time from SBI. Also the document collection process went in a smooth manner. Therefore, I would like to say that the credit limit value is a good one when it comes to SBI credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      SBI keeps updating about the offers every time, they told I will be receiving the amazon after the first month bill .I am getting points for my transaction for online shopping with the tie up merchandises would be 10 points and other sites 5 points. For normal spent on 1 point is equal to 100 rupees.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      I have a credit card from State bank of India and i have been using it for a while. I get good use from the card and also happy with the limit on the card. It is easy to use the card anywhere and i am very happy with the card that i hold. I get good benefits from it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
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