TATA Platinum Credit Card
Rewards are endless, when you transact with a Tata Platinum Credit Card at any merchant outlet across the country. Introduced as a co-branded credit card by Tata Capital Ltd., and SBI Card, the Tata Platinum Credit Card offers a bouquet of value-added benefits, exclusive platinum privileges and first-class services to customers. Every single purchase done at departmental stores, dining outlets, grocery stores and international merchant outlets using this credit card, gets customers unlimited rewards and gifts. The Tata Platinum Credit Card also offers value back deals to card holders at specific partner outlets.
Features of a Tata Platinum Credit Card
Global Acceptance | Tata Platinum Credit Card customers can use their cards at over 24 million outlets across the world and at 3, 25,000 outlets in India. |
Credit Facility | SBI customers can enjoy complete flexibility regarding their outstanding credit card payments. Card holders can pay any amount between the minimum amount and the outstanding amount, carrying forward the remaining amount at low finance charges. |
Add-on Cards | Tata Platinum Credit Card holders can avail add-on cards for their parents, spouse, children and siblings over the age of 18. |
Easy Cash | Customers can withdraw cash at over 1 million Visa or MasterCard ATMs worldwide and at over 18,000 ATMs across India. |
Railway Ticket Bookings | Tata Platinum Credit Card holders can easily book their railway tickets on irctc.co.in and have them delivered at their doorstep. |
Easy Bill Service | Customers can use the easy bill payment facility to pay utility bills like electricity bills and telephone bills. Instant payments can be made using the "Pay Fast" feature and standing instructions can be set to pay utility bills before the due date. |
Balance Transfer | Customers can transfer their outstanding credit card balances from other bank cards to a Tata Platinum credit card at low interest rates. |
Flexipay | Customers can convert their high-value outstanding credit card balances into easy monthly installments. Card holders can choose any plan of their choice and repay with installment tenures ranging between 3 to 6 months. |
E-statements | Card holders can enjoy 24/7 access to their credit card monthly statements and get them delivered directly to their emails. |
24/7 Customer Support: | Tata Platinum credit card customers can get anytime assistance from the 24/7 Global Customer Services and Tata Credit Card Customer Care during emergency situations. |
Easy Money | Card holders can easily complete their personal commitments with easy money options available from State Bank of India, by requesting for a cheque or a demand draft to be delivered at their doorstep. The minimum amount that can be taken is Rs 5000 and maximum amount is up to 75% of the cash limit. |
Encash | Tata Platinum Credit Card holders can use the Encash facility to get instant money for any urgent expense and have a cheque delivered in just seven days. The repayments can be done with flexible tenures chosen from 12, 24 or 36 months. |
Benefits of a Tata Platinum Credit Card
Welcome Gift / Anniversary Gift:
New Tata Platinum Credit Card holders can get exciting welcome gifts like Taj gift certificates worth Rs 2000, 50% off on weekend packages and buffet lunches along with complimentary drinks. Customers can also get gift vouchers for a value of Rs 3000 from Jabong.com or Raymonds.
Value Back Offers:
Customers can get a value back of 2% for purchases at Croma and on Cromaretail.com. Additionally, card holders can get up to 5% value back for transactions done at Tata outlets.
Empower Rewards Program:
The Empower Rewards program brings customers exclusive benefits and priority offers from partner brands with instant redemption options. Customers can get 3X rewards points for every Rs 100 spent at departmental and grocery stores, international outlets and dining outlets. Retail spends gets customers 1 point for every Rs 100 spent. Purchases done at partner outlets earn customers up to 5 Empower points for every Rs 100 spent. If the Tata Platinum Credit Card is used to make payments, then customers can get 1 Empower point for every Rs 100.
1 Empower Point equals Rs 1:
Partners | Empower Points Earned |
Ginger | 4 points for Rs 100 |
Tanishq | 2 points for Rs 100 |
Star Bazaar | 7 points for Rs 200 |
Taj | 3 points for Rs 100 |
Croma | 4 points for Rs 200 |
World of Titan | 4 points for Rs 100 |
Westside | 5 points for Rs 100 |
Jet Airways | 2 points earns 1 JPMiles |
Bonus Rewards:
Earn bonus rewards like gift certificates, vouchers, 50% discounts on lunch buffets and weekend packages and a full-fare one-way domestic ticket from Indigo Airlines when annual credit card spends are equal to Rs 4 lakhs and Rs 5 lakhs.
Rewards Redemption:
Customers can choose any one of redemption options offered by the Empower Rewards program.
- Instant redemptions of accrued rewards points can be done at designated outlets by Tata Platinum Credit Card holders.
- Accumulated Empower points can be converted into JPMiles with Jet Airways.
- Customers can also get in touch with the Tata Card Helpline to redeem rewards points.
Fuel Surcharge Waiver:
Tata Platinum Credit Card holders can enjoy complete freedom from paying fuel surcharges with a waiver of 2.5% applicable at all petrol bunks in India. To avail this benefit, customers have to purchase diesel, petrol and lubricants at any petrol bunk for a value between Rs 500 and Rs 4000.
Lounge Access:
Card holders can enjoy exclusive access to premium MasterCard airport lounges across India with additional privileges at international and domestic terminals.
Tata Platinum Credit Card Fees & Charges
Type of Charge | Fee |
Annual Fee | Rs. 2,999 |
Joining Fee | Rs. 2,999 |
Add-on Fee (per annum | Nil |
Extended Credit - Interest Free Credit Period | 20 to 50 days (only for retail purchases) |
Extended Credit - Charges | Up to 3.35% per month |
Extended Credit - Minimum Amount Due | 5% of the total outstanding amount or a minimum of Rs 200 |
Cash Advance limit | Up to 80% of the set credit limit / Rs 15,000 for Platinum Cards |
Free Credit Period | Nil |
Cash Advance - Charges | Up to 3.35% per month |
Cash Advance fee - SBI or other domestic ATMs | 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction |
Cash Advance fee - International ATMs | 3% of the withdrawal amount or a minimum of Rs 300/- per transaction |
Over limit charges | 2.5% of the Over limit Amount or a minimum of Rs. 500 |
Late Payment Charges | SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount. |
Tata Platinum Credit Card Eligibility Criteria
Customers will be qualify for a Tata Platinum Credit Card based on their annual income furnished at the time of application. SBI determines the eligibility for a customer only based on this criteria.
Documents Required for Tata Platinum Credit Card
- PAN card
- ID proofs (Any one)
- Passport
- Driving License
- UID Aadhar Number
- Voter's ID
- PAN card
FAQs on Tata Platinum Credit Card
- Can customers track the status of their Tata Platinum Credit Card applications online?
Yes, customers can check the status of their applications on the SBI Card web portal by entering the application number and date of birth.
- What are the different card payment options available to Tata Platinum Credit Card holders?
Customers can make credit card payments using the following services from State Bank of India.
- Online SBI Banking
- NEFT Payments
- Over the Counter Payments (OTC)
- SBI ATMs
- Paynet- Pay Online
- Locate & Pay
- Cash Payments
- Electronic Bill Payments
- Electronic Clearing Services
- SBI Mobile Banking
- SBI Auto Debit
- Does SBI charge any processing fees when customers avail the Easy Money option?
Yes, Tata Platinum Credit Card customers will be charged a processing fee of Rs 199 or 1.5%, whichever is higher.
- Do customers have to submit any documentation when they use the Encash facility?
No, the Encash service is pre-approved and Tata Platinum Credit Card holders do not have to provide any documentation when they apply.
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Credit Card Bill Payment
- Credit Card Bill Payment
- SBI Credit Card Bill Payment
- HDFC Credit Card Bill Payment
- Federal Bank Credit Card Bill Payment
- Axis Bank Credit Card Bill Payment
- IndusInd Credit Card Bill Payment
- Kotak Credit Card Bill Payment
- Standard Chartered Credit Card Bill Payment
- RBL Bank Credit Card Bill Payment
- HSBC Credit Card Bill Payment
- PNB Credit Card Bill Payment
- Canara Bank Credit Card Bill Payment
- Bank of Baroda Credit Card Bill Payment
- Bank of India Credit Card Bill Payment
- Union Bank Credit Card Bill Payment
Credit Card Eligibility
- Credit Card Eligibility
- SBI Credit Card Eligibility
- HDFC Credit Card Eligibility
- Federal Bank Credit Card Eligibility
- Axis Bank Credit Card Eligibility
- Yes Bank Credit Card Eligibility
- IndusInd Bank Credit Card Eligibility
- HSBC Credit Card Eligibility
- Kotak Credit Card Eligibility
- Canara Bank Credit Card Eligibility
- Standard Chartered Credit Card Eligibility
- RBL Bank Credit Card Eligibility
- Bank of Baroda Credit Card Eligibility
- Union Bank Credit Card Eligibility
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