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    We found 1 TATA Platinum Credit Card
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    1st Year Fee
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    2999
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    TATA Platinum Credit Card is Rated as "Great!" by 6 Users
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    TATA Platinum Credit Card

    Rewards are endless, when you transact with a Tata Platinum Credit Card at any merchant outlet across the country. Introduced as a co-branded credit card by Tata Capital Ltd., and SBI Card, the Tata Platinum Credit Card offers a bouquet of value-added benefits, exclusive platinum privileges and first-class services to customers. Every single purchase done at departmental stores, dining outlets, grocery stores and international merchant outlets using this credit card, gets customers unlimited rewards and gifts. The Tata Platinum Credit Card also offers value back deals to card holders at specific partner outlets.

    Benefits of a Tata Platinum Credit Card:

    Welcome Gift / Anniversary Gift:

    New Tata Platinum Credit Card holders can get exciting welcome gifts like Taj gift certificates worth Rs 2000, 50% off on weekend packages and buffet lunches along with complimentary drinks. Customers can also get gift vouchers for a value of Rs 3000 from Jabong.com or Raymonds.

    Value Back Offers:

    Customers can get a value back of 2% for purchases at Croma and on Cromaretail.com. Additionally, card holders can get up to 5% value back for transactions done at Tata outlets.

    Empower Rewards Program:

    The Empower Rewards program brings customers exclusive benefits and priority offers from partner brands with instant redemption options. Customers can get 3X rewards points for every Rs 100 spent at departmental and grocery stores, international outlets and dining outlets. Retail spends gets customers 1 point for every Rs 100 spent. Purchases done at partner outlets earn customers up to 5 Empower points for every Rs 100 spent. If the Tata Platinum Credit Card is used to make payments, then customers can get 1 Empower point for every Rs 100.

    1 Empower Point equals Rs 1:
    Partners Empower Points Earned
    Ginger 4 points for Rs 100
    Tanishq 2 points for Rs 100
    Star Bazaar 7 points for Rs 200
    Taj 3 points for Rs 100
    Croma 4 points for Rs 200
    World of Titan 4 points for Rs 100
    Westside 5 points for Rs 100
    Jet Airways 2 points earns 1 JPMiles
    Bonus Rewards:

    Earn bonus rewards like gift certificates, vouchers, 50% discounts on lunch buffets and weekend packages and a full-fare one-way domestic ticket from Indigo Airlines when annual credit card spends are equal to Rs 4 lakhs and Rs 5 lakhs.

    Rewards Redemption:

    Customers can choose any one of redemption options offered by the Empower Rewards program.

    • Instant redemptions of accrued rewards points can be done at designated outlets by Tata Platinum Credit Card holders.
    • Accumulated Empower points can be converted into JPMiles with Jet Airways.
    • Customers can also get in touch with the Tata Card Helpline to redeem rewards points.
    Fuel Surcharge Waiver:

    Tata Platinum Credit Card holders can enjoy complete freedom from paying fuel surcharges with a waiver of 2.5% applicable at all petrol bunks in India. To avail this benefit, customers have to purchase diesel, petrol and lubricants at any petrol bunk for a value between Rs 500 and Rs 4000.

    Lounge Access:

    Card holders can enjoy exclusive access to premium MasterCard airport lounges across India with additional privileges at international and domestic terminals.

    Features of a Tata Platinum Credit Card:

    The Tata Platinum Credit Card comes with unbeatable features to suit platinum card holders. Some of the important features are -

    Global Acceptance:

    Tata Platinum Credit Card customers can use their cards at over 24 million outlets across the world and at 3, 25,000 outlets in India.

    Credit Facility:

    SBI customers can enjoy complete flexibility regarding their outstanding credit card payments. Card holders can pay any amount between the minimum amount and the outstanding amount, carrying forward the remaining amount at low finance charges.

    Add-on Cards:

    Tata Platinum Credit Card holders can avail add-on cards for their parents, spouse, children and siblings over the age of 18.

    Easy Cash:

    Customers can withdraw cash at over 1 million Visa or MasterCard ATMs worldwide and at over 18,000 ATMs across India.

    Railway Ticket Bookings:

    Tata Platinum Credit Card holders can easily book their railway tickets on irctc.co.in and have them delivered at their doorstep.

    Easy Bill Service:

    Customers can use the easy bill payment facility to pay utility bills like electricity bills and telephone bills. Instant payments can be made using the “Pay Fast” feature and standing instructions can be set to pay utility bills before the due date.

    Balance Transfer:

    Customers can transfer their outstanding credit card balances from other bank cards to a Tata Platinum credit card at low interest rates.

    Flexipay:

    Customers can convert their high-value outstanding credit card balances into easy monthly installments. Card holders can choose any plan of their choice and repay with installment tenures ranging between 3 to 6 months.

    E-statements:

    Card holders can enjoy 24/7 access to their credit card monthly statements and get them delivered directly to their emails.

    24/7 Customer Support:

    Tata Platinum credit card customers can get anytime assistance from the 24/7 Global Customer Services and Tata Card Customer Helpline during emergency situations.

    Easy Money:

    Card holders can easily complete their personal commitments with easy money options available from State Bank of India, by requesting for a cheque or a demand draft to be delivered at their doorstep. The minimum amount that can be taken is Rs 5000 and maximum amount is up to 75% of the cash limit.

    Encash:

    Tata Platinum Credit Card holders can use the Encash facility to get instant money for any urgent expense and have a cheque delivered in just seven days. The repayments can be done with flexible tenures chosen from 12, 24 or 36 months.

    Documents required:

    • PAN card
    • ID proofs (Any one) -
      • Passport
      • Driving License
      • UID Aadhar Number
      • Voter’s ID
      • PAN card

    Eligibility:

    Customers will be qualify for a Tata Platinum Credit Card based on their annual income furnished at the time of application. SBI determines the eligibility for a customer only based on this criteria.

    Fees & Charges:

    Annual Fee Rs. 2,999
    Joining Fee Rs. 2,999
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Cash Advance limit Up to 80% of the set credit limit / Rs 15,000 for Platinum Cards
    Free Credit Period Nil
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Over limit charges 2.5% of the Over limit Amount or a minimum of Rs. 500
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.

    Tata Platinum Credit Card FAQs:

    1. Can customers track the status of their Tata Platinum Credit Card applications online?

      Yes, customers can check the status of their applications on the SBI Card web portal by entering the application number and date of birth.

    2. What are the different card payment options available to Tata Platinum Credit Card holders?

      Customers can make credit card payments using the following services from State Bank of India.

      • Online SBI Banking
      • NEFT Payments
      • Over the Counter Payments (OTC)
      • SBI ATMs
      • Paynet- Pay Online
      • Locate & Pay
      • Cash Payments
      • Electronic Bill Payments
      • Electronic Clearing Services
      • SBI Mobile Banking
      • SBI Auto Debit
    3. Does SBI charge any processing fees when customers avail the Easy Money option?

      Yes, Tata Platinum Credit Card customers will be charged a processing fee of Rs 199 or 1.5%, whichever is higher.

    4. Do customers have to submit any documentation when they use the Encash facility?

      No, the Encash service is pre-approved and Tata Platinum Credit Card holders do not have to provide any documentation when they apply.

    5. Are insurance plans available for Tata Platinum Credit Card holders?

      Yes, Tata card holders can enjoy exclusive group life insurance privileges with cover for death and total permanent disability. The Tata AIG Life Group Term Life Plan and Tata AIG Life Group Credit Card Term Insurance Protection Plan offer protection for up to Rs 1 lakh as life insurance and also cover for the outstanding balance in the credit card.

    Other Top Credit Cards by TATA

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  • Tata Titanium Credit Card
  • Tata Croma Titanium Credit Card
  • TATA Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Satisfied with the process"
      0.5 5.0/5 "Blown Away!"
      It is a simply save credit card with SBI. The process to receive the card was smooth. The credit limit is also good for me. There are annual charges for the card. I have no difficulty till now while using the card. If I used the card for 90K in a year the annual charges are waived off. I do not see anything special in the card but the credit limit is good. It was a paperless process and only my bio metric was taken.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have good limit on my SBI card,the card has an annual fees to use this card.I have an EMI options are good.I generally pay my card bills through online.They have given FBB style up card,customer service is good.I am happy banking with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Services are good"
      0.5 4.0/5 "Great!"
      I hold a simply click credit card with State Bank of India I got the card in five days and it is a fast process. The credit limit is not okay. It is very less and not to my salary and credit score. It is only of 12K. There are annual charges of Rs.500 plus GST. I will get the Amazon voucher after bill the payment.
      Was this review helpful? 0
      , noida
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using SBI credit card from last 2 years, the credit card services are very good when compared to all other credit cards. I paid an annual fee of Rs 499 for this credit card. I have FBB style up card so i get 5-10% cash back on big bazaar. I have a credit limit of Rs 70000 which is sufficient for this credit card.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Transparency is not seen in the process"
      0.5 3.0/5 "Satisfactory"
      I got the SBI advantage platinum credit card for the past 2 years, the customer support service is not up to the mark with the state bank of India. they are not customer oriented. The billing doesn't have transparency and I have asked for the IP reports to check the billing service , but they told they can't provide the details, finally they asked me to pay the bill.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Can do better "
      0.5 4.0/5 "Great!"
      The follow up was good with the state bank of India in regards to my credit card application but they took higher than normal time to disbursed my SBI SIMPLY SAVE CREDIT CARD. The customer support service need to be quick and fast with the SBI..
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "High on charges"
      0.5 4.0/5 "Great!"
      It was a smooth process with State Bank of India for the prime credit card. They were on time and the credit limit is also good. The card is chargeable. There is a annual fee of 3K, it is high when compared to the other banks. I need to use the card for 3 lakhs per year for the fee to be waived off. It is a huge amount to use per year.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from last 6-7 years, the credit card services are very good when compared to all other credit cards. I get offers like reward points in this credit card. I use net banking for making payments. I have a credit limit of Rs 4.5 lakhs which is sufficient for this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Need to improve customer service"
      0.5 3.0/5 "Satisfactory"
      I have taken a credit card with SBI,the limit on the card is 60,000.I am not quite happy with a limit.The customer service is not up to the mark calls will not get connected immediately.I have been using this card for last two years.Net banking is very convenient to make payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from last 10 years, the credit card services are very good in this bank when compared to all other credit cards. An annual fee of Rs 499 has to be paid every year for this credit card. The card type is simply click and i did not check for any offers in this credit card. I have a sufficient credit limit in this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Good card to use'"
      0.5 5.0/5 "Blown Away!"
      The credit card got disbursed within 2 to 3 days of time from the State bank of India. The customer support service is good with the SBI and they gave me better response in regards to my credit card application. The credit limit value is average with the IRCTC SBI PLATINUM CARD.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have my credit card approved with SBI cards and the experience was good. The process was quite smooth and i received my credit card within 15-20 days. I have a credit limit of Rs 75000 which is sufficient for this credit card. An annual fee of Rs 2999 has to be paid for this credit card. Customer service was good and they collected documents on time. I did not find any offers in this credit card and i use this card for multi purpose.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      Using the FBB SBI styleup credit card for more than a year. The customer support service is good with the State bank of India. The credit limit value is good with this FBB SBI styleup credit card and I am satisfied using it. The rate of interest and the charges are average with this FBB SBI styleup credit card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I am using SBI credit card from last 2 months, the credit card services provided by this bank is good when compared to other credit cards. There is no annual fee charged for this credit card. I did not find any offers in this credit card. I use net banking for making payments and i have a credit limit of Rs 1.40 lakhs with the cash limit of Rs 60000 in this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Need to reduce charges "
      0.5 3.5/5 "Pretty good"
      I have been holding SBI card for last 18 months,the limit on the card is 55,000,i have an an annual to use this card,they have offered IRCTC card.i make payments through online,the rate of interest is very high because of which couldn't dot make payments.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      My experience with SBI credit card was very good, the process was very smooth and i received my credit card within 1 week. They gave a credit limit of Rs 45000 which is sufficient for this credit card. An annual fee of Rs 499 has to be paid every year for this credit card. Customer service was good and they provided door step service to collect the documents. I get offers like reward points in this credit card and i use this card mainly for shopping purpose.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      For the past 6 months I had been using the credit card of SBI and I hold a SIMPLY SAVE CREDIT CARD. The customer support service is average with the State bank of India. They had offered me the credit limit value of Rs,10,000 which is very low when compared with other credit cards.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Not satisfied with the limit"
      0.5 1.0/5 "Really Bad"
      I hold a credit card with SBI with a limit of 60000.I am not satisfied with the card. I have used the card for some purposes. I got 350 reward points with the card but have not received any cash back. The annual charge is 499 and GST will be also added to the annual fee.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I am using SBI credit card from last 3 years, the credit card services are average when compared to all other credit cards. An annual fee of Rs 499 has to be paid every year for this credit card. I did not find any offers in this credit card and i use net banking for making payments. I have a credit limit of Rs 37000 with the cash limit of Rs 25000 in this credit card.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a FBB credit card with SBI with a limit of 1.45 lakhs. I have received cash back and reward points with the card. There is an annual charge of 499 applicable with the card. I get 10% cash back with Bigbazaar. The customer service and response with the card is good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 23, 2018
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