Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 TATA Platinum Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    2999
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    TATA Platinum Credit Card is Rated as "Great!" by 3 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    TATA Platinum Credit Card

    Rewards are endless, when you transact with a Tata Platinum Credit Card at any merchant outlet across the country. Introduced as a co-branded credit card by Tata Capital Ltd., and SBI Card, the Tata Platinum Credit Card offers a bouquet of value-added benefits, exclusive platinum privileges and first-class services to customers. Every single purchase done at departmental stores, dining outlets, grocery stores and international merchant outlets using this credit card, gets customers unlimited rewards and gifts. The Tata Platinum Credit Card also offers value back deals to card holders at specific partner outlets.

    Benefits of a Tata Platinum Credit Card:

    Welcome Gift / Anniversary Gift:

    New Tata Platinum Credit Card holders can get exciting welcome gifts like Taj gift certificates worth Rs 2000, 50% off on weekend packages and buffet lunches along with complimentary drinks. Customers can also get gift vouchers for a value of Rs 3000 from Jabong.com or Raymonds.

    Value Back Offers:

    Customers can get a value back of 2% for purchases at Croma and on Cromaretail.com. Additionally, card holders can get up to 5% value back for transactions done at Tata outlets.

    Empower Rewards Program:

    The Empower Rewards program brings customers exclusive benefits and priority offers from partner brands with instant redemption options. Customers can get 3X rewards points for every Rs 100 spent at departmental and grocery stores, international outlets and dining outlets. Retail spends gets customers 1 point for every Rs 100 spent. Purchases done at partner outlets earn customers up to 5 Empower points for every Rs 100 spent. If the Tata Platinum Credit Card is used to make payments, then customers can get 1 Empower point for every Rs 100.

    1 Empower Point equals Rs 1:
    Partners Empower Points Earned
    Ginger 4 points for Rs 100
    Tanishq 2 points for Rs 100
    Star Bazaar 7 points for Rs 200
    Taj 3 points for Rs 100
    Croma 4 points for Rs 200
    World of Titan 4 points for Rs 100
    Westside 5 points for Rs 100
    Jet Airways 2 points earns 1 JPMiles
    Bonus Rewards:

    Earn bonus rewards like gift certificates, vouchers, 50% discounts on lunch buffets and weekend packages and a full-fare one-way domestic ticket from Indigo Airlines when annual credit card spends are equal to Rs 4 lakhs and Rs 5 lakhs.

    Rewards Redemption:

    Customers can choose any one of redemption options offered by the Empower Rewards program.

    • Instant redemptions of accrued rewards points can be done at designated outlets by Tata Platinum Credit Card holders.
    • Accumulated Empower points can be converted into JPMiles with Jet Airways.
    • Customers can also get in touch with the Tata Card Helpline to redeem rewards points.
    Fuel Surcharge Waiver:

    Tata Platinum Credit Card holders can enjoy complete freedom from paying fuel surcharges with a waiver of 2.5% applicable at all petrol bunks in India. To avail this benefit, customers have to purchase diesel, petrol and lubricants at any petrol bunk for a value between Rs 500 and Rs 4000.

    Lounge Access:

    Card holders can enjoy exclusive access to premium MasterCard airport lounges across India with additional privileges at international and domestic terminals.

    Features of a Tata Platinum Credit Card:

    The Tata Platinum Credit Card comes with unbeatable features to suit platinum card holders. Some of the important features are -

    Global Acceptance:

    Tata Platinum Credit Card customers can use their cards at over 24 million outlets across the world and at 3, 25,000 outlets in India.

    Credit Facility:

    SBI customers can enjoy complete flexibility regarding their outstanding credit card payments. Card holders can pay any amount between the minimum amount and the outstanding amount, carrying forward the remaining amount at low finance charges.

    Add-on Cards:

    Tata Platinum Credit Card holders can avail add-on cards for their parents, spouse, children and siblings over the age of 18.

    Easy Cash:

    Customers can withdraw cash at over 1 million Visa or MasterCard ATMs worldwide and at over 18,000 ATMs across India.

    Railway Ticket Bookings:

    Tata Platinum Credit Card holders can easily book their railway tickets on irctc.co.in and have them delivered at their doorstep.

    Easy Bill Service:

    Customers can use the easy bill payment facility to pay utility bills like electricity bills and telephone bills. Instant payments can be made using the “Pay Fast” feature and standing instructions can be set to pay utility bills before the due date.

    Balance Transfer:

    Customers can transfer their outstanding credit card balances from other bank cards to a Tata Platinum credit card at low interest rates.

    Flexipay:

    Customers can convert their high-value outstanding credit card balances into easy monthly installments. Card holders can choose any plan of their choice and repay with installment tenures ranging between 3 to 6 months.

    E-statements:

    Card holders can enjoy 24/7 access to their credit card monthly statements and get them delivered directly to their emails.

    24/7 Customer Support:

    Tata Platinum credit card customers can get anytime assistance from the 24/7 Global Customer Services and Tata Card Customer Helpline during emergency situations.

    Easy Money:

    Card holders can easily complete their personal commitments with easy money options available from State Bank of India, by requesting for a cheque or a demand draft to be delivered at their doorstep. The minimum amount that can be taken is Rs 5000 and maximum amount is up to 75% of the cash limit.

    Encash:

    Tata Platinum Credit Card holders can use the Encash facility to get instant money for any urgent expense and have a cheque delivered in just seven days. The repayments can be done with flexible tenures chosen from 12, 24 or 36 months.

    Documents required:

    • PAN card
    • ID proofs (Any one) -
      • Passport
      • Driving License
      • UID Aadhar Number
      • Voter’s ID
      • PAN card

    Eligibility:

    Customers will be qualify for a Tata Platinum Credit Card based on their annual income furnished at the time of application. SBI determines the eligibility for a customer only based on this criteria.

    Fees & Charges:

    Annual Fee Rs. 2,999
    Joining Fee Rs. 2,999
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Cash Advance limit Up to 80% of the set credit limit / Rs 15,000 for Platinum Cards
    Free Credit Period Nil
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Over limit charges 2.5% of the Over limit Amount or a minimum of Rs. 500
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.

    Tata Platinum Credit Card FAQs:

    1. Can customers track the status of their Tata Platinum Credit Card applications online?

      Yes, customers can check the status of their applications on the SBI Card web portal by entering the application number and date of birth.

    2. What are the different card payment options available to Tata Platinum Credit Card holders?

      Customers can make credit card payments using the following services from State Bank of India.

      • Online SBI Banking
      • NEFT Payments
      • Over the Counter Payments (OTC)
      • SBI ATMs
      • Paynet- Pay Online
      • Locate & Pay
      • Cash Payments
      • Electronic Bill Payments
      • Electronic Clearing Services
      • SBI Mobile Banking
      • SBI Auto Debit
    3. Does SBI charge any processing fees when customers avail the Easy Money option?

      Yes, Tata Platinum Credit Card customers will be charged a processing fee of Rs 199 or 1.5%, whichever is higher.

    4. Do customers have to submit any documentation when they use the Encash facility?

      No, the Encash service is pre-approved and Tata Platinum Credit Card holders do not have to provide any documentation when they apply.

    5. Are insurance plans available for Tata Platinum Credit Card holders?

      Yes, Tata card holders can enjoy exclusive group life insurance privileges with cover for death and total permanent disability. The Tata AIG Life Group Term Life Plan and Tata AIG Life Group Credit Card Term Insurance Protection Plan offer protection for up to Rs 1 lakh as life insurance and also cover for the outstanding balance in the credit card.

    Other Top Credit Cards by TATA

  • Tata Croma Platinum Credit Card
  • Tata Titanium Credit Card
  • Tata Croma Titanium Credit Card
  •  Loading your search... Loading your search...
  • TATA Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Easy to hold credit card"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with SBI. In SBI they provide lot of options to the customers. Balance transfer options available with this credit card. Even also they provide reward points and cash backs during my online purchases.There is no hidden charges with SBI.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The credit card offers at State Bank of India is average to me. I do not get much of it and there are charges for the card. They could improve on the credit limit as well and there could be more ongoing offers. The statements are on time and it is transparent.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I had taken SBI's credit card 3 years back . They have offered platinum card and I get reward points for it.I have 24/7 helpline number and I have tried using it also.My credit limit is 70,000 which was satisfactory. My overall experience was very good.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Benefits are good"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a credit card and the deals on the card is perfect. The response is good and there are no charges taken for the card. The bank has always been transparent in the process and the credit limit they provide is really good and helpful.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Convenient for shopping and transaction"
      0.5 5.0/5 "Blown Away!"
      SBI takes high interest rate on balance transfer, yearly transaction and also in EMI conversion. But they gave me good feature on card, I could withdraw the money and also with good reward points and cash back. Everything is good but they should reduce the interest rate and charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I am using SBI Credit card from the last one year of time. Offers are really good one with the SBI Credit card and their customer service is also working in good way. Online payment mode is also good one with them.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Good for all transaction"
      0.5 4.5/5 "Excellent!"
      I am having signature credit card of SBI. I could redeem the points into cash. I am keep getting cash back offers in e commerce website like Amazon, Flipkart I am using around six y ears and also they are providing fantastic credit limit I am happy with that.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      State Bank of India has offered me a credit card with a credit limit of 2.5 Lakhs. The offers are also good on the card, there are no hassles when I contact them as well. There are flexible payment features and the online banking is good to make my payments.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Best"
      0.5 3.5/5 "Pretty good"
      I am having the credit card with the SBI cards and am having it from the four to five years of time. I would like to say that the response is good one with them and the credit limit value is also a good one for me with them.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      SBI has also offered me a credit card and the offers on the card is good. The customer support is also easy to reach too and the team sorts out the clarifications. There are no charges and the credit limit is perfect and the statements are also perfect for me.
      Was this review helpful? 0
      , vapi
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      State Bank of India could provide more deals on the credit card. The customer services could be more proactive and the response as well. I do not use the card much and it is a average experience overall. To what I have used it the statements are clear.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Fantastic services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India. The customer services are good and the offers are top. There are a lot of benefits on the card and the card transactions are smooth and easy. The rewards are also good and easy to redeem. It is useful.
      Was this review helpful? 0
      , kota
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Good deals"
      0.5 5.0/5 "Blown Away!"
      State Bank of India is very good in the credit card services and the bank is doing good in the credit limit and the options they have on my card. There are no technical issues while using the card. The credit limit is also good and there are no charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Using the Sbi platinum credit card for more than 3years. The customer service is good with SBI credit card department . I am satisfied with the credit limit. There is no annual fee for this card. I use this card for material purchases, online shopping and for other bill payments, and fro ticket booking. The rate of interest is nominal with SBI platinum card .
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Perfect in offers"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India. There are excellent options on the card like a balance transfer. There are EMI options and the other customer services are good. Just that the credit limit is low, it is of 24K. The statements are clear.
      Was this review helpful? 0
      , baddi
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the SBI visa platinum credit card for shopping , online purchases and for other bill payments. The customer service is good with SBI credit card department. I am not satisfied with the credit limit. They need to increase the credit limit in future. The rate of interest and the charges are very high with SBI visa platinum credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Excellent benefits"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has a lot of decent offers on the credit card. There is a balance transfer option and it can be done online without having to visit to contact the phone banking. The customer services are also good and there are no charges on my card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      SBI credit card is really helpful and their executives of SBI credit is really supportive they have given me good shopping FDD card. SBI credit card provides me a valuable service for me as I got a very good rate of interest and fees and charges. I never ever had any issues with SBI and i like the services of SBI credit card and i can even suggest for my friends and relatives as well.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Good and perfect offers "
      0.5 5.0/5 "Blown Away!"
      I also bank with State Bank of India for a credit card and the offers are good. There are a lot of benefits on the card as well. The transactions are easy and I can access my card all over online and offline. There are convenient EMI features which I can choose from.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Satisfied"
      0.5 4.0/5 "Great!"
      I am having the SBI credit card and am using it from the last four months of time. I would like to say that the response is very quick and good and the credit limit value is also more than enough for me till now.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 23, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.