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    We found 1 TATA Platinum Credit Card
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    1st Year Fee
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    TATA Platinum Credit Card is Rated as "Great!" by 6 Users

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    TATA Platinum Credit Card

    Rewards are endless, when you transact with a Tata Platinum Credit Card at any merchant outlet across the country. Introduced as a co-branded credit card by Tata Capital Ltd., and SBI Card, the Tata Platinum Credit Card offers a bouquet of value-added benefits, exclusive platinum privileges and first-class services to customers. Every single purchase done at departmental stores, dining outlets, grocery stores and international merchant outlets using this credit card, gets customers unlimited rewards and gifts. The Tata Platinum Credit Card also offers value back deals to card holders at specific partner outlets.

    Benefits of a Tata Platinum Credit Card:

    Welcome Gift / Anniversary Gift:

    New Tata Platinum Credit Card holders can get exciting welcome gifts like Taj gift certificates worth Rs 2000, 50% off on weekend packages and buffet lunches along with complimentary drinks. Customers can also get gift vouchers for a value of Rs 3000 from Jabong.com or Raymonds.

    Value Back Offers:

    Customers can get a value back of 2% for purchases at Croma and on Cromaretail.com. Additionally, card holders can get up to 5% value back for transactions done at Tata outlets.

    Empower Rewards Program:

    The Empower Rewards program brings customers exclusive benefits and priority offers from partner brands with instant redemption options. Customers can get 3X rewards points for every Rs 100 spent at departmental and grocery stores, international outlets and dining outlets. Retail spends gets customers 1 point for every Rs 100 spent. Purchases done at partner outlets earn customers up to 5 Empower points for every Rs 100 spent. If the Tata Platinum Credit Card is used to make payments, then customers can get 1 Empower point for every Rs 100.

    1 Empower Point equals Rs 1:
    Partners Empower Points Earned
    Ginger 4 points for Rs 100
    Tanishq 2 points for Rs 100
    Star Bazaar 7 points for Rs 200
    Taj 3 points for Rs 100
    Croma 4 points for Rs 200
    World of Titan 4 points for Rs 100
    Westside 5 points for Rs 100
    Jet Airways 2 points earns 1 JPMiles
    Bonus Rewards:

    Earn bonus rewards like gift certificates, vouchers, 50% discounts on lunch buffets and weekend packages and a full-fare one-way domestic ticket from Indigo Airlines when annual credit card spends are equal to Rs 4 lakhs and Rs 5 lakhs.

    Rewards Redemption:

    Customers can choose any one of redemption options offered by the Empower Rewards program.

    • Instant redemptions of accrued rewards points can be done at designated outlets by Tata Platinum Credit Card holders.
    • Accumulated Empower points can be converted into JPMiles with Jet Airways.
    • Customers can also get in touch with the Tata Card Helpline to redeem rewards points.
    Fuel Surcharge Waiver:

    Tata Platinum Credit Card holders can enjoy complete freedom from paying fuel surcharges with a waiver of 2.5% applicable at all petrol bunks in India. To avail this benefit, customers have to purchase diesel, petrol and lubricants at any petrol bunk for a value between Rs 500 and Rs 4000.

    Lounge Access:

    Card holders can enjoy exclusive access to premium MasterCard airport lounges across India with additional privileges at international and domestic terminals.

    Features of a Tata Platinum Credit Card:

    The Tata Platinum Credit Card comes with unbeatable features to suit platinum card holders. Some of the important features are -

    Global Acceptance:

    Tata Platinum Credit Card customers can use their cards at over 24 million outlets across the world and at 3, 25,000 outlets in India.

    Credit Facility:

    SBI customers can enjoy complete flexibility regarding their outstanding credit card payments. Card holders can pay any amount between the minimum amount and the outstanding amount, carrying forward the remaining amount at low finance charges.

    Add-on Cards:

    Tata Platinum Credit Card holders can avail add-on cards for their parents, spouse, children and siblings over the age of 18.

    Easy Cash:

    Customers can withdraw cash at over 1 million Visa or MasterCard ATMs worldwide and at over 18,000 ATMs across India.

    Railway Ticket Bookings:

    Tata Platinum Credit Card holders can easily book their railway tickets on irctc.co.in and have them delivered at their doorstep.

    Easy Bill Service:

    Customers can use the easy bill payment facility to pay utility bills like electricity bills and telephone bills. Instant payments can be made using the “Pay Fast” feature and standing instructions can be set to pay utility bills before the due date.

    Balance Transfer:

    Customers can transfer their outstanding credit card balances from other bank cards to a Tata Platinum credit card at low interest rates.

    Flexipay:

    Customers can convert their high-value outstanding credit card balances into easy monthly installments. Card holders can choose any plan of their choice and repay with installment tenures ranging between 3 to 6 months.

    E-statements:

    Card holders can enjoy 24/7 access to their credit card monthly statements and get them delivered directly to their emails.

    24/7 Customer Support:

    Tata Platinum credit card customers can get anytime assistance from the 24/7 Global Customer Services and Tata Card Customer Helpline during emergency situations.

    Easy Money:

    Card holders can easily complete their personal commitments with easy money options available from State Bank of India, by requesting for a cheque or a demand draft to be delivered at their doorstep. The minimum amount that can be taken is Rs 5000 and maximum amount is up to 75% of the cash limit.

    Encash:

    Tata Platinum Credit Card holders can use the Encash facility to get instant money for any urgent expense and have a cheque delivered in just seven days. The repayments can be done with flexible tenures chosen from 12, 24 or 36 months.

    Documents required:

    • PAN card
    • ID proofs (Any one) -
      • Passport
      • Driving License
      • UID Aadhar Number
      • Voter’s ID
      • PAN card

    Eligibility:

    Customers will be qualify for a Tata Platinum Credit Card based on their annual income furnished at the time of application. SBI determines the eligibility for a customer only based on this criteria.

    Fees & Charges:

    Annual Fee Rs. 2,999
    Joining Fee Rs. 2,999
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Cash Advance limit Up to 80% of the set credit limit / Rs 15,000 for Platinum Cards
    Free Credit Period Nil
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Over limit charges 2.5% of the Over limit Amount or a minimum of Rs. 500
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.

    Tata Platinum Credit Card FAQs:

    1. Can customers track the status of their Tata Platinum Credit Card applications online?

      Yes, customers can check the status of their applications on the SBI Card web portal by entering the application number and date of birth.

    2. What are the different card payment options available to Tata Platinum Credit Card holders?

      Customers can make credit card payments using the following services from State Bank of India.

      • Online SBI Banking
      • NEFT Payments
      • Over the Counter Payments (OTC)
      • SBI ATMs
      • Paynet- Pay Online
      • Locate & Pay
      • Cash Payments
      • Electronic Bill Payments
      • Electronic Clearing Services
      • SBI Mobile Banking
      • SBI Auto Debit
    3. Does SBI charge any processing fees when customers avail the Easy Money option?

      Yes, Tata Platinum Credit Card customers will be charged a processing fee of Rs 199 or 1.5%, whichever is higher.

    4. Do customers have to submit any documentation when they use the Encash facility?

      No, the Encash service is pre-approved and Tata Platinum Credit Card holders do not have to provide any documentation when they apply.

    5. Are insurance plans available for Tata Platinum Credit Card holders?

      Yes, Tata card holders can enjoy exclusive group life insurance privileges with cover for death and total permanent disability. The Tata AIG Life Group Term Life Plan and Tata AIG Life Group Credit Card Term Insurance Protection Plan offer protection for up to Rs 1 lakh as life insurance and also cover for the outstanding balance in the credit card.

    Other Top Credit Cards by TATA

  • Tata Croma Platinum Credit Card
  • Tata Titanium Credit Card
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  • TATA Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have an SBI credit card and i hold a good limit with them. I get good reward points and cash back on the card. Its a life time free card. There is options for EMI and balance transfer but i have not tried using any of these. I have redeemed my reward points. The mobile banking with them is comfortable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Looking for better credit limit"
      0.5 2.0/5 "Expected more"
      I have my credit card approved with SBI and the experience was good, i paid an annual fee of Rs 499 for this credit card and they gave a credit limit of Rs 17000 in this credit card which is less. I use this card for multipurpose and i did not find any offers so far. Customer service was good and they collected documents on time. The process was quite long and it took 1 month to receive the credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 4.5/5 "Excellent!"
      The credit card services of SBI is very good, i did not find any transaction issues in this card. I am using this card from last 2 years and there is no annual fee charged for this card. I am satisfied with the credit limit and payment options are convenient for me to make bill payments.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 4.0/5 "Great!"
      The state bank of India credit card service is average and I hold the SBI SIMPLY CLICK CARD for the past 7 months. The credit limit value is average with this SBI SIMPLY CLICK CARD and i am satisfied with the credit limit, the customer support service and the response is average with the SBI.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The state bank delivered the credit card within 15 days of time. The customer support service is average with the SBI. The credit limit value is good with the SBI SIMPLY SAVE CARD and I am satisfied with it. I would say State bank gave me good service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Got the INSTA LOAN from the State bank of India around 3 yeas ago, the customer support service and the response is good with the state bank of India. The rate of interest and the charges are pretty high with the State bank INSTA LOAN when compared with the personal loan process.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 4.0/5 "Great!"
      The credit card service is good with the State bank of India and I use the SBI ELITE CREDIT CARD from past 6years. The customer support and the response is good with the State bank of India and they give good response to the customers. the credit limit value is low with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India and the offers and credit limit is good. I am also glad that I get my statements without any hidden charges and it is sent to me on time. There are good offers as well. The customer services are also fine.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Very good srevice"
      0.5 5.0/5 "Blown Away!"
      The credit limit value is good with the SBI SIMPLY SAVE CARD and I have got the credit card with in a week time. The customer support service and the response is good with the sate bank of India. their executives came to my place to collect the documents on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good. Can do better on limit"
      0.5 4.0/5 "Great!"
      State Bank of India has offered me a credit card and it is a good experience till date. It would be better if they provide a better credit limit. The customer services and response is good and the billing cycle is convenient and the statements are sent to me on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I got the SBI simply save credit card around a month ago and I have started using this card. The State bank of India took more than a month time to approve the SBI simply save credit card. The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I use the SBI Simply save credit card for more than 3 months. The credit card service is good with the SBI. The customer support service and the response is good with the SBI. The credit limit value is very low with this SBI Simply save credit card and it would be good if they can increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I use the Fbb Style up Sbi credit card for past 2 years. The customer support service is not satisfactory, they don't give proper response to the customers. The credit limit value is average with this card and I am not satisfied with it.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 4.0/5 "Great!"
      The service was good with the State bank of India in regards to my credit card application. The whole credit card process took around 30dayus of time. The customer support service is good with the State bank. The credit limit value is good with this card and I am satisfied with it..
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI from last 8-9 months, an annual fee of Rs 500 has to be paid for this credit card. This is an IRCTC card so i get good offers on railway tickets. Net banking is easy for me to make bill payments. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good card to hold"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI were i am satisfied with the limit. I have received reward points and cash back with the card after the purchases. The customer service is good. Easy EMI option is there. There is an annual charge of 599+GST is applicable.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most public sector bank STATE BANK OF INDIA. It is very easy to use the card in online and offline transactions. It is not a life time free card but the annual charges are reasonable by comparing with other cards.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a SBI IRCTC credit card from more than 10 years, i find this credit card is convenient to use. It is a lifetime free credit card with the credit limit value which is sufficient for this card. I get good discounts on railway tickets and all my transactions are hassle free.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "average experience"
      0.5 3.0/5 "Satisfactory"
      I had taken a credit card from the top most public sector bank STATE BANK OF INDIA. The product name of my credit card is IRCTC SBI PLATINUM CARD. I am totally dis satisfied by their services. I am unable to use the credit card to purchase train ticket in irctc website. They charged additionally charges Rs, 20/- for each transaction.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "SBI credit card"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI and for EMI conversion the rate of interest is 14%. I used to get reward points and cash back with the card. There is an annual charge of 299+ GST will be applicable. and will be reversed if the purchase is above 30000.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 17, 2018
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