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    TATA Platinum Credit Card is Rated as "Excellent!" by 11 Users

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    TATA Platinum Credit Card

    Rewards are endless, when you transact with a Tata Platinum Credit Card at any merchant outlet across the country. Introduced as a co-branded credit card by Tata Capital Ltd., and SBI Card, the Tata Platinum Credit Card offers a bouquet of value-added benefits, exclusive platinum privileges and first-class services to customers. Every single purchase done at departmental stores, dining outlets, grocery stores and international merchant outlets using this credit card, gets customers unlimited rewards and gifts. The Tata Platinum Credit Card also offers value back deals to card holders at specific partner outlets.

    Benefits of a Tata Platinum Credit Card:

    Welcome Gift / Anniversary Gift:

    New Tata Platinum Credit Card holders can get exciting welcome gifts like Taj gift certificates worth Rs 2000, 50% off on weekend packages and buffet lunches along with complimentary drinks. Customers can also get gift vouchers for a value of Rs 3000 from Jabong.com or Raymonds.

    Value Back Offers:

    Customers can get a value back of 2% for purchases at Croma and on Cromaretail.com. Additionally, card holders can get up to 5% value back for transactions done at Tata outlets.

    Empower Rewards Program:

    The Empower Rewards program brings customers exclusive benefits and priority offers from partner brands with instant redemption options. Customers can get 3X rewards points for every Rs 100 spent at departmental and grocery stores, international outlets and dining outlets. Retail spends gets customers 1 point for every Rs 100 spent. Purchases done at partner outlets earn customers up to 5 Empower points for every Rs 100 spent. If the Tata Platinum Credit Card is used to make payments, then customers can get 1 Empower point for every Rs 100.

    1 Empower Point equals Rs 1:
    Partners Empower Points Earned
    Ginger 4 points for Rs 100
    Tanishq 2 points for Rs 100
    Star Bazaar 7 points for Rs 200
    Taj 3 points for Rs 100
    Croma 4 points for Rs 200
    World of Titan 4 points for Rs 100
    Westside 5 points for Rs 100
    Jet Airways 2 points earns 1 JPMiles
    Bonus Rewards:

    Earn bonus rewards like gift certificates, vouchers, 50% discounts on lunch buffets and weekend packages and a full-fare one-way domestic ticket from Indigo Airlines when annual credit card spends are equal to Rs 4 lakhs and Rs 5 lakhs.

    Rewards Redemption:

    Customers can choose any one of redemption options offered by the Empower Rewards program.

    • Instant redemptions of accrued rewards points can be done at designated outlets by Tata Platinum Credit Card holders.
    • Accumulated Empower points can be converted into JPMiles with Jet Airways.
    • Customers can also get in touch with the Tata Card Helpline to redeem rewards points.
    Fuel Surcharge Waiver:

    Tata Platinum Credit Card holders can enjoy complete freedom from paying fuel surcharges with a waiver of 2.5% applicable at all petrol bunks in India. To avail this benefit, customers have to purchase diesel, petrol and lubricants at any petrol bunk for a value between Rs 500 and Rs 4000.

    Lounge Access:

    Card holders can enjoy exclusive access to premium MasterCard airport lounges across India with additional privileges at international and domestic terminals.

    Features of a Tata Platinum Credit Card:

    The Tata Platinum Credit Card comes with unbeatable features to suit platinum card holders. Some of the important features are -

    Global Acceptance:

    Tata Platinum Credit Card customers can use their cards at over 24 million outlets across the world and at 3, 25,000 outlets in India.

    Credit Facility:

    SBI customers can enjoy complete flexibility regarding their outstanding credit card payments. Card holders can pay any amount between the minimum amount and the outstanding amount, carrying forward the remaining amount at low finance charges.

    Add-on Cards:

    Tata Platinum Credit Card holders can avail add-on cards for their parents, spouse, children and siblings over the age of 18.

    Easy Cash:

    Customers can withdraw cash at over 1 million Visa or MasterCard ATMs worldwide and at over 18,000 ATMs across India.

    Railway Ticket Bookings:

    Tata Platinum Credit Card holders can easily book their railway tickets on irctc.co.in and have them delivered at their doorstep.

    Easy Bill Service:

    Customers can use the easy bill payment facility to pay utility bills like electricity bills and telephone bills. Instant payments can be made using the “Pay Fast” feature and standing instructions can be set to pay utility bills before the due date.

    Balance Transfer:

    Customers can transfer their outstanding credit card balances from other bank cards to a Tata Platinum credit card at low interest rates.

    Flexipay:

    Customers can convert their high-value outstanding credit card balances into easy monthly installments. Card holders can choose any plan of their choice and repay with installment tenures ranging between 3 to 6 months.

    E-statements:

    Card holders can enjoy 24/7 access to their credit card monthly statements and get them delivered directly to their emails.

    24/7 Customer Support:

    Tata Platinum credit card customers can get anytime assistance from the 24/7 Global Customer Services and Tata Card Customer Helpline during emergency situations.

    Easy Money:

    Card holders can easily complete their personal commitments with easy money options available from State Bank of India, by requesting for a cheque or a demand draft to be delivered at their doorstep. The minimum amount that can be taken is Rs 5000 and maximum amount is up to 75% of the cash limit.

    Encash:

    Tata Platinum Credit Card holders can use the Encash facility to get instant money for any urgent expense and have a cheque delivered in just seven days. The repayments can be done with flexible tenures chosen from 12, 24 or 36 months.

    Documents required:

    • PAN card
    • ID proofs (Any one) -
      • Passport
      • Driving License
      • UID Aadhar Number
      • Voter’s ID
      • PAN card

    Eligibility:

    Customers will be qualify for a Tata Platinum Credit Card based on their annual income furnished at the time of application. SBI determines the eligibility for a customer only based on this criteria.

    Fees & Charges:

    Annual Fee Rs. 2,999
    Joining Fee Rs. 2,999
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Cash Advance limit Up to 80% of the set credit limit / Rs 15,000 for Platinum Cards
    Free Credit Period Nil
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Over limit charges 2.5% of the Over limit Amount or a minimum of Rs. 500
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.

    Tata Platinum Credit Card FAQs:

    1. Can customers track the status of their Tata Platinum Credit Card applications online?

      Yes, customers can check the status of their applications on the SBI Card web portal by entering the application number and date of birth.

    2. What are the different card payment options available to Tata Platinum Credit Card holders?

      Customers can make credit card payments using the following services from State Bank of India.

      • Online SBI Banking
      • NEFT Payments
      • Over the Counter Payments (OTC)
      • SBI ATMs
      • Paynet- Pay Online
      • Locate & Pay
      • Cash Payments
      • Electronic Bill Payments
      • Electronic Clearing Services
      • SBI Mobile Banking
      • SBI Auto Debit
    3. Does SBI charge any processing fees when customers avail the Easy Money option?

      Yes, Tata Platinum Credit Card customers will be charged a processing fee of Rs 199 or 1.5%, whichever is higher.

    4. Do customers have to submit any documentation when they use the Encash facility?

      No, the Encash service is pre-approved and Tata Platinum Credit Card holders do not have to provide any documentation when they apply.

    5. Are insurance plans available for Tata Platinum Credit Card holders?

      Yes, Tata card holders can enjoy exclusive group life insurance privileges with cover for death and total permanent disability. The Tata AIG Life Group Term Life Plan and Tata AIG Life Group Credit Card Term Insurance Protection Plan offer protection for up to Rs 1 lakh as life insurance and also cover for the outstanding balance in the credit card.

    Other Top Credit Cards by TATA

  • Tata Croma Platinum Credit Card
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  • TATA Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been holding the card for the last five months and the credit limit with the card has been satisfactory. There has also been good features and benefits with the card like reward points and cash back offers as well. I had been using the card for shopping and all other purchases as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 3.0/5 "Satisfactory"
      It has been a very good service which they had been providing so far and there has not been much issues faced with their banking services so far. The credit limit with the card has been very good and there has been good offers as well. I have not been using the card much and there has been some problems faced in between.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI Tata credit card for a while. The experience good, it has got the balance transfer option. The limit is very low that is the only drawback with the card. Other than that I never faced any issue with the services. Overall it has been a good experience with the card and their services.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2018
    • SBI Cards Credit Card
      "Good Card to Use"
      0.5 4.0/5 "Great!"
      In SBI, they used me send me the proper notification about the bill and other stuff. I've purchased this SBI for 2 years. Acutally i used get Rs. 3000 voucher from makemytrip and Swiggy voucher of Rs. 1000. I have already a got a voucher of Rs. 5000 but i never utilized it. They have offered me a credit limit of Rs. 80 K and they have increased my credit limit recently based on my request.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 05, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the TATA Platinum Card for the past 6 Months. I never had any issues with the card. The customer support was also good. I make payments online and the Rate of interest was also satisfactory. Overall I'm happy about the features and benefits of this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 25, 2018
    • SBI Cards Credit Card
      "Good One"
      0.5 4.0/5 "Great!"
      From quite a while i am using a SBI TATA CARD and it has been a good experience so far . there are no annual charges for the credit card . The bank gave me a credit Limit of 25K and i am quite happy with it . there is a cash withdraw option there on the card and also Balance transfer option is there on the card . There are good offers on the card .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 30, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am very much happy about the service of State bank of India tata credit card service ,the offers and benefits they provide me was best compared to other credit service providers in the market ,for any tata products for the first five transactions I have a discount of 10% even in tata star hotels I have a discount of 10% it was a good experience with State bank of India tata credit card department.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 18, 2017
    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      For the past one month I am using the silver platinum card with SBI but there was no good offers but SBI customer service was good and the limit they offered me was fine compare to others it was totally a good experience with SBI for my silver platinum card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2017
    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have the SBI bank credit card .I get good offers from this card and I can redeem points everywhere. It has been just four months now I had been using this card,the limit is really good its 58000 thousand.annual charges for this card is five hundred rupees
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Better Card to use"
      0.5 3.0/5 "Satisfactory"
      The credit limit is Rs.63,000 with my TATA platinum credit card. I hold this card for more than 4 years,. The annual fee of Rs.500 is collected by SBI . This card has the benefits like cash back offers and the flexible payments options. The Emi option payments are better with this card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 06, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      The credit card at SBI bank has a good network as I can use the card everywhere. I have not had any issues till date. The offers are excellent on the card and I am also happy with the credit card limit. I have just opted this card ans since Iam a TATA employee they have offered me this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2017
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