To know if your Citibank credit card application has been approved, you can track your card’s application status on the bank’s website. To check the status of your application, you will have to enter your application ID and your area PIN Code. You can also use other methods to check the status of your application. These include providing your phone number, date of birth, and area code, or by visiting your local Citibank branch.
To check your credit card application status online you need an active internet connection, a laptop/PC or mobile. Once you are ready with your application reference number follow the below steps to track your Citibank credit card application status online.
Step 1: Visit Citibank official website online.citibank.co.in
Step 2: Click on the 'credit cards' tab from the menu bar.
Step 3: A drop-down menu will appear from which you can find ‘Track Application Status’ option
Step 4: Click on ‘Track Application Status’ and you will be redirected to a new page.
Step 5: Enter your application reference number and mobile number and click submit.
If the entered details are accurate, the system will provide your application status. You can expect an in progress, on-hold, approved, disapproved or dispatched status for your application.
For an in progress status, you may have to wait for few more days for your application to get approved and your card to be dispatched.
You will receive approved status, once your application is approved before dispatching the card. Once it is dispatched, you will receive the same as your status.
Further follow-up of your application is required when the status says either your application is on-hold, disapproved or no records found.
An on-hold status says the bank requires further documentation or information from you. In that case, you may either receive a message or a call asking for the same.
A disapproved status says your application has been rejected. It could be because of not meeting the banks’ eligibility criteria. You may have to call Citibank’s customer care in case you need details for rejection.
You may come across no records found status, when the information entered by you is incorrect. Make sure you enter the correct details to check the status.
While the internet makes it easy to track the status of your application, not having it won’t deprive you of knowing the same. You can use any one of the options mentioned below to find the application status, without using the internet.
Other Banks Credit Card Status
BankBazaar is a financial website which offers a variety of online services for its visitors. From comparing financial products to purchasing them, it’s a one-stop shop for all your financial needs. It covers a wide variety of products including credit cards, loans and other financial services.
For those who apply for a credit card through BankBazaar, the site offers a feature to track application of the same. As an authorised partner of many of the public and private sector banks, the site provides credible information to its users.
Through the ‘Track application’ feature, one can track the application status of credit cards or loans, all at one place.
You just need to enter your application number, mobile number, and date of birth PAN number to get the details in just a few clicks.
The company also offers a BB mobile app, which makes your task even easier. All you need to do is find ‘Track Citibank Credit Card Application’ option, may it be on website or on app and enter the details. You will get the status of your application as soon as you hit the track application button.
Once your application for the Citi credit card is approved, the bank typically takes up to 21 days to dispatch your credit card. You will receive updates from the bank through SMS about your application status. If it’s taking more time than expected and you have received any intimation from the bank for long, you can call Citibank credit card customer care to know the status.
To re-activate your Citibank credit card, submit a request to the bank along with a copy of the identity proof such as PAN card, passport, Aadhaar, Driving Licence, etc., and passport size photograph. Send the letter along with the required documents to Post Box No: 4830, Anna Salai Post Office, Chennai - 600 002.
Ideally, you should wait for 3 to 6 months to apply for a credit card. Also, if low credit score is the reason for your application getting rejected, you need to work on the same to increase it before re-applying for the card.
Credit card applications are evaluated based on different parameters. Some of them include the applicant's income, credit score, repayment track record, credit history and other bank credit cards, etc. Make sure you meet the eligibility on most of the parameters before applying.
You can apply for Citibank credit card by visiting the Citibank website. Alternatively, you can also contact the 24x7 CitiPhone banking services to know the process.
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