Axis Bank Lifetime Free Credit Card

Paying off the annual fee does not make sense if you use the credit card very moderately, do not utilize it for making purchases, or have no interest in availing the perks and rewards the card offers. At such times, no annual fee credit cards or cards that come with the lifetime free scheme can come to a rescue. They help you save on the additional charges.

Here are two credit cards from Axis Bank that can be availed under the lifetime free scheme:

Axis Bank Insta Easy Lifetime Free Credit Card

The Axis Bank Insta Easy Credit Card is a great option to choose from if you are a first-time user. The primary thing that you will require to avail this credit card is to have an FD (Fixed Deposit) of Rs.20,000. Once this is done, you will earn 6 reward points for every Rs.200 that is spent domestically. Apart from all these, the main catch is that the interest rate is low and there is no annual fee.

Features & Benefits of Axis Bank Insta Easy Lifetime Free Credit Card

1. It offers unlimited cash withdrawals right from the day you receive the credit card.
2. It offers an interest-free period of 50 days.
3. It offers a minimum discount of 15% on dining at any of their partner restaurants within India.
4. You can set your own credit limit, which is up to 80% of the fixed deposit's principal value.
5. It guarantees the application approval once the deposit has been made.
6. It is equipped with the Platinum Chip Card, meaning that there is a high security involved when making payments. Also, it alerts you immediately if there is a fraud detection.

Rewards of Axis Bank Insta Easy Lifetime Free Credit Card

1. It offers 1% waiver on fuel surcharge on all the fuel transactions that are done within India and are between Rs.400 and Rs.4,000. Also, note that there are no reward points on fuel transactions.
2. It offers a maximum benefit of Rs.400 for each month.
3. It offers the facility to earn eDGE Loyalty reward points, which helps you earn 6 reward points for every Rs.200 that you spend domestically, 6 reward points for every Rs.200 rupees you spend internationally, and 100 reward points for the foremost online transaction.

Fees and Charges of Axis Bank Insta Easy Lifetime Free Credit Card

Axis Bank Select Lifetime Free Credit Card

The Axis Bank Select Credit Card is one of the best premium card options for high-net-worth Customers. The card does not have an annual fee and comes with multiple features. You can get access to various benefits like insurance coverage, dining offers, annual benefits, etc.

Features & Benefits of Axis Bank Select Lifetime Free Credit Card

1. It offers an exclusive shopping voucher of Rs.1,000, which can be redeemed across different product types and categories.
2. It offers complimentary Club Marriott Membership with which you can avail dining and stay across the selected Marriott Hotels.
3. It offers 12 complimentary lounge access at more than 900 international airports.
4. It offers 2 complimentary quarterly airport lounge visits in India.
5. It offers 2 free movie tickets, which can be availed from the option called Visa blockbuster Weekend, given that the ticket value does not exceed Rs.300.
6. It offers 6 complimentary visits to golf courses every year.
7. It offers concierge assistance.
8. It provides discounts of Rs.800 and more with EazyDiner through Axis Bank Dining Delight Program.
9. It offers air accident insurance coverage up to Rs.2.5 crore.
10. It offers purchase protection coverage up to Rs.1 lakh.
11. It offers a liability on the lost card up to Rs.3 lakh.
12. It offers coverage up to $300 if any of the documents are lost during the travel.
13. It offers a coverage up to $300 if there is any delay in the check-in baggage.
14. It offers a coverage up to $500 if any of the check-in baggage is lost.

Rewards of Axis Bank Select Lifetime Free Credit Card

1. It offers the facility to earn eDGE Loyalty reward points, which helps you earn 10 eDGE reward points for every Rs.200 that you spend and 2× accelerated reward points for every Rs.200 that you spend on retail outlets.
2. You can earn 5,000 eDGE reward points if you spend Rs.3 lakh in the previous year.

Fees and Charges of Axis Bank Select Lifetime Free Credit Card

How to Apply for Axis Bank Lifetime Free Credit Cards Online

Step 1: Go to the official website of Axis Bank (https://www.axisbank.com/retail/cards/credit-card).

Step 2: From the menu, select Explore Products > Cards > Credit Cards > Explore All.

Step 3: You will see a list of options. Choose the Axis Bank Insta Easy Credit Card. Click 'Apply Now'.

Step 4: Fill in the required details.

Step 5: Click the checkbox that says "I authorize Axis Bank ……"

Step 6: Click on the 'Submit' button.

You will receive a call from the bank representative, who will help you with the further process.

Eligibility Criteria for Axis Bank Lifetime Free Credit Cards

The eligibility conditions to apply for a lifetime free credit card with Axis Bank are as follows:

1. You must be between the ages of 18 and 70 years.
2. You should be a citizen of India or a non-resident Indian.
3. You should have a good credit score.
4. You should possess a stable income source.

Benefits of Axis Bank Lifetime Free Credit Cards

The benefits of Axis Bank lifetime free credit cards are as follows:

1. There are no annual or joining fees for the lifetime free credit cards.
2. Applying for lifetime free credit cards is simple and can be done online as well as offline.
3. These credit cards don't have any joining or renewal fees, but they do have a lot of perks and benefits.

1. When it comes to a variety of spending categories, including travel, shopping, fuel, movies, etc., these credit cards offer a high reward rate.
2. Lifetime credit cards are ideal for those who wish to use the card primarily to create a credit history and raise credit scores.

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