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Standard Chartered Lifetime Free Credit Card

Q: Is there an eligibility criterion to apply for the Standard Chartered credit card?

Yes, the eligibility criteria for the card are as follows:.The applicant's age must be between 21 and 65 years. The primary applicant should have a stable monthly income. Applicant should belong to credit cards sourcing cities or locations of the bank.

On 30 April 2026, Standard Chartered announced that it is selling up to 4.5 lakh of its approximately 6.4 lakh Indian credit cards to Federal Bank. This includes 75% of the cards in the top eight cities with completion expected within 2026. Any outstanding balance will now be repayable to Federal Bank.

The credit card account, credit limit, reward points (which have the same value and expiry), as well as the annual fee will move across without fresh KYC required. Credit cards which were closed are excluded. Each active Standard Chartered credit card will map to a Federal Bank card.

A new Federal Bank credit card will be delivered within 7–10 days with a new benefit set. Customers can accept by sending ACCEPT to 9702363363 or by continuing to use the card after the notified date but declining means no new credit card will be issued and the old limit, points, and benefits will end. Paying outstanding dues does not qualify as consent for a new credit card.

Updated On - 09 Nov 2026

The Standard Chartered Lifetime Free Credit Card offers a great way to enjoy a credit card without any annual fees. With benefits like cashback, rewards points, and exclusive discounts, it’s perfect for those who want to save while shopping, dining, or traveling. Enjoy a lifetime of savings with no hidden charges.

Standard Chartered offers a wide range of credit cards that are curated to suit the needs and wants of their customers. Most of these Standard Chartered credit cards come with a joining fee and an annual fee in exchange for the benefits and features given through the credit card. However, Standard Chartered offers a lifetime free credit card that does not incur any joining or annual fee.

Overview of the SC Lifetime Free Credit Card

Standard Chartered has 1 lifetime free credit card:

Standard Chartered Priority Visa Infinite Credit Card

Other Banks Lifetime Free Credit Cards

The Standard Chartered Priority Visa Infinite Credit Card offers a range of benefits across various categories such as travel, rewards, and dining. The Priority Visa Infinite Credit Card is a travel-based card offering benefits on transactions made across the world.

standard chartered lifetime free credit card

Features and Benefits of SC Priority Visa Infinite Credit Card

Up to 4 complimentary airport lounge visits in India per quarter.
Access to more than 1,000 airport lounges all over the world with Priority Pass Membership.
Avail a wide range of offers on dining, travel, and shopping with the Standard Chartered Good Life Program.
Complimentary overseas air accident cover of Rs.1.2 crore.
Complimentary medical insurance of $25,000.

Rewards of Lifetime Free SC Priority Visa Infinite Credit Card

5x reward points given for every Rs.100 spent on international and retail fashion purchases.
2x reward points for every Rs.100 spent on other purchases.

Fees and Charges of the SC Priority Visa Infinite Credit Card

Type of Charge	Fees
Annual fee	Nil
Joining fee	Nil
Add-on card fee	Nil
Late payment fee	For statement account balance less than or equal to Rs.100 - Nil Outstanding balance between Rs.101 and Rs.500 - Rs.101 Outstanding balance between Rs.501 and Rs.5,000 - Rs.501 Outstanding balance between Rs.5,001 and Rs.15,000 - Rs.700 Outstanding balance of more than Rs.15,000 - Rs.800
Late fee charge	Rs.100 to be debited if minimum due is not paid for more than 2 months.
Cash advance fee	3% of the withdrawal amount subject to a minimum transaction of Rs.300.
Rewards handling fee	Rs.99
Cash repayment fee	Rs.299
Cheque pick-up fee	Rs.100
Cheque bounce charges	Rs.500
Overlimit fee	Rs.500 or 2.5% of the overlimit amount

How to Apply for Standard Chartered Lifetime Free Credit Cards Online

Visit the website of Standard Chartered.
Click on 'credit cards'.
Select the Priority Visa Infinite Credit Card.
Click on 'Apply Now' on the top right corner of the page.
Fill in the required information.
A representative from the bank will get in touch with you.

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>

FAQs on Standard Chartered Lifetime Free Credit Cards

1.After I apply for the credit card, how long will it take for the application to be verified?

Once you submit your application and send in your documents, it will take up to 9 working days for the card application to be approved.

2.Is there an eligibility criterion to apply for the Standard Chartered credit card?

Yes, the eligibility criteria for the card are as follows:

The applicant's age must be between 21 and 65 years.
The primary applicant should have a stable monthly income.
Applicant should belong to credit cards sourcing cities or locations of the bank.

3.Will there be applicable tax charged on the card?

Yes, the GST will be charged on the card on all taxable supplies as per the rate.

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