HSBC Lifetime Free Credit Card

HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Credit Card offers exclusive privileges and comes with instant recognition. You can use the card for travel purposes as the option of air miles conversion is available on Intermiles, British Airways, and Singapore Airlines.

Features and Benefits of HSBC Visa Platinum Card

Some of the features and benefits of the card are as follows:

Welcome Benefits 

1. On downloading and logging on to the HSBC India Mobile Banking app and spending at least Rs.5,000 in the first 30 days of receiving your card, you will get 2000 reward points. 

1. On card activation, get a complimentary 3-month Swiggy One membership. 

1. On applying for this card online, completing video KYC and receiving the card, you get an Amazon e-gift voucher worth Rs.250. 

Rewards 

1. For every Rs.150 spent, the card offers two reward points. 

1. On hotels, flights and car rentals through Travel with Points, earn six reward points. 

1. Allows conversion of reward points to air miles and hotel loyalty points in the HSBC India Mobile Banking app. 

Lifestyle and Travel Benefits 

1. Complimentary 12-month Times Prime subscription, offering free access to JioHotstar, Discovery+, Uber One, etc. 

1. On domestic flights booked with MakeMyTrip (using promo code), then it offers complimentary flight seat selections twice a year. 

1. For hotel stays in India when booked via MakeMyTrip, the card offers 15% cashback which is added to your MakeMyTrip Wallet in 'My Cash'. 

Fuel Benefits 

1. Offers cashback of Rs.250, on contactless fuel spends of up to Rs.10,000 per quarter using this card. 

1. Offers fuel surcharge waiver of Rs.250 on fuel transactions between Rs.400 and Rs.4000 a month. 

Other Benefits 

1. Access to eVIP pass discounts and sale events 

1. Zero liability on lost card and provides insurance coverage of up to Rs.3 lakh. 

1. Offers emergency card replacement 

1. Allows borrowing cash repaying it via EMI  

1. Offers balance transfer, cash advance, global access to accounts, and exclusive access to discounts with our select partners. 

1. Converting reward points into air miles with Air India, Etihad Airways, British Airways and Singapore Airlines. 

HSBC RuPay Platinum Credit Card

HSBC RuPay Platinum credit cards offer exclusive offers, rewards and privileges at zero joining and annual fees. Cardholders can earn reward points and air miles from popular airlines at no additional charges. 

Features and Benefits of HSBC RuPay Platinum Credit Card

The key features and benefits of this credit card is listed below: 

Welcome Offers 

1. On downloading and logging on to the HSBC India Mobile Banking app and spending at least Rs.5,000 in the first 30 days of receiving your card, you will get cashback of Rs.500. 

1. On applying for this card online, completing video KYC and receiving the card, you get an Amazon e-gift voucher worth Rs.250. 

1. On activating your RuPay credit card, you get a 2-month EazyDiner membership. 

Reward Points 

1. For every Rs.150 spent using this card, earn two reward points. 

1. Allows conversion of reward points to air miles and hotel loyalty points. 

Benefits on UPI Payments 

1. Offers reward points on credit card-linked UPI payments. 

1. With HSBC SimplyPay and other UPI apps, make hassle-free payments. 

1. Use a QR code, mobile number, virtual payment address, or account number with IFSC code to make payment. 

Other Benefits 

1. On orders of Rs.500 and above on Swiggy Instamart, using coupon code HSBCRUPAY get 10% discount (maximum of Rs.200). 

1. On orders of Rs.2,499 or more every Wednesday on Tira, get a discount of 10% (maximum of Rs.1000). 

1. On transactions of Rs.299 or more on mobile (prepaid and postpaid), broadband, DTH, water bills, gas cylinders, piped gas bills, FASTag and electricity bills via Paytm using promocode, get 5% discount.  

1. On flights and hotels via Cleartrip using coupon code via full swipe transaction or EMI, get discount of up to Rs.6000. 

Eligibility Criteria

The customers must fulfill the eligibility criteria to apply for both HSBC Visa Platinum credit card and HSBC RuPay Platinum credit card are mentioned below to apply for HSBC Visa Platinum Credit Card:  

1. The age of the applicant should be between 18 to 65 years.  

1. For salaried individuals, the minimum annual income should be Rs.4 Rs.6 lakh.  

1. Must be Indian residents.  

Must reside in the following cities:  

1. Chennai  

1. Delhi National Capital Region (NCR)  

1. Mumbai, Jaipur   

1. Chandigarh   

1. Kolkata  

1. Gurgaon  

1. Ahmedabad  

1. Pune  

1. Bangalore  

1. Kochi  

1. Coimbatore  

1. Hyderabad 

1. Noida

Fees and Charges of HSBC Visa Platinum Credit Card and HSBC RuPay Platinum Credit Card

The fees and charges applicable on HSBC Visa Platinum credit cards and HSBC RuPay Platinum credit cards are given in the table below:

How to Apply for HSBC Lifetime Free Credit Cards?

You can apply for HSBC Lifetime free Credit cards in three ways. You can open it online by visiting the bank website and following the steps mentioned there. There is also the option of visiting a bank branch along with the necessary documents or calling the HSBC credit card customer care cell of the bank at 1800 266 3456,1800 120 4722, 1800 267 3456, or 1800 121 2208 to apply for a credit card.

To apply for HSBC Visa Platinum credit card online, follow the below-mentioned steps: 

1. Visit the official bank website. 

1. Navigate to the credit card section and click on ‘Visa Platinum Cards’ or ‘RuPay Platinum Cards’.

1. Click on ‘Apply Now’ at the bottom of the page. 

1. A new page opens, where you need to enter the basic details, such as name as per Aadhaar, mobile number, email address, and other necessary details. 

1. Click on ‘Generate OTP’. 

1. Enter the personal and employment details as mentioned. 

1. Review the form, enter additional details if required, and submit it to complete the process.

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