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AU Bank Credit Card Reward Points

You can apply for a credit card from AU Small Finance Bank which you can use to earn reward points. These reward points help you in getting discounts on your future transaction and can be availed on spends on categories like travel, dining, shopping, etc. The process to earn and redeem credit card reward points is very simple and user-friendly.

Updated On - 19 Sep 2025
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How to Earn AU Bank Credit Card Reward Points?

  1. Click on the link https://rewardz.aubank.in.
  2. Select the category under which you wish to purchase the product of your choice.
  3. Select the product you wish to buy. You can add multiple products to your cart.
  4. Once you have selected the products you wish to purchase, go to your cart and make the payment using your AU Bank credit card. Based on your products, you will earn reward points for the same.

How to Redeem AU Bank Credit Card Reward Points?

au rewardz
  1. Through AU Bank website.
  2. Through AU Bank mobile app.

How to Redeem AU Bank Credit Card Reward Points Via AU Bank Website?

  1. Click on the link https://rewardz.aubank.in.
  2. On the menu section, click on 'Redeem Points'.
  3. Select the product you wish to buy by adding it to the cart.
  4. You can then proceed to purchase the item. However, you will have to provide your registered mobile number to log in, following which you can redeem your points.

How to Redeem AU Bank Credit Card Reward Points Via AU Bank mobile app?

  1. Download the AU Bank mobile app.
  2. Log in using your credentials.
  3. Check the catalogue and select the products you wish to purchase.
  4. You can then make the payment and redeem points for the items purchased.
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List of AU Bank Credit Cards Available with Rewards Benefits

Credit Cards

Reward Points Benefits

Altura Plus Credit Card

  1. Earn vouchers worth Rs.500 on spending Rs.1,000 within 60 days of the issuance of the card.
  2. Earn 1.5% cashback on all POS retails at merchandise outlets.
  3. Earn 2 reward points for every Rs.100 spent.
  4. If you spend Rs.20,000 in a calendar month, you will earn 500 bonus reward points.

Vetta Credit Card

  1. Earn vouchers worth Rs.2,000 on spending Rs.30,000 within 60 days of the issuance of the card.
  2. Earn 10 reward points for every Rs.100 spent on the payment of utility bills.
  3. Earn 4 reward points for every Rs.100 spent on purchasing grocery items from departmental stores.
  4. Earn 2 reward points for evert Rs.100 across every merchant category.
  5. If you spend Rs.50,000 in a calendar month quarter, you will earn 500 bonus reward points, and earn 1,000 bonus reward points on spending Rs.1 lakh in a calendar month quarter.
  6. You will earn 1,000 bonus reward points on conducting one retail transaction on your birthday.

Altura Credit Card

  1. Earn 5% on spending a minimum of Rs.2,500 within 60 days of the issuance of the card.
  2. Get 2% cashback on all spends done at grocery stores.
  3. Earn 1% cashback on all other retail spends.
  4. Earn an additional Rs.50 cashback on spending a minimum of Rs.10,000 on retail in a statement cycle.

Zenith Credit Card

  1. If you spend on your first 1st POS retail transaction, then you will earn vouchers worth Rs.1,000. You will have to make the transaction within 60 days of the issuance of the card.
  2. If you spend Rs.1 lakh on retail, then you will earn bonus reward points worth Rs.10,000. You will have to make this transaction within 60 days of the issuance of the card.
  3. For every Rs.100 spent on dining at standalone restaurants, earn 20 reward points.
  4. For every Rs.100 spent on grocery shopping from department stores, international transactions, earn 10 reward points.
  5. For spending Rs.100 across all merchant categories, earn 5 reward points.
  6. Spend a minimum of Rs.2 lakh in a calendar quarter, and earn vouchers worth Rs.1,000.
  7. Spend Rs.8 lakh on retail in a calendar year, and earn a Complimentary Epicure Membership.
  8. You will earn 2,500 bonus reward points on conducting one retail transaction on your birthday.

AU Bank Credit Card Rewards Catalogue

You can redeem your reward points earned on AU Bank credit cards form the SBI website on these categories:

  1. Home and Kitchen
  2. Handbags and accessories
  3. Electronics
  4. Travel
  5. Automotive accessories
  6. Others
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FAQs on AU Bank Credit Card reward points

  • Can I convert my air miles into reward points?

    Yes, you can convert tour air miles into reward points.

  • Will I earn reward points if I use my AU Bank credit card for mobile recharge?

    Yes, you will accumulate points if you use your AU Bank credit card for recharging your mobile.

  • Will I get fuel surcharge waiver on using my AU Bank credit card for paying for fuel?

    Yes, you can enjoy a waiver of 1% if you pay for fuel using your AU Bank credit card.

  • How to redeem AU Bank credit card points?

    You can redeem your AU Bank credit card points via the bank website or by through the mobile app.

  • How much cashback do I earn when I use the AU Bank Altura Plus Credit Card?

    You earn 1.5% cashback on all POS retails at merchandise outlets with the Altura Plus Credit Card.

  • Which website should I visit to redeem my AU Bank credit card reward points?

    You can redeem your AU Bank credit card reward points by visiting https://rewardz.aubank.in

  • How much GST is applicable on my AU Bank credit card fees?

    The GST levied in your AU Bank credit card fees is 18%.

Types of Credit Card
  1. Top 10 Credit Cards in India
  2. Fuel Credit Cards
  3. Lifetime Free Credit Cards
  4. Kisan Credit Card
  5. Student Credit Cards in India
  6. Shopping Credit Cards
  7. Contactless Credit Cards
  8. Travel Credit Cards
  9. Co-Branded Credit Cards
  10. Lifestyle Credit Cards
  11. Rewards Credit Cards
  12. Business Credit Cards
  13. NRI Credit Cards
  14. Cashback Credit Cards
  15. Lounge Access Credit Cards
Credit Card by Banks
  1. Axis Bank Credit Card
  2. HDFC Bank Credit Card
  3. Kotak Bank Credit Card
  4. Federal Bank Credit Card
  5. SBI Credit Cards
  6. HSBC Credit Card
  7. IndusInd Bank Credit Card
  8. RBL Bank Credit Card
  9. Standard Chartered Credit Card
  10. YES Bank Credit Card
  11. Canara Bank Credit Card
  12. Punjab National Bank Credit Card
  13. Bank of Baroda Credit Card
  14. IDBI Credit Card
  15. Union Bank of India Credit Card
  16. Bank of India Credit Card
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  6. How to Apply for Lost Credit Card
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Credit Card Customer Care
  1. SBI Credit Card Customer Care
  2. HDFC Bank Credit Card Customer Care
  3. Axis Bank Credit Card Customer Care
  4. Federal Bank Credit Card Customer Care
  5. IndusInd Bank Credit Card Customer Care
  6. PNB Credit Card Customer Care
  7. RBL Bank Credit Card Customer Care
  8. Kotak Credit Card Customer Care
  9. Yes Bank Credit Card Customer Care
  10. Standard Chartered Credit Card Customer Care
  11. Canara Bank Credit Card Customer Care
  12. HSBC Credit Card Customer Care
  13. Indian Bank Credit Card Customer Care
  14. Bank of Baroda Credit Card Customer Care
  15. Bank of India Credit Card Customer Care
  16. Union Bank of India Credit Card Customer Care
Credit Card Bill Payment
  1. Credit Card Bill Payment
  2. SBI Credit Card Bill Payment
  3. HDFC Credit Card Bill Payment
  4. Federal Bank Credit Card Bill Payment
  5. Axis Bank Credit Card Bill Payment
  6. IndusInd Credit Card Bill Payment
  7. Kotak Credit Card Bill Payment
  8. Standard Chartered Credit Card Bill Payment
  9. RBL Bank Credit Card Bill Payment
  10. HSBC Credit Card Bill Payment
  11. PNB Credit Card Bill Payment
  12. Canara Bank Credit Card Bill Payment
  13. Bank of Baroda Credit Card Bill Payment
  14. Bank of India Credit Card Bill Payment
  15. Union Bank Credit Card Bill Payment
Credit Card Eligibility
  1. Credit Card Eligibility
  2. SBI Credit Card Eligibility
  3. HDFC Credit Card Eligibility
  4. Federal Bank Credit Card Eligibility
  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
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