Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The AU Bank Altura Plus Credit Card allows you to earn reward points every time you swipe the credit card for shopping, dining, and international spends. The annual fee of the credit card is Rs.499.
Listed below are the key highlights of the AU Bank Altura Plus Credit Card:
The features and benefits of the AU Bank Altura Plus Credit Card are mentioned below:
Welcome benefits:
Reward points benefits:
Cashback benefits:
Fuel benefits:
Milestone benefits:
Railway lounge benefits:
Equated Monthly Instalment (EMI) benefits:
Insurance benefits:
| Type of charge | Fee |
|---|---|
| Joining fee | NIL |
| Annual fee | Rs.499 |
| Fee for an add-on card | NIL |
| Cash advance fee | 2.5% of amount withdrawn, subject to a minimum of Rs.100 |
| Revolving credit charge | 3.49% per month (41.88% annually) |
| Minimum repayment amount | 5% or minimum Rs.100 |
| Limit for cash advance | 40% of the credit limit |
| Overlimit charges | 2.5% of overlimit amount, subject to a minimum of Rs.500 |
| Credit card validation fee at lounges | Rs.2 |
| Cash processing fee | NIL |
| Fee for processing an outstation cheque | Rs. 25 |
| Fee for redeeming reward points | NIL |
| Late Payment Charges |
|
| Processing fee for balance transfer |
|
| Foreign currency mark-up fee | 3.49% |
| Fee for duplicate physical statement request | Rs.100 |
| EMI conversion fee |
|
| Fee for reissue of lost/damaged/stolen credit card | Rs.100 |
| Charge for Priority Pass Lounge | $27 plus taxes per person for every visit |
| Goods and Services Tax (GST) | 18% |
You can reach the AU Bank concierge desk by calling the toll-free number, 18002100298. You can also call 022-42320298 to reach the concierge desk.
To claim the insurance benefits, you can call the AU Bank customer care at 180012001500.
The interest-free period is up to 50 days.
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